Unanswered | Answered

Auto Insurance Claims

Parent Category: Auto Insurance
Auto accidents do happen. Most countries require automobiles to be insured to protect individuals from damages or losses arising from these accidents. Policy holders must file an insurance claim before they can avail themselves of the benefits provided by the insurer.
You may use only electroning file to report diesel, gasoline,ethanol and propane fuel types on an original return for thecurrent reporting period.
The US congress is covered under the FEHBP system - they have achoice of over 300 health care options. So it depends on the planthey pick. The Government pays about 70%-75% of the cost so if theypick a Blue Cross Blue Shield family plan that costs $1,327.80/mo.,they would only have to cover $430.04...
Usually the bank needs a writen paper with your signature for proof that you were allowing him to cash your check. Your husband was doing something against the law, watch out, he pay get into trouble when the bank, state, and government go through all the papers and such each year.
Depending on what state you are in you can file for title based on abandoned vehicle laws,but in West Virginia you can only re-title if your a state trooper or a auto repair business owner
That was a Progressive Insurance commercial that was advertisingmotorcycle insurance.
Firstly, you need to purchase an adequate amount of liabilitycoverage for your situation. You have a choice of liability limitsthat you want when purchasing auto insurance. You can also purchasean umbrella or excess liability policy that will give you coverageover an above your auto, home, boat, etc...
Your right, you are responsible to leave enough distance betweenyou and the vehicle in front of you in order for you to be able tostop. Good measure is one car length for every 10 mph that you aretraveling. This also applies to the person behind you. Technicallyyou are responsible for the damage to...
You can call the 800 number that is on the back of your insurancecard and speak to the customer service person on the phone. Theymay make you sign a cancellation request or perhaps they can take arecorded statement in lieu of this.
It seems that the primary cause of the accident was that you lostcontrol of your vehicle and may or may not have left your lane. Itis probably your fault but I'm not sure. Whatever the policeofficer wrote on the report if law and is most likely final. If youleft your lane then you are at fault. If...
Sure they are, they just might have to pay through the nose. There's a handy little van insurance website here http://www.motordirect.co.uk maybe they'll be able to answer over the phone for you Answer 2 You will have to check with individual insurance brokers. Some companies will insure you...
It is very doubtful that the insurance company will even notice theinspection sticker being out. It should have no impact on yourclaim. The only issue is if the wreck was caused by lack ofmaintenance and if the inspection would have caught this issue.This may prove you knew about the issue and did...
You have had an accident. At this point the only law broken was thelaw of physics stating that two objects cannot occupy the samespace at the same time. If you leave the scene then you have brokena law of man and could be in trouble for this. If not you are atfault for the accident but that's all.
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
If it was not you it is not your business. If it is not yourbusiness you cannot find out about the situation. Privacy laws aretaken seriously and everyone privacy must be protected. Don't thinkyou can find out some else's financial business.
Yes. Many states have laws that require a witness to an accident (which you would be) to also stop.
Each could be ticketed. The driver for no insurance, and the owner for allowing unlawful operation. In the UK both are equally responsible for 'using a motor vehicle on a road without insurance' and both will be prosecuted.
They will pay for a rental car for the normal time of repair forwhat was being fixed on your vehicle. If your vehicle was notdrivable they will also pay for the time that the vehicle was outof service. This does not mean that they are responsible for arental car just because you didn't want to drive...
This is why you want to have uninsured motorists coverage on yourpolicy. UM will act the same as if the other party had coveragewith the exception of a small deductible for property damage. Insome states your physical damage may also take care of the vehiclethough then it will count against you on...
Leaving the scene of an accident can be a major issue. In Georgia,fines and such are handled by the individual jurisdiction where theviolation occurred. Fines are different depending on the Magistrateor Probate Court that is handling the matter.
Of course not. You should legally move over to the turning lane,signal and make your turn, always knowing that any other vehicleoccupying the lane has the right of way. You can never legally cutacross lanes.
Not necessarily. Book value is the basis of the item lessaccumulated depreciation. Book value is rarely the actual cashvalue of an item, any item. Book value has to do with accountingand taxes, not sales price or actual cash value.
This document would be available from the RV rental company thatyou are dealing with as each company probably has theirs slightlyaltered for their company.
You should see a doctor if you feel any level of pain anddiscomfort. It may even be a good idea to get checked out even ifyou feel fine. Your doctor will be in the best position todetermine whether you sustained any serious injuries in theaccident.
Sure if you own and operate a normal body shop and the companyagrees to such. You cannot pocket the claim check based on someoneelse's estimate. Firstly the company must make certain the repairsare done in the same manner as the shop would do. Also, someone isgoing to get a 1099 for the amount paid...
Yes, you are probably paying for the next 30 days. This does nottake into account any changes that you make during the policyperiod. If you make a change that produces an increase in thepremium, often times the company will divide this out among futurepayments so that you are not made to pay the...
What. Why would you think this is required? An insurance companywill not find you a new vehicle is your is totaled, they will payyou the actual cash value of the vehicle you had.
\n. \n Fault in a Parallel Parking Accident \n. \nHere are several opinions from FAQ Farmers:\n. \n . Always always always the person behind. There are so many reasons you might not see someone behind you, but you should always see the person in front and give them enough room, no matter what...
Some parks are located on private property and some are publicproperty. It would depend on the owner of the park. A homeownersassociation for instance can own a park within their subdivision.This would be a privately owned park and can be only for members ofthe homeowners association if they desire....
Generally all policies state that when you enter a state withdifferent minimum liability limits or requirements, then yourpolicy will adjust to the minimum standard of the state you enter.This does not include a situation where you move to another stateand do not tell your insurance company. IF this...
You may wish to read your policy but all I have ever seen statethat their policy will convert to the greater of the limits on yourpolicy or the minimum required in any other state you drive into.There are different forms of no fault and fault policies dependingon your state requirements, but you can...
A stolen vehicle is just that, a stolen vehicle. Were the keys accidentally locked in the car? Had a locksmith been called to unlock the vehicle and get the keys back to the reg. owner? There will be many questions that would require an answer for the claims adjuster investigating the claim. Was...
This depends. Do you live with him? Is his name on the title of thecar? If these are no then your answer is no. Generally you cannotinsure something you don't own. In an immediate family situationwhere you are all members of one household, they make exceptions.You should really start your own policy...
There are some supplemental insurances that will cover incidents that come up. You use the money as you see fit. Usually though, you are really saving money by taking an insurance that has a higher deductible/copay since the premiums are lower. We are so used to an all-encompassing insurance plan,...
Please read your question before publishing it. I'm not sure whatyour asking so I will guess. If you have uninsured motoristscoverage, you can file a claim on this. If not, your only hope isto sue the other driver for damages, but if they don't haveinsurance they probably don't have anything worth...
Assuming that the car hit was stopped when the other car wasbacking up, the one backing will be at fault. If there is nodamage, or if it is below a certain threshold it may not even countas a collision.
If you purchase liability coverage on the dwelling policy then yesit will have liability coverage. If you only wanted the minimumprice with no extra coverage that's what you get. Make sure youpurchase the coverage you want when you talk with an agent.Dwelling coverage is used in situations when you...
It is more expensive but the risk of a car accident is much higher.In case of a lawsuit it is well worth it.
Yes, Minnesota requires minimum limits of liability insurance, PIPNo-Fault, Uninsured Motorists, and Underinsured MotoristsCoverages. Other coverages and higher limits are available as wellif desired.
If you have a lienholder on your automobile, the insurance companyshould already have their name and address listed on the policy. Ifyou never gave them this information, make sure the adjuster knowsthis when you speak to him/her.
If you hit the vehicle, you are usually responsible for theaccident.
The insurance company stipulates, any household member that candrive. It doesn't say how often so yes.
If you registered car, plate is under your name. The second youdrop it, insurance will report it to state and you can have your DLsuspended. You must have her register car under her name.
Should who's insurance cover who's car??? The Brother who owns thecar will have to file the claim with his insurance policy.Insurance follows the car, not the driver. If you didn't have theSister listed on the policy as a driver the company can deny theclaim for material misrepresentation. Then you...
If you are both moving, the one at fault is whoever the policeofficer says is at fault on the accident report. That's all I cantell you with this information. I hope you called the police. Theywill say you backed into them and you will say they ran into you.Without a police report faulting one of...
Why are you driving a salvaged car. If the car has any value theymay pay something. If they damaged something that wasn't alreadydamaged, they might pay something. You may end up having some faultfor driving an unsafe vehicle as well if it was salvaged vehiclethat was not repaired.
Someone was at fault if their was an accident. Just because youdidn't get a ticket, doesn't mean that the Police Officer didn'tcite one driver for the accident. The codes tell who is at fault.Police have become way to cautious about issuing tickets inaccident situations because they don't want to be...
Sorry, the illegally parked car is not responsible. Any time a car slides into the back of another, that vehicle is considered to be traveling at an unsafe speed for the conditions. You will probably get a ticket for following too closely, or reckless driving.
The car that is moving is the only one with the power to avoid theaccident therefore, the other car is at fault. They may say theyweren't moving as well though. Good luck.
Usually the dealership will not let you off the lot withoutconfirming coverage. As long as you call them Monday and get itchanged it will be fine, just don't drive until you talk to them.Many companies offer immediate coverage for new purchases but manydo not. If you had full coverage on the vehicle...
This is not a question. Dog hit by car. Not good for dog.
Why were you driving without a license? You will be prosecuted forthe violation but it has nothing to with fault. If the other partywas at fault their insurance is responsible for damages to yourcar. You will never get your license back. Habitual gets you jailtime.
If you can pay it out of pocket fine but be ready for a large costas the person is going to try to get you badly. Call the police andget a report done at the least. If is within your means you willbenefit by not making a claim just be ready for more than you thinkit will be.
If he is on your policy then you'll be fine, but even then sometimes they will be able to find some clause in the fine print to wipe their hands of it. check your cover
The fact that they were a police officer has little to do with theaccident unless they had their lights on and were responding to acall. Otherwise, fault will pay for damages. That's all.
Do you mean drivers license suspension? If so, it depends on theinsurance company. It used to be that non-moving violations didn'tcount on your insurance rating but in the past few years they havestarting allotting points for items like this.
Rights don't have a lot to do with it. An auto insurance policy isa legally binding contract. You have a right to obey the terms ofthe contract and so does the insurance company. If you have acovered claim, they will repair, replace, or pay the ACV of thevehicle at their choice. I could tell you...
Yes. But, plan on looking for a new Insurance Carrier.
The person backing out. If you were in the lane/road behind them they needed to use caution when backing out.
You would have broken more than one law. You would be charged withvehicular manslaughter, among many other possible charges.
Payments of this kind are not taxable at all. This is considered ascompensation for a loss of some kind be it injury or property.
Yes, just as long as their credit scores remain in good standing, then it is possible.
You are subject to liability insurance requirements whether or notan accident occurs. An accident has nothing to do with liabilityrequirements. You are required to have liability insurance of atleast the minimum required by your state before getting into avehicle and driving it. Driving is what...
Absolutely, unless you are independently wealthy and don't care ifyour vehicle is a total loss every once in a while. Uninsuredmotorist fees are very nominal compared to the alternative.
If you don't have a car you would have no need for auto insurance.The only case to be made is if, due to prior infractions, you arerequired to keep an active policy in order to maintain your driverslicense. In this case you can buy a non-owners auto policy.
No, you can't. When you made you claim under your auto policy fordamages done by another party, you signed your subrogation rightsover to your insurance company. This is what allows them to recovercosts that they paid to fix your car. This is done to assist you ingetting your car fixed quickly. You...
More than likely you signed away your subrogation rights to yourinsurance company so that they can recoup the amount paid to fixyour vehicle. They will get his auto policy to reimburse them forthe payments they made to you. When and if they acquire All theMoney Owed, they will refund your deductible...
No, all hte brothers were involved in it, joe Jonas saved his brothers nick Jonas from dieing that day by protecting him.
Yes, about two days ago. He's fine now.
In the UK it would depend on the insurance company's policy. Get several quotes, explain what you need.
Whos car is this, deinitely
The provider must give Medicaid proof that the other insurance carrier (including Medicaid) has "adjudicated" the bill. Medicaid will then pay any remaining eligible charges, to the extent that it would have paid had the patient not had any other insurance.
A number of things may occur in this situation. First off, you can offer to pay for the damage and injuries out of your own pocket. Keep in mind that even if you do this, the party that you hit may continue to come back for more compensation (medical payments, loss of income, pain and suffering, etc...
I assume PHH is your Mortgage company. They will not endorse thecheck until the work is done. If they endorse it you could spendthe money and never have the repairs done. The way to fix thisissue is to have the insurance company make out the check to youand the contractor of your choice and you....
Less than 30 cars will fit in a car park. I think. Depending also on the size of the park. If it has 200 parking spaces, balls I can't be arsed!
They wouldn't know someone was driving your car without a license so it would go up. However, if they have a wreck in your car the insurance company will most likely not cover the accident because the person didn't have a license.
if there is a suit brought for the accident they will have to name or sue you, not the insurance company, don't panic though, your insurance company should represent you, (if a judgment is entered against you the ins co will pay it, assuming as simplistic as question) if you are ever served with...
Insurance stays with the car. So if the vehicle is insured (subject to any policy exclusions) and your 'permissive driver' were at fault then your policy will be primary on all damages. You both however are 'legally' responsible. If you are saying that neither the vehicle nor the driver had...
Your liability insurance does not cover medical expenses in yourvehicle no matter who is driving. Depending on your state and theregulations there, this could vary somewhat. Liability is coveragefor the party and passengers in a vehicle that you hit if you areat fault. If you are talking about a...
Solid. Mercury is a metal and is liquid in it's natural state.
Answer . \nIf it is a commercial vehicle, record the name of the company and the licence plate number and contact your insurance company because they will hold the other vehicle liable.
\n. \n Coverage on a Stolen Car \n. \nMost insurance companies will only pay the blue book value of the car at the time that it was stolen. Check the Kelley Blue Book or the National Automobile Dealers Association for approximate values.
I have taken my caroff the road for the winter. Do I still need to pay insurance
You are not entitled to anything. If the other party who hit youwas at fault, you are only going to collect your actual losses upto the limits of the other party's insurance coverage. This meansyour actual required medical expenses and loss of income andnothing more. You are to be made whole again...
Geico indemnity company 750 woodbury road woodbury, ny 11797 tele: 1-800-841-3000
Answer Yes, unless you want to be sued by the other person if something happens. Answer If this is your primary vehicle, then you must be included in the insurance policy. Answer You should check with your insurance company. You may have some personal liability. The answer depends...
Your insurance will only pay off what the blue book value of the car is, whether that's enought to pay off the vehicle is unknown to me. If you owe $7k and insurance says the car is worth $5k you owe the $2k difference.