Loans

By providing them with proof that you have already made all repairs.

Per FS 494.0016 All books, accounts, records, documents and receipts for expenses paid the licensee on behalf of a borrower, including each closing statement signed by the borrower, shall be preserved and kept available for examination for at least 3 years after the date of original entry

as far as i can tell and have been told there are only 13 episodes.

The mortgage must be paid. When a property has been encumbered by a mortgage the property remains subject to the mortgage even if the title is transferred or the original owner dies. You need to pay off the mortgage or make arrangements with the bank to transfer it to your own name. If the mortgage isn't paid the bank will take possession of the property by foreclosure.

Yes, but you will not neccessarily get the best terms or lowest down payment. How much down you will need and what terms you get will vary greatly by the specific auto lender or finance company you use. Some programs from more conservative lenders will not be available at all. For a 592 score, think about a decent sized down payment and forget about the lowest interest rate.

I'm not trying to be funny, but if you were married (legally) to him at the time of death, yes - who else would be responsible for it?

Call the police ,guards ,cops what ever it is in your counrty and supply them with a recipt of proof of purchase

You would go through a title company who would manage the sale. That would include making sure there is a clean title, assertaining how much you are paying and then arranging for your money (cash or your own loan from a bank) to be paid on the remainder of his mortgage. Otherwise, you could pay into his mortgage loan and get no credit or ownership in the home, which would be a scam. Most mortgages are not transferable these days.

If they are rented (investment property), yes. Of course, one would logically expect to see rental income reflected (albeit maybe not net), and the gain on sale would be taxed.

Depending on the type of loan it was, there may be no statute of limitations--by law. But, if you never did pay up, then by rights you should make arrangements to pay and follow through with it. That is because you used goods and services and need to pay as agreed. it was a personal loan

you will be paying for it...once you reach to your home country.

Interest from a loan shark is the "Vig" or "juice" as it was called. Vig is short for Vigorish.

Generally, not if the property will be in the wife's name alone and her income is enough to qualify her as the sole borrower for the loan. Some lenders insist that both spouses sign the mortgage.

You can get an unsecured loan from many companies that offer loans from the very small amounts, to very large sums. Unsecured means no collateral, so you need not put up an "asset" for the lender to hold to before you are given the loan. Having this type of loan would have to require that you have good credit because the better your credit history, the better your interest rate.

He was fortunate enough not to need a mortgage and paid for the house outright from his savings.

They invest the money in high interest money markets and various other accounts. They don't loan out their customer's savings accounts, they loan out the money they make off these accounts.

Yes, it goes onto your credit report that you cosigned a loan because you could become responsible for the loan if she defaults. So, that amount of money does show up on your credit and could affect your credit worthiness .

I recently used loanshack.com. I don't think they operate in every state though. It was quick and pretty easy for me to get $700.00. They were the direct lender too which I'm finding is a very big deal.

If your loan payment is overdue, you will be charged interest that is higher than normal. You may also be charged a late fee and hurt your credit rating.

Not unless you actually earned the income. In that case, new rules about documenting your "repayment ability" per the Dodd-Frank Act mean lenders are responsible for determining that your income is legit. In most cases, they will require that you do one or more of the following:

1. Promise in writing and under penalty of fraud to make no further changes to that return (you can't "un-amend" your amended return after closing on your home loan.

2. Pay the extra tax prior to applying for your mortgage.

3. Provide all pages of the return prior to its amendment.

Some are secured, some are not. A Home Equity Line of Credit is secured by real estate (a residence or property) A business line of credit may be secured by a stake in the business or lien against equipment or inventory. Business lines may also be unsecured. Personal or "signature" credit lines are unsecured.