Business Credit

For business credit cards you must have a business credit profile. Without a business profile and a business credit score you cannot get a "business" credit card. What you CAN get is a personally guaranteed credit card for business use.

What people often fail to realize that by personally signing for a credit card it is STILL a personal credit card. The only difference is that the bank says "this is a business credit card" and it is to be used for business purchases.

Consider building up your business credit profile before applying for a real business credit card (a credit card which allows the business to be its own collateral, not you).

A true business credit card is a line of credit that is taken in the name of the business, under the business' credit. Activity, whether good or bad, is reflected on your business' credit report through D&B and other financial institutions, and the liability for any debts incurred and bills owed is with the business.

However, some companies out there offer "business" credit cards which they require a person guarantee for. These institutions will often ask for a personal guarantee, and will almost always ask for a social security number from the person applying for the card. If this is the case, the credit card is not a business credit card, but is simply a personal credit card which is used for the business. The business is not liable for bills and debts - you are.

When applying for a credit card for your business, watch out for areas asking for your SSN (and not your TaxID or EIN) and be wary of any credit card that asks for a personal guarantee. By ensuring that your credit card is in the name of your business, you can help to build your business' credit, while avoiding creating problems with your own.

Many companies offer a list of credit cards that are issued under the business name only. Those lists typically run $300-$900, depending on the quality of the information inquiring.

If your business is a sole prop., you are not going to get a credit card with only your tax id number. Our business has a credit card with our business name on it, however, it shows up on our personal credit report.

If your business is a partnership, your local bank may help you get a credit card using your tax id number. Our local bank here in TN worked with us. Internet offers are no help in this situation.

We also found a service that guarantees to help you get business credit cards using a tax id, but they wanted $1,500 for the service.

Business Credit is separate from Personal credit - that is important to remember as a small business owner. Many business owners, just like in this question, have bad credit but that is not to be confused with business credit. Just like Equifax reports credibility of an individual the business has a credit reporting agency that reports on its stability as well. The key is to get your business registered with the credit reporting agency so that lenders can feel comfortable issues out loans, credit lines, or extended terms to the business. Bad credit or lack of credit is no longer an obstacle that prevents the small business owner from finding financing or funding their small business. Small business loans are available to those who have incorporated their business, have a corporate tax id and are willing to keep up their business profit and the business credit score.

A Chapter 7 BK is very tough to see past. Short of waiting the required time period you may work on your business credit separately.

The first step to establishing business credit is to register for a D&B D-U-N-S® Number, which is a unique, 9-digit identification number for your business. This can help you establish business credit without using your personal credit.

When starting a new business, it can be difficult to use business credit since business credit has yet to be established. However, in order to reduce risk, it is important to keep business credit separate from personal credit. One of the best ways to increase business credit without employing personal credit is to register to receive a D&B D-U-N-S® Number and use one of Dun & Bradstreet Credibility Corp.'s products to help establish credit and leverage your business's credibility.

In order to help establish business credit without paying an outside company, it is important to get your company's D&B D-U-N-S® Number, which is accessible to all businesses for free, and tax identification number (EIN), which is issued by the IRS. Then, you should update your company's D&B® profile to reflect the most accurate business information, which you can do using Dun & Bradstreet Credibility Corp.'s free service, Company Update. Once your profile is up-to-date, another helpful tool is Dun & Bradstreet Credibility Corp's CreditSignal® product, which allows companies to get alerts about changes to the credit scores and ratings contained in their D&B business profile for free.

I have been asking my self this for more than a year until i figured it out myself. It's a process but I have everything for free on my blog.. check me out www.mybusinesscreditblog.com

The single largest advantage of incorporating a business -- the reason most companies do it -- is limited liability. Limited liability is a critical business advantage in today's litigious world. If you do not incorporate and your business is sued you can be held liable for all damages. The claimants can take your personal assets, e.g. your home and your car, even if they are completely unrelated to the business. If you are incorporated (and it holds up in court, i.e. the lawyers don't "pierce your corporate veil") then only the assets of the business can be seized.

They were also known as the Independent Party, the National Party, and the Greenback-Labor Party. They started in 1874 and were defunct by 1884. Their name was in reference to the use of paper money ("greenbacks") that had been issued during the American Civil War and afterward. They were against shifting from paper money back to a specie-based monetary system. They felt that private banks and corporations would then reacquire the power to control costs and labor. They felt that government control of the monetary system would allow it to keep more currency in circulation because that method had worked during the Civil War. Founders were mainly the farmers who were financially hurt by the Panic of 1873.The Greenback Party was founded in Indianapolis, Indiana. In 1878, it was a huge force in 21 independents being elected to Congress. In 1880, the Greenback Party also advocated an income tax, an eight hour day, and women's suffrage.

If you have good credit then you should have no problem. As long as YOU know you can meet the mortgage payments and be responsible for paying off your credit card most credit card companies are more than happy to accommodate you. Also, be careful with applying with personal guaranteed business cards. Just because they are for business use you will still be responsible for it. Thus, that is still like any other personal credit card which you have decided to use for the business. A true business credit card is the one that does not take your social into consideration, or at the most it asks you to personally guarantee the debt.

To help reduce risk, it is important to establish business credit separate from personal credit. This can be done by obtaining a D&B D-U-N-S® Number and tax identification number (EIN) for your business and using those numbers to help build credit.

You have few options to stop this practice. Businesses with whom you have a current account have a "permissable purpose" as defined by the Fair Credit Reporting Act to access your credit report. This is, in fact, standard operating procedure in the financial world. I suppose if you closed the account and revoked all their rights (by some means), you could, in theory, stop them.

There is no way you can do this. A pathological liar is a difficult person to deal with. Once the trust is broken; even if they are telling the truth you will never trust them again.

Pathological liars are just that, and little can be done for them. Psychologists/Psychiatrists seldom have luck with these types of people. Pathological liars have many reasons why they are this way. Perhaps the way they were raised (abuse/fear), they have no self confidence, they don't feel they have gotten as far in life as they should so they lie about what they do or they are hiding something about themselves they don't want anyone else to know.

If you confront this person they will be in constant denial and personally, I've experienced it and I know they will drive you into a frenzy. It is best to either accept this in the person and not count on them for anything too serious in your life (if they are a likeable sort of person) or walk out.

Good luck Marcy

WHY DO WE LIE? LIE THEORY A Belief in being not yourself, not necessary at all!

Why do people lie?? If it was SSID I would have Googled it, but it wasn't.

Observations leads our processess to conclude to a result. But I would try not to conclude the observation so soon in my experience of meeting people who either believe in their lies or others who believe it is their birth right.

When we lie, we are not being ourselves? This is the first step towards living a lie. I don't really believe in the statement above, cause if you notice consumption of alcohol and its reaction to most unspoken minds make them speak the truth. If you read the statement once again it actually means once you lie you do undergo changes both physically and mentally. One definitely won't get an extra limb or couple of inches more but some are so new to it, their eyes make rapid movements and they try so hard to remain casual.

It is a sad fact that it is easier to lie to some people, than it is to tell them the truth. But here's the point of wonder: what would be the difference in lie and deception? Or are they synonymous?

Fear Of Judgement:

The reason that we lie is because we fear the judgment of others. Such judgment may be legal in nature, or moral in nature, but either way our motivation for lying remains a fear of judgment. There is another fear born motivation for lying which is related to the judgment issue, and that is acceptance. We feel that we need to justify our actions or we will not be accepted by others, and often our justification of our actions is a lie. The justification of our actions can be a lie not only to others, but also to ourselves.

The Ultimate Lie: The belief that we are not good enough is a product of the fear based society and seems to have become built into our physical existence. The belief that we are not good enough is a lie in itself, perpetuated by many of our religions, by government, by education, and by the media. The truth is that we are good enough. Comparisons don't have any roles but one cant really live without it too. It gives us more opportunity to improve. The lie that we are not good enough often causes us to attempt to justify ourselves so that we will be good enough to be accepted within the artificial standards of the earth plane, standards which are in themselves lies perpetuated by the fear based existence. The truth is that we are not only good enough for artificial earth plane standards and the related judgment, but we are beyond the artificial temporary existence of the earth plane. The earth plane is an illusion, and the current fear based earth plane existence is built upon a lie. However, the earth plane is necessary for experience, and the truth is available for all to see. The truth has always been available for all to see, if we choose.

The Prison Of Illusion: The lie that we are not good enough to be accepted within the standards of the earth plane, which are in themselves based on a lie causes us to justify ourselves often with another lie, until we find ourselves existing within an illusion built by layer upon layer of lies which are fuelled by fear of judgment. This is how fear has built upon itself. Fear is ever increasing as more and more layers which are no more than illusion are added. We have found ourselves existing within a prison of illusion, and shackled within this prison, by the very lies which are the foundation of the prison.Its got a lot do with acceptance and how you react to the prison. Recognition: The prison keeps us bound and tied. We fear releasing ourselves from the shackles for it means defacating that illusion that has become us. Our reality is no longer a reality unless we have created it. The freedom that we long to have seems like a fantasy; yet inside we know that by releasing ourselves from this prison, we will know true happiness. We fight for the ability to overcome that ultimate lie. We long to recognize our true value as an individual without the shackles but we do not know how; and then we realize, freedom has its price. That price is impossible to quantify, and that moment we recognize that the price cannot be quantified, is the moment of ultimate empowerment. Recovery: As we are empowered we enter the process of recovery. The burtality of recovery is hard as we realize the pain that we have caused others, but even more so, the pain that we have subjected upon ourselves. We have feared judgment so violently, that we have enhanced our fear and distrust in humanity alone. Inside we fight to locate our center of gravity, yet we don�t know what or where that is because of the illusional state of mind that has bound us for so long. And then, we fall to the ground empowered by the ability to see the light. We have been empowered by some gravitational force to move towards recognition, and beyond, if we choose. We do choose, but the road is long and dreary as we learn to love ourselves. The secret stone that we have clung to for so long is slowly broken down into smaller and smaller pieces. We fight for those we have hurt to forgive us, yet ultimately, we long for that ability to forgive ourselves as true freedom cannot be attained until we do so. The problematic arena that we circle around daily in is that which holds us captive; and we know that the lies are tearing us apart, we have recognized, and been empowered by that recognition, but moving beyond - towards true recovery and happiness seems impossible at times. We fight for the ability to stand up and say I am who I am.. take me as I come. Yet, we do not accept ourselves as we are. We fear reality, yet long for reality. And then, we break � collapsing to the ground tired of holding onto that illusional life and we release it. Forgiveness is available, but only to those who can forgive themselves. We have found our value, and we know that it is going to be that much greater. Fear will arise and violence will fall. We will long for that approval and acceptance, but it will be based on our merits alone, and factual merits for that illusional life is just such � an illusion. Love can be found, peace and harmony are available; and true happiness is presented for we have found that child within us and we no longer have to run.

Meh, I don't really, if they're ur family it'll be easy, my brother is a pathological liar, but he JUST WOULDN'T listen to you, if you confronted him, don't confront them, but consider taking them to a pshycologist.

There are so many Multinational Companies in Pakistan . Although the list of Multinational Companies is very long but a few of them which can be rightly considered as Multinational Companies as their infrastructure covers an area over 60,000 sq. ft., are mentioned below:

1. Unilever

2. Procter & Gamble

3. Shell Petroleum

4. Siemens

5. Phillips

6. Toyota

7. Pepsi

8. Honda

9. Hyundai Motors

10. Bank Al-Falah

11. Barclays Bank

12. Citigroup

13. NIB Bank

14. Colgate-Palmolive Pakistan

15. ICI Pakistan

16. Reckitt Benckiser

17. Abbott

18. Pfizer

19. Telenor

20. Coca Cola

21. Abn-Amro Bank

Not just signs... Solutions!

Lighting the way since _____!

The first step to helping build business credit is to register for a D&B D-U-N-S® Number, which is a unique, 9-digit identification number for your business. This can help you to establish business credit without using your personal credit.

The role of money in an economy is very critical as money serves as the backbone of the economy. The economy is actually measured using the monetary value of a nation's currency and money is the main medium of exchange in all type of trade.

Let's start with the basic business license question. Most cities and/or counties may require that if you are starting a business you will need to first acquire a business license. What is a business license? By definition a business license is a legal authorization in document form issued by municipal and/or state governments and required for business operations. Business license serves the purpose of providing tax information to the city about your business. Some people get DBA confused with business licenses, but there is a difference. So then what is a DBA?

DBA is an abbreviation for "doing business as." Certain jurisdictions may also use the terms fictitious business name, trade name or assumed name. DBA registration is necessary if your business operates under a name other than its legal name.

For a corporation, LLC, or other state registered entity, the legal name is the name on the filed articles. For all other business entities, the legal name is the personal name of the business owner or owners. Conducting business and opening a bank account under any name other than your legal business name is only possible after fulfilling your state's DBA filing requirement. And what if you are selling items? Do most states require a state seller's permit?

If you sell, lease personal property or sell taxable services at a retail or wholesale level, you are required to obtain a Seller's Permit. If you have more than one location where sales are made, a separate license is required for each location. You must obtain a State Employer Identification Number Also Called a State Tax Id EIN if you:

Pay wages to one or more employees

If your business is a corporation and you are an employee of the corporation (recommended so you can obtain all the tax free and deductible corporate fringe benefits)

if you are a sole owner and the sole employee of your business getting an EIN is not required as long as you report the financial results of your business on Form 1040, Schedule C. The IRS and the Social Security use your social security number to track self-employment tax. A federal tax identification number (also know as an employer identification number or EIN), is a number assigned solely to your business by the IRS. Your tax ID number is used to identify your business to several federal agencies responsible for the regulation of business.

Any business offering products or services that are taxed in any way must get a federal tax ID number. Here are some important resources to remember when filing for any of the above documents mentioned in this article. Just refer to the link below to get not only just in-depth information, but also excellent professional assistance. You won't be disappointed.

If you don't need to borrow money but need the credit card for buying things online you could get one of the prepay cards. You load money onto it and then you can use it like a credit card for purchasing.

There are also secured credit card options for those who have credit issues

There is nothing to stop you from suing. However, it can be a long drawn out, and expensive procedure depending on the circumstances. Unless the money was borrowed with a statement to that fact, it sounds like a lose-lose situation for both sides. However, you should check with a lawyer for appropriate direction. Depending on the amount, you might be able to take them to small claims court. This will depend on what your state has for the Max amount. Most are different, but average between 3 thousand and 5 thousand dollars. Then you come to evidence, do you have any? Having a signed contract would be great, especially in small claims court. Also you can have a contract for, say 6 thousand dollars, but decide that you will still go to you local small claims court, even if you can only sue for part of the money in your contract. This is done because it is quicker, you don't need an attorney, you represent yourself, and you won't have to spend lots of money trying to get your contract paid. Now if the amount is alot over small claims, is it worth a fight and do you have some evidence? Then you may want to try to fight them in court. Talk to several attorneys before you decide for sure. If you are going to court, be ready, it can take a long time and get messy.

I am almost sure it has to do with what President Lincoln did and JFK was going to do and that is print our own money(The US} without the Fed. Reserve Bank. The little bit Lincoln got printed has saved us millions to date. The first thing LBJ did when he took office was to kill the executive order to print our own money . Just Google JFK greenbacks.

General Acceptability - it should be generally accepted by everyone. Divisible - this is important so that the goods in smaller quantities could be purchased. Transportability - credit money issued by banks, central bank or by government has a quality of transportability. Durability - coins and paper currency are good money because they are durable. Standardizability - good money is one whose all units are alike with respect to their soze, quality and design.