Repossession

Many states have no regulations regarding mystery shopping. In Florida however, a private investigator's license is required to engage in mystery shopping.

Check your loan documents but they can if you are one day late. Most don't because they really want the money. Three to six months late on payments the REPO man will be looking for ya.

A Notice of Rescission of Declaration of Default is a mortgage loan that was once in default, and a notice of default would mean that the loans are still currently foreclosed in a way.

IF you are listed on the TITLE as co-owner, go get it. If you ONLY the co-signor on the loan, tell him to bring to you NOW, boy. Be the tough Momma. You will pay for it if it gets repoed, so got possession now and sell it yourself. You will get MORE for it than the lender will at auction. Good Luck

NOT legal if your EX's name was NOT on the loan. Call a local attorney for specific advice.

If the lender is willing to reaffirm the loan with the borrower then the vehicle can be returned. A vehicle is a secured debt and is not subject to chapter 7 bankruptcy laws.

The term write off only means that the owner removes the asset from it's books, (whether it be inventory or owned) and accepts the cost of the loss. They are adjusting the books to recognize that it has no value. Sure they can sell it to you. They still own it. it's just not worth anything according to the books. If sold they then have a partial write off and only lose the amount they had it on their books for, minus what they receive from you. (The same as selling it for a loss). While they could even give it to you (instead of the garbage man) and be in the same place, don't be suprised if they don't want to sell it to you. Some Cos' don't want anyone selling products with their name on it that aren't absolute first quality. With or without their name on it they also may not want to share the market place with you, as you may sell to the same customer that would otherwise buy their goods and now decides to purchase the cheaper product.

Don't let go and PLEASE don't give up! Time will tell. The child will eventually see for his/herself. Just be there for your child no matter what. Children love both parents unconditionally as parents do the child. Divorce is hard on children and well as the parents,you maybe letting go of your ex spouse but not your child. Both parents have the responsibility to raise this child without the child feeling they have to pick one parent over the other. This causes undo stress on them as they feel they must keep each parent happy at all cost.

More than they can pay

There is no specific right to own a home. Right now the laws are tending toward freezing the rates of ARMS so people can get refinanced. However, that only works if the payments are up to date. Other than that, there are non profits that help with credit counseling so that you can recover your rating and perhaps buy another house in the future.

YES. You now own the car and also any obligations that are attached to that vehicle. Turning the car is is a voluntary repossession. None the less it is still a repossession, and your credit will be ruined for 7 years. A repo is a repo, any way you do it. You should reconsider this course of action. Sell the car, or do whatever is necessary but do not let the car be repossessed. Read the following for More information on repossession. When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract in any way, your creditor may have the right to repossess your car. Talking with Your Creditor

It is easier to try to prevent a vehicle repossession from taking place than to dispute it afterward. Contact your creditor when you realize you'll be late with a payment. Many creditors will work with you if they believe you'll be able to pay soon, even if slightly late. Sometimes you may be able to negotiate a delay in your payment or a revised schedule of payments. If you reach an agreement to modify your original contract, get it in writing to avoid questions later. Still, your creditor may refuse to accept late payments or make other changes in your contract and may demand that you return the car. By voluntarily agreeing to a repossession, you may reduce your creditor's expenses, which you would be responsible for paying. Remember that even if you return the car voluntarily, you're responsible for paying any deficiency on your credit or lease contract, and your creditor still may report the late payments and/or repossession on your credit report. Seizing the Car

In many states, your creditor has legal authority to seize your vehicle as soon as you default on your loan or lease. Because state laws differ, read your contract to find out what constitutes a "default." In most states, failing to make a payment on time or to meet your other contractual responsibilities are considered defaults. In some states, creditors are allowed on your property to seize your car without letting you know in advance. But creditors aren't usually allowed to "breach the peace" in connection with repossession. In some states, removing your car from a closed garage without your permission may constitute a breach of the peace. Creditors who breach the peace in seizing your car may have to pay you if they harm you or your property. A creditor usually can't keep or sell any personal property found inside. State laws also may require your creditor to use reasonable care to prevent others from removing your property from the repossessed car. If you find that your creditor can't account for articles left in your car, talk to an attorney about whether your state offers a right to compensation. Selling the Car

Once your creditor has repossessed your car, they may decide to sell it in either a public or private sale. In some states, your creditor must let you know what will happen to the car. For example, if a creditor chooses to sell the car at public auction, state law may require that the creditor tells you the date of the sale so that you can attend and participate in the bidding. If the vehicle is to be sold privately, you may have a right to know the date it will be sold. In either of these circumstances, you may be entitled to buy back the vehicle by paying the full amount you owe, plus any expenses connected with its repossession (such as storage and preparation for sale). In some states, the law allows you to reinstate your contract by paying the amount you owe, as well as repossession and related expenses (such as attorney fees). If you reclaim your car, you must make your payments on time and meet the terms of your reinstated or renegotiated contract to avoid another repossession. The creditor must sell a repossessed car in a "commercially reasonable manner" - according to standard custom in a particular business or an established market. The sale price might not be the highest possible price - or even what you may consider a good price. But a sale price far below fair market value may indicate that the sale was not commercially reasonable. Paying the Deficiency

A deficiency is any amount you still owe on your contract after your creditor sells the vehicle and applies the amount received to your unpaid obligation. For example, if you owe $2,500 on the car and your creditor sells the car for $1,500, the deficiency is $1,000 plus any other fees you owe under the contract, such as those related to the repossession and early termination of your lease or early payoff of your financing. In most states, a creditor who has followed the proper procedures for repossession and sale is allowed to sue you for a deficiency judgment to collect the remaining amount owed on your credit or lease contract. Depending on your state's law and other factors, if you are sued for a deficiency judgment, you should be notified of the date of the court hearing. This may be your only opportunity to present any legal defense. If your creditor breached the peace when seizing the vehicle or failed to sell the car in a commercially reasonable manner, you may have a legal defense against a deficiency judgment. An attorney will be able to tell you whether you have grounds to contest a deficiency judgment.

ATF agents are payed according to the GS pay scale that most federal employees are on. Most agents with no experience start at the GS-5 or 7 level. Some may start at the GS 9 level depending on experience. Click the link to see the GS pay table: http://www.opm.gov/oca/07tables/html/gs.asp

Yes.

The FDCPA does not prevent a creditor/collector from contacting the debtor on Sundays and/or holidays.

An attorney's lien is the right of an attorney to retain a client's papers until the attorney's fees have been paid.

Reactive

Mere possession the physical control or possession that a person has on an object. This type of possession has nothing to do with who lawfully owns the object.

How much can an attorney garnish from my pay cheque if i owe him 4000 dollars?

This question reminds me of something a car dealer I knew used to say to his customers: "I can help you, you just need more cash" Can you trade a vehicle after having it for 3 months? Yes, as long as the lienholder of the old car gets paid off. But there are a whole variety of factors that affect you ability to do so? Do you have equity in the 3 month old car you want to trade? What does your credit look like? Did you pay too much for the original car? Are you willing to pay gap insurance? (Insurance that covers the difference between what you old on the trade in and what they allow you on the tradein) If you are going back to the same dealer and same lender; are they willing to do the deal? Why do you want to trade? Did you get a lemon? There may be other remedies available to you. <a href="http://www.spoke.com/info/p7euCJj/DonMashak" tagged="_blank"> Your Freind,

Don - The Cynical Patriot</a>

Call the repo guys OR the lender.

"debtors" can never repo cars, LENDERS can, even after you make 'arrangements". As long as you are in "default", they can repo.

From what I can find, it was the ZIL-41047 limo, which weighed 7,826 lbs (3,550 kg). BTW, why is this in sexual and family health? (:

The Congress decides.

Questioner doesn't give their state. Given the description of the act and the type of event during which it occurrred it -sounds- like a misdemeanor criminal offense. (simple assault? - disorderly conduct?)