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Workers Compensation

Employment often results in injuries due to hazardous conditions or accidents. Workers Compensation is mandated by laws and specific rules apply to the collection and award to provide payments to the employee.

2,520 Questions

If you employ less than 3 can a contractor charge for workmans comp?

The key word here is "contractor". The question of the size of the employer's workforce becomes moot when (s)he must deal with a contractor; because, a contractor is not an employee. Those things which govern the actions of and expectations from an employee by a business entity do not apply to a contractor except where stipulated and spelled out in the contract. The same holds true for those things for which a contractor may charge someone: Without a signed contract, a contractor can charge for anything (s)he wants to... It is only when the contract which contains such a stipulation gets signed that any legal and binding obligations to pay come into existence. If You are dealing with a contractor, and the terms of the contract are not to your liking, you need to check around to see if these types of terms are customarily included in contracts for the services for which you are contracting. It may be that what you see IS a customary charge in an acceptable contract. It may also be the case that you are dealing with a contractor who is one of only a few who are prone to include such a charge. Negotiation of the contract may be an option. A contractor's dealings with a small business are not the same as those with a large corporation; and, whereas a large corporation may be accustomed to accommodating a contractor in certain ways, a small business may not. You may have the wrong contractor. All of this is the homework that needs to be done when shopping for a contractor; and, a good fit between contractor, contract, and contractee is the aim for all concerned... ...and it depends on the state. Your contractor (your General Contractor?) may be asking you this because he believes your state to be a "ladder state," meaning liability goes up the ladder until someone can pay. He may require you to carry coverage so he doesn't wind up paying it himself in an audit and having to pay claims from your employees. If so, it's fair and reasonable for him to ask you to carry Comp. Further, though some states would exempt you from coveragerequirements with fewer than 3 employees, no state exempts you from liability.

Must you report casino wins of any amount if collecting unemployment insurance in Michigan?

No, you do not have to report any amount of casino, lottery, bingo....winnings in Michigan if collecting unemployment insurance...it is an unearned income.

Do you have to pay workman's comp for part time employees?

Yes, workman compensation must be paid for for all employees regardless of how many or how few hours they work within the company. This comes out in the form of an insurance premium which will cover injuries to an employee while they are on the job.

When does a company need to carry workmans comp?

Contact your state because rules & exemptions vary - but if you're exempt from having to have insurance that doesn't mean you should forgo coverage. Even if you have health insurance, who will pay for that if you're seriously injured & can't work? Comp offers lifetime medical benefits due to a work related injury. Maybe you sometimes use subcontractors too, and your state may be one that says you have to provide coverage for your subs who don't have it - talk with your insurance agent first, and if you opt to take the exemption, do so legally. Also, some of your clients may require you to carry this coverage even if the state says you're exempt - you may be able to get higher pay from the General Contractor because you provide your own insurance.

If you suffer a seizure while working are you eligible for workman's compensation?

To be eligible for WCI benefits the injury or illness must be directly job related. If it can be proven that conditions at the worksite were the cause of the seizure it is likely a claim would be considered valid. A person who suffers an injury or illness that is not covered by WCI, may be eligible for Social Security Disability. Social Security Online, http://www.ssa.gov

In California is the employee responsible for medical bills resulting from the employer sending them to a company doctor for treatment of an injury that was not job related?

Not if the employee was not given the opportunity to choose his or he own medical provider. If the employer required the employee to visit a specific care provider then the employee should be covered by his or her medical insurer or the company's.

What is the role of the Department of Labor and Employment in the Philippines?

The main role of this department is to make all the employed citizen of the Philippines to benefit all the assets of the company. To ensure that all of the investment of the employer to be given away to the employees, and not a cent shall be left to the employer. This shall cause the businesses and establishment to go bankrupt. and thus the Philippines to become a communist country.

What is the workers compensation class code for churches in North Carolina?

Class code 8868 - Religious organization: professional employees & clerical

Janitorial staff or landscaping people would not be under that class code 9015

Is a veterinarian blue or white collar?

White collar, veterinarian is doctor for animals. Doctors considered a white collar job.

What is a signature card?

card that has the informaton the bank need to make an account for the person making a checking account

What is the Industrial dispute act of 1947?

whether a software cinsultant is a workman under the provisons of industral act

Do employer have to pay employees to and from work if they use a work van?

It Can depends on the company. Most do not and only begin pay when they walk into work and clock/sign in. They do pay if you are delivering or collecting goods and you have to drive around in your company vechile.

BAd answer above. Even if the employer provides a vehicle for its convenience, employees are not on paid time when commuting to the workplace. No pay, no employer liability if injured.

Will health insurance pay for surgeries from workman's comp injury after settlement?

No, Workers Comp includes lifetime medical for work-related injuries, so health insurance typically excludes anything covered by Comp.

Can a Va doctor release you because you want a second opinion?

Yes, a VA doctor can refer you and allow you to have a second opinion. This is one of your basic medical rights.

Is a police officer a blue collar worker or a white collar worker?

Most are white collar (those that work in office buildings and do not get their hands dirty at work).

Is worker's compensation a part of OSHA?

No. Worker's Compenstation is completely separate form OSHA. Worker's Compensation is run by each state under its own legislation. OSHA is a US Federal Agency.

Can you move to another state and collect workers comp?

if you are eligible for it in the state where you worked, that is the state responsible for paying any benefits, not the one you move to,

Do your medical and Social Security records have to be provided to the workman's compensation insurance provider?

The WCI provider will require medical records and any applicable records from the SSA (such as disability benefits being received) before they will process a claim. Generally the claimant signs a release form and the records are sent by the agency, doctor or medical facility not by the claimant.