Loans

A Repurchase agreement (also known as a repo or Sale and Repurchase Agreement) allows a borrower to use a financial security as collateral for a cash loan at a fixed rate of interest. In a repo, the borrower agrees to sell immediately a security to a lender and also agrees to buy the same security from the lender at a fixed price at some later date. A repo is equivalent to a cash transaction combined with a forward contract. The cash transaction results in transfer of money to the borrower in exchange for legal transfer of the security to the lender, while the forward contract ensures repayment of the loan to the lender and return of the collateral of the borrower. The difference between the forward price and the spot price is the interest on the loan while the settlement date of the forward contract is the maturity date of the loan.

The Industry Dictionary maintained by LeaseForce International (www.leaseforce.com/ASP/Dictionary/bottom.asp?Action=FirstLetterSearch&Letter=L) defines a lease syndication as follows: "The process of involving a number of different lessors and funding sources in providing various percentages of a particular lease's debt and equity components. Typically a hallmark of large lease transactions; a lease syndication can allow any one lessor or funding source to maintain a more prudent and manageable credit exposure and competitive pricing while still providing the lessee with the total financing it desired and/or required."

I'd really like to know too. He should have been killed before coming up with such thing.

1100

A blank check is a signed check used to draw money from a bank account containing no information as to the amount to be paid with it, or a grant of complete authority to spend an unlimited amount of money.

To get 2,000 dollars in two weeks, it is best to apply for a loan through your bank. If your bank won't approve you, you can apply for a payday loan but they have much higher interest rates.

Five years ago, the interest rates on mortgages was only at 0.5 percent. As of today, interest rate on mortgage soared to 2.5 percent. That is 500 percent increase for the past five years.

A sudden debt pay off is when someone pays back a loan quickly.

Technically you are not the owner of the vehicle until you have paid every repayment it is the property of the finance company.

Just because the vehicle is in your possession does not mean that it is yours as the contract that you signed has not been forfilled (the paying in full part)

The bookkeeping entry is just a loan entry: Debit Cash and Credit Loan Payable. The shares are simply used as collateral or security on the loan. This pledge would be disclosed in a footnote to the financial statement.

As long as the loan remains in joint names, both parties would probably still be considered responsible for the repayments by the credit provider. Which means that, from a credit reporting point of view, both spouses could still be held liable for defaulted payments etc, even in cases where there's a family court order or something in place. At least, that's in Australia, it may be different in other parts of the world.

I had a problem getting a hold of them as well until I found this website. http://www.ripoffreport.com/reports/0/278/RipOff0278360.htm = Total Lending = Phone: 866-412-2369

Fax: 866-202-4634

55 Frederick Street

Nassau, Internet,

Bahamas

Unfortunately there is no direct answer to this question. Sometimes using borrowed money is the best thing you can do for your business. Sometimes it is the worst thing you can do. What determines the answer is whether your business generates more profit and cash flow if you borrow money. If your answer is yes then borrowing money is probably a good thing. If the answer is no, it probably is not a good idea to borrow money for your business. How does it work? The purpose of borrowing money should be to do more business, to increase revenues and to grow profits and cash flow. But keep in mind that borrowing money increases your costs. So the extra profits and cash flow that you generate with borrowed money should exceed the cost of borrowing the money. If that is the case you get ahead by borrowing. If that is not the case, stay away from the bank. How do you determine whether borrowing money is likely to increase your profits and cash flow? There is only one good way and that is to create a financial model of your business. With the financial model you can simulate the effects of borrowing money. If you do not know how to create a financial model ask your accountant or contact a financial expert. You can also use a short cut to determine whether borrowing money is a good idea or not. But this has limited value and does not give you a precise answer. Here is how it goes. First, estimate how much revenues are going to increase if you borrow money. Second, subtract the variable cost of the increased production. Third, subtract the cost of the borrowed money. If the remainder is positive you are likely to increase your profits by borrowing money. Now you still need to check if the additional cash flow you create with the borrowed money is sufficient to pay back the loan on time. There is one other thing that you have to be aware of before you commit yourself by borrowing money. Risk. By borrowing money you increase your costs. You take on an additional obligation. If things go the way you hope you will make more money. But if they do not go your way you will lose money at a faster rate than if you had not borrowed money. In effect you have turbo charged your company to make more money. As a warning I would like to use an analogy. When you try to get somewhere by running as fast as possible you better know that you are running in the direction you want to go. If you run in the wrong direction you go fast and you will get in the wrong place fast. Have fun with it!

prepaid card you got from wal-mart can you use it to get a payday loan I had to close out my checking account cause I lost my job and I need top move where I can find another job for my family there is no jobs here where I live and I just need to borrow money to get back on feet is here anyone can help me

The lender will most likely tell you that you need to contact the attorneys for an updated payoff statement. Once the loan is in foreclosure, the attorneys handle most of the little tasks like payoff statements, reinstatement figures, etc. This is because they will have to add their fees to the numbers they quote you.

Of course, it will take them at least a week, in most cases, to generate payoff figures. This is because the bank will have to calculate interest, late fees, and other charges, and then the lawyers will add their fees and court costs on top. So, after the foreclosure lawsuit has been filed, it's the attorneys that will have the most information.

a display of the number of payments and the amount of interest that will be paid.

If you are interested in what an amortization schedule is, there are many information websites to help you. However, to answer you question, it is a calculator used to calculate loan payments and how much goes towards the interest and how much goes towards the principal.

money my friend they can make more off of you if you cant pay it.

Debit interest on loan
Credit cash / bank

People get mortgages because most people do not have enough money to purchase a home. They must borrow most of that money from a bank. To get approved for a mortgage the borrower must have a good credit history, have been employed for a substantial period of time, have some savings and have no large debts

Your biggest problem could be just being involved in one. This is another play on a "Refund Anticipation Loans" an RAL - available at all the usual suspects!

Listen.. these are universally considered the single most terrible and abusive type of loan or finance available! You will pay a huge cost in virtually all cases, whether it be the pure cost of the loan or some hidden costs, (how much they charge for the related tax return, processing fee, mailing fee, whatever). DO NOT DO IT. See, if your in that much of a mess...you really need to understand.... No, it's not that "we" don't understand...I assure the rest of us generally do understand sacrafice...no it's not that you can't afford not to get the money....thats the crazy thinking that makes your situation worse....YOU CAN'T AFFORD TO GET THE MOST EXPENSIVE THINGS.....and this is. (If "we" - with jobs and income...and of course bills, needs, etc., think we won't or can't afford it...I'd say you should understand you shouldn't and can't either).

Moreover, generally the money (the tax refund itself) they get as the payback is only a few weeks away from you, were you to file for it anyway. And the fact is, were you to just change your withholding (even today as I write this, in early December), you would not have over paid in. So your paying a bunch of money to get a loan of the money that is yours anyway!

There is no other way to say it...these are "loans" for fools...the warnings are published everyplace, (every government agency and every consumer advocate warns you about how bad a thing they are)...so perhaps the people who may actually still fall for it - actually deserve to be taken for the ride and used (or is it abused) as such....that being the fool is what they like and just their proper lot in life!

If you co-sign a loan, be aware that the loan will be on your credit bureau record. You will be responsible for paying the loan if the primary borrower fails to pay. Any defaults will be reported under your name. It will reduce your credit score. If the primary borrower or the co-signer does not pay the loan on time it will drop your score more dramatically. It will reduce the amount you can borrow yourself since it will count as your debt.

You may either apply for a small business loan or a personal loan. Google small business loans

Yes they do and this year they are offering 1000 instead of 500. Depending on where you live they start mid November. Emeraldadvances.com