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Auto Loans and Financing

Parent Category: Loans
Car loans from institutions such as banks or credit unions for the purchase of an automobile

Subcategories

It depends on the amount of their income- whether they can afford  to pay both loans. A co-signer will be required to pay if the  primary borrower defaults on the loan.
Most States require you to be at least 18 years old to legally sign a contract. Even if your State allows you to enter into a contract, most lenders will ask for a co-signer.
Accumulating enough savings for a down payment, closing costs,  moving costs and an extra cushion of emergency savings can be the  most challenging aspect of buying a home. Renters who want the  stability and pride of home ownership and the opportunity to build  equity in a property are...
grihastha finance is a nbfc working for financial inclusion in india . Its head office is in noida.
Well, most brokers have a dual charging process, you can choose to  pay a commission to execute through an ECN but spreads will be in  some cases reduced to 0, they can't be eliminated all together  because the prime liquidity provider requires a cut too. The  presence of too many middle adds to...
Not until the estate has gone through Probate. If an Executor or  Administrator has been assigned by will or by Court then they have  responsibility to secure property belonging to the estate until it  is settled. If a loss occurs, they could be personally liable to  the heirs of the estate.
Answer . \nused car dealers usually will repair, if not call the better business bureau or write to them NOW!!!! Look at your sales agreement and see if you have so much time for them to fix repair or warranty of 6 mo or more
  == Answer ==     Only one way that I know of. The money has to get to lender from some source and get credited to your acct.
If the title is in your name only, then the new buyer will not be able to put the title in his name. If it was repossessed, then the lienholder was able to sell it and the sale is valid.
 Cars repossessed laws in Canada a vary by provine.Whether your  car will be repossessed depends on such factors as the province you  live in and how for behind you are with your payments.Vehicle  repossessed is negative impact on your credit rating. If you want  more information email me at ...
A charged-off loan is one where the lender of the money no longer  believes the loan is profitable, due to the loss of value of the  car. This is an accounting term and has no bearing on the amount of  money a car will go for.
A co-buyer can move out of state with car as long as car paymentsare current. The co-buyer should update the new address with thelender.
Once the deal is signed, you have the power.......
A car is identified by its brand (Like a Toyota or Ford), Model  (Aygo, Fiesta) and Make (Year of production). So you could for  instance drive a 2012 Toyota Aygo or a 1999 Ford Fiesta.
Not sure what you ask. Please re-phrase.
Yes, just as long as their credit scores remain in good standing, then it is possible.
Probably not. The generally accepted wisdom states that credit scores below 620 are considered near-prime and will not qualify for standard loan products. If you are trying to get an auto loan, there is a small chance that you may receive financing, however, you will (1) need to put a larger down...
  No. A lender needs to have a "security interest" with anyone who has rights to the vehicle. If an owner is listed on the title they have the right to sell a vehicle. A lender does not want to be in a position where a non-borrower has rights over property used as collateral on a loan.
The name coming first is the primary owner.
Answer . That depends on the lenders qualifications for a home loan. Some will, some wont.. Answer . The repo is on your credit.. voluntary or not go down talk to a good home loan person and find out what they think.Don't forget the bank will still come after\nyou for the balance on the car loan...
Answer  Look at the Title. If there is a lien it should be listed, but even then you should check with your DMV/MVD or a 3rd party title agency for a title/lien check. (Current cost at MVD in AZ $3.00)
When you enter into a retail installment sales contract for the purchase of a vehicle, your down payment and your monthly payments go toward the total purchase price of your vehicle. When you have paid off the financing, you own your car. When you lease a vehicle, you make payments to use the...
  As the owner you can sell the car any time you wish as long as you pay off any existing loans. If you sell the car for less than the total loan, you are liable for the difference. Your lender should have a process for individual-to-individual sales. Often this can be done at their location...
Answer . NOT unless it was stolen. Stolen cars are reported stolen. Cars securing a loan in DEFAULT are reported as DELINQUENT to the credit bureau.. Answer . \nIf you choose to report the car stolen, go ahead. I would not reccommend it though. Filing a false police report is illegal in most...
no, i am so sorry, i cannot :) - ur stalker
Yes, if you have proof that you loaned them the money to purchasethe car and you are a lien holder on the title. Otherwise do notget the car or you can be charge with auto theft. I would contactyour local police for advice on how to proceed.
Probably, but you will not get near what you paid for it.
  == Answer ==     Get the loan company to put the price in WRITING for you BEFORE you take it back. If it is not a good price, go find another car.   == Answer ==   Tell the loan company to take a hike.
I have taken my caroff the road for the winter. Do I still need to pay insurance
while a 14 yr old might manage to get some kind of job in Florida they would not receive the same wage as an adult doing the same job. so to that question i would have to say no a 14 yr old can't get a real part time job in Florida.A 14 year old can work in Florida. I live in port orange Florida and...
The best answer for this question is to use your line of credit to buy this vehicle if it is for personal use.
  == Answer ==     Usually the more money a man (or woman) makes the child support will go up. You will have to seek legal council on this one. Unless you make this known to the courts there is nothing they can do.     However, it depends if he is making a lot of money because...
  == Answer ==     If you have collision insurance, they will pay out up to 40-70% of the value of the car in repair costs. Over that amount, it is considered totaled., and they cut you a check for the value of the car. The percentages vary with companies, vehicle, etc. You don't have any...
    This would be no, the 3 day receission notice is for mortgages. Actually, the three day right of recession applies to an in home sale with mortgages falling into that category. There are a few states that have a three day recession clause when it comes to the purchase of an automobile....
If you didn't take out the loan in your name than he commited fraud. You can ask the bank to prove you signed the document and take them to court over the matter.
Names on title appear as either (and) (or) if the title is and then both signatures are required. if it is or then only one signature is required to modify ownership of title.
Oklahoma has what is called a title 42 where you place a lien on a vehicle to claim ownership. however you can take death certificate to your local dmv and prove you are heir of the estate and the estate has went through probate and the estate is clear.
More than likely, however you will still end up owing a balance on the car and the primary signer and co signer will still be responsible for the balance.
Not usually, depends on the agreed terms. more often than not the buyer is responsible for registration of vehicle.
This will depend on your accounting method that you use. If you area cash basis business, then it is recognized when lease paymentsare received. If accrual, you could justify amortizing the paymentbut I cannot imagine why you would want to. I am assuming you arelessor in your question and not the...
.You should be able to sign a contract at any time. Most contracts  do not require a certain time of the day for the contract to be  signed. Many contracts have a time limit
No she is not they are all lies trust me i know that thay are so don't beleve it because if she was having a baby she would of not be abile to do high school musical 3 because she would of ben fat by then so she is not having a baby
  == Answer ==   The bank will sell your car at what ever price they can get and apply the proceeds to your account. If you owe them more than they get for it they will want you to pay the difference.  You should try to sell it youself for enough to pay off the loan. Banks won't
You should be able to get a car loan with a qualified cosigner.  Even with a repossession on your credit you should be able to  finance a car loan.
What is the law on returning a used car that is a lemon. You cannot return a car unless it qualifies under your states lemon law and that only applies to new cars. The Alabama lemon laws can be found in Title 8, chapter 20A of the code of Alabama. There are 6 sections. It is imperative that you keep...
Such charges will vary based on the location and what is being  financed.
The transaction itself consists of a down payment plus monthly rental payments which are often due on a weekly basis. Rental contracts can range from 12 to 24 months and sometimes longer depending on the vehicle in question. At the end of the rental contract, when all car payments have been made as...
  == Answer ==     Yes, a co-signed account is the same as a joint account. Terms are the same for both users.
Credit is good because it allows businesses and countries to finance current projects and pay in the future.Credit is also good because it allows working families to get a mortgage and pay for their house over a number of years.Credit is bad when it is used for greed i.e. companies that charge too...
Presuming no special dealer/seller return guarantee and that the car doesn't qualify as lemon under the lemon laws of your State (which all require a lot of proof and an opportunity for the dealer to correct), that as you say, you just don't want that car now: There is no time or limit on when you...
they both have to agreeand if one dosent agree the other cant sell it
Not if their doing something productive with it. The court will rule in their favor if they transport children, go to work, or something along those lines.
You are liable for the difference of the loan, for instance, you owed $9000.00 at the time of the write off, they are able to sell it for $5000.00, there will still be a $4000.00 deficit, you will be responsible for making up that deficit by paying the remaining $4 grand, settles the loan with the...
most cases no.. the company will write it off to the IRS as cancel credit/debt.. Then you will become responsible for taxes on the balance owed. Which the IRS will send you a 1099-C If you ever receive one paid it in full, interest and plenty fee will apply after a due date..
They won't repossess it for your license being suspended, but they can repossess it when you fail to make payments, regardless of what the current status of your license is.
No. You cannot insure something that you don't own. This is a factof life. The insured and the vehicle owner must be the same withthe only exceptions being members of a household immediate family,which does not include parents, brothers, sisters, friends, orboyfriends of the insured. If you are...
They making some buy and sell stuffs.
You are liable for everything. Fixing the car, paying for the car (the balance of the contract) and repo fees.
If the title has more than one name on it then yes. Or if you mean buyer and seller signature that is also yes.
Grace Period is a short story written in second person. It starts out by describing a nomal morning. Then it says that you feel for a moment as though the world is expanding and contriactin. You feel uneasy, but decide it is nothing. The you see a faint brightness over the hill, and the dogs in your...
  == Answer ==     You have to re-write the loan note with the bank...     Banks are not usually very willing to remove the co-signer from a loan, as it cuts the individuals that would be liable to pay off the debt in 1/2.     Good luck! You'd have an easier time refinancing...
  == Answer ==   Well,     First of all, it would have been a lot easier to include it in the bankruptcy.     You'll now have to do a "voluntary reposession". You call the lien-holder and tell them that you can no longer afford the vehicle. They may force you to keep the car...
 == Answer ==   It's in the trunk on the left hand side or the right hand side. It will prbably be a black rocker switch. Ive made that mistake b4. 
Unfortunately, no. When someone is cosigning something, they must be present. The reason being that they have to be there in person to sign the papers personally.
  == Answer ==     As long as the contract is in default, the lender can repossess the collateral.   == Answer ==   Which would mean no? correct?? If the payments have became current the loan would no longer be in default? I am I right or wrong?     You are wrong if the bank...
I would say a new door due to the fact a used door has used parts inside it and could cause problems later on how ever if cost is an issue then i would go with the used door but would lubricate the window and door knob parts inside with a white grease that will help prevent problem later on.
This again depends on where you are at. In Texas there is no grace period, but if you do not take posession of the car, you can escape.Posession is when you look over the car and sign the paper that all is OK. Boom. It is your car.If the car is defective, you might be entitled for a lemon law return...
Finance lease and operating lease are different things.
You ditch the car and get yourself a bike!
  == Answer ==     YES !!!!!!, You will be the next person they come looking for.
  == Answer ==   All Social Security benefits, including SSD are exempt from creditor action. Generally private disability or workman's compensation is also protected from garnishment by means of state statutes. The issue of seizure of one's home depends upon the state laws that govern the...
  == Answer ==   GENERALLY SPEAKING, ANY "PAYMENTS" ONE MAY BE RESPONSIBLE FOR AFTER VOLUNTARY REPOSSOSSION AND THE CAR HAS BEEN SOLD IS LIMITED TO THE AMOUNT ARRIVED AT AFTER SUBTRACTING POST-REPOSESSION SALES PRICE FROM THE LOAN BALANCE AT TIME OF SURRENDER. $5000 OWED ON CAR - CAR SOLD...
    == Answer ==       Not unless you have commited a crime. Being in default on a loan is NOT a crime. Repomen/women CANT arrest anyone. IMHO, attempting to scare someone into giving up a vehicle is the LAZY way to do it. It would be INSULTING to me if a so called "recovery agent...
It will show on your credit report where your bank loan was "Charged Off". This means the bank wrote off the money and gave up on collecting it. However they can sell that debt to a collection agency to try and collect it. It will show on your credit report for 7 years.
Yes, someone on the social security can be able to cosign for a  loan. The person cosigning the loan however has to have good credit  regardless of his availability on the social security benefit.
They don't repossess cars that are paid off. So your best bet is to call them and see if they want to deal with you. Usually, if they've gone to the trouble to repossess it, they won't deal with you.
Entrepreneurial finance: Entrepreneurial finance is that the study useful and resource allocation, applied to new ventures. it's a field minded to assist entrepreneurs create investment and funding selections, from pop out to reap. Personal finance: Personal finance refers to the financial...
if you hide the car and they can't find it, they want do any thing but look for the car consistance for about 60 days and stop for about six months, and start looking for the car again ...in about after nine months most car company stop looking for the car...and will but this on your credit report.....
As long as the bank does not require you to prove your income before approving you.
If you are a cosigner on a Federal Student loan, then the only way to get your name off the debt is to get the primary borrower to consolidate the student loan in only his/her name. This will remove you from the debt.If it's not a student loan, you are stuck. You can file a civil suit regardless,...
its food,mortagage,gas expences and utilities
This is dependent on who the dealer is (who they may use as a  lender), how expensive the car is, how long the loan term is, and  what you want your monthly payment to be. The most important  factors in this process are if you have stable employment and a  bank account set up.   The best...