Repossession

A Repossession Agent, if he's operating under the law, CAN go on your property to locate and repossess the item he is legally entitled to. The law does no address such acts as shining a flashlight in your window.

The laws for how to handle and/or dispose of so-called "abandoned property" vary from jurisdiction to jurisdiction. Contact your local authories and ask what you have to do to consider it "abandoned."

In California, when a union contract and state law are in conflict, then whichever provides more benefit to the employee prevails.

If the debt relates to tax arrearage and/or child support then yes, SSD benefits can be garnished via a court order.

SSD cannot be garnished for creditor debt.

US Bank, Citi Bank, and JPMorgan Chase

Probably, in most cases a judgment is entered against the defendant. A judgment will remain on a person's credit report for seven years from the time of entry and if renewable can be reentered on one's CR. The length of time a judgment remains public record depends upon the laws of the state in which the judgment is entered.

missy, I have nver heard of such a law. Call your state AG office for better advice. Or any local legal aid office. Sounds like a debtors dream, doesnt it?

http://www.dllr.state.md.us/finance/repossession.htm Contact them, they are very helpful....

A lien can be placed on the vehicle after due process is followed according to the law in which the incident took place. A lien cannot be placed against the persons's license. YES in some states, Florida, Washington, California come to mind a vehicle towed at the request of a law enforcement agency can have a lien placed on the vehicle and after the sale of it any and all negative balances due can have a lien placed upon either (depends on the state laws) the vehicle license plates or your drivers license.

I have been doing repo's for almost 3 years and it doesnt matter where you move to you can be found people who do repo's have access to information that most people cant get we can find out anything we need to know about you through law enforcement a post office we can simply use your social security number to locate where you moved to once we do that we can go to the local post office and ask where your address is by simply giving them your name also you can be found by what is called a reverse address using your telephone number and calling 411 information and giving them the phone number and they will tell us your address the post office helps out alot with P.O. boxes we use them all the time as a matter of fact I used the post office to locate a person today to do a repo there are many ways to find you dont worry! If someone is out to repo your car they will find you just give the car up and stop running!

Generally not, but depending on your jurisdiction's laws, you may not be able to enforce the lien if licensing is a pre-requisite. You need to check the law where the property is located.

It should, since specific property is contemplated as security for the loan. The burden might be on the creditor to prove in court that such a loan existed to establish his claim. Written loan agreements setting forth the security interest of the creditor in the stock should be sufficient, if signed by the debtor.

Because of federal manufacturing regulations, however, these units must conform to building codes that are stricter than those imposed by many local governments for site-built housing in a similar price range.

Judgements remain on your credit report for seven years from the dast of last activity or date of last payment.

Judgements cannot be renewed, unless you contact that creditor to either settle on that debt, or call to ask a question. This is the only time the date of last activity renews itself.

My suggestion is if it is not over the seven year "SOL" then save enough money to settle on this debt with at least .10 cents on the dollar, or 30% of the balance owed.

Once your ready to contact the creditor, speak to the "Manager of the Department" to settle for no more then 30% of the balance. Make sure you get this agreement in writing before making a payment.

Once you receive this document (have them fax it to you within that same day) make a debit card payment over the phone with that representative.

Once you have made this payment, request for another letter stating that the account is now "Paid in Full". This will help you avoid the remaining balance that was not paid to be sold to another "third party" collection agency.

Good Luck!

Yes, a judgment in NY generally remains valid for 20 years or until paid. It must be, and can easily be, renewed to remain valid for another period.

(I would note that many of the above posters comments are simply wrong and ill informed, perhaps stemming from being seen originally in her commercial context postings trying to entice people to use a service that claims to get rid of debts.....all of which have been identified as scams preying on the vulnerable by every Consumer group I've ever seen).

If the responsibility for the debt belonging to your husband was a part of your documented divorce paperwork, you can basically tell your ex-husband he doesn't have a leg to stand on. If you don't have anything in writing that says your ex-husband, and NOT you, was responsible for the debt, you may be partly responsible financially.

Yes you should have a separation agreement. In most states you must be separated for one year to file for divorce. If you have a separation agreement with your ex which has been notorized and dated, it will make it easier to prove you have been separated for a year. Separation agreements also help in dividing up property if you both agree on what each will get. If you want a quickie divorce it only takes 30 days in some states. Also beware some lawyers will tell you that if you both agree to say that you have been separated for a year and backdate the paperwork,then you can get a divorce immediately. This is a common occurance but be warned if you are not on good terms with your ex, it could come back to bite you! * There are 12 states which require a couple to separate for a specified length of time before filing for divorce. The issue of filing for a dissolution of marriage and the time the divorce is final is often confused with the act of a required separation before a divorce can be filed. In states that require the couple to reside separately before the filing it generally pertains to the interlocutory in relation to a "no-fault" divorce.

(Assuming you are the defendant) If the plaintiff is awarded a judgment against you, and you do not satisfy the judgment in full, the plaintiff may file for a writ of execution on the personal property. The personal property can then be sold at a public sale to help pay for the judgment.

You get the money for it (if you did it right.)

*You can also spend time in Jail for selling stolen property.

If it's for a car, you will have to check dmv requirements in your state. They may accept proof co. is out of biz vs proof it is satisfied. Check with BBB etc. to see if they are still around.

if you have kids you are responsible for a lot. if no children under 18 then you are responible for getting 1/2 of all you and your wife own, from the house to the nail clippers

Yah

Your creditor made the mistake so they have to correct the problem and give you your car. You should not be charged for anything! I highly suggest you contact them and tell them if they dont give you your car back you will be seeking a lawyer, for incovenience and what ever other charges you can make without having your car to go to work