Repossession

nothing

Each of the other three would sign a Quitclaim Deed assigning title to the fourth person--it will have to state the name of the new title owner (ie Joe Smith, a single man) and then go through a Title Company to record the new deed along with that. If the fourth person is refinancing the loan, then your lender will help manage the switch of names on the title at that time.

Generally yes. And get your time frames straight...the BK effects the past...all your debts and assets made in the past....not the ones after you file.

Between this and your other posts, this is all so confusing, even contradictory...I don't think you've got everything straight.

DMV really doesn't have much to do with taxes..so they wouldn't really file a tax lien.

(Yes they may be responsible to collect sales tax in some states, but the state dept of revenue, or such, who really gets the tax, would be the one to assess it as due and file a lien if you didn't pay that).

In any case, like any creditor, following certain procedures, most any state department could certainly file a lien against you or your property for monies owed.

There is no wage garnishment in Texas for most debts and judgments, so the literal answer is 0%. That's for unpaid credit cards, old medical bills, etc. They can take every penny you have in the bank, but they can't take it out of your paycheck. Exceptions would be for taxes, child support or Chapter 13 bankruptcy payments.

By filling out the proper form, you can limit what the Dallas office of the IRS takes to a maximum of $179.81 per week.

For child support, there is a sliding scale depending on how much you make, how many total children you have, and whether those children have all the same parents or only have the 1 parent (you) in common. That sliding scale is in the Texas Family Code.

For Chapter 13 bankruptcy, there is no set maximum amount. Instead, it is calculated by a combination of the Means Test (Form B22) and your Schedule J ("total income" minus "total expenses"). The bankruptcy judge and trustee use those budgets to calculate how much you can afford to pay but still leaving you with plenty to live on.

No. Most alcoholic's are functional alcoholics in that they are able to hold down a job mainly due to the fact that they need to maintain their addiction. Trust me. I know a lot of them.

YES.

check this link, go to Section 23. http://64.233.187.104/search?q=cache:U94HRip_C6IJ:www.banking.state.pa.us/banking/lib/banking/resource/mvsfa.pdf+%22Motor+Vehicle+Sales+Finance+Act%22&hl=en Law help concerning collection practices for the great state of Penn. http://www.palawhelp.org

Failing to follow a court order is called, Contempt of Court. You can be arrested, and if convicted serve jail time. Is this car worth going to jail over?

If the motion is granted, the BK court is allowing the creditor to seize/take back the property, so no, you would not be allowed to keep the property

Butch, read your contract. Most say only that you have to be in DEFAULT. Sooo, your answer?? ONE DAY.

To the best of my knowledge, YES. Thank you for including what state you were inquiring about.

Generally a misdemeanor warrant is not servicable outside of the state of issue. Many warrants in Oregon and Washington are actually limited to the county of issue to cut costs for the agency. Obviously if anything is still outstanding, you are always at risk.

If you left a vehicle at a repair shop for three months, it would be considered abandoned, even if you have contacted the shop. In order to recoup repair costs and storage fees, the shop is legally able to auction the vehicle, return it to the company carrying the loan, or seize it.

Ask a lawyer. You probably have to sue first and if you win then you can place a lien of the company's assets.

Monthly child support payments can be garnished from retirement.

A first lien holder is usually the lender or mortgage holder. Mechanics or Construction Liens do not supercede any lien placed before them or mortgage recorded after the lien is filed. In Minnesota mechanics liens are only enforceable for one year after the last day of service. Any lien holder, regardless of where they are in priority, can file to enforce their lien at anytime during that one year period.

They're a recovery agency, dealing in repossessions. A pretty unethical one, at that.

Many states have no regulations regarding mystery shopping. In Florida however, a private investigator's license is required to engage in mystery shopping.

Check your loan documents but they can if you are one day late. Most don't because they really want the money. Three to six months late on payments the REPO man will be looking for ya.

A Notice of Rescission of Declaration of Default is a mortgage loan that was once in default, and a notice of default would mean that the loans are still currently foreclosed in a way.

IF you are listed on the TITLE as co-owner, go get it. If you ONLY the co-signor on the loan, tell him to bring to you NOW, boy. Be the tough Momma. You will pay for it if it gets repoed, so got possession now and sell it yourself. You will get MORE for it than the lender will at auction. Good Luck

NOT legal if your EX's name was NOT on the loan. Call a local attorney for specific advice.

If the lender is willing to reaffirm the loan with the borrower then the vehicle can be returned. A vehicle is a secured debt and is not subject to chapter 7 bankruptcy laws.