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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

Is breach of peace during repossession of a car a criminal or a civil offense?

Questioner doesn't give their state. Given the description of the act and the type of event during which it occurrred it -sounds- like a misdemeanor criminal offense. (simple assault? - disorderly conduct?)

What is the punishment for hiding a vehicle from a lender in Oregon?

There isn't any.This is a civil matter not a crimminal one.If you are stopped by the police for speeding they don't care if the car is up for repo it is not their problem.It is between you and the lender.That is why the lender hires the repo co.

After discharge on a chapter 7 bankruptcy can the trustee take your truck which is paid for?

If the vehicle was not included as non-exempt property in the BK petition it is considered exempt from sale and seizure.

How do you garnish wages in New York?

File suit against the debtor in the appropriate state court in the county where the debtor resides. If the plaintiff wins a judgment they can execute the judgment as a wage garnishment against the debtor. New York allows a maximum of 25% garnishment of disposable income by a judgment creditor.

What is a subcontractor release of lien?

this is a waiver of lien by contractor, subcontractor, or supplier.

I am filing bankruptcy will they take my car if it's paid off?

Please consult with an attorney because I am not. That being said:

It depends on what chapter you file. If you file a chapter 7 (total liquidation) it is possible, the trustee may want to go after it. The point here is that his job is to recover as much possible money for the creditors as possible. If you have a car that is worth $10,000 and he could sell it and get 8K for it; he's going to sell it. If you have a Junker that is worth $2500, he may not be as interested. There are things called exemptions that also come into play. Typically, you may get to keep your car. IF you file a chapter 13, more than likely you don't have to worry; as you have a plan to repay your debtors. Keep in mind, I am leaving out all sorts of other chapters (11,12,etc) which involve corporations, farmers, etc. ) Please consult an attorney for advice .

Where can you obtain a free title search on property?

All of the title insurance underwriter as well as many many title agencies have websites that can direct you to a local agency in your state/county/community.

Simply keyword into your web browser: title insurance search, title insurance, or title insurance companies. Many title insurance underwriters and agencies will pop up.

A title search or Report on Title is a search and compilation of filed public records.

A title insurance POLICY insures against acts & deeds of previous owners up until the time you take title/deed to the property.

Can a person get served to appear in court for an unpaid bill?

That depends on what you mean by "served to appear in court". If you received a summons and complaint on an unpaid bill, you are required to file a written answer to the complaint and file it within a certain time period. You will not be summoned to appear in court in the same way that you would have to appear on a traffic ticket that requires a court appearance. Of course, on the unpaid bill, if you do not show up on any scheduled trial date, a judgment will probably be entered against you for at least the amount of the bill. You will not be arrested for not showing up for a civil matter.

Can they garnish your wages in WV for a deficiency judgment on the repo of a car?

Wage garnishment is legal in W.V., the maximum amount for creditor debt garnisment is 20% of disposable income with the first $154.50 of weekly income being exempt. Example: Weekly salary after all deductions...$400 minus $154.50 equals $345.50 x.20 equals $69.10 is the maximum garnishment amount. If the person is paid monthly, the amount of garnisment will be somewhat different. The percentage can be appealed if the person is the main source of family income (head of household0. (W.V. Code 38-5A-1 to 38-5B-1-16).

Can a roofer put a lien on my home with no written notice?

Yes! If you contracted to have work done on your house/home, and it was completed to your satisfaction, then the roofer can attach what is called a mechanic's lien to your house. I believe that you had to have had a period of time to pay. If you did not pay as promised for the work done, the the roofer does not have to serve notice. You are deemed to have known this to be an action that the roofer could take when you eneterd into the contractual agreement to have your roof done. Ignorance of the law is not deemed an appropriate defence of the same.

Can a repo agent be charged with grand larceny?

Only if they do not have the correct paperwork from the finance company whom has the right to repo the vehicle.

When you go to court can they tell if you have a warrant in another county?

If you ask - certainly. If you're asking do they do it as a routine matter, there's no way to tell. Some will, and some won't.

What is concealment warrant for a vehicle in Georgia?

What is the proceedure for obtaining a concealment warrant in Georgia

Can you put a lien on a house for collateral for a car in the state of PA?

The only way a person can obtain a lien on a home is for the homeowner to agree to the lien in writing or the lender must sue the homeowner in court for non-payment of the car loan. If they win they can request a judgment lien from the court and that lien can be recorded in the land records. The property cannot be sold or mortgaged until the lien is paid off.

The only way a person can obtain a lien on a home is for the homeowner to agree to the lien in writing or the lender must sue the homeowner in court for non-payment of the car loan. If they win they can request a judgment lien from the court and that lien can be recorded in the land records. The property cannot be sold or mortgaged until the lien is paid off.

The only way a person can obtain a lien on a home is for the homeowner to agree to the lien in writing or the lender must sue the homeowner in court for non-payment of the car loan. If they win they can request a judgment lien from the court and that lien can be recorded in the land records. The property cannot be sold or mortgaged until the lien is paid off.

The only way a person can obtain a lien on a home is for the homeowner to agree to the lien in writing or the lender must sue the homeowner in court for non-payment of the car loan. If they win they can request a judgment lien from the court and that lien can be recorded in the land records. The property cannot be sold or mortgaged until the lien is paid off.

What is the underground depth for pge electric service lines on private residential property?

It's best to call Diggers Hotline (free) so they can mark the location of the various underground utility lines. They'll mark the locations (but not the depth).

The depth of utility lines varies, but could be 18 inches.

Natural gas lines are usually plastic and at higher pressure than at your home appliance (regulated by the gas meter).

Can you own a handgun if you were convicted of burglarizing an auto almost 20 years ago?

Depends on the state you live in. In California, a felon may not own or possess any gun of any kind. However, Federal Law is different. Only violent felonies may preclude you from owning a gun. If it is a non-violent offense, odds are pretty good you can own a long gun. You should always check with local and state law enforcement before you attempt to buy a gun, as being a felon and merely attempting to purchase one can land you in jail.

Friend commits a crime in my car. am a also liable?

depends on your actions after your knowledge..did you tell..did you act toward furthering the crime..did you try to leave situation..etc

Can you file 7 Bankruptcy then 13 Bankruptcy?

Yes, that is what we call a chapter 20 bankruptcy, but they are very complex.

Can you keep your car if you file for bankruptcy in Missouri?

You may keep your car in any state where you file bankruptcy, provided you reaffirm with the lender, or you exclude the vehicle debt from the bankruptcy. This of course is also dependent upon remaining current on the loan payments also. You should really discuss this matter with your BK Lawyer.

What is a Lien Fee?

The lien fee is the amount charged to record the lien. This amount will vary per state. To learn how much it is to record a lien call the Clerk of Court or Registrar's Office.

If you use a lien service to file the lien then their fees would be the lien fee.

Is accepting a 1099 better than paying the deficiency?

This choice doesn't exist. If you received something requiring 1099 reporting, it must be reported by the payor.....any errors in doing so will get them a penalty too, but the income MUST be reported. You have no choice about it either...it comes right along with accepting what is being reported...if you don't report the income, because the IRS computers have the "otherside" of the 1099, you' be hit with tax, penalties, interest and like at least an audit, if not criminal charges.

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