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Loans
Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.
13,117 Questions
What is share and loan capital?
Loan versus Share Capital from the company's perspective, share capital represents a less "onerous" way of raising capital. The company is only liable to pay dividend payments when it can afford to do so. In addition, any such payments usually only equate to 2 - 3% of the market value of the equity per annum. In the case of loan capital, the company would be liable for repayment of the capital and interest at regular set intervals at a rate close to the current prime rate.
To the investor on the other hand, share capital usually also represents the preferred option, provided the dividend yield and capital growth (increase in the share price) exceeds any income which would have been received had the capital sum been loaned out instead. This is typically the case with most JSE listed companies.
So share capital is clearly the preferred option for raising capital from both the investor and the company's perspective.
Do you get money back after paying off auto loan in advance?
Yes you do get mone back after payin back all of the money that u have borrowed and more
That depends on the college's requirements. Most likely not though because if the first college cancelled the aid because of less than satisfactory performance the other school will look at the applicant less favorably.
What are the disadvantages of a loan?
The disadvantages are that you would need to pay it back and if you don't your things will get taken away. I hope that helped and i'm sorry if i am wrong
hazard insurance is another way to say homeowners insurance - they should be referring to the same thing
Do all mortgage companies issue a loss draft check to both the contractor and homeowner?
Each mortgage company has different procedures regarding the release of insurance funds. The best way to know what you should do, would be to contact your mortgage companies customer service department to find out what documents they will need and where the check should be sent.
When is a check considered paid?
A cheque is considered paid when the person to whom the cheque was issued deposits it in a bank and receives the cash due against the cheque.
If you default on a rental property mortgage loan can the mortgage company go after your assets?
That depends on the state, and whether the financing was "non-recourse". The process you want to find out about is known as a "deficiency judgment".
Can life insurance proceeds be used to pay off a home mortgage?
Yes, life insurance proceeds can be used to pay off a mortgage.
Proceeds from a life insurance policy can be used for any reason.
The proceeds are paid to the beneficiary, free from federal income taxes.
If the policy is a mortgage protection policy it usually pays the money directly to the mortgage holding company.
What was the outcome of the savings and loan crisis?
Savings and loan associations' losses mounted after the stock market began to tumble in the late 1980s.
A forbearance is when a lender allowes the borrower to put off payments until a later time.
It is so long as he does it before he he gives you anything.
Yes. Your wife will have to sign the Mortgage. She will be on the Deed, the Title and the Mortgage. You however, if you are the only one that is borrowering the funds, will be the only on the Promissary Note.
What are Adjustable Rate Mortgages?
Having an adjustable rate mortgage means that the interest rate can be changed by you or your loan provider after a few years. This can be dangerous for the homeowner, because if national interest rates go up, the interest rate on your adjustable rate mortgage could go up too.
How much is a half of one third?
1 sixth. 2 twelfths. 4 twenty fourths. 8........................... well you get the idea.
How much can a loan processor make?
Depends on a few things, but figure somewhere around $25k on the low side and somewhere around $75k on the high side. I'm pacing to do about $68k this year with one year in the business. A lot of mortgage companies will pay you by each file that you get to the closing table. I process about 230 loans a month, if that gives you any idea. Work hard, get paid... it's a volume business just like many others.
What is the laws on repo's on title loans?
Almost without exception, once you car has been repo'd the title loan company has to hold the car for a set period of time, allowing you to pay the loan back. If you still have not paid (usually 30 days), the car is sold at auction.
Which agency helped struggling homeowners restructure their mortgages?
Homeowners Loan Corporation (HOLC)
You are a fireside bank customer should you still make your loan payments?
Fireside is a theft them self they take peoples money after the contract is over , like our contract was over in June 2010 an they still want 1980.00 more and they said its because we sent some payments past the due date, they are so full of, its not funny, but alot of the hispanic community is the once getting reped of ..!!!!!!!!
A home mortgage is a loan that is secured by property through the use of a mortgage note that ultimately grants you a mortgage for your home. You can obtain financing on the purchase of your new home or any home.
