Your Professional Liability insurance covers you for claims of loss made by your students in relation to the quality and competency of your teaching services. It does not provide coverage for bodily injury to a student, yourself nor an employee. Workman's comp covers you and your employees for bodi…
They only have to pay Workman's Comp on reported tips. If you did not report or claim your tips, then there is no proof of them and Workman's Comp doesn't have to pay anything.
That would probably depend on your employer. It should not however, reduce your WCI, benefit.
I'm not really sure why you would want to use your available vacation pay hours, if the carrier/adjuster is indeed paying you TTD (Temporary Total Disability) or PPD (Permanent Partial Disability)???…
Workman's Compensation Insurance is regulated by the laws of the state in which you reside. There is usually a time limit in which to file a claim. You should check the state statutes concerning WCI, for your state. Or contact the Labor Relations Board.
Maybe. Workman's Compensation Insurance is controlled by the laws of the state in which you reside. Not all states ofer the same coverage, the majority do have survivor benefits. Check the laws governing WCI in your state. or contact the State Labor Relations board.
The key is whether or no…
Maybe. Workman's Compensation Insurance is regulated by state law. It designates what will or will not be covered by benefits.Everything I have needed they have paid for. I am in florida.Typically, the prescriptions must be related to the compensable injury, ie muscle relaxers for an ankle sprain wi…
Workman's Compensation Insurance is regulated by state statutes. A heart attack would be covered if it occurred while the person was performing regular occupational duties.
Maybe. Workman's Compensation Insurance is controlled by the laws of the state in which you reside. Not all states ofe…
If state law requires it. Some states do not have laws requiring businesses to have such coverage. Other states have limitations such as the number of employees, type of work, etc.
Another issue is the type of occupation. For instance, Firefighters and Policemen have their own 'plans of cov…
You need workers' compensation insurance if you have employees. You do not need worker's comp insurance if you are a sole owner. In most states, owners of a business are exempt from having workers' comp for themselves. The type of business does not matter. If you have employees, you need comp insura…
If you are NOT an employee, but rather a business-owner -- who needs to provide coverage -- the answer to this depends on what state you are in. Some states, e.g., Ohio, are "exclusive fund" states. If you do not live in an "exclusive fund" state, there will still be a "state fund" in place. You can…
Individual states make Workman's Insurance (comp) laws. In general any income lost from injury is taken into account when benefits are assessed.
There are different claims that can be filed by the parents of a worker who was shot and killed by an ex-employee while at work. While wrongful death is certainly an appropriate lawsuit to file against the ex-employee, the parents may also consider the liability of the owner of the premises/employe…
Short answer: No. The law in the state of North Carolina states that a sole proprietorship, partnership, or LLC is required to carry workman's compensation coverage if you have three or more employees. Employees can be full-time, part-time, regular, seasonal, or family members. Sole proprietors, par…
All laws pertaining to workman's compensation insurance are inacted and enforced by the resident state. It would be necessary to contact the states labor relations board to find out the procedure for obtaining such coverage.
An alternative available in most states for certain workers is Occ…
The applicant will receive a letter informing them that their claim has either been denied or approved. If the claim is denied the letter will include instructions on how to file an appeal. If the claim is approved, the letter will state the amount awarded, when benefit payments will commence, and o…
If you were doing your job at the time of the accident you should be able to file for workers compensation for your injuries and lost time at work (depending on the laws in your state).If part of your job is driving a personal vehicle and you get into a car accident do I have to use workmen's comp t…
only if your surgery is the result of a work related injury. Sorry.
The employee who instigated the "horse-play" will probably be held personally responsible for any injury or damage claim. WCI only applies to injuries incurred when the employee is performing regular job related duties. The injured person can file a lawsuit to recover medical and any other expenses …
It will depend on your state's worker's comp law. Each state varies. Each Workers comp agency has a webpage to answer your question. If you had medical bills from the fall, Workers comp will usually cover the medical cost if you filed a report with the employer when it happened.
Some providers will require such testing, in other cases it would be determined by the circumstances in which caused the person to be injured.
If you were truly injured you probably are covered by your employer. Your car is a different matter though, and workmans compensation certainly won't pay for that.
You have every right to obtain an atty. w/ the expectations of a victory. Even if you are having no luck w/ the ins. co.'s your comp…
NO! They have to send you a 21 day right to cure before any repossession, What that means is when you are late enough for them to decide to repossess your vehicle then they have to send you a right to cure via certified mail, the righ tto cure will state you have 21 days to catch up the past due bal…
That is dependent upon state laws which govern Workman's Compensation Insurance. In some states any back benefits, holiday and vacation pay will be included as a "lump sum" if the person has been diagnosed as long-termed or permanently disabled.
They should be, but you may be able to exclude them, if they are shareholders. For more information seeCA Labor Code 3351Blue Cross Employer Application Question # 12steveshorr.com
Corporate Officers and Key Executives are generally specifically excluded on Workers' Compensation policies in…
Sounds like your employer is in BIG trouble. You are still entitled to worker's compensation benefits whether or not your employer had the coverage. For more info - steveshorr.comSounds like you need an attorney - attorney referal
If you meet the policy defintions of being disabled.Broadly, there are two main policy definitions of "disability" found in policies. The first is an "any occupation" definition, which essentially requires the insured to be unable to perform any job for which he/she is suited by knowledge, skills an…
If your employer forces employees to work in a light duty status when injured on duty then they also have to offer light duty work to employees with non-work related injuries. If the employer refuses to do this the employee will be able to collect unemployment compensation.
Q. What happens if an…
No.Source http://www.dir.ca.gov/DWC/erguide.pdfPage 13For more info. on Worker's Comp see http://www.steveshorr.com/workers.comp.htm
If you are talking about the med you get for workers comp pain they do pay the 100% (do not use your ins.)... (doctors visits as well) 100%
If you have been injured on the job, Worker's Compensation is responsible for the WHOLE thing. It is not responsible for the 20% copay for your health insuranc…
No. The employer cannot force you not to take the coverage. However, if you don't want you may have to sign a waiver.
I don't know anything in the Code that requires it.The EmployER application for Group Medical Coverage asks if an Employer would like to allow an employee to keep coverage for up to 6 months. What if the Employer is only paying a portion of the premium? The Employee would still have to pay his porti…
Contractor Liability Insurance
No, You can purchase Contractors Liability Insurance as a
Many companies offer Contractors Liability coverage with or without
your workman's compensation coverage. Depending on the nature of
your business structure, you may not even need Workers …
Consent to Rate means that the insurance company must have the consent of the insured (i.e. by a signed form) to charge higher than the filed (with the State, if applicable in your state) rate.**** More information**To elaborate on the above answer, Florida is a good example of a state that allows C…
Your exact rights and remedies will vary from state to state. If you have a claim pending with the worker's comp board, you should ask your attorney if you can add an action for penalies related to the hostile environment. If California, for example, it is illegal to terminate an employee …
The effective date normally means the initial or policy effective
date in a reinstatement date of policy document. It can not mean
reinstatement date solely. Technically it is not starting
I have progressive insurance and my agent told me that there was no set time to file the claim.
You need to compile an arsenal of paperwork to prove that you lived as husband and wife, including deeds and titles to jointly shared property, proof of joint tax filings and bank accounts, utility bills, leases, credit card statements, letters, cards, photos, marriage documents, and affid…
In this climate of litigation, the probability is that most organizations that have been given the proper legal advice will only disclose three pieces of information about you, no matter the quality of the job you did: Dates you were employed.Your job description or employment capacity.Your salary i…
It's possible that it might be a little bit harder for you to get your first permanent job, but if you have a good resume and references, you will get one faster. After your first job, you will be back on equal ground. Some employers will look at temp as negative and others won't care. Depends on th…
Don't try. If asked why you left your previous employer, you should give a more generic answer like "your skills not being the right fit for your previous employers needs." Then don't sit there quiet waiting for the interviewer to ask what you mean, keep the flow going by explaining what your skills…
Workman's Compenstation Insurance is governed by the state. Whether or not it can be attached by a creditor would depend on the state garnishment/exemption laws.
All issues pertaining to workman's comprehension insurance are regulated by state law. The exemptions for the state the person lives in, will list the exemption status.
All states have laws governing the collection of judgments. Those laws have to be followed "to the letter." Wage garnishment, bank account levy, and in some cases property liens can be used to collect money owed. However, many states have laws prohibiting the levy of a bank account if it is a joint …
Basically an employee is TOLD what to do, how and when to do it. Is paid by the time doing it and has taxes taken out. An independent contractor just completes the job, provides his own tools and does it when and how he wants it. For more details go to then scroll down to the links for more detai…
you need to tell the wci what you have. if they want to sue the business owner for the claim, that would be up to them. plus his wci could be cancelled just like a insurance policy for an automobile can be cacelled at any time due to certain reasons. if workmens comp pays you a certain amount and if…
In general, the answer is "Yes".If your employer at the time of the injury was required to and did maintain workers compensation coverage, that insurance should provide benefits of two main types. First, it should manage and pay for your reasonable medical expenses. Second, you are entitled to a per…
Personal reasons. If they ask you to explain, the law states you have the right to refuse the question and leave it at that.
If you have had a workmen's comp. claim they will find out by going to worker compensation court public records and finding out.
Workman's Compensation Insurance is specifically for work related injuries. State laws control the way WCI is regulated, meaning the requirements that are needed to collect a claim, the amount of the claim and so forth. Not all employer's are required to participate in WCI therefore not all employe…
Not true at all. You are entitled to have legal representation, if you so choose.The fact that you have received payments from the system would appear to me to indicate that your application has been approved.Any comments from the case worker, to you, should be discussed with his/her supervisor, to …
If the business has WCI coverage. States make the laws governing WCI, not all business are required to belong. In most cases it depends upon the number of employees, type of business, and so forth. The amount the owner/employer pays for WCI is based upon risk factors, safety history, and other issue…
The most common penalty in soccer is called a foul and is awarded when someone tackles another player without the intent of getting the ball. This is a judgment call by the referee and is penalised by a " Free kick". A free kick is what it says a free kick the ball is placed at the spot of the foul …
You contact your local EDD office of equal empoyment. And tell them you are working for free. If you have been terminated and havent received your moneies, then you let them know (your employer) they have 72 hours to come up with your last check.Its the law where Im from. KNOW YOUR RIGHTS.Dont work …
Every state has an entity that oversees workers' compensation-- it's usually referred to as the workers' compensation commission or industrial commission or is part of the state's labor board. These agencies usually have websites with contact information, and you can contact the agency to find out …
According to experts, there is no single approach to developing
a Human Resources Strategy. This will vary from organization to
organization. However, here are the steps most commonly used in
developing an HR strategy:
Setting the strategic direction
Designing the …
It does not sound legal or moral. You should contact a WC lawyer.
two thirds of gross averaged for the previos 2 months or so in new york
"If you own a family business are exposing everything you own to being taken in a lawsuit. See a lawyer to explain how this can easily happen. I am not a lawyer. I have run a business. The workmen comp, can help cover the medical of an employee hurt on a job....years of treatment for a back- injury …
Yes. Why not? If you're injured your entitled to benefits till your healed.
ANSWER Fringe benefits are a part of compensation. Compensation, typically refers to your total employment benefits package, which would also include your base pay/salary. Fringe benefits typically include non-monetary benefits (e.g. cell phone/blackberry, laptop, car, medical insurance coverage, me…
Go back to the court/judge that made the judgment and ask for an "enforcement order" that gives the employer a set period of time to pay you what is owed to you.
If the amount is NOT paid, by the set date, the court will issue a warrant of committal for the arrest of the company's owner or Chie…
I doubt you can get any policy without some money down.
Answer No company is going to provide you a commercial general liability policy without collecting your initial premium payment.
Answer construction in LouisianaIn order to aquire contracting or home-improvement license you must have workmans comp.
All 50 states require Workers Compensation but most if not all allow for some exemptions. However, exemptions, due to number or type of employees, for example, are from carr…
Contact N.D. Worker's Compensation Division for information, (701)328-3800
Where to Get a Work Permit
Every state that I have looked up says that permits are obtained through the school that the minor attends. They would certainly be the starting point! I'm sure the school office will direct you to the appropriate person.
Go to your school office or to your guidance counselor. They'll have all the information you need on acquiring a work permit and what's needed and expected.
The answer for this is yes and no.You must be able to perform the essential functions of the job. If you can, then you might be protected under the Americans with Disabilities Act. Under the ADA, an employer must try to accommodate you by restructuring the job, or providing modified equipment, or mo…
Make a complaint to the state labour board , and have them investigate the case. In many US states, it is illegal to dismiss someone who is injured on the job.
The above is the Canadian approach. Unfortunately, not all US States have Labor Boards. They have Labor Relations Boards, which are…
Texas is the only state in the nation that does not require employers to carry workmens compensation insurance for their employees.
All 50 states require Workers Compensation but most if not all allow for some exemptions. However, exemptions, due to number or type of employees, …
This is no answer
wages are what you get paid hourly for instance if you get paid like $6.00 per hour then if you work more then 40 hours in one week then you are entitled to overtime which is time and a half so after 40 hours you would then be making $9.00 per hour.
salary is when you get 40 hours a …
I'm most positive that you are covered the moment you come to a labor agreement...
Partial you only receive 10 years of W/CPermanent you receive it forever
On workers comp, I believe they have to return you to your original job. If you were out on a non-worker's comp illness, they wouldn't. If you missed time from work and/or had serious medical bills, most US employers will bend over backwards to accommodate you. If you take extra time that's not medi…
I believe that it depends on the state you live in and how many employees you will have. In Michigan if you have more than 4 additional employees you have to have it.
All 50 states require Workers Comp though most if not all have exemptions. In Texas, you can select a Non-Subscription product…
Eligible for compensation. Preexisting conditions that the work place acclerates or aggravates. Mental and physical strain by increased work duties or work related stress. Demands of the job and a supervisor's constant harassment. An attorney can explain what you can expect at every step of the cla…
This is best answered by a lawyer in the country where the whiplash occurred.
If the whiplash was suffered in the UK a link to a website where this question is specifically answered is shown in related links.
The employer is not required by law to pay out sick pay while an employee is collecting workman's comp. It depends on the employer though. In some cases an employer may pay earned sick pay to an employee collecting workman's comp. pay as a good will gesture, especailly to an employee who has had a v…
no, workmens comp is for time lost due to injuries at work
This would be a short term disability claim if you employer offers STD.
it depends what was in your origanal contract if there where a certain amount of days that you where allowed and you exceeded them than yes but if not than he has to provide you with a reason why he fired you
Yes. If I have a stroke tomorrow and can never work again, at some point my employer…
Workmans Comp is elective in Texas. SO there isn't a mininum number threshold above which you are required to carry workman's comp for your employees. On the other hand you may be required to carry it under a contract or if you are working for a government or private entity that requires i…
You are the only proprietor of your business but are you the only employee?
then, no you dont need it
First you need to get in contact with the state,make your businees become incorporated(L.L.C.) then you need to fill out some forms, give your business info like what type of work you do,etc.. I don't remember the websites but I will look it up again and will re answer you again.
I don't …
If you are able to go vacating , then it maybe looked at that you can work.
Persons who are at least 18-years of age are considered adults and do not need parental or guardian consent to obtain a marriage license. Minors between the ages of 14 and 17-years of age must have written parental consent on the official form signed in the presence of the county clerk, or…
Workers comp payments should be reported to you via a form 1099 which is also furnished to IRS. If payments are reimbursements for medical treatment and or travel expenses for medical treatment then the answer is no. However, if the workers comp payments are for lost wages or a lump sum settlement f…
depends on what state you live inin Virginia
in the state of mass no you do not pay state or federal taxes. you are receiving a percentage of your income and it is offset to cover for taxes.
Officers of a corp. may be exempt if registerd with the dept of labor and the state sec. corps. div. The payroll services found in the yellow pages of the pH. book are the best way to go for a new or small company. If the prime contractor hires a sub-contractor and does not obtain a cert. of ins. th…
Depends what state you live in . Here in Kentucky you are required to have workmans comp, even if you are the only employee. In Kentucky you cant sue your employer if you get hurt on the job , in most cases.
All 50 states require Workers Comp though most if not all have exemptio…
To be eligible for WCI benefits the injury or illness must be directly job related. If it can be proven that conditions at the worksite were the cause of the seizure it is likely a claim would be considered valid. A person who suffers an injury or illness that is not covered by WCI, may be eligible …
Yes. In fact, you could sue the company if they refuse. The company should compensate you in every way since the accident happened at work and you should never have lost your job, they should have hired a temp during your absense. Very unfortunate situation. You should check with an attorney about y…
You would have to get a Doctor to confirm that you have a disibility and then talk to a lawyer that specialises in medical cases. A lawyer will tell you if you have a case or not and maybe arrange an out of court settlement. I'm no lawyer but I have a friend who just settled a case for carpal tunnel…
In the state of New York do I have to carry workmans comp for 1099 independent conractors
Just because a company pays into WC for you doesn't make you an employee. Many states are "ladder states," meaning liability follows up the ladder until someone can pay. In Texas, General Contractors…
Yes, an employer in Alabama can make you work a 12 hour shift without a break - but they do not have to pay you extra. There is no federal or Alabama state law mandating that an employer must allow for any meal breaks or other breaks. For information on federal labor laws concerning paid breaks, me…
That depends on the law of your individual state. Some states dont require comp for businesses with a very small number of employees, but most do. Check with your local bar association for someone to ask about a pro bono matter, and they will be able to refer someone who can answer that for free…
Yes you can be fired will on workman's comp. Going on disability or WCI does not pardon you from any terminable offenses.
Yes, Your Credit will be important in determining your risk factor for any commercial policy. You can still buy the coverage with poor credit but you pay a higher premium.
Your probably need to speak with a lawyer, but my bet would be NO. Besides, I don't think anything can "give" you Fibromyalgia. In addition, the fact that most medical professionals don't really believe it exists (they see it as the scapegoat of pill junkies and hypochondriacs) might complicate thin…