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Consumer Rights and Protection
Also known as Consumer Protection laws, consumer rights and protection are government regulated laws that protect the consumer from unfair trade practices by businesses. Consumers are those that purchase goods and/or services.
512 Questions
XBIDS is a total scam - Beware
- While making what seems to be a new user ID verification, the site immediately charges your card 75 dollars
- There is NO AUTHORIZATION
- The 75 dollars credits you with 135 bids.
- Each bid (each one click of your mouse) charges you 60 cents.
- Auctions timers are deceptive - 15 seconds of bidding at one or two penny intervals can last over an hour
- The timer is reset at each bid under 15 seconds
- They are pocketing up to thousands of dollars for one 100 dollar gift card
- If a 100 dollar item gets a total of 30 dollars, the owners of XBIDS get 1800 dollars
- Their customer service line is a computer generated nothing
- Their links are fraudulent posing as fake news channels
- When you lose an auction (which you will) you can buy the item for their value deal (which is retail, so a 25 dollar item will cost you the full 25 dollars)
- You can apply what you bid, (say 10 dollars) toward the purchase of another one of the items.
Wake up America, call your credit card company or bank and change your card info! You have now given it to scammers.
The original answer from here is below:
No at all. I won a 30" HDTV for about $78 shipped. Just purchased bids and started bidding towards the end of the auction.
It may be legitimate but you walk away feeling scammed. Beware! Don't buy into it!
Xbids is a big scam. They advertise false and misleading information on their site. When you go to the xbids site you see in big flashing capital letters the time in hours and minutes and exact seconds when the bidding for that item will end. However during the last 15 seconds they start to manipulate and extend the clock by 15 seconds again and again until almost every body runs out of their $75 and message shows up to buy more bids if you want to keep on bidding.. They say this is to give the last bidders time to bid. , and is like " going once, going twice, gone" on other open auction sites .
My question is then do not publish the exact time upto a second when bidding will stop. Bidding on the items on xbids start almost 20 hours before and this should be more than enough time for the last bidders to bid. The last 10 seconds should be equivalent to " going once, going twice, gone" Like on EBAY or BIDZ.com. Which are legitimate auction sites and are on Nasdaq stock exchange.
If you go to an open auction site they do not advertise the time when the bidding for an item will stop. The bidding starts at a reasonable price for the item ( not like at one cent on xbids even for an item retail price over thousand dollars) and when the auctioneer thinks reasonable price has been achieved he starts saying "going once ,going twice, gone"
You can not compare apples and oranges.
Xbids has only virtual address for their business and there are no employees at that site.
Xbids supplies fake telephone number to contact them which shows up on your monthly credit card statement. This is to mislead the customer and CC company.
No body knows who the owner of this company is because xbids is registered by proxy to hide the identity of the crooked owner of this company.
I can not believe how they are getting away with this scam. Why there is no class action law suit against them.
When I lost $75 on this scam site I reported and disputed this charge with my credit card company and they told me thay are getting numerous complaints about xbids. They took $ 75 out of xbids account and creditted back my account, This was 7 weeks ago. xbids has not tried to rebill me again.
You would have to approve any offer before it was finalized, regardless of the conditions under which it was broached to the defending party. Nevertheless, you have the right to change representation, certainly. However, if you read the contingency agreement, you will undoubtedly discover that you would be presented with an accrued hourly bill plus all accumulated costs and expenses. Depending on the circumstances and the eventual outcome of your case, you might even end up paying the contingency fee to the attorney you fire.
You have paid in full for a tattoo but the artist has not finished it What can you do?
Serve a legal notice and if you do not find any response from the artist initiate legal proceedings against him in the court of law.
What is the current governmental policy toward misleading advertisements?
The Federal Trade Commission regulates advertising and claims, such as ads for high-technology products.
How might an ombudsman assist with problems or issues faced by a client?
The aggreived party has to submit all relevant documents to the Ombudsman, who will call both the parties to express their view points before the Judges. On hearing both the parties, the Ombudsman will give his verdict which will be acceptable to both the parties.
What is a car with substantial defects that has been unable to be fixed?
A car with substantial defects that have been unable to be fixed is classified as a "lemon". The federal government and many states have "lemon laws" that give consumers the right to insist the manufacturer replace a lemon with a non-defective vehicle or refund the cost.
Is it legal for a medical group to charge to transfer medical records to another doctor?
The $25 cost of transferring x-rays is marginally acceptable if your doctor actually copied and transferred film, which is in this day and age, is rare, as most medical imagery is transferred via telecommunications, CD/DVD, MO storage, etc. If this imagery went over the wire, I'd say this was malfeasant.
There is, to my knowledge, law here but no precedent; it's not gone to court yet. If you object to this practice, you might consider getting a copy of HIPAA, and carrying it with you into small claims court. I think there's a good chance you'd prevail in your attempt to recover your monies.
Another answer...Yes, they can. Sometimes they just charge a flat rate, other times they charge by the page.What happens to your investment account when you file bankruptcy?
A basic, rough primer:
BK is always done under FEDERAL Laws, in a Federal Bankruptcy Court. Basically State makes little difference. (Yes the BK Courts operating in certain areas have certain special exemptions and such, minor in the overall, generally intended to make things adhere to the local laws and customs better). Federal Bankruptcy Courts handle cases in their jurisdiction, which is determined without any real regard to State lines or such. There are many, many Districts, made according to what the Feds feel are their needs.
In a personal bankruptcy, YOU go bankrupt. Not a debt, not a loan...not a car...not a house or a this or that. ALL of your assets, of all types, MUST be disclosed and reported in BK, and ALL of your liabilities/debts must be too. No exceptions, no picking and choosing. They are all, always involved in some way.
BK may stall off a foreclosure for a short while, but it is entirely different than one, and will NOT prevent the ultimate loss for long. Which is to say, in simple terms, you either pay for your house AND all the liens against it, or you lose it...there is no magic or legal action that will have a different outcome.
After filing and disclosing everything, the court will then order each of them in priorities according to the laws. Some things may be exempt from use or discharge (like your personal furniture and retirement accounts are exempt and child support and most court imposed fines or penalties cannot be discharged) - and the rest may be used. With one to pay the other. AGAIN - THEY ARE ALL INCLUDED AND LISTED - how or if the BK will effect them is decided by the Court & Laws. (All possible creditors are contacted and asked to say what they are owed....you may be required to even take advertisments out to make sure everyone is notified). Not including everything is lieing to the Court and probably won't have the effect you want anyway. And think about it...it's on your credit report, ot its on a credit application you made (and that creditor wants to know what happend to it...unless you lied on the application = criminal fraud).
Any deal you've done for several years is open to scruitiny and review. The court can reverse them, take them out of the BK, or even have them prosecuted as trying to defraud your creditors. (So, no you can't sell your boat to your brother and then declare BK). PAYDAY loans, while under the actual law may be denied discharge (as they renew every 30 days and are therefore too close to filing and are considered made in anticipation of BK), because of how abusive and unfair they are, if taken out a bit before filing, most judges will indeed allow them to be discharged - regardless of the many good arguments the lender has. Virtually all legal penalties and fines can not be discharged as that is against the "public good'...BK is not intended to allow you to avoid paying for your misdeads and avoid the consequences of prior actions of that type. No, it won't lessen your jail term either.
Debts secured by an asset (say a car or house mortgage) have first call or right to the money received from that asset. If it isn't enough to pay the debt, the remainder of that debt becomes a general or unsecured claim against the BK., and has a chance to payment on that level too (albeit a lower priority than those who have yet to receive anything).
The end/remaining amount that can't be satisfied is generally discharged by the court...meaning you no longer owe it. You get a fresh basically debt free start....many of those you owe don't get paid what they had expected and relied on, if anything.
There are many other considerations too. BK will severly hurt your ability to get credit for a very long time for example. It is on your credit report for at least 10 years...and employers refer to that too, as do landlords and more. Many do not trust people with bankruptcies in their past, especially in the last few years. Many more things.
That you have done so is actually available to all, as a matter of public court records, for much longer than the 10 years it is on your credit report.
Not disclosing all items is frequently tried and easily discovered, in which case - as you are swearing under oath to the court you included all info - your case is dismissed, and regularly, fraud charges are pursued. (Courts don't take to being lied to well).
Many seem to fall into the trap thinking that they can trick or change or especially shortcut the system, or want to believe what they wrongly understand overrides things (like I don't have to report that asset because it is exempt). It simply ain't going to happen.The courts, Judges, laws, bankers, all those zillions of attornies, etc, have been through this thousands of times for many, many years. The processes are fairly well worked through and prepared for tricks and games. It is unlikely you would discover one that hasn't been tried a zillion times before! The Cos that claim they can change your record, or make magic happen (either before or after BK), are scams, and getting caught doing something unsavory (intentional or not), other than screwing up your bankruptcy filing, is frequently considered and persued criminally. (Think your financial troubles are bad, try adding in criminal ones).The legal process and system is demanding even for those experienced with it. Many of your creditors will have an attorney to assure they get as much as possible, even groups of lawyers, who specialize only in bankruptcy. Simply you should/better/need to have one too
How can you find out if someone has died in the car your buying?
That type of information wouldn't be included in the records. You would need to ask the seller or hire an investigator if it means a lot to you.
That type of information wouldn't be included in the records. You would need to ask the seller or hire an investigator if it means a lot to you.
That type of information wouldn't be included in the records. You would need to ask the seller or hire an investigator if it means a lot to you.
That type of information wouldn't be included in the records. You would need to ask the seller or hire an investigator if it means a lot to you.
How do you sue the city of oceanside ca due to car damage caused by potholes?
You should begin first by having some evidence of damage such as a mechanic's estimate of what the repair cost will be. You should have pictures of the pothole and its approx size. Pictures of damage to your wheel or suspension systems would also help and should be noted on mechanics estimate. Send certified letter to city attorney about your claim. Your claim MUST be denied by the city before you can sue, this may take more time. You will need proof of this denial before you file your suit and agian have claim served upon the city attorney by the sheriffs dept. If they know they are in the wrong they may settle out prior to trial, if not, make sure you bring evidence and especially any witnesses that were either with you or may have seen you strike the pothole.
I am not an attorney and the above information is not intended to be legal advice.
Conduct ethics takes the fundamental issues in ethics to be about conduct or behavior. An alternative view takes the fundamental issues in ethics to be about character (virtues and vices) rather than behavior.
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What are opinions on a VISA card issued by Hapsburg Card Service?
Do not be taken by this useless scam.
There is no such credit card as a Hapsburg Credit Card, much less one that is pre loaded with a $10000 cash value.
Should copyright laws be eliminated?
Maybe.Copyright is the protection against artistic works(not inventions,this is a misconception,patent offices protect inventions),and over the years people have been finding ways to eliminate it.One example is the pirating of artistic works(Movies,Muisc,etc.).Personally,i think it should be replaced with Creative Commons,as the creator of the artistic work can decide if it can be edited,distributed,credits should be given to the creator,etc.
Are you allowed tq remove your mobile home from a park?
If you own the mobile home, then you have the right to remove it from the mobile home park, unless you are in a lease agreement between you and the mobile home park.
How can consumer rights be overlooked?
When consumers are too lazy or uninformed to complain and when sanctions are not imposed on violators.
Are teachers legally allowed to confiscate your mobile phone for a month?
They are, You would have to check your area laws.
But I do expect them to return it at the end of class. I recommend Learning In return.
I think they are allowed if you break the rules that are set in the class or School rules.
What law made extensive changes to the HIPAA Privacy Rule?
HIPPA is the law that created the extensive changes.
What is the difference between a city criminal charge and a county criminal charge?
I live in Utah and I have found there is no difference
3 ways a person can lower consumerism in their life?
1) Only buy what you need. People have a tendency to buy more of what they want but not what is necessary.
2) Learn to enjoy free pleasures like sports or crafts that you can use to relax as opposed to shopping.
3)Learn to make your own stuff. If you grow your own food and make your own clothes then you can really cut back every time you get dressed or take a bite.
What is federal law on collection agency's accepting what is allowed by law?
Satisfaction of personal debts, and the payments on them, are under the purview of state law. The federal goivernment does not become involved in your personal financial dealings (unless it's the IRS to whom you owe money).
If you are talking about the med you get for workers comp pain they do pay the 100% (do not use your ins.)... (doctors visits as well) 100% If you have been injured on the job, Worker's Compensation is responsible for the WHOLE thing. It is not responsible for the 20% copay for your health insurance.
It is illegal for you to file a work related claim on your personal insurance. Such claims must be covered by work comp per the Worker's Compensation Act. If your health insurance finds out, they can demand repayment.
Generally, auto body shops cover storage fees in the small print on their work orders. They want customers to pick up their vehicles when the repairs have been completed. They do not want to store vehicles nor remain responsible for them once they are completed or if the customer changed their mind about having the repairs done. You need to check any papers that you signed when you arranged to have the work done and dropped off your vehicle.
If the auto body breached the agreement by not performing the agreed upon repairs you may need to pay the bill in order to retrieve your car and then sue in small claims court. It will all depend on what you each have in writing. If possible you should consult with an attorney who can review your situation and explain your options. You should act as soon as possible to avoid further storage fees from accruing.
How do you complain about a funeral director?
Firstly, speak or write to the funeral director concerned and inform them you are not happy and what you would like to see happen to resolve your complaint. If you get nowhere, then check to see if the funeral director is a member of the trade body that represents funeral directors and contact them and take up your complaint with them. Failing this, take advice from a consumers association or a solicitor. The last thing a funeral director would want is any complaints being made public, so they should readily resolve your complaint with them.
