Workers Compensation

There are many tests and things looked at...but independence in your actions and limited contol of the "employer" and provision of virtually no benefits is critical.

how much is a dismembered finger worth? $35,000,000 How much is a thumb worth? $100,000,000 how much is a disable finger worth? $20,000,000 *Values take into account the depreciation values of dismembered digits standardized by the International Congress on Dismemberment.

yes they are. basically, if you are waiting for a lump sum settlement, then you have already been delared permanent and stationary(injury will get no better, or no worse). once the insurance adjuster receives all of your paperwork from the doctor who released you, your weekly payments will most likely be alot smaller than before. this is in preparation for your lump settlement. depending on the carrier, you may be able to receive small advances on the end amount if needed though.

No they will call your prior doctors and request your medical records, so they can futher determine your case.

Your lawyer, if you agreed on a sum of the settlement, people or companies you are indebted to, and very specific parts of the settlement can be taxed. This usually includes any additional funds such as punitive fines assigned by the court or interest accrued on compensation. The article below goes into more specifics on settlements and taxes.

employers with more than 10 employers and those above minimum wage

Usually workers comp is less than the Liability Insurance. The Liability is based off of the gross receipts where as the workers comp is the number of employees and their hourly rate.

A workman's compensation scheme is a statutory requirement by Governments on employers so as to look after the welfare of low paid workers in times of death, injury etc.

A GPA is an optional cover by workers who are highly paid to protect their welfare and the employer buys this cover from insurance companies as a benefit for its workers to assist with death, injury, medical expenses etc. above the statutory or compulsory schemes managed by Governments.

A copay is a "set" dollar amount you pay at the time of treatment. For instance, a $35 doctor copay. If you have level one doctor visits, you pay nothing more than the $35 doctor copay. Co-insurance is the percentage you share with the insurance company after your deductible has been met. When you have two policies - your primary insurance will pay first (subject to deductible and co-insurance), and then your second policy starts with the balance left from the primary policy (subject to deductible and co-insurance again). For instance a primary policy with a 5,000 deductible and 80/20 co-insurance of $5000. Your bill for surgery is 6000. You pay 5,000 + 20% of $5000 (1000) = $6000.00 Your balance of your surgery bill is 0

This video explains private as well as government insurance programs such as medicare, medicaid, and federal rehabilitation programs:

http://www.brainandspinalcord.org/media-center/HealthInsurance.html

Hi~ Absolutely it can. Your settlement is considered an assett.

Just wanna share this.. Repetitive stress injuries can come from many causes. Other factors should also be considered as contributing to stress in all cases. Being overweight or pregnant or having high stress levels in general can certainly take a toll on certain joints. Once you have been diagnosed with repetitive stress injury, all of these factors must be taken into consideration before the most effective course of treatment can be prescribed by your doctor.

source: http://www.ergonomic-resources.com

Tennis elbow or carpel tunnel syndrome.

The surgery cures the trigger thumb--why should there be any cash settlement?

There is no real maximum. The maximum depends on the injury sustained and the severity as well as whatever guidelines are set out in a work contract or decided by a court (usually by legal precedent)

$3500 a month

Not having health insurance will not effect the Worker's Comp claim as long as the claim is directly related to an on the job injury. Worker's Comp is designed to help pay the medical bills directly related to an on the job injury. Health insurance generally does not pay for anything related to an on the job injury, because of Worker's Comp.

cesar chavez

It depends on what state your claim is in. In some states, WC will pay for your travel to and from doctor/PT appointments. They pay a set amount per mile, and that amount is dictated by state law. Some states will only pay if you have to travel a certain amount of miles for treatment, or if you treat out of the county. Some states will not pay for your travel expenses.

I handle a couple states as a workers' compensation adjuster. Illinois does not reimburse for mileage. Michigan pays $.50 per mile.

I would recommend checking with the agency that governs WC in your state. There is usually a website out there, and it would be listed on there.

Workers Comp covers your work-related injuries and illnesses. The FMLA provides for employees to take time off work to care for a family member who is ill or newly born, which is not related to the employee's work at all. There are many more differences, but seeing how they start out to be two very different things should help.

Every state that I have looked up says that permits are obtained through the school that the minor attends. They would certainly be the starting point! I'm sure the school office will direct you to the appropriate person.

If it was a legitimate workplace injury and you didn't commit fraud, the money is yours. It's not a loan. The idea behind workmans comp is that if you're injured on the job you still get part of your paycheck instead of suing the company for injury.

yes you are . * It depends on what activity caused the injury. If the person was engaging in irresponsible behavior he or she may not qualify for WCI benefits.

The key word here is "contractor". The question of the size of the employer's workforce becomes moot when (s)he must deal with a contractor; because, a contractor is not an employee. Those things which govern the actions of and expectations from an employee by a business entity do not apply to a contractor except where stipulated and spelled out in the contract. The same holds true for those things for which a contractor may charge someone: Without a signed contract, a contractor can charge for anything (s)he wants to... It is only when the contract which contains such a stipulation gets signed that any legal and binding obligations to pay come into existence. If You are dealing with a contractor, and the terms of the contract are not to your liking, you need to check around to see if these types of terms are customarily included in contracts for the services for which you are contracting. It may be that what you see IS a customary charge in an acceptable contract. It may also be the case that you are dealing with a contractor who is one of only a few who are prone to include such a charge. Negotiation of the contract may be an option. A contractor's dealings with a small business are not the same as those with a large corporation; and, whereas a large corporation may be accustomed to accommodating a contractor in certain ways, a small business may not. You may have the wrong contractor. All of this is the homework that needs to be done when shopping for a contractor; and, a good fit between contractor, contract, and contractee is the aim for all concerned... ...and it depends on the state. Your contractor (your General Contractor?) may be asking you this because he believes your state to be a "ladder state," meaning liability goes up the ladder until someone can pay. He may require you to carry coverage so he doesn't wind up paying it himself in an audit and having to pay claims from your employees. If so, it's fair and reasonable for him to ask you to carry Comp. Further, though some states would exempt you from coveragerequirements with fewer than 3 employees, no state exempts you from liability.

No, you do not have to report any amount of casino, lottery, bingo....winnings in Michigan if collecting unemployment insurance...it is an unearned income.