Liens

A lien consists of a creditor applying a notice of amount due to any property a debtor may have. This amount must be paid before the property can be sold.

A judgment happens when a creditors goes to court to obtain any amount owed. If you were to apply for a loan after a judgment is granted, you may have to pay the judgment before any other credit can be obtained.

Both items reflect negatively on your credit report and may prevent future credit. [sale or purchase]

In tax-speak, Tax Lien and Tax Judgment mean the same thing -- it is a public record, and a notice to the public that you owe taxes. Most tax liens attach to both real property and personal property.

If you own your home, the taxing agency that placed the lien against you uses a tax lien to create a security interest -- once the lien is filed, they are a secured creditor. If you try to sell your house, you will have to pay the lien off at the closing to ensure that you have a clear title to transfer. The taxing agency will be in line for proceeds based upon when they filed the lien.

Forever Adding: I believe the questioner may actually mean to say - does the lien holder have to wait to sell it. Perhaps he doesn't understand that after repossession, it is then "their", that is the lenders, vehicle.

It means that someone who you likely owe money to has gone to a government office and had alien put on you. That means whateverpiece of property they put the lien on, if it was a car per say, if it was totaled and the insurance paid it, then the lien-holder (the person who put the lien on you) would get the amount of the lien from the insurance before you got the rest of the check.

Probably communication would be the best thing for you to do. You need to know why you are running into them so often, and change your behavior. The police don't usually waste time on law abiding people. Most citizens rarely talk to a police officer, even for a ticket, but if you notice you are getting tickets often, you may choose to sell your car and drive more defensively. If your friends are in and out of trouble with police, you possibly should spend less time with them. If, however, you find yourself the true victim of police harassment, you have several options. If it's a patrolman who is harassing you, you can go in to the station house and speak to that patrolman's supervisor, sergeant, or commander. Usually, if it's a misunderstanding, it can be cleared up there. If the issue is more involved than just one patrolman, you can always file a complaint with the department's Internal Affairs division. This division is separate from the chain-of-command of the remainder of the department, so that they can be impartial in investigating their own. You can contact Internal Affairs through the governmental body that oversees that particular department (for example, if it's a city police department, you can go to the city administration to get contact information for IA. Finally, you can get an attorney and file a civil harassment suit against the department, but you should really try to address the situation directly with the department first before engaging in a lawsuit.

There can be no specific answer to the question. Creditors/collectors are usually in no hurry to pursue a lawsuit for debt, as the average SOL for filing a suit for unsecured (credit card) debt is 5 years. The average time for a suit to be heard after it has been filed is 18 months; although due to the economic crisis, courts are rapidly becoming backlogged with such matters so the time frame could be much longer. The execution of a judgment writ itself, has specific time limits depending upon how the judgment is to be enforced and/or the laws of the debtor's state. The debtor(s) will always receive a final notice of judgment whether or not he or she appeared at the civil hearing (trial) before the judgment can be enforced. Never, never ignore a lawsuit summons nor a notice of final judgment, it may result in the debtor's forfeiture of his or her right to protect real and personal property from attachment/levy.

NO It's almost always against the property owner's will, but if there is no confrontation (breach of peace), it will be removed. And you can spend 6-24 months in jail for tresspassing.

Take the title to the office where you get your tag at, and take the buyer, and the lien holder and the'll help you.

No. A deed carries with it burdens as well as property rights. Therefore, there must be an acceptance of the deed by the grantee. A deed executed without the grantee's knowledge could be made null. However, the grantee would need to repudiate the deed in writing as soon as she/he learned of its existence. A disclaimer should be recorded in the land records with a request that it be noted on the deed. You should have the repudiation drafted by an attorney who is familiar with the property laws in your jurisdiction.

No. A deed carries with it burdens as well as property rights. Therefore, there must be an acceptance of the deed by the grantee. A deed executed without the grantee's knowledge could be made null. However, the grantee would need to repudiate the deed in writing as soon as she/he learned of its existence. A disclaimer should be recorded in the land records with a request that it be noted on the deed. You should have the repudiation drafted by an attorney who is familiar with the property laws in your jurisdiction.

No. A deed carries with it burdens as well as property rights. Therefore, there must be an acceptance of the deed by the grantee. A deed executed without the grantee's knowledge could be made null. However, the grantee would need to repudiate the deed in writing as soon as she/he learned of its existence. A disclaimer should be recorded in the land records with a request that it be noted on the deed. You should have the repudiation drafted by an attorney who is familiar with the property laws in your jurisdiction.

No. A deed carries with it burdens as well as property rights. Therefore, there must be an acceptance of the deed by the grantee. A deed executed without the grantee's knowledge could be made null. However, the grantee would need to repudiate the deed in writing as soon as she/he learned of its existence. A disclaimer should be recorded in the land records with a request that it be noted on the deed. You should have the repudiation drafted by an attorney who is familiar with the property laws in your jurisdiction.

The debtor must be sued in the court of jurisdication in their state. If the plaintiff/creditor prevails a judgment will be entered in their favor. The judgment can then be executed against property belonging to the debtor in accordance with the governing state laws. Collection agencies often use arbitration where it concerns medical bills. Arbitration allows the creditor to bypass normal court procedures by means of submitting valid evidence of the debt to the arbitration board. The debtor will be informed of the action and given 30 days to submit a written response. Even when an arbitration award is granted to the creditor said creditor must still file the action in the proper state court to receive a writ of judgment.

Yes. If a creditor is fortunate enough to discover that a debtor has inherited property or money it can obtain a court order to freeze the inheritance until it can obtain a judgment lien. In some areas, there are people who keep track of newly filed probates in order to maintain a database of heirs specifically for this purpose.

Yes. If a creditor is fortunate enough to discover that a debtor has inherited property or money it can obtain a court order to freeze the inheritance until it can obtain a judgment lien. In some areas, there are people who keep track of newly filed probates in order to maintain a database of heirs specifically for this purpose.

Yes. If a creditor is fortunate enough to discover that a debtor has inherited property or money it can obtain a court order to freeze the inheritance until it can obtain a judgment lien. In some areas, there are people who keep track of newly filed probates in order to maintain a database of heirs specifically for this purpose.

Yes. If a creditor is fortunate enough to discover that a debtor has inherited property or money it can obtain a court order to freeze the inheritance until it can obtain a judgment lien. In some areas, there are people who keep track of newly filed probates in order to maintain a database of heirs specifically for this purpose.

Contact your finance company. They will often give you the chance to get the car back if you pay up to date plus impound fees and usually some more towards your balance.

Where do we send UCC-1 claims from Saskatchewan, Canada. What state will it take?

File in Canada in your province of jurisdiction, a Personal Property Security Agreement ("PPSA") which is similar to Article 9 of the US Uniform Commercial Code (the "UCC")

The homeowner association rules and state law will govern the actions that can be taken to assess and collect penalties against members who are in violation, and it may well include placing a lien prior to a lawsuit to stop the violation and collect damages or penalties. A lien would be to collect money owed the association only (such as fines for the violation)--a "notice of non-compliance" may be recorded for the violation itself. Please note that a lien or notice of non-compliance will usually be the prerequisite to a lawsuit initiated by the homeowner's association to secure compliance with the covenants/CC&Rs (injunctive relief) and/or collect the fines owed (foreclosure).

When a person dies intestate then the probate laws of the state where the person lived takes precedence in the distribution of property and other assets, In addition, all debts of the deceased must be paid out of the estate according to their priority. Contacting the clerk of the probate court in the city or county where the deceased resided will help obtain more specific information. Usually it will be auctioned by the local government. -DJ Craig

assuming thatthe lien has been filed or recorded in the county clerks office...you must do the following...speak with the creditor or attorney for the creditor and request a "release of lien", "discharge of lien" or "satisfaction of lien"...you are entitled to this document under the law...request that they mail this document directly to you and NOT to the county clerk...once you have received this document, take it directly to the county clerks office and have it filed...if the county clerk is requested to do so by you, they will return this document to you after it has been processed by the clerks office, which can take several months...but once the clerk has accepted this document for filing, and posted it in the public records, then your lien is released from your property

If you have any type of documentation or proof (in writing or verbal recording), you can file a case in small claims court. I have a situation such as that and I have emails where I made sure that I stated the exact amount owed to me, what each amount was owed for, the approximate date that transactions occurred and I asked when the money would be paid back. Since the person responded with "I will pay you when I get the money" and they did not dispute any of the information in the email, that is proof of them admitting to owing the money. Try to get what you can in writing, on tape, via email, however you can get it so that you will have something to back you up and take them to court.

The liens must be paid before the property can be transferred.

The liens must be paid before the property can be transferred.

The liens must be paid before the property can be transferred.

The liens must be paid before the property can be transferred.

Sure; you could have a lien to pay back the loan used to purchase the car, another lien for unpaid taxes, another lien for work done on the car by a mechanic, a lien from a court judgment for damages in a civil case, and so forth.

Any lien on the association probably includes a lien on every member's title. Your local court clerk can verify this.

It's a good idea for the association to find a way to get the lien lifted, so that individual owners can sell or refinance their individual units.

The qualifications to operate a homeowners association (HOA) can vary based on regional regulations and the specific requirements of the association itself. However, there are some common elements:

1. Understanding of Local, State and Federal Regulations: It's essential to have a firm grasp on regulations regarding HOAs in your area. These laws govern everything from financial management, conflict resolution procedures, to property use restrictions and meeting protocols.

2. Strong Organizational Skills: Operating an HOA requires juggling several tasks at once - from conducting and facilitating meetings to managing budgets and coordinating maintenance activities.

3. Financial Management Skills: An HOA manages the collected dues and budgets for various maintenance, improvement, and contingency funds. Understanding financial statements, budgeting, and financial forecasting is important.

4. Good Communication Skills: This is at the heart of managing an HOA effectively. There's a need for clear, timely, and effective communication with residents about all pertinent matters.

5. Familiarity with Property Management: This might include understanding property maintenance needs, working with vendors, contractors, dealing with disputes, etc.

Here at Daisy Property Management, we see these elements in action every day. For example, our team gives board members real-time financials to aid in making effective decisions, and the Neighbors App allows for streamlined communication within the community. As you look to operate an HOA, it's key to keep these qualifications in mind to help you create and maintain a successful and harmonious community.

I purchased a 2003 Mits and paid it off years ago and when I tried to get a duplicate title (lost the original) the DMV said there is a lien on it and I have to have citi financial release the lien and send me a letter with the VIN number listed on the letter along with a signature and release of the lien. The VIN number is JA3AJ26E53U100625 the names on the titles are Barbara J. Dixon & Bernel Dixon Jr. 8903 Cedar Top Dr. Houston, Texas 77088

Could you PLEASE send me the letter as stated I cannot ride around with no title in the car and need to get it registered to sale. I have been to the DMV 3 times and still having trouble getting the duplicate

Thank You for your help in this matter

the minute the loan is executed until it is retired.

You (the person who still owes on the car) needs to get a payoff from your lienholder (company you are making payments to). The loan needs to be paid off (paid in full) before the lienholder will release the loan and title. If you are selling the vehicle for less than what you owe, you will need to come up with the difference. If you are selling it for more than what you owe, the lienholder will send the profit to you once the loan is paid in full. Your buyer(s) should make their payment out directly to your finance company for the full agreed dollar amount you are selling the vehicle for. The finance company will then release the title back to you (with any overage of payment) and you will need to sign off on it and present to the buyer(s). The buyer(s) then take that "clear" title to their Department of Motor Vehicles and get a title issued in their name. Be sure to get a bill of sale that both parties sign. Also, make copies of EVERYTHING just in case there is a discrepency between you (the seller) and the buyer(s). It is a slightly longer process when there is a lien involved, with with all the T's crossed and I's dotted, it can be done.

Any judgment, if not satisfied, can be placed as a lien upon your property.

Yes. The judgment must be recorded in the land records. If you are the creditor you should check with the court that issued the judgment to inquire about the recording practices in your state. In Massachusetts, a judgment lien is recorded by the sheriff's office.