Repossession

If you have a open title and someone takes it and puts it in their name without your okay can you put a lein on it,

Voluntary repossession" is a term used to describe a situation in which a consumer voluntarily surrenders the property securing a loan, such as an automobile, to the lender that financed the purchase. Voluntary repossessions generally occur when a consumer has fallen behind on his or her loan payments, and decides to surrender the property rather than forcing the creditor to proceed with repossession. Voluntary repossessions occur most frequently with vehicles, but can occur with any type of secured loan, such as the purchase of work equipment, jewelry, etc.

According to the Fleet Manager of the Birmingham office, there are approximately 2,100 vehicles in the whole company. This includes leased vehicles, forklifts, cars, and delivery trucks. In Birmingham alone, there are 225 vehicles operating in the metro area. Buffalo Rock consists of thirteen divisions and a corporate division operating in Georgia, Alabama, and the Florida panhandle.

fiat money.

Contact the dealership. Maybe somebody just sent the wrong paperwork (it happens). If they don't correct it toot sweet then I'd advise reporting them to whoever oversees car dealerships in your state (probably the Department of Motor Vehicles and/or the Consumer Protection Agency) to get it resolved.

Of course they can. They owned a car they were letting you use (technically, maybe you co-owned it, but unless you were just about to pay it off they probably had more equity in it than you did, and possibly a lot more). You crashed it. How exactly is that their fault and why should they have to bear the financial burden?

No. You need to remove yourself from the situation and get out of the way. ADDED: Correct. The situation (as you describe it "threatening") does not rise to the level of self defense, and you are capable of leaving the scene.

Good question, do you where the car is? If so, you can go get it yourself. Have you contacted the person and told them to bring it back? If you have, they wont, you can report it stolen in most states. If that doesnt apply, email me.

Credit will be ruined for 7 years. You will also pay the difference in what the lender sells the car for and the balance on the note, and possibly the repossession fees. Avoid this if at all possible. Talk to the lender and see if you can work this out.

A porter at a dealership is in charge of tagging cars when they come in for service or they are just move cars around the lot. They also have to clean the cars and make sure it gets to the right place. Its a good job.

Depending on terminology of your jurisdiction, a writ is a claim, action or other document by which proceedings to sue are initiated. The term 'protective writ' ordinarily refers to such a claim which is initiated for the sole purpose of reserving rights that would be lost if the claim were not lodged. In particular the customary use of a protective writ is to initiate a claim before the period in which you are able to make such a claim elapses. That is, it is designed to initiate a claim before the statute of limitations (or equivalent) prevents the bringing of the action. Ordinarily the claim is not comprehensive but it is seen as more worthwhile to lodge a claim in some form, notwithstanding that the party will need to substantially amend the claim in due course, rather than having the entire claim time barred.

Unless you gave him something in writing that showed you transferred title to him or gave him specific instructions to sell it in your stead, then he's committed Grand Theft (in most states, defined as stealing something valued more than $2000), and can be arrested and prosecuted.

Generally ten years from the time of the last (closing) activity of the said bankruptcy.

Charge off will still show up on your credit report as such as well as the bankruptcy. Chapter 13 requires the individual to repay a portion of the charged off balance this is a type of Settlement that the credit card companies/loan agengies will accept as legally binding agreement. Chapter 13 usually require a payment for 36 to 60 months.

The industry leader in 2002 was Champion Enterprises, which had sales of $1.37 billion that year, an 11.4 percent decrease over the previous year.

The international standard is called A4. It measures 8.27 inches by 11.7 inches.

The North American standard is called "Letter." It measures 8.5 inches by 11 inches.

Ive never heard of a repo company just giving up, they dont get paid unless they get the car. They will eventually catch the car or have a sheriff come out and help

Not sure of a unit called a Transformer, but Pierce Sales in Henrietta, Texas had one called The Recluse that folded out of a normal pickup truck and turned into a repo truck. There was another unit called The Illusion made by a company in Houston, but I believe they went out of business.

go to judicialtitle.com they have all different forms there

The person wishing to take the action needs to be certain that the debts were actually discharged in the bankruptcy before he or she can take any steps to have the liens lifted.

The other issue would be if the property was legally transferred according to the federal or state bankruptcy laws or if it is being challenged as a fraudulent conveyance.

If the BK has not been discharged and in most cases closed as well then the liens may still be valid.

The best option is to consult with an attorney who is knowledgeable in federal and state bankruptcy matters.

Karen, it is possible to do so legally. You should ask your B/K attorney if it was legal the way it was done. S/he is in a btter position to know ALL the facts. Within days of filing the BK, your finance company should have received notice that you filed for BK protection. If they wanted the vehicle, they should have filed a Motion to Lift the Automatic Stay. It is up to the BK court to grant or deny the Lift of the Automatic Stay. If they didn't, then they cannot legally repossess the vehicle. If they did, they have every right to repossess the vehicle. Consult your attorney immediately.

Yes ,15 days to reinstate your loan whether it was a voluntary or involuntary repo. You will be required to pay the past due on your loan plus any repo fees incurred. See Reese-Levering Law

In most states, you cannot get a lien on a vehicle unless the debtor voluntarily grants one to you. Your other option is to have the vehicle sold at a public auction to help satisfy the debt. * Small claims judgments are generally for monetary recovery only. The judgment can be executed as a wage garnishment or in some states as a bank account levy.

If its not yours ,leave it alone...

Yes, it most certainly is. You would be stealing someone elses property. You never legally "own" the auto until it is fully paid for and the lender delivers a clear title to you.