Liens

If the lien is reported to your the 3 credit reporting agencies or even one as a collection it will effect your credit. If the lien is just on your home it will not effect your credit however you will have to pay the lien off when you sell or refinance your property. Also some of these liens have running interest which can be a shock in the future.

Lien must be satisfied somehow so title can be transferred.

Your association is a legal entity, possibly a non-profit corporation. According to its governing documents, there is probably no description for the corporation having 'lost its structure'.

The association, however, may have 'lost control' of its power and ability to manage the assets owned in common.

If you mean that all the board members resigned, or you have fewer board members than the association needs to conduct the association's business, then it is up to the membership -- home owners -- to elect a new board, or new board members.

By reading your governing documents, you can better understand the authority of the board, and how to challenge such authority.

Your question is probably based more specifically on a situation that you've chosen not to include in your question. However, when the precise violation, governing failure, or arbitrary ruling can be defined, and its basis in actions described in the governing documents, the membership will be better able to understand how to move forward.

Finally, your situation may require the advice of an association-savvy attorney who can help you sort it out.

Yes. That is what judgment liens are all about. A creditor can sue you in court and if successful obtain a lien against your real estate.

It depends on local legislation. In some places this is legal if the buyer is made aware of the lien.

The town or county can file a property tax lien. The state can file a state income tax lien.

The town or county can file a property tax lien. The state can file a state income tax lien.

The town or county can file a property tax lien. The state can file a state income tax lien.

The town or county can file a property tax lien. The state can file a state income tax lien.

The first step is to record the lien in the local land records to attach any real estate owned by the debtor. You should inquire at the court where the lien was issued to determine how the lien should be recorded. In most jurisdictions the sheriff must record the lien.

A judgment creditor cannot levy on your 401(k), but they can levy on your bank account and money from a 401(k) distribution would be vulnerable if it was in your bank account at the time the levy occurred. Filing a homestead does not prohibit a judgment creditor from filing a lien against your home. The judgment creditor can wait for you to sell or refinance your home. If there is enough equity in your home to pay off the mortgage and your homestead, there might be enough equity to be able to force a sale of your home.

No, it is probably not too late. It certainly will help your credit either way. Call them immediately. Do not allow it to be repossessed if at all possible.

There is no central location to find all judgments against you. You can find most creditor and major liability judgments on your credit report. You are entitled to one free credit report every year from the 3 largest national credit bureaus, TransUnion, Equifax and Esperian.

In most cases, the plaintiff or the court will send you a document indicating the judgment has been entered against you. If you move without leaving a change of address, or you do not change your address with the plaintiff or the court within a year, you will not get any mailed notices.

If you know a case has been filed against you, call or go to the clerk's office for that court. Make sure you have the docket number for the case, it will help.

They often could not collect on debts.

There were times when the loans were not repaid.

Yes, they can place a tax lien at the same time. That helps guarantee that they get paid.

How long does a judgement stay on your credit report in ventura county/ca

The lien will not go away. You still need to pay it off.

The lien will not go away. You still need to pay it off.

The lien will not go away. You still need to pay it off.

The lien will not go away. You still need to pay it off.

It's a one time rape of your bank account. Whatever funds are holding when the bank levy hits, up to the judgment amount, will be deducted from your account and sent to the court. If they issue another levy, same thing will happen again each time the levy is issued.

There is no wait period.

Yes! Creditors can garnish a personal checking account. As long as the creditor has the checking account info they can garnish a checking account.

In most cases you need to insure the car with a policy written in the state that the vehicle is registered. Many states require that the insurance companies report the vehicles that they are insuring to the state for cross reference of motor vehicle registrations. So if you live in state A and your vehicle is registered in state A but insured in state B then state A will think that your vehicle is not insured and revoke your vehicle registration. Now if you live in state A but register and insure your vehicle in state B then you run the risk of not adhereing to the law that says you must register the vehicle in the state of your primary residence. If you have a legitimate reason for doing this such as a second residence in another state at which you keep a vehicle then you should have no problem doing this. If you are doing it to avoid higher taxes or insurance premiums then you will be doing something illegal.

In most states, you can't. Real Property (buildings and land) lein's are reserved for non payment of improvments. Think with a cool head before proceeding with any kind of legal action. Depending on your state, you may or may not have a valid case, even in a small claims court. Discuss your situation with an attorney to see if you have any viable suit and any other options that could at least get your ex to pay for half of the debt incurred. ]

As an owner, it means that your title to your unit is 'clouded' -- your title is encumbered/ not clear -- by the amount of your assessments past due and accumulating, that remain unpaid.

A lien may also appear on your personal credit report if the title is in your name.

Yes--but there are specific pre-construction notices that must be given, so see a real estate attorney in your area for details on your state's laws.

There is no particular number of a form, although state law usually governs the format of a lien. To save yourself time, money, and embarrassment, I strongly advise you to retain an attorney to prepare the lien documents. Otherwise, any mistake you make can cost you thousands in attorney fees down the line. And attorney fees are usually collectable in liens, so the protection of an attorney on your side may cost you nothing.

Up until you file BK he can use all legal means to enforce what you owe.

After filing, the court will decide what you have to pay those you owe and divide that among them. If it isn't enough to pay all the debts, the excess may be "discharged". Thye are settled not just eliminated.

The landlord leing the mobile home is for bankruptcy purposes isn't very important, since it will probably be considered your home and qualify for enough exemption to cover it. Leining or garnishing you would be more of a problem

Your real issue from him is eviction of you or your property, (always a bit of an issue with mobiles), but these are more minor delays, as that will be the result if you don't start paying rent (remembering bankrutpcy only effects things from before you file).

(And thank you, I thought you presented that question very well)

they can try - usually they repo and sell vehicle at auction - then sue you for the difference. If you have no income then essentially explain that to them or a lawyer if applicable. Chances are they will drop the issue and just stick it on your credit report as a repo and negative write off.