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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

I owe comany for supplies and they filed bankruptcy Do you still have to pay?

Absolutely.

Their bankruptcy only means they may get relief from paying their debts. It doesn't change your obligations at all. (if anything, it means it's harder for you to avoid them, because now, others are interested in making sure they get what you owe).

In fact, all that companys assets, and your account receivable is one, will be used to pay what they owe...and the court will make sure all of those assets that can be collected are, and are used for that purpose.

Kentucky auto repossession laws?

1 day 1 cent late...it can be taken. However, many lenders are much more forgiving.

If you only owe late fees will the finance company charge off the debt and repossess the car?

It would probably be a better thing to try to figure out how to pay the late fees instead of how to get around them. That is because the entire issue of repossession goes away.

Can an oil supplier file a mechanics lien on your property in the State of New York?

If by oil supplier you mean the company that delivers heating oil then the answer is probably no. If a heating oil customer owes you money you would need to seek a money judgment in civil court. § 3. Mechanic's lien on real property A contractor, subcontractor, laborer, materialman, landscape gardener, nurseryman or person or corporation selling fruit or ornamental trees, roses, shrubbery, vines and small fruits, who performs labor or furnishes materials for the improvement of real property with the consent or at the request of the owner thereof, or of his agent, contractor or subcontractor, and any trust fund to which benefits and wage supplements are due or payable for the benefit of such laborers, shall have a lien for the principal and interest, of the value, or the agreed price, of such labor, including benefits and wage supplements due or payable for the benefit of any laborer, or materials upon the real property improved or to be improved and upon such improvement, from the time of filing a notice of such lien as prescribed in this chapter. Where the contract for an improvement is made with a husband or wife and the property belongs to the other or both, the husband or wife contracting shall also be presumed to be the agent of the other, unless such other having knowledge of the improvement shall, within ten days after learning of the contract give the contractor written notice of his or her refusal to consent to the improvement. Within the meaning of the provisions of this chapter, materials actually manufactured for but not delivered to the real property, shall also be deemed to be materials furnished. See the information at the link below for Mechanic's Liens in NY.

Is there a site you can go to and run VIN numbers to see if cars are on a repo list somewhere?

YES, but it will cost you to do so. I'm NOT sure if it is a scam or not. I dont have to chase work like that so I dint try it. There are better ways to do it. Why not just call the leinholder of the car??? LOL

What right do repo agents have to go through someone's car?

The law says the lender cant keep your PP so they have to get it out to return it to you. If the lender sold your repoed car with your PP in it it, that would be "conversion" of your property. My car wasn't sold and I did get it back but I don't understand what right they had going through my car and trunk the very first day and leaving my registration and insurance card thrown on the floor. When I asked them about it, they said they were looking for weapons or drugs. Isn't it bad enough that they took my car at 11:50 pm and charged me $35.00 for an entire day of storage on top of the $350.00 repo fee? I feel that this was a violation of my privacy. In most states they are REQUIRED to go through your car, inventory and remove the personal property, and store it in a secure place. Not until your 10 days have past to "redeem" your car if you are in one of those states. In some states, that right to redeem is a "right to cure" period of 20 days BEFORE it is repossessed.

In Arizona can a bank use a judgment for repossession costs to garnish the debtor's military retirement pension?

No, military pensions are not subject to garnishment for creditor judgments. They can be garnished for child support, tax arrearages and in some cases spousal maintenance.

What is the meaning of trespassers will be prosecuted?

If the property is posted with no trespassing signs that means the owner is serious and will seek arrest and prosecution of anyone who enters without permission. Criminal trespass law is enforced by police, sheriffs, or park rangers. The penalties may include incarceration, fines or probation. Civil trespass requires that the landowner initiate a lawsuit in court to collect any damages for which the trespasser may be responsible. The laws vary in different jurisdictions and the outcome depends on the details.

How soon can you file a chapter 13 after you file a chapter 7 in Arizona?

Sometimes, a debtor who cannot meet the obligations of the payment plan imposed by Chapter 13 Bankruptcy may wish to switch to Chapter 7. This can be done once for any reason, without court approval. However, to switch back, approval of the bankruptcy court is required, and they will rarely allow a debtor to make multiple switches.

Note that in switching from Chapter 13 to Chapter 7, much of your property is now up for grabs to be sold off to pay your debts. However, if you cannot make the payments under a Chapter 13 bankruptcy, switching to Chapter 7 may be your only option.

In the state of Utah is a license required for eyelash extensions?

Well, I found my answer. YES, you must have atleast an esthetician license to perform eyelash extensions in the state of Ohio. Hope this helps someone else also. It is for sure.

Can a repossessed car be reported stolen?

If it is really stolen by someone and not simply in possession of the lendee. The owner of the vehicle is the only one who can report a vehicle stolen, not the lender. But if the car is taken to the tow companys and yard and is now "missing" then the tow company can report the missing car since they had it in their possession. The first place the police will come to though is your house. The police will not come to your house it is a civil matter.The tow company cannot report the vehicle stolen it is not their vehicle to report stolen.

How can someone catch a charge just for being at the scean?

A man if he happens to be on the scean of a crime or accident can be called in a charge as an eye witness.

Are there laws regarding legal process server procedures?

PRIVATE Process servers, (other than Sheriffs or Marshalls) are not accorded any particular special privileges, but you there is not enough info given to answer question. Please be more specific as to the circumstances you're inquiring about and re-submit.

Proper place to wear a name badge?

In the US Military, the standard name badge is worn on the wearer's right breast pocket.

We supply name badges and having spoken to our clients 95% of them confirm that they wear their name badges on their right breast.

If they are worn on the left breast it is usually because they have some kind of badge or logo already on the right breast of their clothing, and the name badge would clash with this.

How long does it take for a loan company to sue?

It took 13 months from last payment to the end of foreclosure proceedings and the eviction notice.

If two buyers are listed on car contract but no co-signer is listed will second buyer be responsible in repossession?

ANYONE who's name is on the loan contract is responsible for the debt. Who will sell someone a car and that someone NOT be responsible for paying?? NOT ME LOL

How long is one subject to repossession after payments have stopped in California?

Thats a unique question. You are subject to repo until the loan is payed or the car is found. I have looked for a car for 3 yrs before. Finally spotted it at walmart. GONE.....

What do you do when your cosigner declares bankruptcy and the bank wants to repo your car which you have kept current?

You pay the loan off in some way or make a large enough payment so you meet the banks guidelines for a loan on your own CR.

Who can prepare a Writ of Execution?

Anyone. Me. You. Your designated agent. Anyone is permitted to draft up a writ. A judge must sign it though.

If a vehicle has a lien can it be registered by owner?

Yes, you can register a car with a lien on it. Once you turn in that title from the seller with the lien on it when you are registering that lien will be recorded over to the title issued in your name.

The lien has nothing to do with registering a vehicle. It has everything to do with selling a vehicle.

Which website can you go on to file a police report in Reno nv?

The Reno Police Department doesn't take reports online. You can file a report by going to the police station at 455 E. Second St. in Reno during business hours. In some case, you can also file a report over the telephone.

Can a veteran's disability be garnished for chapter 13 bankruptcy in Georgia?

Chapter 13 (and all) bankruptcy is Federal Filing. And, no, usually Vets benefits are protected under bankruptcy.

See an attorney familiar with these matters.

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