Loans

Not likely. Most insurers, if they know that they are on social security benefits, would not loan the money to them.

Yes, you can. Before reporting it stolen I suggest you record (with her permission and knowledge of recording) that you want car otherwise it will be reported stolen. If she refuses to give you the car then you can report it stolen. I would check with local police or county police as some will not care and do nothing but get your car back without arresting spouse. It depends upon the state you reside in and the circumstances under which the vehicle came into her possession. Simply because the vehicle is in one spouse's name does not translate into the other spouse being liable for grand theft auto or any criminal act.

You were probably denied your loan application BECAUSE of your credit rating. It should be possible to find out what your credit report says about you - see the link below.

Here are a few: Women love romance, so pick a secluded place that is romantic and propose to her. If you are sleeping together already, then get a nice hotel and go up to the room a little earlier and spread rose pedals all over the bed, or, leave one red rose on her pillow with the ring tied to it on a pretty ribbon. Make sure you're right next to her! Tell the hotel that you want chocolate covered strawberries and champagne delivered to your room at a certain time. Have a big fancy bath tub in your hotel room already drawn with bubbles or rose pedals floating in it, candles around the bath tub, and the lights down low. You could go away for a weekend to a beautiful hotel or a quaint Bed/Breakfast and propose to her there. The old fashion way of getting down on one knee, taking her hand is still one of the most romantic ways to propose. If both of you are adventuresome, and you can afford it, have a private plane cross by where she lives (be sure you're there) and have a banner that asks her to marry you. If you are lucky enough to live in a city that has a horse-drawn carriage that circles a beautiful park, then rent one for the evening and take your own chilled champagne and chocolate covered strawberries. Have fun! Rent a limo and have chocolate covered strawberries, champagne inside the limo and soft music. If you like, set up a nice party with friends, but propose to her in the limo and take an hours spin before going to the party to celebrate. Whatever you do, don't put the ring in the bottom of her drink! I've had two younger girlfriends swallow the ring! Not a pretty sight. LOL Only you know the personality of your girlfriend, so if she's a private person and reserved I'd go with the hotel or getting down on one knee or the carriage around the park. If she's a fun person, good for a laugh, do the plane/banner thing, or get the limo and with the chocolate strawberries/champagne. Sounds like this young women is getting a really nice guy sooooooo ...... CONGRATULATIONS! Marcy

Just the people that are on the home loan will hurt his/her credit. Title is different from loans mortgage. Once a house is foreclosured the bank will show this on the credit report for 7 yrs.

The mortgage is still a lien against the property. A quit claim deed does not affect the liabilities and liens, which are still the responsibility of the deceased, and therefore, his estate.

No. You'd have to get a personal bank loan in your own name and use it to payoff th eplus loan.

It depends on the type of loan:

-Stafford: 6 months after you graduate, withdraw, or drop below half-time. This loan type is eligible for subsequent deferment if you later return to school at least half-time, but there is only 1 six-month grace period.

-Perkins: Same as above, but grace period is 9 months.

-PLUS loan (for graduate students): This loan is eligible for deferment as long as you are in school at-least-half-time. This loan type goes into repayment immediately after you stop attending- THERE IS NO 6 OR 9 MONTH GRACE PERIOD.

-Federal Consolidation Loan: This loan is eligible for deferment as long as you are in school at-least-half-time. This loan type goes into repayment immediately after you stop attending- THERE IS NO 6 OR 9 MONTH GRACE PERIOD.

-PLUS loan (for parents): This loan goes into repayment as soon as it is fully disbursed. The student's enrollment does not matter. This loan type is eligible for a school deferment for as long as the PARENT is in school at-least-half-time.

-Private/Alternative loans: The terms vary. Read the loan agreement or ask the lender.

You must use the money according to the terms of the loan. That is to say, if the loan specifies it is only for tuition - you must have tuition costs of at least that amount. If it is for tuition and fees, and books and other expenses with attaining the education, it can be applied to any of them.

However, cash is fungible. That means the exact money you receive doesn't have to go to that expense. You can use the money from another source - earnings, other savings, etc., and don't have to keep these funds separated from others and used specifically for the expense.

She will pay $1,924.02 in interest.

obviously the husband is yours? and the parents who co-signed are his? and you are the wife? If so, then no you are not responsible in any way. Your credit can't be affected, your assets can't be taken, you can't be sued, and won't have to pay anything in the event you divorce. If he took out the loans after you married, then in the case of divorce he could press for the judge to request you pay half of the debt and in most cases he will if you live in a community property state. If the loan was made before the marriage the debt is the sole responsibility of the person making the loan. If the loan was made during the marriage and the couple reside in a community property state the debt is joint, even if they were to divorce the student loan debt and all other debts and assets would be divided equally. In some states an "innocent spouse" defense can be used pertaining to certain type debts, such as student loans, gambling debts, and so forth. Wisconsin is one "CP" state that is quite liberal in the application of the innocent spouse rule .

ya mamma

You can ask your mamma, but...

Just about any mortgage broker can help you as long as you have assets, income, long-term employment, and a substantial down payment. You need a minimum of a 580 credit score to get a mortgage. Usually bankruptcy takes your credit below this score, but every case is different. I have written mortgages personally for people with bankruptcy on their report.

Depends on where it happens. In California, the vehicle can be forfeited (as in taken forever) if the person driving it has a prior for driving without a license.

C.T. Corporation System was listed as registered agent for Citibank NA. The C.T. Corporation has been the registered agent for several years.

When a car, truck, or other vehicle is financed, the finance company or bank retains significant rights in the vehicle, until the last and final payment is made on the note. The rights of both the "creditor" and "debtor" in this situation are established in the signed finance agreement and by state law. In Colorado, when a consumer debtor defaults upon an automobile finance agreement, the creditor bank must first send one notice of "right to cure" per 12-month period, before exercising its right to repossess the vehicle. The debtor must be in default for at least ten days, prior to the issuance of such notice. Thereafter, the debtor has 20 days in which to "cure" the default. If the consumer debtor does not cure the default on the note, the finance company or bank may then repossess the collateral. Consumer debtor rights continue, even after the repossession has occurred. A dealership or finance company that retains a lien on the secured collateral may exercise either of two options, upon repossession. Firstly, the lien holder may send the consumer debtor a notice of intent to retain the collateral in full satisfaction of the debt. If this option is exercised, the creditor bank releases the consumer debtor from any further obligation with respect to the repossessed vehicle and agrees not to pursue a "deficiency judgment" against the debtor. On the other hand, if the debtor objects to this course of action, or the dealer/bank elects, instead, to not release the consumer debtor from any further obligation on the finance agreement, the dealer/bank must comply with the post-repossession re-sale requirements of Colorado law. At which time, the consumer debtor must be notified of the date and time regarding a "commercially reasonable" sale. Upon the successful sale of the vehicle, the dealer/bank must provide the consumer with a detailed accounting of the proceeds of the sale. The debtor maintains the right to redeem the collateral up to the point of re-sale of the collateral.

If the judgment is open, you must pay before escrow closes on the mortgage. If the judgment cannot be satisfied, you must show an agreement with the creditor and at least six months of consistent payments.

Under regular circumstances..No. However there are "hardship discharges" for instance someone has student loans, and becomes disabled. That person can file for dismissal of the loans on the grounds that they cannot at the time nor in the future be able to pay them off.

Discharging student loans in bankruptcy is difficult and expensive. It is difficult because the hardship standard the debtor has to show is a tough standard (in Indiana at least), and it's expensive because the debtor normally has to file an Adversary Proceeding (lawsuit) in the Bankruptcy Court during the Bankruptcy Case to get rid of student loans, which costs extra attorneys fees. It is a risky proposition because a debtor may spend all of the money necessary to do the lawsuit, and then lose anyway because they can't show that the student loan creates a big enough hardship on the debtor for the court to discharge the student loan.

However, not all student loans are non-dischargeable, only those which are an "educational benefit overpayment or loan made, insured or guaranteed by a governmental unit, or made under any program funded in whole or in part by a governmental unit or nonprofit institution, or for an obligation to repay funds received as an educational benefit, scholarship or stipend" are protected in bankruptcy. Any student loan NOT falling into these criteria ARE dischargable in bankruptcy (though of course most student loans DO fall into these criteria).

If you're interested, here is the Bankruptcy Code section which says what student loans are not automatically discharged and the criteria one needs to prove to get them discharged:

11 U.S.C. 523(a)(8): "A discharge under section 727, 1141, 1228 (a), 1228 (b), or 1328 (b) of this title does not discharge an individual debtor from any debt- for an educational benefit overpayment or loan made, insured or guaranteed by a governmental unit, or made under any program funded in whole or in part by a governmental unit or nonprofit institution, or for an obligation to repay funds received as an educational benefit, scholarship or stipend, unless excepting such debt from discharge under this paragraph will impose an undue hardship on the debtor and the debtor's dependents."

Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.

A loan modification is an adjustment to the original terms agreed upon by the borrower and the lender.

The objective of a mortgage loan modification is to ensure that the Borrower ends up with an affordable monthly mortgage payment.

Loan modification is the process where a bank may modify the terms of your mortgage in order to help you stay in the home. If you are experiencing a financial hardship ( or other hardship ) contact your mortgage company and ask to speak to their loss mitigation department. Tell them you would like to receive a hardship package. You can also get free help with this from HUD approved agencies across the country. Search for HUD housing counselors to find someone in your state. These Counselors do not charge for their services.

Beware of companies charging for loan modifications. While some are good, many are scams.

There is a Making Home Affordable (MHA) program that exists for homeowners who are experiencing a financial hardship from curtailment of income to unemployment. For more information and to see if you meet the eligibility requirements please visit www.makinghomeaffordable.gov.

None. The definition of loan is something that is only yours temporarily and has to be returned.

If you are asking what kind of FUNDING is available that doesn't need repayment - then you are looking for

GRANTS - such as a Pell Grant or GI BIll Grant or other grant - OR SCHOLARSHIPS - such as those given to particular people, you can search for them and may get them based on you and or your circumstances.

Interest rates vary depending on where your loan comes from. There is a difference between a federal loan and a private loan. The current interest rates for new Federal Stafford Loans in 2013-2014 are 3.86% for undergraduate students and 5.41% for graduate and professional students.

Not really. Banks are very conservative by nature. They have fairly strict underwriting criteria. If you do not have established minimum of 2 years credit, than you must find someone who will co-sign with you who does.

Try www.onesimpleloan.com They have about ab 80% approval rate on loans if borrower's meet certain criteria.