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Auto Insurance Claims

Parent Category: Auto Insurance
Auto accidents do happen. Most countries require automobiles to be insured to protect individuals from damages or losses arising from these accidents. Policy holders must file an insurance claim before they can avail themselves of the benefits provided by the insurer.
You may use only electroning file to report diesel, gasoline,  ethanol and propane fuel types on an original return for the  current reporting period.
The US congress is covered under the FEHBP system - they have a  choice of over 300 health care options. So it depends on the plan  they pick. The Government pays about 70%-75% of the cost so if they  pick a Blue Cross Blue Shield family plan that costs $1,327.80/mo.,  they would only have to...
Depending on what state you are in you can file for title based on abandoned vehicle laws,but in West Virginia you can only re-title if your a state trooper or a auto repair business owner
That was a Progressive Insurance commercial that was advertising  motorcycle insurance.
Firstly, you need to purchase an adequate amount of liability  coverage for your situation. You have a choice of liability limits  that you want when purchasing auto insurance. You can also purchase  an umbrella or excess liability policy that will give you coverage  over an above your auto,...
Your right, you are responsible to leave enough distance between  you and the vehicle in front of you in order for you to be able to  stop. Good measure is one car length for every 10 mph that you are  traveling. This also applies to the person behind you. Technically  you are responsible for...
You can call the 800 number that is on the back of your insurance  card and speak to the customer service person on the phone. They  may make you sign a cancellation request or perhaps they can take a  recorded statement in lieu of this.
It seems that the primary cause of the accident was that you lost  control of your vehicle and may or may not have left your lane. It  is probably your fault but I'm not sure. Whatever the police  officer wrote on the report if law and is most likely final. If you  left your lane then you are at...
Sure they are, they just might have to pay through the nose. There's a handy little van insurance website here http://www.motordirect.co.uk maybe they'll be able to answer over the phone for youAnswer 2You will have to check with individual insurance brokers. Some companies will insure you while...
It is very doubtful that the insurance company will even notice the  inspection sticker being out. It should have no impact on your  claim. The only issue is if the wreck was caused by lack of  maintenance and if the inspection would have caught this issue.  This may prove you knew about the...
You have had an accident. At this point the only law broken was the  law of physics stating that two objects cannot occupy the same  space at the same time. If you leave the scene then you have broken  a law of man and could be in trouble for this. If not you are at  fault for the accident but...
Yes. The terms of your insurance policy are not relevant if the other party is at fault.
If it was not you it is not your business. If it is not your  business you cannot find out about the situation. Privacy laws are  taken seriously and everyone privacy must be protected. Don't think  you can find out some else's financial business. 
Each could be ticketed. The driver for no insurance, and the owner for allowing unlawful operation.In the UK both are equally responsible for 'using a motor vehicle on a road without insurance' and both will be prosecuted.
They will pay for a rental car for the normal time of repair for  what was being fixed on your vehicle. If your vehicle was not  drivable they will also pay for the time that the vehicle was out  of service. This does not mean that they are responsible for a  rental car just because you didn't...
This is why you want to have uninsured motorists coverage on your  policy. UM will act the same as if the other party had coverage  with the exception of a small deductible for property damage. In  some states your physical damage may also take care of the vehicle  though then it will count...
Leaving the scene of an accident can be a major issue. In Georgia,  fines and such are handled by the individual jurisdiction where the  violation occurred. Fines are different depending on the Magistrate  or Probate Court that is handling the matter.
As long as you are listed as a driver on the policy and an accident  occurs in a covered vehicle, then yes you will be covered under the  terms and conditions of the policy just as any other driver on the  policy.
Of course not. You should legally move over to the turning lane,  signal and make your turn, always knowing that any other vehicle  occupying the lane has the right of way. You can never legally cut  across lanes.
Not necessarily. Book value is the basis of the item less  accumulated depreciation. Book value is rarely the actual cash  value of an item, any item. Book value has to do with accounting  and taxes, not sales price or actual cash value.
This document would be available from the RV rental company that  you are dealing with as each company probably has theirs slightly  altered for their company.
You should see a doctor if you feel any level of pain and  discomfort. It may even be a good idea to get checked out even if  you feel fine. Your doctor will be in the best position to  determine whether you sustained any serious injuries in the  accident.
Sure if you own and operate a normal body shop and the company  agrees to such. You cannot pocket the claim check based on someone  else's estimate. Firstly the company must make certain the repairs  are done in the same manner as the shop would do. Also, someone is  going to get a 1099 for the...
Yes, you are probably paying for the next 30 days. This does not  take into account any changes that you make during the policy  period. If you make a change that produces an increase in the  premium, often times the company will divide this out among future  payments so that you are not made to...
What. Why would you think this is required? An insurance company  will not find you a new vehicle is your is totaled, they will pay  you the actual cash value of the vehicle you had.
    == Fault in a Parallel Parking Accident ==     Here are several opinions from FAQ Farmers:     * Always always always the person behind. There are so many reasons you might not see someone behind you, but you should always see the person in front and give them enough room,...
Some parks are located on private property and some are public  property. It would depend on the owner of the park. A homeowners  association for instance can own a park within their subdivision.  This would be a privately owned park and can be only for members of  the homeowners association if...
Generally all policies state that when you enter a state with  different minimum liability limits or requirements, then your  policy will adjust to the minimum standard of the state you enter.  This does not include a situation where you move to another state  and do not tell your insurance...
You may wish to read your policy but all I have ever seen state  that their policy will convert to the greater of the limits on your  policy or the minimum required in any other state you drive into.  There are different forms of no fault and fault policies depending  on your state requirements,...
A stolen vehicle is just that, a stolen vehicle. Were the keys accidentally locked in the car? Had a locksmith been called to unlock the vehicle and get the keys back to the reg. owner? There will be many questions that would require an answer for the claims adjuster investigating the claim. Was...
This depends. Do you live with him? Is his name on the title of the  car? If these are no then your answer is no. Generally you cannot  insure something you don't own. In an immediate family situation  where you are all members of one household, they make exceptions.  You should really start...
Please read your question before publishing it. I'm not sure what  your asking so I will guess. If you have uninsured motorists  coverage, you can file a claim on this. If not, your only hope is  to sue the other driver for damages, but if they don't have  insurance they probably don't have...
Assuming that the car hit was stopped when the other car was  backing up, the one backing will be at fault. If there is no  damage, or if it is below a certain threshold it may not even count  as a collision.
If you purchase liability coverage on the dwelling policy then yes  it will have liability coverage. If you only wanted the minimum  price with no extra coverage that's what you get. Make sure you  purchase the coverage you want when you talk with an agent.  Dwelling coverage is used in...
It is more expensive but the risk of a car accident is much higher.  In case of a lawsuit it is well worth it.
Yes, Minnesota requires minimum limits of liability insurance, PIP  No-Fault, Uninsured Motorists, and Underinsured Motorists  Coverages. Other coverages and higher limits are available as well  if desired.
If you have a lienholder on your automobile, the insurance company  should already have their name and address listed on the policy. If  you never gave them this information, make sure the adjuster knows  this when you speak to him/her.
If you hit the vehicle, you are usually responsible for the  accident.
The insurance company stipulates, any household member that can  drive. It doesn't say how often so yes.
If you registered car, plate is under your name. The second you  drop it, insurance will report it to state and you can have your DL  suspended. You must have her register car under her name.
Should who's insurance cover who's car??? The Brother who owns the  car will have to file the claim with his insurance policy.  Insurance follows the car, not the driver. If you didn't have the  Sister listed on the policy as a driver the company can deny the  claim for material...
If you are both moving, the one at fault is whoever the police  officer says is at fault on the accident report. That's all I can  tell you with this information. I hope you called the police. They  will say you backed into them and you will say they ran into you.  Without a police report...
Why are you driving a salvaged car. If the car has any value they  may pay something. If they damaged something that wasn't already  damaged, they might pay something. You may end up having some fault  for driving an unsafe vehicle as well if it was salvaged vehicle  that was not repaired.
Someone was at fault if their was an accident. Just because you  didn't get a ticket, doesn't mean that the Police Officer didn't  cite one driver for the accident. The codes tell who is at fault.  Police have become way to cautious about issuing tickets in  accident situations because they...
The car that is moving is the only one with the power to avoid the  accident therefore, the other car is at fault. They may say they  weren't moving as well though. Good luck.
Usually the dealership will not let you off the lot without  confirming coverage. As long as you call them Monday and get it  changed it will be fine, just don't drive until you talk to them.  Many companies offer immediate coverage for new purchases but many  do not. If you had full coverage on...
This is not a question. Dog hit by car. Not good for dog.
Why were you driving without a license? You will be prosecuted for  the violation but it has nothing to with fault. If the other party  was at fault their insurance is responsible for damages to your  car. You will never get your license back. Habitual gets you jail  time.
If you can pay it out of pocket fine but be ready for a large cost  as the person is going to try to get you badly. Call the police and  get a report done at the least. If is within your means you will  benefit by not making a claim just be ready for more than you think  it will be.
The fact that they were a police officer has little to do with the  accident unless they had their lights on and were responding to a  call. Otherwise, fault will pay for damages. That's all.
Do you mean drivers license suspension? If so, it depends on the  insurance company. It used to be that non-moving violations didn't  count on your insurance rating but in the past few years they have  starting allotting points for items like this.
Rights don't have a lot to do with it. An auto insurance policy is  a legally binding contract. You have a right to obey the terms of  the contract and so does the insurance company. If you have a  covered claim, they will repair, replace, or pay the ACV of the  vehicle at their choice. I could...
You would have broken more than one law. You would be charged with  vehicular manslaughter, among many other possible charges.
Payments of this kind are not taxable at all. This is considered as  compensation for a loss of some kind be it injury or property.
Yes, just as long as their credit scores remain in good standing, then it is possible.
Absolutely, unless you are independently wealthy and don't care if  your vehicle is a total loss every once in a while. Uninsured  motorist fees are very nominal compared to the alternative.
If you don't have a car you would have no need for auto insurance.  The only case to be made is if, due to prior infractions, you are  required to keep an active policy in order to maintain your drivers  license. In this case you can buy a non-owners auto policy.
No, you can't. When you made you claim under your auto policy for  damages done by another party, you signed your subrogation rights  over to your insurance company. This is what allows them to recover  costs that they paid to fix your car. This is done to assist you in  getting your car fixed...
More than likely you signed away your subrogation rights to your  insurance company so that they can recoup the amount paid to fix  your vehicle. They will get his auto policy to reimburse them for  the payments they made to you. When and if they acquire All the  Money Owed, they will refund...
No, all hte brothers were involved in it, joe Jonas saved his brothers nick Jonas from dieing that day by protecting him.
Yes, about two days ago. He's fine now.
I don't know what your question is really wanting to know. Please  rephrase the question so I can help you more.
Whos car is this, deinitely
The provider must give Medicaid proof that the other insurance carrier (including Medicaid) has "adjudicated" the bill. Medicaid will then pay any remaining eligible charges, to the extent that it would have paid had the patient not had any other insurance.
A number of things may occur in this situation. First off, you can offer to pay for the damage and injuries out of your own pocket. Keep in mind that even if you do this, the party that you hit may continue to come back for more compensation (medical payments, loss of income, pain and suffering, etc...
I assume PHH is your Mortgage company. They will not endorse the  check until the work is done. If they endorse it you could spend  the money and never have the repairs done. The way to fix this  issue is to have the insurance company make out the check to you  and the contractor of your choice...
Less than 30 cars will fit in a car park. I think. Depending also on the size of the park. If it has 200 parking spaces, balls I can't be arsed!
if there is a suit brought for the accident they will have to name or sue you, not the insurance company, don't panic though, your insurance company should represent you, (if a judgment is entered against you the ins co will pay it, assuming as simplistic as question) if you are ever served with...
  Insurance stays with the car. So if the vehicle is insured (subject to any policy exclusions) and your 'permissive driver' were at fault then your policy will be primary on all damages. You both however are 'legally' responsible. If you are saying that neither the vehicle nor the driver had...
Your liability insurance does not cover medical expenses in your  vehicle no matter who is driving. Depending on your state and the  regulations there, this could vary somewhat. Liability is coverage  for the party and passengers in a vehicle that you hit if you are  at fault. If you are talking...
  == Answer ==     If it is a commercial vehicle, record the name of the company and the licence plate number and contact your insurance company because they will hold the other vehicle liable.
    == Coverage on a Stolen Car ==     Most insurance companies will only pay the blue book value of the car at the time that it was stolen. Check the Kelley Blue Book or the National Automobile Dealers Association for approximate values.
I have taken my caroff the road for the winter. Do I still need to pay insurance
You are not entitled to anything. If the other party who hit you  was at fault, you are only going to collect your actual losses up  to the limits of the other party's insurance coverage. This means  your actual required medical expenses and loss of income and  nothing more. You are to be made...
Geico indemnity company750 woodbury roadwoodbury, ny 11797tele: 1-800-841-3000
Your insurance will only pay off what the blue book value of the car is, whether that's enought to pay off the vehicle is unknown to me. If you owe $7k and insurance says the car is worth $5k you owe the $2k difference.
Under your liability coverage, it would be covered. However, the insurance company would want to know the name of, and how to contact the third party, and to have you sign off on their right to subrogate against him or her. That means to collect from them, or their insurance policy, if they have one...
The surcharge is part of the bill and I imagine your policy would get canceled if not paid in full eventually. If it does get canceled you will find it difficult to get insurance through another company and they can ding your credit for non payment but usually that take a few months depending on the...
  == Answer ==     If you have collision insurance, they will pay out up to 40-70% of the value of the car in repair costs. Over that amount, it is considered totaled., and they cut you a check for the value of the car. The percentages vary with companies, vehicle, etc. You don't have any...
  you will 'get' what you are owed/due to put you and your vehicle in pre accident condition........cost to repair your vehicle to pre loss condition or if totaled the actual cash value of your vehicle...reasonable medical expenses, loss of wage (dr. ordered) and pain and suffering for your...
Yes, it's a case by case thing. I was rear ended in NYC (Queens) a year ago at a traffic light. I was waiting at a red light and this minivan came out of nowhere and me. I had $9,000 worth damage on my car, my bumper was broken and they had to put in a new engine because it had shifted in the car ...
  == Answer ==   If a leased vehicle is in an accident, the lessor has to notify the lease company, along with their insurance company. Sometime the lease company will have you go through your insurance for repairs, other times they send you to their repair shop (if they have one).
Without additional information, sounds like someone or both were crowding the center line, (whether actual or imaginary), if both crossing center line should be 50/50 if one was in their lane and other crossed would be the 'crossers' fault.
you should take your car to a shop and get it repaired. If it is really bad damage, buy a new car.
  == Answer ==   Who's at fault with a tire blowout?
  Loads i guess it is due to the drunk drivers drank on Guiness Extra Cold (r)
states vary, kansas for instance, in a total loss incident, will pay the owner direct the sales tax....missouri issues a ''sales tax affidavit'' that is good for six months....and the amount is NOT for the ''replacement car'' but the acv (actual cash value) of the totaled vehicle.....