Liens

That depends on the repair contract, the shop I worked for in the Dallas area had a stipulation that; If we allowed you to take the car and to pay out repair costs, we reserved the right to recover the vehicle without the necessity of a formal lien, or court process for recovery, at any time for failure to pay any portion of the repair (and charge you the fees involved with recovery).

In Texas, under statute as well as the Texas Constitution, a "Mechanics Lien" (Labor Lien) is automatic with any unpaid labor bill; filing of a lien against the title through the TDPS or county clerk is just a formality (and normally only done when you still owe a finance company for the repairs, as the finance company will pay them to release the lien and add the charges to your payment).

I think you may have meant "lien" instead of "lean". A lien is a monetary (money) debt placed against a possession by a creditor who has not been paid by other means.

If an owner sells his cat on which a lien has previously been placed, the lien belongs to the person (i.e. the other person who owned the possession before); a lien does not "follow" the car or other possession, it follows the person who owes the debt.

If a seller sold you a car with a lien against it, you need to contact an attorney to get the lien removed from your-now-owned car. You or your attorney needs to notify the creditor/lien holder that you bought the car without knowledge of the lien. The creditor would then need to identify a different possession owned by the other person in order to attach the lien to that possession, and not to your car.

If you are the lien holder then you loaned them the money to purchase the car. Just wait for the payment, and if it is not made according to the loan agreement, contact the police and see if you can reposses the car. Of course you may have to pay the impound fees.

If you have lost or misplaced the title to your vehicle you can get a replacement. Go to your local tag office where you register your vehicle. They will have a form for you to fill out and you normally have to pay a small fee.

a builder notation is like this < x/x is a set of nos. up to 7>

Is it too late to record the lein??

Assuming the "owner" has not applied for a replacement title and had a lein recorded on the replacement title through the DMV, then yes.

each person is responsible for their own car until the titlework has been transferred at a vehicle title office.

no the lien has to be removed first then you can add another person to the title.sorry.

A lien only exists when a vehicle is in the possession of the person/company who are owed monies from it, once released legally, there is no holding on it and the right of lien has been lost

Contact Bank of America. You should be able to find a contact number on their website.

A lien might be difficult especially if you aren't a contractor, but you COULD have your mother sign papers to take out a loan from you in the amount of the repairs, then record a mortgage with the county recorders office. It might be good to do that before she runs up too much of a medical bill, since hospitals are notorious for running up THEIR bill when they have terminally ill patients, then they end up taking everything that they can from the estate.

Not without suing the parent in the appropriate state court and receiving a judgment which could be executed as a lien against real property.

Generally, liens that have been perfected will take precedence in probate procedure.

However, the interested party might wish to consider discussing with the parent the option of placing them on the property deed preferably as Joint Tenant With Right To Survivorship or Joint Tenant. This will protect the property from being included in probate procedure and also from creditor attachment.

No

You need to find out if the underlying debt was paid. If it was paid you need to obtain a proper release from the lien holder. If it is not released then you need to pay off the lien and obtain a valid release of the lien from the lien holder. You should visit the DMV in your jurisdiction in person or online to determine its process for releasing a lien.

The DMV will likely have a form to use. It must be endorsed by the lien holder and you must take or mail that release form, your current certificate of title and the fee to the DMV. It may be safer to do it in person.

If you don't have a furry friend you can't have one but if you do go to the neighborhood and chose to go to your condo.

This answer is for the last statement. I don't believe you have to turn the car over. They signed you up for a UNSECURED loan. Which means they required no collatoral. They want you to take the title down and add them as leinholder since they found out you bought a car with it. That way they have every right to take it and sell it for what it brings at an auction and your stuck paying the rest. If it were me, I would NOT add them as leinholder and fight the fact it was unsecured, not secured. The loan you took out was just like any other non secured loan, if you fall behind yes it will report negatively but catch it up when you get your money. Everyone falls on hard times some companies understand that and give you what they call a hardship. That is where they drop the interest down to 0% for usually 6 months for temporary instances or 0% for the remainder of the loan if you have a long term hardship. This also reduces your payments sometimes up to 55%. Either way, they are NOT the leinholder, keep the reciept where it shows you paid cash even though it was the blank check they sent. You could have bought whatever you wanted with that. Do you think they would be trying to take clothes back or furniture? No. It is something they feel they can get money back on and trying to trick you into doing their job for them. What you have yourself is a conventional loan. A signature loan. A non secured loan. Make sure with the DMV that there is no lien. If there really isn't. In my opinion it would be plain stupid to go and add them as lien holder, you might as well say here take the house too. NO WAY!! I know a little about secured and non secured loans. I had the same problem once, I had taken out a loan and bought a car. The finance company kept calling me when I fell behind. One day I was talking to them and MADE THE MISTAKE OF SAYING MY CAR...AUTO...I NEED MY CAR .. I'LL PAY ASAP...BLAH BLAH BLAH. She then got quiet and finally said, so this is an auto loan. Coming to my senses real quick I thought, they don't have it in their system as it being auto secured. It's just a regular loan to them. So I said, no it shouldn't be , why is it showing up as auto loan. She said NO. I had a car , with a title and the finance company had somehow given me a non secured loan. Since it wasnt auto secured, there is no auto for them to repo. see. Like I said, this is my opinion and I could be wrong and there could be some lawyer to read this and freak completely out, but from my experience and not to mention , years later I ended up working for this company, I know a little on how this works. No auto secured loan, no auto reposession. Good Luck.

The best way to find out is QUIT PAYING THE NOTES.

Turns out they weren't supposed to, and that we got the car back. They couldn't sell it without the title and with the title having no lienholder on it.

I had to stick to my guns though. They tried to give me crap about it for two weeks. I kept telling them to go ahead and try to sell it with me holding a clean title and that they were only piling up the storage fees I wasn't going to have to pay and they were.

I kept calling everyday and asking for the supervisor, who eventually spoke to me, realized they shouldn't have repossessed it. I paid them the balance because it was a small amount, and they waived (or ate) all the repo fees, storage, etc.

So they got most of their money. I got my car back. Rare happy ending, I guess.

Banks ect. DONT make mistakes but the humans who run them DO make mistakes. Its great when they will admit them and make it right. Congratulations on getting it resolved.

I've asked a few lawyers that and they don't know! I took a loan out online for People's First. They sent me a black check, which I wrote out to the dealer. My contract with the dealer states that I paid cash. I received a title that states there are NO lienholders. Two years later, I became ill and unable to work and fell behind on the payments. Oh yes, I was notified a month after I purchased the car that the loan is with Capital One. I didn't know that at the time and did not want to deal with Capital One. This info was never disclosed by People's First which is owned by Capital One using another name. Over 217,000 web sites all pertaining to complains from customers about Capital One. Horrible company. Capital One sent me a letter two years later when I fell behind, stating that this loan needs to be secured and I have to take the title to the DMV and put them on as lienholder for which I would have to pay a fee of $40.00. So they told me this is an unsecured loan. They have been trying to repo the vehicle. Again, 2 lawyers cannot answer since this is something out of the ordinary. I have called Capital One since I am to start receiving disibilty in two months. I told them I would pay all the payments and interest back at that time. I was only asking for an extension. They were so unwilling to work with me and wanted me to turn the car in now. Anybody know an answer to ths one? Can they repo the car and sell it at auction with me holding a clear title? What are the rights of Capital One selling a car without the title or them listed as lienholder on the title? My insurance company does not have them listed as a lienholder either. I told Cap One if the car is taken, I will not attempt to get it back. My lawyer told me if I then file bankruptcy, the loan will be discharged. So since the car will sell at auction for less than the loan, Cap One will eat the loss. This could be a loss of $10,000.00. So why aren't the lenders willing to work with you? I was not late on any payment for two years until I became ill. I am trying and promised to pay everything back but they don't want to hear it and will not grant an extension.

If the car has a lien on it, that means someone else has legal right to the vehicle probably for the balance of a car loan or due to non-payment of the car loan. If you purchase the car from its owner then you will be responsible for paying the lien or the vehicle may be repossessed by the lender or seized to pay the debt.

You would need to obtain a valid release of the lien and follow the appropriate steps to have the lien released if you want to acquire a clear title.

Where I live the title can have Lien filed on it by anyone who has worked on or supplied parts for a vehicle.

Also liens can be filed by any bank or lending institution who can get you to sign a form using the vehicle a s collateral.

First of all, you don't need to PAY for any auction informaiton. You can join for free many auction sites and they will keep you up to date on when the auctions will happen. Auction companies in your area have websites. Join their mailing list. It will be free to sign-up and receive announcements of auctions. If you don't know where to start, go to the National Auctioneers website - it is an organization that represents over 6,000 accreddited members in the USA. Our company, for example, handles auctions for the CITY of CHARLOTTE twice a year. We just had an online auction for the City of Charlotte for 29 of their vehicles. We are about the have an auction for them in September and there will be many vehicles for sale. OPEN to the PUBLIC! Absolute. The City of Charlotte develops very specific terms and conditions and provides a complete list of the vehicles, with VIN # and all. We post everything the City provides us to share with you. If you purchase a vehicle at auction (City of Charlotte, for example) you can take that vehicle home that day. The City/our company are very organized. So where to go for this information?

Our company's website is: www.rogersrealty.com (go to UPCOMING auctions) www.auctionzip.com - a great website The NAA (Natl Auctioneers Assoc) has a calendar of auctions, for example you could find auctioneers in your area or in other states (besides our website above) here is one for vehicles in Texas: http://auctioncalendar.auctioneers.org/consumer/auction/view/5516 Don't forget that there is a government website for auctions, as well, called: GovDeal.... Good luck AND DON't BUY any lists on auctions! These are all free. Make sure the auctioneer/company is reputable, LICENSED, and reputable.

If you live in the United States, your state has an agency in the tax collector's office or department of motor vehicles that keeps those records. You should contact them. If they tell you to come in, bring your paperwork.

yes.

You request it from the DMV of the state you have it registered in. If they haven't received notification from the lienholder, then you need to contact the lienholder and have them rectify this.

The lien holder (PERSON OR FINANCE COMPANY THAT HAS AN INVESTMENT INTEREST IN VEHICLE) must be paid off prior to you selling vehicle to another party.

Just keep paying your car loan.

Just keep paying your car loan.

Just keep paying your car loan.

Just keep paying your car loan.

No, if you own the car outright and there is no lien against it, no one can repo the car under normal circumstances. The only reason I could think of would be if you owed the bank money and they sued you, and the court made you put the car up as collateral.