Repossession

You can file bankruptcy individually instead of jointly but if your husbands name is on some of the accounts it may effect him. You would need to speak to an attorney and explain your situation in detail to get the right answer.

all states are different. but the answer is yes. they only need to notify the authorites afterwards.

You need a license to drive any powered vehicle on public roads except farm equipment.

They're not legal for road use in NJ

Pay them off. The interest keeps adding up until it is paid. It wil be paid when the house is sold before you see the money.

No, a police officer cannot issue a warrant for your arrest only a judge or court magistrate can do that.

Artisans lien is against personal property and is possessory. Mechanic's lien relates to real property.

It depends entirely on what reason they are 'holding' it.

You would not usually "file" the mechanic's lien, which arises by law when you repair a vehicle. You can sue the vehicle owner and take and sell the vehicle in the legal process.

Class D license is any vehicle under 16,000lbs. This is your normal drivers license for a car. You just go to any dmv and take the driving test, with any vehicle that is insured, no tinted windows (unless its stock smoked glass), seat belts in working order, and all lights have to work (headlamps, turn signals, and brake lights) you cannot have a singal bulb burned out.

They certainly can. They can also arrest you for possession of alcohol by a minor, so if that's all they do, you are lucky.

An internet forum is NOT a good place to second guess your B/K attorney. Yes it is true

Yes, voluntary repossession. Your credit will still suffer and the leinholder needs to sell the vehicle to get their money back. If they are unable to cover the loan fully, you are responsible for the difference.

If you have contacted the Title Company and havent had any luck thus far, Contact the original Broker / Mortgage Co. The Mortgage Co is issued the Original Final Policy and should be able to provide you a copy as well as your closing docs. I would also look up there Corp name filings to see whom the Title Co is owned by and launch a complaint, This normally gets them moving... Good Luck

If the Chapter 13 was dismissed before the Plan was completed and the balances of unsecured debts discharged, you may have a difficult time getting a car loan.

If the Plan was completed and you have a discharge, you will be able to get a car loan at car dealers, but you will pay a high interest rate. If you make on-time payments for 6 months, you may be able to get a refi on the loan at a lower interest rate.

Your best bet is to open an account at a local credit union and apply there for a car loan.

You did not mention what type of damage, but i will assume body. Unless you requested for them to put full coverage on the car before the incident, then nothing happens.

You're out of luck--you'll need to come up with the money yourself to get a new car, or a bike.

You have to do everything in writing. I would send a certified letter or if not put an ad in a newspaper basically saying: you have 30 days to remove your property from said premises, failure to do so will result in all of your belongings being sold or discarded. Why bother with paying storage. If they did not pay rent what makes you think they will reimburse you for storage fees? The law requires that you send a letter...one certified and on regular mail...to the tenant at the last known address...which we did. My question is, if the tenant then determines that they want to come get their stuff...can you make them pay the storage a removal fees first. NJ Law allows you to either remove the property and store it somewhere...or in our case (which is allowed) we simply stored it at the property while fixing it up and cleaning it and painting...awaiting a new tenant. Just wondering if we could charge them first, before she is allowed to take her stuff??? You are entitled to recover storage fees and incidental cost. You must figure out a reasonable charge for storage fees and incidental cost. The cost of storing it at your property cannot exceed what it would cost to store at a commercial storage facility. As for cost of moving furniture I would go online and get some estimates from a few moving companies and see what they would have charged to move the furniture. You are also entitled to hold the property until you receive payment of these fees. One more important detail since you live in New Jersey the law states that if you mailed the letter you have to give the person 33 days, 30 days plus 3 days for mailing. (My reply should not be interpreted as legal advise)

Depends what kind, Peace officer: Jail time (Impersonation of a peace officer) Under Age: Probaion (Fraud)

No, its a Civil matter. Law Enforcement deals in Criminal Law, not Civil Law.

Both. You will owe the balance of the lease, payoff on the car, mileage, and repo fees, including storage and auction costs.

Legally you can police, but the problem is that those emails are almost impossible to track. But if you know the person you can claim like harassment.

Give it back to who and why?

The lienholder can reposess it if you're not making payments, and can charge you the (reasponable) expenses of the repossession. If you've moved out of state, that's likely going just make it more expensive for you in the long run.

They have wide discretion to leave a case open as long as they feel necessary to determine whether fraud is being perpetrated or whether unexempt assets can be obtained.

Absolutely.

Their bankruptcy only means they may get relief from paying their debts. It doesn't change your obligations at all. (if anything, it means it's harder for you to avoid them, because now, others are interested in making sure they get what you owe).

In fact, all that companys assets, and your account receivable is one, will be used to pay what they owe...and the court will make sure all of those assets that can be collected are, and are used for that purpose.