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Social Security
U.S. OASDI social insurance system funded by FICA payroll taxes and originally created by the Social Security Act of 1935
3,984 Questions
Is there an unemployment disability benefit?
If you file for unemployment and are not able to work, then you will be ineligible for benefits. However, if you are currently receiving benefits and become disabled, then yes...you would be flagged in their system to continue with benefits. It is a process because once you notify them of your disability, then your benefits will be placed on hold, you will be sent medical documentation for your Doctor to fill out, and return. The unemployment office will only know if you are disabled if you tell them.
no
How can extant features of a target environment be adapted for security purposes (such as for detection or asset protection)? Provide specific examples.
no ,this is the first step they going to ask in the application form, if u dont have a soc security number they going to reject your application even u have a h4 visa.
The above answer is not necessarily true. If a alien has a valid visa, the state of Minnesota will issue a diver's licensse/ID card for the same time frame as you are allowed to remain in the U.S.
All persons applying for a learner's permit, driver license or state ID must do so in person in all states.
Is a wife entitled to her disability benefits and the benefits from her deceased spouse?
A wife is entitled to all disability benefits for which she qualifies in her own right.
She is NOT entitled to ANY benefits relating to a person who has deceased and if she continues to claim or collect these benefits she is committing a crime (fraud).
YES,
If the husband died of a service connected disability or died of a presumptive issue, she is entitled to DIC (Dependents Idenity Compensation). Also if the husband served during a time of war (at least one day) and had at a minium of 90 days of active duty, the spouse could be eligible for a Widows pension.
The Social Security Disability "GRIDS" may be used to determine benefit eligibility for applicants of several different age groups: not only those over fifty. They are tools - almost like those vertical "flow charts" used in troubleshooting: you start at the top and work your way down in the direction of the "YES" arrows. But a tad more complicated. We are talking about the government, after all ;) The GRIDS work on the principle that the younger and better educated you are, the easier it will be for you to take the skills you used in your past work and adapt them to new, less-demanding employment. (There is no "less-demanding" level of work than "Sedentary": therefore, if ALL your past work has been in this category, the GRIDS would be of no use in evaluating your application. Your burden is to prove you can no longer do SGA (Significantly Gainful Activity) at even this very lowest level.) First, the examiners will look at your application to determine if your documented level of exertional impairment (loss of strength; coordination; mobility; etc.) immediately qualifies you as "Disabled": "unable to do SGA at the Sedentary Level". This doesn't happen often, but it does happen. You could also be classified as "Disabled" due to completely non-exertionalimpairment: say, uncontrollable schizophrenia. Or your documented combination of exertional and non-exertional impairment might qualify you as "Disabled". But often the findings will be that you are able to do SGA at one of three levels below that of your past work: Sedentary, Light or Medium, and there is a GRID for each of these levels. If your past work is considered to be at "Medium" level, perhaps they will feel you can now work only at the Sedentary Level - or at the "Light" level. (Remember: if all of your past work was Sedentary and you are found "able" to do SGA at a Sedentary level, there's no need to plug you into any GRID: you're not Disabled - at least by Social Security's standards. In addition, any applicant who might be found able to do Heavy or Very Heavy work is highly unlikely to be found Disabled under any circumstances of age or education, so there are no GRIDS for these levels.) So it has been decided that despite your impairment, you can perform SGA at one of these three levels. Now your age and education and the type and level of skills in your previous work come into play. First: age.
"Younger Individual: between 18 and 44" "Younger Individual: between 44 and 49" "Closely approaching Advanced Age: between 50 and 55" "Advanced Age: over 55" Your education is categorized as one of the following:
"Illiterate or cannot communicate in English".
"Limited or Less / at least literate and able to communicate in English".
"High School Graduate or more: does NOT provide for direct entry-level into skilled work" "High School Graduate or more" DOES provide for direct entry-level into skilled work" And finally, the nature (NOT exertional level) of your Previous Work Exp.
"Unskilled / None" "Semi-skilled or skilled: skills NOT transferable" "Semi-skilled or skilled: skills TRANSFERABLE (Can you see how broad these GRIDS are? A 24 year-old plumber falls into ALL the same categories as a 44 year-old brain surgeon All these variables are arranged in vertical columns giving the various possible combinations of ages, education and work experience across. And for each combination, there is a "Decision": either "Disabled" or "Not Disabled". The three GRIDS with all the combinations are too large to reproduce here. But here is an example of how age and education affect eligibility: In the "Sedentary" GRID:
There are 7 possible combinations for those between 18 and 44
NONE result in a "Decision" of "Disabled" (0%)
There are 6 possible combinations for those between 45 and 49
Only ONE results in a "Decision" of "Disabled" (17%) There are 8 possible combinations for those between 50 and 55
FOUR result in a "Decision" of "Disabled" (50%) There are 8 possible combinations for those over 55
Four result in a "Decision" of "Disabled" (again, 50%) I hope I've explained this adequately. It is pretty complicated and a lot still has to do with how Social Security categorizes your past employment. But I know how hard it is to deal with the mysteriousness of the process and perhaps this might make it a little less so ;)
How can you find out if your wife is using your child's social security number to obtain credit?
Why not get a credit report using your child's social? You can get one free online now or contact one of the credit agencies (like TransUnion or Experian). You'll be able to see any accounts (bank or credit) on the social and any checks on credit. I tried that already and because she is a minor there is no way to get her credit report. So I was told by a rep at Equifax. That makes no sense. If you can't get a credit report on her, than you'd think that there'd be no way to get a credit card using her social. Your wife must be either using a different birth date (which you would think the credit card companies would catch) or some other "loophole." Did you try contacting the Social Security Administration? Maybe "stretch the truth" a little and tell them that you have reason to believe that someone has stolen your daughter's social security number to obtain credit (maybe say she got a credit card in the mail) and ask them what to do. However, if you go this route and it turns out to be your wife, I'm assuming that there will be legal consequences for her! It is highly unlikely that an adult would be successful in using a minor's SSN to obtain credit. Creditors require more than a SSN before they issue a card or grant other financial transactions. The SSA will not give out information concerning a minor's SSN unless the person requesting gives proof of being the custodial parent, legal guardian, guardian ad litem or a court order is issued. The SSA does have a process available for the reporting of fraudulent use of a SSN if the person wishing to file the report can show "just cause."
The net social benefit is the sum of producer and consumer surplus.
What does your social security number stand for?
First three numbers is the geographical area.
Next two numbers is the group number. They start with odd then do even, not in a consecutive order.
The last four is the serial number from 0001 to 9999.
Unfortunately not that interesting or intuitive, kind of random numbers picked for each person.
How can I get a grant to help with living assistance?
Contact your local county's Department of Aging. Tons of state money is available for retired people who require living assistance. If not, social security benefits can be used for living assistance.
The llegal use of a dead persons Social Security Number?
The police can arrest you and put you in jail for doing that. And if you collect benefits from that person's SS number you will be prosecuted, fined and have to repay what you collected. If you are an illegal alien it gets worse so don't do it. If you know someone using another deceased person's card and number then report them to the police ASAP.
They said LEGAL use, not illegal use. And yes, there are several legal uses, mostly revolving around wrapping up an estate, such as credit reports and background checks for the dead person to track down all remaining debts and business interests. Private detectives have access to these queries. Also? Social Security benefits BY DEFINITION pay out their final payments to the next of kin under that social. So yeah, that's legal, unless you're trying to accuse the entire us government of fraud.
Will social security take money from you if you purchase a home?
Well, it kinda depends... anyways, I'm not good on answering these type of well, "grown up" questions. Besides, it's hard to answer. So yeah maybe... well, I'm not considering not answering your question.
My answer is: Well, maybe they might take your money or maybe they won't. Like i said, it depends on how much you spend on your money... I'm not really an expert person at this... so yeah. Okay bye.
Can someone use their Social Security number to connect a phone for someone else?
Your Social Security number is yours to use for a lifetime. If you find out that someone else has used it notify the Social Security Office immediately.
No one can use their Social Security number to connect a telephone for another person. It is their own personal number for their use only for their lifetime.
Can you stop social security payments from coming out paycheck?
No. You cannot "opt out" of social security.
Is Her Majesty Queen Elizabeth Head of Social Security for the USA?
No.
The queen has no authority over anything in the USA.
^ Incorrect. In todays world it doesn't matter where you are from, it just matters how much money you have. That is all thats important to any eurocentric left brained hemisphere favoring society (which europe AND the USA are). If you don't know what that means, this is the reason we have rich and poor in the same country (its about self and greed, not about that we are all one, attached to god, and bettering all mankind. that is the right brain hemisphere). Elizabeth has much money and wealth so it is very easy for her to be head or own it. She actually does (you will have to do some heavy research as why would the US government want that information out? just like they still say cannabis causes cancer and kills and don't believe it has any medicinal effect although over 14 states have medical marijuana that heals/cures/relieves symptoms from everything from cancer to diabetes, regulating/lower blood sugar, multiplesclerosis, shrinks/kills tumors and all cancers, stops parkinsons people from shaking etc. Also know the USA government gives cannabis legally to a select few who sued them for it under the compassionate IND program. its the program the usa federal government runs to give them over 300 cannabis joints a month to smoke from their own pot farm at the university of mississippi.)
I said all that to say this. you cant trust nobody but yourself. dont ask websites like this where millions of people post. they just post whats on their mind, not the real truth. Most cant handle the real truth. They live as sheeple, going to church (which is also a lie) living 9-5 doing whatever they are programmed to do and believe from television (another lie).
Do your own , ask your own, and attract those with true real knowledge. for there is no right or wrong, thats perspective. all there is is TRUTH.
In New York state should you call the collection agency to tell them you are on social security?
The harsh (but honest) answer: The collection agency doesn't care if you are on social security. By the time you get to "collection" status (i.e., not current on your bill so that your account gets sent to collections), you already owe the money and it is considered a valid, past-due debt; your social security status will not change that. In fact, as a previous bill collector myself, I can tell you that many people (many, many people) living solely on social security open accounts on credit; some are able to pay them, and some fall delinquent and go into collections. So no, I don't think you should call the collection agencies (in any state) and tell them you are on social security. For one, you legally owe the debt, even if you can't pay it. Second, any time you call a collection agency, they document what you tell them, update your personal information, including the number you call from, and basically try to make your "file" as complete as possible. Third, that particular agency may decide that you are not worth pursuing (as with any business, collectors will dig through their accounts looking for the ones that will pay - so they can get paid). Note, however, that accounts get sold from one agency to another all the time - ever notice how you'll get lots of calls and letters about an account, then they'll stop for a while, only to start up again in a few months? So, if and when your account gets sold - along with any updated info the previous agency may have received - you'll get another rash of collection activity. And the cycle will continue, sometimes for years (most states the statute of limitations on credit card accounts is 7 - 10 years). At some point your account may actually land with an agency that will sue for a judgment (most don't because it's too expensive), just one more thing you don't want to deal with. In the interest of fairness (and so you don't give up all hope, stay with me here!) I do have a few suggestions: If you're dealing with a credit card account:
1. If you know you're falling behind but are not yet in collection status, contact the holder of the credit card (visa, discover, etc.) and see if you can work out an arrangement with them. Some are more willing to work with you than others, but if you're persistent you may be able to convince them to reduce your interest rate and/or your monthly payment. I've also seen one company "freeze" an account - the debtor couldn't use the card or make any more charges, but as long as payments were made on time, no more interest or late fees accrued. NOTE: if you are paying the minimum payment each month, and only the minimum, you will likely never pay the card off if interest is still accruing. Just something to keep in mind.
a. Know your rights and keep a record. Document each time you speak with someone. Name, date, time, if you get messages at work, if a neighbor puts a message on your door, etc. Bill collectors are governed by the Fair Debt Collections Practices Act (FDCPA) in most states; it's available online if you want to see it. The FDCPA basically says they can't harass you, including calling you at work if it's interfering with your work and you tell them that. Read it, know it, love it - collectors know more than you can imagine about you, the more you know about your rights, the better.
b. Ask for a settlement. Always. And don't let them talk you into anything you can't afford to pay. Collectors usually get paid a commission on how much they collect in a given month, so they want the whole debt - now. They will often offer a settlement (30% off, etc.), but tell you only if you pay "today" or by the end of the month. Don't be afraid to ask for a better settlement, and demand it be spread over several months. Then get it in writing. If it's not in writing, it didn't happen - even if you pay the entire amount exactly as you agreed, you'll owe the rest unless you get a letter from them outlining what the settlement agreement was.
c. Once you pay it, get a second letter from the agency indicating that it has been paid. This is especially important if you intend to clear up your credit - the credit reporting agencies are more likely to remove "bad" credit or at least amend to show a delinquent account is paid if you can show them proof, rather than wait for the agency to confirm (they never do). If you're dealing with a utility account:
Unfortunately not as much room to negotiate, since the utilities will not likely take a "settlement." However, you should be able to contact them directly to spread payment over several months until the balance is paid. The FDCPA also applies to utility bill collectors, so if you feel like you're being harassed, contact your Attorney General to file a complaint. Finally, a note about those debt consolidation companies: Bill collectors will tell you they do not accept CCCS or other debt consolidation agreements. The laws are different in every state; some states say the agencies can't collect on accounts they know are paying pursuant to a debt consolidation agreement, others allow agencies to continue attempts to collect. Find out what the law is in your state before you decide to do it. (And keep in mind the note above - unless the creditor agrees to stop accruing interest and late fees, you will never pay off that bill, even using debt consolidation). If you decide to do debt consolidation, please PLEASE use a reputable one, such as CCCS. If the agency is asking for a ton of money upfront, or you've never heard of it, or it just looks shady - go somewhere else. I have seen debtors who paid a chunk of cash to "consolidate," only to (a) find out the company ran off with their cash and (b) the collection agency is still after the unpaid bill, so they end up paying twice. Not pretty. Hope this helps - a little forsight into the world of collections, and some light at the end of the tunnel. Good luck! You should also know. If this is an unsecured debt ie: credit card. Write the Collection Company and explain your only income is Social Security, and you have no way of paying the debt, because of your current income. Do not say you will pay in the future (this only will put them off for awhile and they start up again) Also, let them know you are Garnishment Proof under the law. They can not Garnish your Social Security income, for an unsecured debt. They can however file suit against you and place a lien on your property if you own a house etc. But, if you plan on living in the house until you die, let them put the lien on, you don't have to pay unless you sell the house.
Answer
Social security disability is protected from garnishment in judgments. The only unknown I have in answering this is if the debt is for a student loan, or IRS related and or related to child support payments. Those types of loans/are not even protected if you file bankruptcy.
But if your social security income is put into a bank and you deposit other funds then a judgment can be made against the funds in that account as it is not virgin SSI money it is mixed funds and can potentially be seized. Or will cost you time and money (lawyer fees) to prove it is only SSI money.
If you need to protect you SSDI funds open a fresh account and set up automatic deposits into that new account, the NEVER, I repeat never ever deposit any non-SSI funds in that account. Never transfer money into that account from another account either (also important). This is very important i you need to cash check from time to time open a second account to deposit funds into, then spend down those funds while leaving you protected funds alone, worse case if a company gets a judgment against you and is allow possession of your bank account they can only touch the non-ssi account. Pay you rent out of the non ssi account, pay for food gas et.. until those funds are spent down then go back to paying you bills using you SSI account.
You may be required to open the account with a minimum deposit, you can open it with an actual SSI check or in my case I opened the account with $1.00 and the next funding was a direct deposit from Social Security. Worse case scenario if they claimed mixed funds, sure they can get a $1.00 from me....it will cost them a lot in legal expenses to get that buck though.
More Information
Your question suggests you're asking whether a commercial creditor can garnish your Social Security check for the outstanding balance on an auto loan.
The answer is no. Only the federal government can garnish your Social Security check, and only for limited purposes, such as payment of child support, alimony, delinquent taxes, and debt to other federal agencies.
The problem, as the first contributor mentioned, is that collectors may freeze and levy your account after the check is deposited (or direct deposit posted). The Treasury Department planned to implement new rules in 2010 preventing banks from freezing an account that receives federal benefit deposits without evaluating the past 60 days deposits. They would be required to protect any amount equal to the non-attachable deposits (whether that money had already been spent or not). Unfortunately, there's been little mention of the procedure since May 2010.
Barring voluntary cooperation from your bank, you can file a "waiver of garnishment" with help from your nearest Legal Aid Society and get a court order stopping the action. You can also notify the creditor that the income is from Social Security, and protected by federal law, and ask the bank to unfreeze your account (all in writing). The process can sometimes take awhile, but you do have legal recourse, so don't allow unethical collectors to take advantage of you.
Your Legal Aid Society will not cost you a fortune in legal bills; if you can't afford to pay, they will assist you for free.
For more information, see Related Links, below.
