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Renters Insurance
A kind of home insurance designed to protect the holder from liability arising out of losses, damages and accidents that occur in a rented home, apartment or condo. Policies usually include replacement cost.
314 Questions
What apartments in AZ accept evictions?
This is what I am wondering. most of the time the only places that do are in west Phoenix= the slums.
Tempe- Parkside (River & University)/ and Palomio (Apache, between mcClintock & 101)
Desert sky in W PHX= Dont live there, I use to they have horrible bed bugs.
Orange Arbor- Trashy and do not fix barely anything
and a place north of van buren on 48th st on the right side but they are trashy and raggedy as well. Seems like us people with evictions are just stuck in a bad life, I am a victim of loosing my job and I cant find a nice place to live for nothing :(
Is moth damage covered by renter's insurance?
No, renters insurance will not cover personal property or loss of use for an infestation of any kind(termites, bed bugs. etc...). You may check with the landlord policy to see if there is any kind of reimbursement through their insurance.
However liability may be covered as shown in this example:
We're going to pretend that your neighbors 10 year old daughter came over for a sleepover with your 10 year old daughter. We're going to also pretend that during the night your neighbor's child was bitten by the bugs so badly that it caused her face and neck to swell. The next day your neighbor is understandably furious, and holds you responsible for their child's medical expenses. You are automatically covered under the "Medical Payments to Others" coverage. If the child misses two months of school, the parents may want to hire a tutor. Your neighbor may also find it necessary to stay home with their child. In that case, they will probably sue you for lost wages and the cost of home schooling their child. This would be covered under the "Personal/Family Liability" coverage.
Can a landlord restrict who lives with a renter?
Perhaps, that issue would be decided by the wording of the rental or leasing contract. In most states landlords reserve the right to bar individuals from property, in some instances "just cause" is needed. Such reasoning would be determined by the court, but generally the law presumes the renter or leasee has the option to move or visit the person at some other location.
Can a landlord request renter's insurance to be mandatory?
Yes, it can be included in the lease. It will only cost you less than $250/year depending on the amount of coverage and protects both your personal property and your liability. Plus, if the building burns down or some other loss, pays for you new place to live and other inconveniences. The real question is, why fight it? why would you not buy coverage required or not? 4lifeguild
What is the average cost of renters insurance in Florida?
The best way to find out is to contact a local agent or agency and ask for quotes or at least a ballpark estimate. There are too many variables to provide an answer here. I recommend you this site where you can compare quotes from different companies: insureinfo.us
Will renters insurance cover a in ground pool?
It depends on what you mean, Covered for what kind of loss?
Your renters insurance covers your personal property and certain of your liabilities to others, generally the owner of the rented property and your guests.
If you somehow accidentally damaged the pool in a home you rented then there may be coverage under the liability portion of your renters insurance policy.
If the pool suffered a weather related loss or damage from ground movement or another natural act then that would be covered under the property owners insurance policy. You don't own the pool, the landlord does and if you didn't break it then your not responsible for it beyond whatever agreed maintenance you were to perform.
If the pool just needs maintenance, cleaning, repair or servicing then no that's not covered at all as it is not considered a loss, it's just normal expected maintenance that all pools need.
Does insurance cover theft of electronics from a vehicle?
Factory installed Yes in most cases, after market you would need to check the policy. But remember if you have a dedutable you pay X amount first and the insurace pays the rest!
Does a landlords insurance cover a tenant who hurts themself on the property?
In most circumstances no.
The liability portion of the landlords insurance policy provides some protection for the landlord, but only if some neglect or other type of liability can be proven on the part of the landlord.
abode means a self containtain place to live in. A house or an apartment would be examples
Can a landlord ask for a second deposit after you've signed a lease?
In many states this is allowable; in many it's not. If your landlord is asking for more deposit then it's up to you whether you want to rent the unit under this new condition. Remember, unless you move out and have caused damage, your landlord has to refund you your deposit-- and all of it. Any damages for which they have provided receipts for repairs must be presented to you, in most states, within 30 days of your departure.
Liberty of abode is freedom of person to have his home in any place chosen and to change it at will, and go travel as he pleases without interference from any source, except upon lawful order of the court or in interest of national security, public safety or public health. This is shown in Chapter 8 of the Constitutional Law.
Use a sentence with the word abode?
Abode means a dwelling place, or to dwell. Here are some sentences.
- Her abode was in the midwest.
- They abode at that address for twenty years.
- I love my new abode.
If two people are on a lease of a house can one person legally make the other leave?
Yes. The remaining tenant then becomes solely responsible.
If I paid first and last months rent do I have to pay last months rent again?
No, you are not required to pay last months rent again. Just make sure you are not mistaking it for the security deposit. Rent and security deposits can be the same amount. Check your rental agreement for clarity. Julie
Regardless of the situation: renter, landlord, apartment building or condominium situation, the first priority is to address the clean-up.
Then, phone your broker and turn the issue over to your broker, who will collect all the insurance participants to decide who pays for the clean-up. (Clean-up and paying for clean-up may be separate issues.)
The insurance stakeholders will determine whose deductible is due.
How do i became a very big businessman?
dedication to the trade, finance to get started, a good idea for a buisness and tons of faith luck and timing. Accouning and Medical clinics pull in the most money and are economy proof.
good luck ;)
Why is it important to have your own apartment?
Some people prefer to live alone. It is also important to get a rental history established.
Will an old bankruptcy stop you getting accepted to rent a property?
It depends on the landlord and what they need to get that "warm and fuzzy" feeling of confidence that you will be a good renter this time. An old bankruptcy may very well scare off a landlord but if you explain it and your credit score is recovering, if you have a good history for the last year or two, that should be enough. I have worked for a landlord that generally just charged a little more of a security deposit for their own protection. Some landlords say they do a credit check and they really don't just to charge you for nothing and charge you more. They are sneaky too!
What does paying the last month's rent mean?
== == Usually paying the last month rent means you pay the regular rent plus a closing fee which means if there are any damages done to the place that was not there before you then you have to pay so much for that too. == == The usual practice is to pay the "first and last" month's rent when you move IN to the unit. This means that the owner is holding a amount that is equal to the last month's rent that you occupy the unit. This is so you can't skip owing rent.
