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Mortgages

Parent Category: Loans
Using property (e.g. normally real estate) as collateral to obtain a loan that is paid by the borrower in installments.
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  Well, you can't sell it if you can't pay off the loan against it. (You can't provide clear title to the buyer unless the liens are paid off at the closing and no new mortgage he needs can be put in first place of the existing one). Yes your responsible to pay off the loan in full. However,...
The total of all 1098's; If you only have one ... then that total.
well i think that the foreclosure sale will be on about the 25 of  may.
i am 65yrs + live Nevada consindering walking away from my mortgage .the house is way upside down and i connot retire and continue to make house payments. i have good credit and i am still working full time but soon working will have to end the credit i do not care what rating i but would not want a...
The mortgagee clause will give the lender notice of cancellation  but it will not protect the lender for actions or damages done by  the insured on the policy. All property policies specifically  exclude intentional acts by an insured.
http://www.sterlingnational.com/calc4.aspyou can look on any web site for a mortgage calculator this should helpusafhamortgage.comor email us at usafhamortgage@gmail.com
It was sold to an Indian Businessman for 35 Million
I don't think that's possible if it's already foreclosed on and it's still inside the resident
Yes, the price at which bonds sell are determined by the  interaction of stated rates of interest and market rates of  interest.
You will add money to the principal in your first payment. It will  be a small amount, but that is when you start. Your statement  should show how much the bank puts toward principal and how much  goes toward interest. Over time, more money will be applied to the  principal. You can also make an...
Yes you, can. When a house gets foreclosed, it is based on the house itself, not its personal furniture and items.
== Answer ==     Frist mortgage seasoning requirements would be determined by the terms of your loan documents. Some lenders allow loans with no restrictions, others have requirements that would limit your ability to obtain secondary financing or re-financing for a specific amount of time. ...
I am going to assume you mean "claim the repairs as a deduction on  your federal tax return." If so, the answer is generally "yes", but  the deduction could be limited in some way. Best to consult a CPA  on that issue. (Disclaimer: answer not intended as legal advice.)
Not necessary. He should draft a will and make his wishes known  that he wants the house be given to you. Probate Court could rule  differently. Like split the house between you and his parents or  siblings. Get him to an estate planning lawyer and draft a will.
go onto google images and search in twelfth century homes in France  look like
A Broker's License is required in each state where the business is  conducted.
No you cant as far as know because you are still owing the IRS  money witch could cause a conflict between you and the Banking  Agency, Other words know what's up before you do it.
BAC Home Loans Servicing, LP is a subsidiary of Bank of America.  Visit their website for contact information or call the phone  number on a statement received from BAC.
This depends on what you mean by mortgage insurance. If you are  talking about products like PMI (Premium Mortgage Insurance) look  on your escrow billing and it will be listed. If you are talking  about a life insurance policy that would be either through credit  life with your mortgage company...
  == Answer ==   The coolant in a nuclear reactor literally melts, and the reaction goes out of control. The entire plant can melt, and radiation leaks throughout the world. See Chernobyl for details. 
Soccer is an inexpensive way to allow large numbers of kids to participate in group sports.
Just above the line that should either say your name or the word  "Grantor"
There is more than one mortgage company called "Chase" on the planet. Please re-ask your question giving an EXACT LOCATION. For example "What is the phone number to make a chase home mortgage payment in London UK?"
Home ownership is shown by Deed, which you should have received  when you obtained the property and which should be filed with the  County Clerk. If you need further help, look me up on the Texas  State Bar website.
Yes, but only for FHA loans. As of last week many FHA guidelines were changed. One of those Guidelines include the percentage buyers can obtain in Seller provided closing cost. Previously, a buyer could receive up to 6% of the purchase price from the seller for nonrecurring closing cost (in the...
The approval process is generally pretty quick, within a week's time or so, assuming you've submitted all the requested documentation in a timely fashion. The closing process is where the wait comes in. There's usually at least a 3-4 week waiting period from the time of approval.
In order to get a loan for a US business when domiciled outside of the US, one has to either provide collateral or demonstrate that the business is providing enough cash flow to cover the debt in some period of time. Please be careful when evaluating loans - if someone offers one a cheap loan...
There is no payment due to the lender, so that part is easy. The borrower may choose to receive a monthly payment, or can get their reverse mortgage funds upfront or in the form of a line of credit. In cases where a monthly payment is chosen, the lender sets up the payment amount in a similar...
Yes, many good homes you can find by the use of gulf coast mls of samwinter.com. This real-estate company will help you to find best homes in Alabama state. This place is beautiful, many good universities are there, which is really nice for stidents.
Answer . Neither Chapter 7 nor Chapter 13 necessarily includes or doesn't include your mortgage. You can file a Chapter 7 and surrender your house and discharge your mortgage or you can reaffirm the mortgage and keep the house (depending on the circumstances). Similarly, you can file a Chapter...
  Then the husband is the sole owner of the property. Unless it is specifically written in the husbands Will (if he should die) the property belongs to him and him alone.
Go to the town hall and ask Pelly or Phyllis and they will tell you how much your morgage is.
Before repaying the borrowed home equity, you should make a proper  plan. Firstly, review final amount you have to pay before the end  of your draw period. Planning should be done at least a year before  the exact repayment date. Start accumulating the money to repay  from different income...
I believe your question is: Can you get a loan if you already own a home? The answer to your question is YES! You can still obtain a home loan even if you currently own a house. The key is that you will still have to qualify for the loan. That means that you have to show proof of income for the past...
I assume that you are talking about life insurance to cover your  mortgage if you die. Life insurance is issued all the time for  people with diabetes. Depending on the type and severity of your  diabetes, an insurance company will most likely offer you a policy  with a slightly or greatly...
Tax you pay with regards to the equity you own
It depends on the size of your deposit. Can you be more specific.
If you were to take out a home equity loan and pay for the mortgage recording tax, it would be deductible and the IT-256 form must be used to claim it.
Generally, but there are limitations and qualifications. See the related article for more details.
It means that the contractor contributed work and materials that  added to the value of your home. You owe that value to the  contractor. The lien is a type of security interest that must be  paid before you can mortgage or sell your property.   You should check the rules for mechanic's liens...
im looking for for a person that lived at 2870 evergreen st santa ca. i have the loan number he sold the house n the 70's
Sure. Just like you can work for two different 7-11 stores as long  as you have separate hours for each. I take it in your question  that the Mortgage Broker and Title Agency are owned by the same  owner and in the same office. No big deal.
Yes, they probably can. The debt pre-dated the transfer of  property. You need to be very careful in trying to protect your  interest. If you are in any way determined to be hiding or trying  to eliminate procurement of assets from a lien or judgment, you  could be charged with a crime. Just...
  == Answer ==   Compared to an active partner - NONE.
She can but will need your approval. You will need to approve the loan as well.
Yes and it happens quite often. Usually when you let you Homeowners  insurance cancel or change companies and fail to notify your  insurance company to send a copy to the mortgagee. If the mortgagee  does not have proof that you have insurance and have them listed on  such insurance, they will...
Answer . That is a tough one. If they are abusive you can involve the local authorities. If not you will have to settle that in court; which takes a while. I know of one couple who split and the husband moved into the basement and is still there; the divorse has been in the courts for over a...
You may have a problem. You need to consult with an attorney who specializes in real estate law who can review the deed under your state laws and determine if there needs to be any corrective work done.
A person who is authorized to access the account can find out by  contacting the financial institution where the account is held.
It depends on when & how the real estate was obtained. (This is  a discussion beyond our capabilities here.) Typically the wife  would go through the probate process to transfer the deceased  husbands interest in the real estate to his heirs.
Not necessarily. Estate real estate is like any other - based on location, location, location, condition, etc. Unless the sale is a distress for some reason. If there is an executor or administrator, or trustee, all of them have fiduciary obligations to the estate to get the best price possible.
  Keyword here is "Co-applicant" ... Both of you are equally responsible and liable for the debt. If your name is not listed on the mortgage deed, then there would be little recourse in coming after you for the amount owed.
No. If the property was held as joint tenants with the right of survivorship then the decedent's interest automatically passed to his wife upon his death. That is the reason for creating a joint tenancy and she is the owner of the property.
A warranty deed. It must be done by deed if you want your daughter to become a co-owner.
Typically the trustee is the successor bank, but it does depend on  wording in the trust as well as potentially state and/or federal  banking laws.
You can do it either place. It is referred to as a life estate.  Most states automatically give a spouse a life estate in the  residence at the death of the other spouse.
easiest way is to call your lender and ask if your not sureusafhamortgage.comany more questions feel free to reach out to usafhamortgage@gmail.com
Buy Real Estate close to where you live.
  Mortgage Protection Life Insurance is a good idea if you want to protect your mortgage. It pays the outstanding balance of your mortgage if the mortgagor (insured person) dies.   Mortgage protection life insurance coverage is usually in the form of decreasing term insurance, with the amount...
Bro the best way is to have your poor accounts disputed and  removed. I had a law firm write a letter for me and all my disputed  accounts were removed. This is the link to the cousin that sold me  the pre-paid legal assistance. A lawyer can cost about 250 an hour  but I did it pre paided for 20...
Currently, it is tough to get a mortgage even with very good credit. 730 is about average so a score close to 800 has a good chance of getting approved.
It doesn't matter whether it's Replacement Cost or Actual Cash Value. You can do whatever you want with the money. Just don't expect a cent more.
That depends whether the trademark is national or international.In the U.S. the current federal fee is $325.00 per class when filing online.Also, in the USA, you can register in one or more states and those fees range between $50 and $100 per class.Each country can establish its own fee structure.
The first note belongs to the mortgage lender and the second to HUD. By doing this, other loan companies are prevented from attaching a 2nd lien to the home, because the secondary lien position is occupied by HUD. Visit the related link for more reverse mortgage information.
A furnished apartment is warmer than an unfurnished apartment since a furnished apartment has more furniture, etc, and the more items a house has, the warmer it is.
  == Answer ==   Just from the information you have provided, I would not think so. If there are 2 more years to go on the original rate, and you are planning on selling by the time it is scheduled to increase, what advantage would you have?    The lowest interest rates on fixed loans...
I have seen this many times before even though I am only 15. Don't worry, there are ways of getting braces even thought you may not have the necessary funds to pay for them. Here's what you do: if you have a Medical card, and if your teeth are as bad as you said they are, then you may qualify for...
  == Answer ==   Go to us passport web page and look under status of application.  You will need to imput info and they will tell you if it processing.  You should also call the number they have.
The "hanging habagat" is also known as the southwest monsoon. This natural phenomenon gets its start during the summer months in the northern hemisphere, when the Asiatic continent becomes warmer than the surrounding seas. As a result, a low-pressure area develops over the continent. This happens...
Government agency whose primary purpose is to insure residential mortgage loans, as well as to improve housing conditions. The FHA was created by the National Housing Act of 1934, after the Great Depression. FHA mortgages are more flexible than other loans, which benefits borrowers, and are...
    More than likely, you will be able to qualify for an FHA with 3.5% down. They don't focus much on your score versus other items such as your income which seems pretty decent. Good luck.
Contact London Transport and ask them.
Most reverse mortgages today are government insured reverse mortgages. This simply means its an FHA loan. The FHA HECM program insures the loan to the lenders, provided they follow FHA's guidelines for doing reverse mortgages.