Workers Compensation

Your question is somewhat broad, so I'll refer you to the OK Insurance Dept. at 405.521.2828 or 800.522.0071 or www.oid.state.ok.us/

It depends on the state that you are in, in California, if you are the owner and have no employees, you do not need workers compensation insurance. The easiest way to find out would be to call your local employment development department - if you are not in CA - if you are, I just answered your question!

== == Make a complaint to the state labour board , and have them investigate the case. In many US states, it is illegal to dismiss someone who is injured on the job. == == The above is the Canadian approach. Unfortunately, not all US States have Labor Boards. They have Labor Relations Boards, which are concerned exclusively with union representation. If you are unable to work due to an on-the-job injury, Federal Worker's Comp law requires that you be compensated. If you're permanently disabled, your employer must pay for that. Contact the US Dept. of Labor, or an attorney (the less sane US approach.) Be aware that you do have responsibilities while you're on workers comp. You can choose your own doctor, but you have to keep all appointments, provide documentation that you're unable to work, and stay in regular contact (at least weekly) with the employer.

Workers compensation insurance requirements differ by state. Among the variables are the number of employees and the aggregate payroll. Under some circumstances, if an employees also hasan ownership or managerial role in the business, he/she may opt-out.

One of the ways to handle workers compensation, especially for a small business, is through an employee leasing company, also known as a "professional employer organization". Through a legal fiction authorized by statute, the employees become the employees of that entity for purposes of obtaining workers compensation insurance. By aggregating the employees of many similar business and "delivering" them to a workers compensation insurer, sometimes economies of scale can be achieved such that lower workers compensation premiums can be obtained.

The employees generally remain the common law employees of the original employer from the standpoint of discipline, hiring, firing, and other indicia of employment. That is, the employee leasing company provides mostly business services and may act as a conduit for insurance.

A business must be very careful to research the bona fides of the employee leasing company that it considers using, and to get references. While many are just fine, in the past, the industry was a hotbed of insurance fraud, often placing employers with phony workers compensation insurers.

Yes. If the contractor has performed work on the house, and has not been paid, he may file a lien. Even if you truly don't owe the contractor any money, he may still file a lien; eventually, he will have to prove its validity in court or the lien is released automatically.

no, workmens comp is for time lost due to injuries at work This would be a short term disability claim if you employer offers STD.

They are different. If you have a job and take a day for sickness, you are on sick leave, which your employer pays. Your accrue sick leave at your job. If you cannot work for a long time because of injury you get workers comp, which the state pays. Workers comp must be proven.

Statutory and non-statutory benefits provided by human resource management to employees include things such as insurance, workers compensation and payment into F.I.C.A and unemployment. Some benefits are mandated by law while others are optional.

As long as your class does not exceed the physical limitations put on you by the injury or your doctor, then yes

In CA your only recourse for an injury on the job is Workers Comp. Your medical insurance can not pay for expenses related to your injury at work. Asking them to do so and not disclosing that the injury occurred at work is insurance fraud.

study island: He had once been a farm worker and knew the hardships.

I suggest you get a second opinion from a different lawyer.

Whether you can sue them or not, is impossible to say with so little information.

The U.S. Chamber of Commerce publishes a 50-state guide on workers comp requirements. You can order if from their website.

A state-operated insurance fund where businesses are required to buy workers' compensation insurance from the state. Private insurers cannot operate in these monopolistic fund states. Rupp's Insurance & Risk Management Glossary. © 2002, NILS Publishing. All rights reserved.

in the state of VA does every bs have to carry workmens comp

Terrible!! they can barely breath in the sweat shops and cant go to the toilet when they want. they are badly paid and basically have a rubbish life! we need to do something about it! whos with me??

Worker's Comp pays for medical bills and lost wages that result from an injury or illness arising from your work. If I fall off a ladder at work, it pays my medical bills- and if I can't work due to my injury, it replaces part of my wages.

However, if I fall off a ladder at home, that is not Worker's Comp. I was not a worker.

there are a couple soultions one is a short 15 to 20 min surgery or another that i know of is that they inject steriods into ur finger to calm down the inflation. Hope that helps SuperHalimo

First of all there is no insurance available against any event/risk which has fixed chance of occurence. However, the premium charged by an insurer is calculated as follows, of course as per acturial studies based on law of large numbers:- Premium = (Probable loss x probability of loss)+G&A Expenses + Normal profit

That can decrease the swelling of a contusion or slow the bleeding from a scalp laceration but in the case of head trauma, you really need to get to medical care. You could be courting real trouble if you don't get it checked out.

You can do anything you like from light to heavy work.

If you sustained any injury while on the job you have the right to file for Workman's Comp, even though you are still employed.

Would NOT be a employee unless the subcontractor has a employer.

It depends. Contact your insurance provider for clarification of the policy terms/limits.

restitution