0
Renters Insurance
A kind of home insurance designed to protect the holder from liability arising out of losses, damages and accidents that occur in a rented home, apartment or condo. Policies usually include replacement cost.
314 Questions
Only if the leaser agrees.
What kind of stolen property is covered and does it have to be stolen from your house or car?
You don't say what type of policy, I will assume homeowners, it depends on the policy form, most auto policies will not cover ANY personal property. Most homeowners policies may exclude the property ''while in or upon a land motor vehicle'' you need to review your policy, or contact your agent for clarity.
Can i be evicted for not getting renters insurance?
Yes, you can. If it's in your lease contract that you signed and you don't have it, then you are considered in default or violation of the lease already.
Does landlords insurance cover tennants contents if there is a fire due to faulty electrics?
The general rule is that landlords are not responsible for the contents of its tenants homes. However, if the fire occurred due to egregious acts by the landlord, you may be able to sue him for the value of the property that was burned. If you are concerned about your electricity being faulty, you should call the code enforcement office in your area.
If you were aware of a leak....informed no one, took no steps to repair or prevent the water from escaping your apartment and damaging your neighbor's goods......you are. However, if you are talking of a sudden and accidental occurence....neither you, the neighbors or the owner/landlord had warning or knowledge of the potential water escaping...your insurance covers your property, the neighbor's insurance covers his etc...
Where can you find a list of iso protection class codes for Nebraska?
You can find a list of ISO protection class codes for Nebraska through the Insurance Services Office (ISO) website or by contacting your local fire department. Additionally, the Nebraska Department of Insurance may provide resources or guidance on accessing these codes. Local municipalities may also have information available on their websites regarding their fire protection classifications.
Insurance policies generally exclude animal and insect infestation. If there were a policy that covered that, it would be for the damage that the animals or insects cause. In your situation, it does not sound like you have damage from the bed bugs.
I would recommend that you let the landlord know they should have an exterminator come out to remedy the situation. If you don't have success with that route, try contacting the department of fair housing in your area.
Renter involved in marijuana growing in house does my policy cover police damage and renter damage?
My house was ;used by t;he renter to grow marijuana plants for 2 years. Police raided the house and the renter left but incurred a lot of water damage, holes all over the walls and ceiling and molds all over the house. Does my home insurance cover the cost of these repirs?
How do you replace the core of a lock?
One needs to call a locksmith, to remove a lock core requires a core key.
Actually, a locksmith would only be required if the control key for the core is missing...
Interchangeable and removable cores are always combinated or "keyed" outside of the lockable hardware. The control key is integrated into the core's keying to control (hence its name) the retention feature built into the core for the insertion and removal of the core from the lockable hardware. No core can ever be configured with any less than two keys, and at least one of those MUST be a "control"...
Typically, the control key is inserted into the core and, when turned very slightly (it'll stop on its own fairly quickly), it draws in the retention component of the core to allow the core to slip into or out of the prep in the locking hardware. Returning the control key to home position - where it can then be removed - redeploys the retention component. If the core has just been inserted at this point, then it is now otherwise unremovable from within the locking hardware...
IMPORTANT: A core is NOT the same thing as a cylinder. The terms are occasionally misused one-for-the-other outside of the commercial lock and locksmithing fields. If this particular question is in regard to a key cylinder, then removal and replacement would necessitate more details with regard to the hardware in which the cylinder is installed...
Commercial property lease types?
There are 3 kinds of commercial lease:
Net Lease, which means the Tenant pays rent as well as additional expenses associated with the property.
Gross Lease with which all expenses will be borne by the landlord except the base rent.
Modified Gross Lease is the combination of the above two.
Adobe Reader is software that lets you read PDF files. It is available free from Adobe (see link below). Mac OSX comes with Preview (in the Applications folder) which will do much the same thing as Adobe Reader or you can read PDFs in Safari.
if you had repaired it when it was first damaged, it would be an easy
choice. But in this case, you have to CONVINCE the "others" that they also
damaged it.
Since you did not replace it when it was damaged, you would have no
case in a court.
If a tree damages your vehicle during a storm while in a parking lot who is liable?
The comprehensive coverage on your vehicle would cover the damage. In most cases no one is liable for any storm damage. The (seldom) exception would be if you left your vehicle for repairs (let's say) and the shop did not use due diligence to protect your property. And even then it would be a rare occurance when the shops policy would cover 'a act of God'.........
Who is entitled to insurance proceeds between tenant and landlord?
That depends on the type of insurance policy it is. If it's the landlord's policy on his building, with him paying the premiums, then the insurance benefits go to him. For the insurance money to go to you, then you would have had to have taken out renters insurance, with you paying the premiums, insuring the contents (your personal belongings).
What is the average price for landlords insurance?
What is an good average landlord insurance cost near or in Ohio
Who's responsible for burglary of an apartment if not stated in the lease to have renter insurance?
The tenant is responsible for insuring his apartment and contents against theft. The Lease does not have to require insurance.
BUTWhere I live the Landlord is responsible for fixing the door or window the burglar damaged getting in and must maintain the security of the building to a "Satisfactory" standard.Basically the door and window locks must work and the doors be of the proper type etc.
Can a tenants act make the insurance voidable?
of course. Purposefully starting fires, being drunk and driving and hitting someone and many more acts.
What dogs are not accepted by insurance?
Dogs and dog breeds that have a reputation for aggression are not good candidates for Liability insurance. Companies vary, but most Homeowners' or Renters' insurers will probably object to breeds like Akitas, Chows, Pit Bulls and others bred for aggressive qualities. Some even object to rescue Greyhounds because while they were trained from puppyhood to run races, they were not socialized to children. Until they are, they might snap at them because they don't know what to expect from children and may be afraid.
As a dog lover, I know that training and care can overcome breeding, yet insurance companies can't know who is effective in training and care and who obtained the pet because the aggressive nature was desired. Unfortunately they can't take our word for it, because they have a history of paying high Liability claims due to aggressive dogs. Check with your insurance company about specific breeds, and note that if you have a dog that has bitten anyone before - regardless of breed - your insurance company will probably not want to write your insurance.
What is the average price of a two bedroom apartment in Chicago il.?
An average price for a two bedroom apartment in Chicago would be extremely deceiving. Rent in Chicago varies widely from neighborhood to neighborhood. In example, a two bedroom apartment in Chicago's very desirable and affluent "Gold Coast" neighborhood might run $2,500 per month while in the Gresham or Inglewood neighborhoods, a two bedroom apartment might run $700 per month. Using this example, the average price would be $1,600 per month (2,500+700 / 2).
What is the average cost of renters insurance in North Dakota?
The best way to find out is to contact a local agent or agency and ask for quotes or at least a ballpark estimate. Rates vary widely from company to company so be sure you shop around.
If you rent a home are you responsible to clear plugged main line for sewer?
Depends on where. In most U.S. states, this is the landlords responsibility.
Do you need section eight to get an apartment?
Section Aid??!! Are you talking about Section 8? If you can afford to rent an apartment (your rent, electricity and other utilities essential for the apartment should be no more than 30 percent of your income), then you don't need Section 8, otherwise yes. Section 8 isn't required normally to rent an apartment, and the reality is that most people who rent an apartment don't meet the affordability test yet they still rent it.
Are you responsible for landlords carpets and curtains if a pipe bursts?
No because the upkeep of the pipe is the responsibility of the land lord. Check out the Landlord and tenants act.
