Repossession

Not really. if they gave the car back, well ok, if they kept the car you have investment in the car that you can use on your side. They are probably showing you who's the boss. Be nice to them and work with them.

YES just because your vehicle is not currently being driven or is in a shop because it is not driveable does not mean that you stop paying for the car unless you would like to incur late fees or risk the chance of reposession... if its at dealership, yes... unless you return it or ask for a price reduction... but that would have to be major damage or work

No, Ohio is not a community property state, therefore debts solely incurred by one spouse are not the responsibility of the other.

well it depends on why it has been impounded but most of the time all you have to do is go to the place where it has been taken and pay a fee to them and usually they will give you your car back

You will need to show proof of ownership, usually the title, and present proper identification. If there is no "hold" on the vehicle per law enforcement, you will sign the necessary release documents for the impound company and pay the pending fees. Reciept will be issued and the vehicle released to you.

ABSOLUTLY NOT, UNLESS YOU ARE STORING IT BUT NOT FOR DRIVING PURPOSES

A trustee can keep a case open anywhere from several months to several years if they discover assets. They are allowed time to collect the assets and then sell them. After that, they will notify and distribute the money to the creditors.

You need to provide the bank with written documentation proving your case. Show them what paperwork you have and they have to change their information.

If you are filing for bankruptcy, and you try to cosign -- two things can happen. 1. the lender will turn you down. 2. If the court finds out you have applied for credit the bankruptcy can be stopped. If you mean that the car and loan will be for you during or after the bankruptcy, this still has to be disclosed and again the bankruptcy can be stopped.

ONLY IF YOU GET THEM FIRST IF THEY TOW THE CAR YOUR OUTA LUK

In the state of Florida, we are required under Florida State Statute ch. 493 to do a full inventory of items located in the vehicle at the time of repossession. You are then notified by mail (to the last known address) of the charges and usually company policy regarding when you can pick up your belongings. We are allowed to charge for our agent's time to inventory the vehicle and storage of the property if we choose. It's up to each company to decide what the fees will be. The state of Florida states your tag is considered personal property and is redeemed at the same time as the rest of your personal property.

No. You wanted the custom work; it belongs to you. No one will pay you for customizing your own vehicle.

Not unless the title has been cleared by the lien holder.

It sounds like that if you can prove it, he is very much at fault in this instance. I would contact the store/mall security to see if there is surveillance or utilize any witnesses or else this may be deemed 50/50 fault if there is no stead-fast proof. Regardless of the illegal parking, the driver of the vehicle in motion is responsible for any damages that occur. The law will presume he or she did not use reasonable caution in the operation of the vehicle.

A repossession will significantly lower your credit score, regardless of the balance. It will take around 7 years before the repossession is removed from the credit report.

The only thing that can happen is that they sue you. The key is to stop promising payment. If you make any sort of deal to pay it restarts the clock on the 7 year timeframe. After 7 years, it should be removed from your credit report. You may not be able to purchase a car or really anything for a very long time. * No, the issue is one of a civil nature not a criminal one.

If you're asking whether the vehicle can be repossessed for non-payment, it can, regardless of who's supposed to be making payments. Whoever appears on the contract or paperwork for the car is responsible for the payment, regardless of what informal agreements may be in place.

You can look up your credit report online. The lien holder would show on your credit report not the dealership. A repo stays on your credit for 7 - 10 yrs.

Any action which is in violation of the original contract can result in reposession. If you don't pay insurance, late on payments and even if the vehicle is taken out of state or country if the contract specifically that you couldn't.

Once the lending institution can demonstrate that you have violated one or more of the terms of the original contract, the court can (and usually will) grant the motion of the lending institution and the car (or other property) becomes theirs whether you're still paying or not.

The lending institution MAY decide to work with you, but there is certainly no obligation.

First off it is not your car. The car belongs to the lender until you pay for it. Legally if you miss 1 payment you are delinquent and they can start repossession proceedings on their vehicle.

It varies from company to company. They won't tell you their policy, even if you ask. They CAN reposses after just 1-2 missed payments, I believe. They will not notify you. I was 3 payments behind with Key Bank, and I never got a call or a late notice in the mail or anything. Just woke up 1 morning & it was gone. You DO NOT want your car repossesed, ever. If you don't want the car anymore, call them & make arrangements with them to give up the car, and it will be much easier and not look as bad for your credit. I actually wanted my car back, and although I only was behind $600-$700, it cost me about $1600 when all was said & done to get it back. (And my radar detector was gone, the battery was dead, & it had obviously been driven very hard.) Even if you can't pay them right now, calling them is always better than avoiding them. If it is a temporary financial situation, many will offer a deferrment for a month or two. If they don't, ask. Also, if there is any danger your car may be repossessed, don't leave ANYTHING you don't want to lose in your car when you get out.
Usually 3 months. There could be shorter or longer terms by lenders.

Yes. It sounds like the court document your supervisor signed for was the order for garnishment. As such, whether you signed for it or not the order is good; the letter was simply a notification. If your boss didn't inform you he signed for the letter, it doesn't affect the credit card company's legal right to have a judgment against you.

Depends on what you mean by

thnmn,

Any car is start; preferably a car that will start

It depends on how valuable you consider your credit to be. If you pay off the car, at least you'll be following through on the promise you made when you financed the car. Getting a little behind on a debt isn't nearly as bad as writing it off. Recognize too, that after they repo the car, it will be auctioned, and that probably won't be enough to pay the remainder of the debt. The lending institution will then send you a bill for what's left. You still owe that and now you don't have a car. If you write off that part of the debt or otherwise refuse to pay it, you probably won't be given many options when you try to buy your NEXT car.