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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

Can a repo man drive over your property to repossess a car?

That is a case of damage to your property by them and you would have to make that claim against them. Obviously they can go on your property to get the vehicle, however they are not allowed to damage your property in the process. The bad part is considering the value of the trees/damage done, is it worth a law suit and the cost of a lawyer?

Negative. They cannot damage any property while trying to get to a vehicle.If they do any damage, I would pursue it in court.First, you call the police and sign complaints for "Property Damage" and "Criminal Tresspass". Get copies of those police reports and call your homeowner's for an appraisal of the damage. Then file in Small Claims.Check your court for limitations on the amount that you may sue for. Most states the limit is $5,000.00 Also, you may sue the tow companys insurance.

Press charges even if they leave ruts in the ground. That is damage and you can make them pay.The rights are with the property owner, not the scum bag repo man!I say that only because someone (repoman) is trying to benefit from another human being's hardship. And even though some people just don't want to pay, many people at the time of aquiring a vehicle can afford it. But if illness strikes, and jobs are lost, those people are not the bad guy. Circumstances went beyond their control. Of course, banks don't want to hear that.I would, in no way, do that kind of a job. Even cops don't like the repo man.Get a clue and get a heart!

tell him to get off your property, I would buy the biggest dog and leave it to run loose on my property. Just get an invisible fence!!! :)

Repo people can drive on to your property. You made that agreement with the bank when you got a loan. It may have been a part of the "fine print", but you signed it. If there is a good reason that someone cannot pay their loan, they need to work that out with the bank. We all end up paying for their chargeoffs in the long run in the forms of higher interest rates, fees, etc. By the way, we repo in three cities, and the police and sherriff offices that we work with are great. They are more that willing to go on a job with us if we feel that there is any danger in the situation. Also, most of the cars we repo belong to people who have made very little or no effort to make any payments at all, not the few who fall onto hard times. There are a lot of dishonest, desperate people out there. Why should we all pay their actions?

ANSWER from the dog:

No they cannot drive OVER your property. For those who do not understand what they read, no driving over the lawn. As far as the contract, you agreed to let them back into your driveway, which is your "property". No one has permission or the right to damage any of your property to get to a vehicle. Does the contract state we can damage your property to pick up the car? Don't think so......Get a clue!!!On another point about the contract, a person also agreed to make the payments. Contract was broken. The lender will have to enforce by getting a court order.

A Repo can come on your property but he may not damage it. You should sue the Bank for damages do not waste time with the repo agent. You can sue in regular court and represent yourself not in just small claims.It does not matter what the"fine print" of the contract says the lender can and should be held responsible for any damages caused to your property during a repo.The police will not "ride along"on any repo it is not their job; stop trying to scare people with your lies;it is a civil matter not criminal,the police will not get involved in a repo unless there is a "breach of peace" which would stop a repo.If "all your customers" make little or no attempt to pay anything on their loans what doesthat say about the banks that gave them the loans?????

Scumbag repo guys even the cops hate them? Here's a thought, why not simply make the car payments you agreed to make when you bought the car and signed all the paper work? Then the repo guy wouldn't have to come and take your car and you wouldn't become another scumbag delinquent loser who thinks that not making your car payment is ok and is not stealing. Better yet, let's make repos against the law but instead pass a law that makes not paying your car payments illegal and charge the owner with grand theft auto.

Default on a loan is a CIVIL matter, not a CRIMINAL matter.Civil matters can only be pursued by the lender in obtaining a judgment against you. It's time and money, in which the lender will never recoup if the debtor files bankruptcy.

As A former Top Repossessor for very large firms it is not against the law to drive over your lawn but in the case that they do damage your property they are responseable... The answer to this question and more are to be answered and also how to tell the repossessor NO !! Legally Visit the following website www.stopthereponow.com this is a great Website to learn the tricks and trades of there ROUGE BIZ!!!

Please explain to me how you can drive over a lawn and not damage it????

If the lawn is muddy or you are driving a loaded cement truck, you'll certainly damage it, but I've backed a pickup full of furniture and appliances up to the front door several places without doing any damage. I'm pretty sure you could get a wrecker in without any noticeable damage, but don't know if you would get back out dragging a car.

That's my point Roy.....at night and the repo guy ain't going to be moving slowif you get my drift.

First off, seems everyone who comments on this general topic enjoys throwing names around... There's no reason to do so, except for self gratification. It is true that people come into hard times. It is true that some reposessors are rude and unprofessional. The bottom line, as has been stated many times, is that the debtor owes money under a signed contract that they either are unable or unwilling to pay for some reason. I could make this comment at least a page long on that specific subject, but it wouldn't match the question, so I won't. The answer is yes, they can 'drive over your property' provided you are referring to the ground you own, without damaging any personal objects on it (i.e. lawn sprinklers, etc.) In most cases you probably can't legally damage the property, like leaving tire ruts, etc. In reply to one of the comments above, who says that the reposessor is going to use a tow truck to remove the vehicle from the property? Usually, at least in bigger companies, keys are made to the vehicle to be reposessed, and if a tow truck is used, it's only after the vehicle has been removed from your property. Also, as an end note, if the ground is dry, assuming you've parked the vehicle on the lawn or behind a building somewhere, a tow truck won't do much more than flatten the grass provided it's driven carefully. But as I stated above, most times a truck isn't even used to initially remove the car. As far as the namecalling, c'mon guys, everyone has their opinions, and certainly we're all entitled to them, but it degrades the quality of this site when personal opinions such as 'scumbag, looser or dirtball' are used. Let's keep this site informative and helpful.

What is the best car polish?

Best Car PolishNu FINISH or ArmorALL WAX

Fire Glaze Professional Auto Polish - Lets Paint Breathe! Contains Tempera-Flex. A nonstick, high gloss, no wax, all climate sealant. Up to 3 Years Protection Guaranteed.

Pittman's Original VaporWax APC - A liquid Acrylic paint conditioner for use on newer cars.

Zymol, or anything with carnuba - At one time, BMW promoted this product on their Website. It is available at most auto parts stores.

Color Back - Can be purchased at local retailers like WalMart and is designed to use on faded paint jobs. After using it, polish 2-3 times and wax to put a protecting finish on the car.

VaporWax - VaporWax is an acrylic paint conditioner that is designed to preserve the factory finish of new cars and bring back the original color and shine.

Some notes about what to use on today's vehicle finishes:

In earlier times, enamel was the paint of choice. Then it was lacquer. Wax was great for those paints, but today Acrylic paints are used. Wax and polish both will diminish the factory shine and eventually remove the finish.

Today synthetic wax, paint conditioners and conditioning treatments are best for paint. They have no wax in their formulas and are non-abrasive liquids that are sprayed or misted on the surface of the vehicle and wiped off. They are natural or synthetic based formulas that promote the shine in acrylic paint without covering, removing and replacing it.

In order to select the one that is right for you, consider that some are water proof and others are water resistant. Some last for days, some for weeks, and others for months. Some are rust resistant others are not. Some reflect light more than others. Some strengthen the paint Some are more durable and offer more protection than others.

How many cars can the Ford car company produce per day?

Given 200 factories worldwide they can produce between 8000 and 10,000 per day.

Why would you ask for a stop payment on a check?

So you can stop a check with money on it that you lost.

Can your wife transfer her tag to my car?

She could in some states. However, since neither of us knows you, and you are not related to us in some way, then no. My wife will not transfer the tag from her vehicle to your car.

Seriously, your wife can transfer the tag from her vehicle to your car. Most of the US states are common property states. That is what you own in the marriage, she does. Even in states that are not common property states, the spousal relationship permits a lot of cross over of property.

What is Us bank's payment address?

Please check out the "Contact Us" page of the U.S. Bank website, they will probably have the correct information. Other than that, the payment address should be on your statement.

The website doesn't give an address on "contact us" page, and if the person had a statement I don't think they would have asked the question. The address

is: US Bank, P.O. Box 790408, St Louis, Mo 63179

Does the car owner have to pay impound and storage fees after repossession?

A car owner has to pay impound and storage fees after repssession because that was their car. The bills are left to the car owner, no one else is going to pay their bills.

Show me sample of Letter of request to get some forms or documents?

A sample Letter of Request includes an applicant's name and address as well as the name and address of the correspondent. In addition, individuals need to state what legal records they are requesting.

What happens to a promissory note when the person it is endorsed to dies?

Let me get this straight, the borrower and lender enter into an agreement and sign a promisory note to secure it. The lender dies, and the debt has not been fully repaid.

Easy, the borrower still owes the estate of the deceased lender.

How do you unlock all the cars on cars?

You must face all the challenges given by the creator to unlock all the legendary cars on cars.

In the state of South Carolina can your wages be garnished or bank accounts frozen for a judgment from a creditor?

NO. In S.C. they can not garnish your wages if you have a judgement of a lien. It will go on your credit report, but no garnishments.

If a car that is being repossessed is at a residence of someone else and a vehicle is behind the car to be repossessed can they move it lawfully?

No. Absolutely not. If they enter a vehicle they do not have an order of repossession on, they've committed a crime. They may enter the vehicle they are there to repossess, and only the vehicle they are there to repossess.

Do electric cars have car batteries like in gas cars?

No, the batteries in an electric car are much different. Normal automotive batteries are lead acid batteries. Most electric cars use Lithium-Ion batteries.

Registered owner and legal owner of a car?

Who is the legal owner or owners of a car if it is registered in one name but paid for jointly by 2 parties

Do you say make a payment or make payment?

It depends on what you want to say. The article "a" places the focus on the specific payment being made, usually in a series of payments: "I made a payment only yesterday!" "I make a payment only when I think of it". Without the article, the focus is more diffuse, more general, and may even imply full payment: "You should make payment immediately." "I made payment as soon as I received the invoice." As is often the case, though, there is no hard-and-fast rule about which should be used when ...

Can you get your car back after a repossession if you file chapter 13 bankruptcy?

In GA Can you get your car back after a repossession if you file chapter 13 bankruptcy

Is it legal for a person to ride in a car that is being towed on a flat bed trailer behind a rental truck?

No. Even if some of the states that are crossed have no laws preventing it, some probably do. Also if the person(s) are traveling on a federal highway it would definitely not be legal.

Is it a stupid thing to do ?? Uh Ya. And if you come into Canada it is most definitely illegal.

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