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Workers Compensation

~3600 answered questions
Parent Category: Labor and Employment Law
Employment often results in injuries due to hazardous conditions or accidents. Workers Compensation is mandated by laws and specific rules apply to the collection and award to provide payments to the employee.
Workers' Compensation Insurance is mandatory for all employers to carry and pay for in all states. (Exceptions for self-insured employers are made; this is another whole topic). Employees are NEVER required to pay any part of the premium for this coverage. It is the EMPLOYER that is 'covered…
Popularity: 204
Your Professional Liability insurance covers you for claims of loss made by your students in relation to the quality and competency of your teaching services. It does not provide coverage for bodily injury to a student, yourself nor an employee. Workman's comp covers you and your employees for bodi…
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They only have to pay Workman's Comp on reported tips. If you did not report or claim your tips, then there is no proof of them and Workman's Comp doesn't have to pay anything.
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That would probably depend on your employer. It should not however, reduce your WCI, benefit.  I'm not really sure why you would want to use your available vacation pay hours, if the carrier/adjuster is indeed paying you TTD (Temporary Total Disability) or PPD (Permanent Partial Disability)???…
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Workman's Compensation Insurance is regulated by the laws of the state in which you reside. There is usually a time limit in which to file a claim. You should check the state statutes concerning WCI, for your state. Or contact the Labor Relations Board.
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Maybe. Workman's Compensation Insurance is regulated by state law. It designates what will or will not be covered by benefits.Everything I have needed they have paid for. I am in florida.Typically, the prescriptions must be related to the compensable injury, ie muscle relaxers for an ankle sprain wi…
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Workman's Compensation Insurance is regulated by state statutes. A heart attack would be covered if it occurred while the person was performing regular occupational duties.   Maybe. Workman's Compensation Insurance is controlled by the laws of the state in which you reside. Not all states ofe…
Popularity: 188
If state law requires it. Some states do not have laws requiring businesses to have such coverage. Other states have limitations such as the number of employees, type of work, etc.   Another issue is the type of occupation. For instance, Firefighters and Policemen have their own 'plans of cov…
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You need workers' compensation insurance if you have employees. You do not need worker's comp insurance if you are a sole owner. In most states, owners of a business are exempt from having workers' comp for themselves. The type of business does not matter. If you have employees, you need comp insura…
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If you are NOT an employee, but rather a business-owner -- who needs to provide coverage -- the answer to this depends on what state you are in. Some states, e.g., Ohio, are "exclusive fund" states. If you do not live in an "exclusive fund" state, there will still be a "state fund" in place. You can…
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Individual states make Workman's Insurance (comp) laws. In general any income lost from injury is taken into account when benefits are assessed.
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There are different claims that can be filed by the parents of a worker who was shot and killed by an ex-employee while at work. While wrongful death is certainly an appropriate lawsuit to file against the ex-employee, the parents may also consider the liability of the owner of the premises/employe…
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Short answer: No. The law in the state of North Carolina states that a sole proprietorship, partnership, or LLC is required to carry workman's compensation coverage if you have three or more employees. Employees can be full-time, part-time, regular, seasonal, or family members. Sole proprietors, par…
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All laws pertaining to workman's compensation insurance are inacted and enforced by the resident state. It would be necessary to contact the states labor relations board to find out the procedure for obtaining such coverage.   An alternative available in most states for certain workers is Occ…
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The applicant will receive a letter informing them that their claim has either been denied or approved. If the claim is denied the letter will include instructions on how to file an appeal. If the claim is approved, the letter will state the amount awarded, when benefit payments will commence, and o…
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If you were doing your job at the time of the accident you should be able to file for workers compensation for your injuries and lost time at work (depending on the laws in your state).If part of your job is driving a personal vehicle and you get into a car accident do I have to use workmen's comp t…
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only if your surgery is the result of a work related injury. Sorry.
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The employee who instigated the "horse-play" will probably be held personally responsible for any injury or damage claim. WCI only applies to injuries incurred when the employee is performing regular job related duties. The injured person can file a lawsuit to recover medical and any other expenses …
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It will depend on your state's worker's comp law. Each state varies. Each Workers comp agency has a webpage to answer your question. If you had medical bills from the fall, Workers comp will usually cover the medical cost if you filed a report with the employer when it happened.
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Some providers will require such testing, in other cases it would be determined by the circumstances in which caused the person to be injured.
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If you were truly injured you probably are covered by your employer. Your car is a different matter though, and workmans compensation certainly won't pay for that. You have every right to obtain an atty. w/ the expectations of a victory. Even if you are having no luck w/ the ins. co.'s your comp…
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That is dependent upon state laws which govern Workman's Compensation Insurance. In some states any back benefits, holiday and vacation pay will be included as a "lump sum" if the person has been diagnosed as long-termed or permanently disabled.
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They should be, but you may be able to exclude them, if they are shareholders. For more information seeCA Labor Code 3351Blue Cross Employer Application Question # 12steveshorr.com   Corporate Officers and Key Executives are generally specifically excluded on Workers' Compensation policies in…
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CA Labor Code 3361. Each member registered as an active firefighting member of any regularly organized volunteer fire department, having official recognition, and full or partial support of the government of the county, city, town, or district in which the volunteer fire department is locate…
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Sounds like your employer is in BIG trouble. You are still entitled to worker's compensation benefits whether or not your employer had the coverage. For more info - steveshorr.comSounds like you need an attorney - attorney referal
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If you meet the policy defintions of being disabled.Broadly, there are two main policy definitions of "disability" found in policies. The first is an "any occupation" definition, which essentially requires the insured to be unable to perform any job for which he/she is suited by knowledge, skills an…
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Yes. For more information you might want to check out the links on the right. If you injury was work related in the first place, I'm not sure why didn't file a worker's compensation claim. If you do file a worker's comp claim, the disability insurance company will likely want to collect much of …
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If your employer forces employees to work in a light duty status when injured on duty then they also have to offer light duty work to employees with non-work related injuries. If the employer refuses to do this the employee will be able to collect unemployment compensation. Q. What happens if an…
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No.Source http://www.dir.ca.gov/DWC/erguide.pdfPage 13For more info. on Worker's Comp see http://www.steveshorr.com/workers.comp.htm
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If you are talking about the med you get for workers comp pain they do pay the 100% (do not use your ins.)... (doctors visits as well) 100% If you have been injured on the job, Worker's Compensation is responsible for the WHOLE thing. It is not responsible for the 20% copay for your health insuranc…
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No. The employer cannot force you not to take the coverage. However, if you don't want you may have to sign a waiver.
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Answer The employer is required to provide the injured person with a "injury report/accident report" one copy for their personnel files, and one for the injured. The employer is also to provide the insured with compensation for lost wages due to the injury as well as payment for any medical bil…
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Contractor Liability Insurance No, You can purchase Contractors Liability Insurance as a standalone coverage. Many companies offer Contractors Liability coverage with or without your workman's compensation coverage. Depending on the nature of your business structure, you may not even need Workers …
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Consent to Rate means that the insurance company must have the consent of the insured (i.e. by a signed form) to charge higher than the filed (with the State, if applicable in your state) rate.**** More information**To elaborate on the above answer, Florida is a good example of a state that allows C…
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Answer Your exact rights and remedies will vary from state to state. If you have a claim pending with the worker's comp board, you should ask your attorney if you can add an action for penalies related to the hostile environment. If California, for example, it is illegal to terminate an employee …
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In this climate of litigation, the probability is that most organizations that have been given the proper legal advice will only disclose three pieces of information about you, no matter the quality of the job you did: Dates you were employed.Your job description or employment capacity.Your salary i…
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Answer A work permit is a certificate that allows children to work. In many states the age is 16 that you need to be to get one. In other states, such as Wisconsin, Virginia, New York, you can get one at the age of 14. Your parents need to sign it. In most places the permit is obtained thro…
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It's possible that it might be a little bit harder for you to get your first permanent job, but if you have a good resume and references, you will get one faster. After your first job, you will be back on equal ground. Some employers will look at temp as negative and others won't care. Depends on th…
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Don't try. If asked why you left your previous employer, you should give a more generic answer like "your skills not being the right fit for your previous employers needs." Then don't sit there quiet waiting for the interviewer to ask what you mean, keep the flow going by explaining what your skills…
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All issues pertaining to workman's comprehension insurance are regulated by state law. The exemptions for the state the person lives in, will list the exemption status.
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All states have laws governing the collection of judgments. Those laws have to be followed "to the letter." Wage garnishment, bank account levy, and in some cases property liens can be used to collect money owed. However, many states have laws prohibiting the levy of a bank account if it is a joint …
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Basically an employee is TOLD what to do, how and when to do it. Is paid by the time doing it and has taxes taken out. An independent contractor just completes the job, provides his own tools and does it when and how he wants it. For more details go to then scroll down to the links for more detai…
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Answer Such an injury/illness usually renders a person permanently disabled. In which case the person would receive WCI benefits for life. WCI pays all medical bills, all rehabilitative costs, 66 2/3%-80% of lost wages, and other benefits that are applicable. The terms of qualification and be…
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Answer Check with your employer or HR department.
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Answer The definition of manual labor is of course physical work. Workman's Comp. laws are established by states. Therefore the requirements might differ in how manuel labor is defined. Some considerations might be... if heavy lifting is required, climbing stairs, repetitive activity such as …
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In general, the answer is "Yes".If your employer at the time of the injury was required to and did maintain workers compensation coverage, that insurance should provide benefits of two main types. First, it should manage and pay for your reasonable medical expenses. Second, you are entitled to a per…
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Personal reasons. If they ask you to explain, the law states you have the right to refuse the question and leave it at that. If you have had a workmen's comp. claim they will find out by going to worker compensation court public records and finding out.
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Old Workers Compensation Claims Depending on which state you live, there should be a state-based bureau of workers compensation. In Michigan for example, it is under the Department of Labor and Economic Growth. This bureau oversees all worker's compensation claims and records which insure…
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Answer I believe you can re-open the claim up to 17 years. Answer For links and information on Worker's Comp in Calif see http://www.steveshorr.com/workers.comp.htm
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Workman's Compensation Insurance is specifically for work related injuries. State laws control the way WCI is regulated, meaning the requirements that are needed to collect a claim, the amount of the claim and so forth. Not all employer's are required to participate in WCI therefore not all employe…
Popularity: 88
Answer Depending on the policies of the company one is working for, and the laws of the state the person is in, an employer generally has 48 hours to submit a Worker's Comp claim, to be covered by the company's insurance. If a person thinks that an injury they suffered is likely to have been w…
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Answer In California and other states, a portion of worker's comp premiums paid by employers go into the Uninsured Employer's Fund. This fund pays for treatment and compensation of injury victims when the employer is illegally uninsured. Check with your state's labor department or worker's co…
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Answer The amount of coverage is regulated by state laws. Some of the factors that decide what premiums cost the employer are, classfication of business (there are hundreds)the degree of hazard, safety record and so on. If the company is strictly white-collar the premiums will be much less tha…
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Answer IRA withdrawals without penalties are allowed when a person is disabled under certain established provisions, by the IRS. Other than that it would depend on the institution that holds the IRA monies to decide how disbursement is done. State laws govern Workman's Compensation Insurance …
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Answer If the reference is to the ambulance and/or hospital charges, those would not be covered under a WCI claim. Those type of charges might be covered under the person's medical insurance. However, state laws govern workman's compensation and some do have provisions for paying specific cha…
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You contact your local EDD office of equal empoyment. And tell them you are working for free. If you have been terminated and havent received your moneies, then you let them know (your employer) they have 72 hours to come up with your last check.Its the law where Im from. KNOW YOUR RIGHTS.Dont work …
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Every state has an entity that oversees workers' compensation-- it's usually referred to as the workers' compensation commission or industrial commission or is part of the state's labor board. These agencies usually have websites with contact information, and you can contact the agency to find out …
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Strategic Human Resource Planning According to experts, there is no single approach to developing a Human Resources Strategy. This will vary from organization to organization. However, here are the steps most commonly used in developing an HR strategy: Setting the strategic direction Designing the …
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Answer We have a situation at our company right now that an employee who has been out for over a year receiving work comp payments and is working under the table jobs and for another company. We were notified of this information by an anonimous caller. If you know of someone doing this I w…
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"If you own a family business are exposing everything you own to being taken in a lawsuit. See a lawyer to explain how this can easily happen. I am not a lawyer. I have run a business. The workmen comp, can help cover the medical of an employee hurt on a job....years of treatment for a back- injury …
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Go back to the court/judge that made the judgment and ask for an "enforcement order" that gives the employer a set period of time to pay you what is owed to you. If the amount is NOT paid, by the set date, the court will issue a warrant of committal for the arrest of the company's owner or Chie…
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Answer It is possible if the claim was filed before the divorce and the couple lived in a community property state, the ex-spouse has claim to a portion of the settlement. In other states it would depend upon the terms that were stated in the dissolution petition.
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Answer construction in LouisianaIn order to aquire contracting or home-improvement license you must have workmans comp.  All 50 states require Workers Compensation but most if not all allow for some exemptions. However, exemptions, due to number or type of employees, for example, are from carr…
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Answer Contact N.D. Worker's Compensation Division for information, (701)328-3800 Answer ...or 800.777.5033
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Where to Get a Work Permit Every state that I have looked up says that permits are obtained through the school that the minor attends. They would certainly be the starting point! I'm sure the school office will direct you to the appropriate person.
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Answer NO you can not lose your pay. If you are back to work light duty and need to see the work comp doctor or therapy then you receive your pay and work comp If you are out of work due to an injury you WILL NOT RECEIVE YOUR REGULAR PAYCHECK from your employer. In a nut sh…
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The answer for this is yes and no.You must be able to perform the essential functions of the job. If you can, then you might be protected under the Americans with Disabilities Act. Under the ADA, an employer must try to accommodate you by restructuring the job, or providing modified equipment, or mo…
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Make a complaint to the state labour board , and have them investigate the case. In many US states, it is illegal to dismiss someone who is injured on the job. The above is the Canadian approach. Unfortunately, not all US States have Labor Boards. They have Labor Relations Boards, which are…
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Answer Texas is the only state in the nation that does not require employers to carry workmens compensation insurance for their employees. Answer All 50 states require Workers Compensation but most if not all allow for some exemptions. However, exemptions, due to number or type of employees, …
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Answer In the State of Nevada the employer has 24 hours to fax/submit all accident/incident information to the workmens Comp office. By 24 hours I mean after the hospital has returned the required paperwork including drug test results to the employer, and/or any investigation into the events …
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Your question is somewhat broad, so I'll refer you to the OK Insurance Dept. at 405.521.2828 or 800.522.0071 or www.oid.state.ok.us/
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Partial you only receive 10 years of W/CPermanent you receive it forever
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non taxable workmans comp You may have to claim it, but it is nontaxable.
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Answer Sure you can run your own biz... but WC will not pay you any longer. It will be treated as a job. I suggest trying it - good to recover with an objective and desire
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Answer actually no us taxes go to pay for workmans compinsation. this is paid by your employer. if your company does not do this for a full time employee, you can contact osha and let them know;however, your job may be gone after this as some employers simply can't or will not fund this insur…
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Workers comp payments should be reported to you via a form 1099 which is also furnished to IRS. If payments are reimbursements for medical treatment and or travel expenses for medical treatment then the answer is no. However, if the workers comp payments are for lost wages or a lump sum settlement f…
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That is a decision made by your employer. If you are receiving benefit payments from Comp, the only deductions permitted by law are court ordered payments such as Child Support. If you have a co-pay or a benefit you want to keep, you should either make your premium payment to the company or author…
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Pestle stands for political, economical, sociocultural, technology, legal and environmental. Marks and Spencers Plan A is the perfect examples of sociocultural, econonmical and environmental....legal im not sure and political could be outsourcing and things like that.
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Always accept more responsibility
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The average workers comp knee injury settlement is about $75,000.
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By law, it's optional for sole proprietors. Reality can be different though. In the construction trades most general contractors will require any subs who are sole proprietors to have workmans comp. This is what their insurance companies require. If a sub doesn't have workmans comp the insurance com…
Popularity: 146
continually selling small amounts of shares in order to drive the share price down, a common practice by naked illegal short sellers.sell 100 shares every 5-10 seconds, in illiquid stocks this will cause market makers to drop their bids and the price will continually decline. This is manipulation an…
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In general, yes. However, as in any such suit, it is the Plaintiff's burden to prove the following elements: (1) the existence of a duty; (2) breach of that duty; (3) proximate causation (but for the breach, an injury would not have occurred); (4) compensable injuries.Usually, such an action would b…
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about 141,000 is the average
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in supersticion it means that you should divorce your husband/wife. to me it means you had a nightmare
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It can be loss of companionship, a parent, a child, a spouse, or loss of a parent's, spouse's or child's ability to provide for someone else like a parent, child or spouse. Step-family relationships count. In the case of spouses, it can also mean loss of intimacy and physical enjoyment of another…
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The next day but you have to take care not to put too much pressure on the hand for a while. You must keep in mind also that in case of accident you may end up having trouble with your insurance . So you had better consult them as well.
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EEOC -- Employer Equal Opportunity Commission
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gave land to settlers in virginia
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Amounts you receive as workers' compensation for an occupational sickness or injury are fully exempt from tax if they are paid under a workers' compensation act or a statute in the nature of a workers' compensation act. The exemption also applies to your survivors. The exemption, however, does not a…
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Amounts you receive as workers' compensation for an occupational sickness or injury are fully exempt from tax if they are paid under a workers' compensation act or a statute in the nature of a workers' compensation act. The exemption also applies to your survivors. The exemption, however, does not a…
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Give a note on the Factories act of 1948.
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Surgical procedure code for: vertebral corpectomy (vertebral body resection), partial or complete, combined thoracolumbar approach with decompression of spinal cord, cauda equina or nerve root(s), lower thoracic or lumbar; single segment.
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Yes, certainly. Nothing about WC law prohibits firing you while absent from work or on your return. WC law prohibits firing you BECAUSE you made a valid WC claim. So, if you work quality, tardiness, insubordination or other offenses earned you fining, no WC law violation.
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NO, never. YOu qualify for UI benefits by being unemployed and able to work today. You qualify for WC by being employed and unable to work today becasue of workplace injury.
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Federal & state laws exempt employers from any liability for employees commuting from home to the day's first work location, and returning home after work is done. No pay, no WC.
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D IC's are not DUE wages; employees are. IC's are due progress payments or completion payments, as specified in their contracts. Courts will accept contract enforcement suits.
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In California, generally benefits under Workers' Compensation such as temporary disability benefits are exempt from federal, state or local income tax. Also you don't have to pay Social Security, taxes, union dues or retirement fund contributions when on Workers' Comp.
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