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Renters Insurance

A kind of home insurance designed to protect the holder from liability arising out of losses, damages and accidents that occur in a rented home, apartment or condo. Policies usually include replacement cost.

314 Questions

Who is responsible for damage of the rented condo by robbery?

The unit owner can contact the board of directors to determine whether the interior of the unit is covered by the master policy, or not.

Otherwise, the owner can contact their HO-6 insurance provider to determine coverage.

Does renter insurance cover your gun?

You should check with your insurance agent. Different companies/policies may have different stipulations.

Can you write off new siding on a rental?

Generally a renter does not pay for home repairs unless he caused the damage.

Does renters insurance cover hail damage to car?

No. Hail damage to a car is covered by the comprehensive (sometimes called "other than collision" or "comp") portion of your auto insurrance policy.

Can you carry renters insurance over to a new home?

Renters Insurance doe snot cover "Real Property". If you have purchased a home then you need a Homeowners Insurance Policy.

I want to rent my video camera to someone. Can I get renter's insurance to cover it if it is damaged stolen or lost?

Yes, but typically the person responsible for the equipment insures it. If they have an accident that harms your camera, you would probably want them to make a claim instead of you so your claim history isn't affected. Check to see if they have renters or homeowners coverage and (if camera's not being used for business purposes) if it includes "damage to property of others" - I believe most if not all do.

Otherwise, check with your agent or ask them to check with theirs about a Personal Article Floater. If it's business use, see link below for Take 1, a program designed specifically for this.

Do you need to keep renters insurance on an apartment if you go out of state for a few months?

As long as it is just a visit, and your primary residence is still the apartment that you rent, keep the insurance. Many leases, even residential ones, require that insurance be maintained during the term of the lease, with the landlord named as an additional insured. Therefore, were you to cancel coverage, you may be deemed to be in breach of the lease.

Additionally, renters insurance covers primarily contents and those things "within the 4 walls"; the landlord's coverage generally covers the structure. Therefore, were there to be a covered loss while you were away and the insurance had been cancelled, you would be effectively uninsured.

It is also important to check the insurance policy to determine whether or not there are provisions requiring you to notify the insurer or the agent of your extended absence. The reason for such a provision is because, in theory, a greater risk of loss may be considered to exist in a vacant unit that has no one monitoring potential problems (such as leakage of water), that could give rise to a claim.

Review the policy with your agent prior to departing, but keep it in force.

Will renter's insurance cover a lost cell phone or computer?

Sometimes... Coverage depends on your policy provisions and the deductible in your homeowner's or renter's policy. You'll need to ask an insurance agent for a specific insurance company.

You may purchase a "rider" (add-on) that covers your cell phone for a very low cost per month (MUCH less than your cell carrier's insurance, which usually doesn't cover as much as far as breakage or loss).

What is the difference between retail and renter's insurance and can you use renter's insurance in a retail space?

Commercial Space Rental and InsuranceWhat you would need to buy for a commercial space is called Commercial General Liability Insurance. AnswerThere is a big difference between Retail and Renter's insurance. Retail insurance is for any type of basically a retail business that has an inventory used for retail purpose. Renter's insurance is used for a private individual or family that is renting a home or apartment and wants to protect their belongings from fire/flood/etc. You cannot use renter's insurance to protect a retail space which is considered business. Retail insurance does cost more. But to get the best answer to this question consult your insurance agent.

Who is responsible to repair a front door on a rental property that was kicked in by the police?

The suspect is responsible. The cops are not responsible, nor should they ever be. If the suspect is convicted, the landlord may be able to get victim’s compensation.

How do you take apart sw9ve?

The SW9VE is super easy to take apart. First off, make sure its UNLOADED. One quirk of this gun is that you have to pull the trigger to disassemble it. After you're sure its unloaded, you can go to the next step. You should see a little pull down lever right above the trigger that goes all the way through the frame. Pull the slide back then pull down on both sides of the lever and let the slide go back forward. It may not look like anything happened, but it should be released at this point. Now pull the trigger (like I said - UNLOADED is important). The slide should move forward a little bit and you can take it the rest of the way off by hand. If it doesnt come off, you probaby didnt get it released all the way. Pull the slide back and try again. The barrel and spring assembly will drop right out and you're done with disassembly. To put it back together, put the barrell and sping assembly back in the slide, line up the grooves on the frame and slide and push the slide back. It will click into place and you're ready to shoot.

What is the average price for renters insurance in Seattle?

There are too many variables to provide an answer here. The best way to find out is to contact a local agent or agency and ask for quotes or at least a ballpark estimate.

When shopping for renter's insurance what features should you look for?

The coverage features you should look for when shopping for renters insurance should include protection of your personal belongings against damage from things such as fire, smoke, storms, vandalism and theft. You should look for a policy that covers temporary living expenses so that if your home becomes unfit for you to live there due to anything covered in the policy. Medical expenses in case someone is injured on your property, should also be something you look for as well as personal belongings in your car.

Your renter started a fire and has renters insurance how much will it cover?

most renters policies only cover the personal property of the renter. The property owner typically carries insurance for the Hazard of Fire.

How much is renters insurance for a 6 bedroom 3 bathroom house?

There are too many variables to provide an answer here. The best way to find out is to contact a local agent or agency and ask for quotes or at least a ballpark estimate.

Tenant refuse to buy renter's insurance?

You cannot force them unless it was a condition of the lease in which case would be grounds for eviction.

Renters insurance only covers their property inside the home and claims are only payable to them so I do not see why it would be such a big deal to you.

What you need is homeowners insurance paid by you for the home that you own.

Security, damage and last months rent paid up front are how you would recover damages to the home after they vacate, if damage is severe small claims court is the way to go.

Which of these helps a landlord pay for damage that renter cause to their apartment?

First Step

Come up with an option.Determine the costs of the decision.Calculate the amount of benefit that would be gotten from choosing the option.See if the benefits outweigh the costs to make a decision.Last Step

Apex mother-f*cka

Can someone without renters insurance sue for contents damage?

Generally speaking, anyone can sue anyone at any time for any reason. The question is are you entitled to compensation if your contents are damaged in your apartment. The answer to that question is how the damage occurred, and why.

For instance, if your landlord was negligent in causing the damage, you may be entitled under the landlord's insurance policy. However, if the loss occurred for a reason that was beyond their control, you are probably not going to be compensated.

The best recommendation is to have a policy of your own. The cost is reasonable and the coverage extends to your contents, additional living expenses and liability.

Will renters insurance cover sewage pipe backup damage?

Sewage back up is a rider that you must purchase. But if you are a tenant, it would be your landlord's responsibility to purchase the coverage. Check with him.

Looking for section 8 housing in Baltimore City?

Check with your local housing authority there. They usually will have a list of properties available for rent from landlord to take section 8 vouchers. If you're looking for public housing, still you need to check with the local housing authority.

Must landlords pay for a ramp for handicapped renters?

No, landlords are not required to pay for a ramp for handicapped renters. A person always have the option to move.