Repossession

If the debt is included in the bankruptcy, the only option is to petition for the stay to be lifted. This is seldom granted unless it is secured property, or there are mitigating circumstances.

Bankruptcy lawyers take care of the massive amounts of paperwork and communication with the court. But perhaps the most important thing that an attorney can do is the consulting aspect. The law article below discusses what a bankruptcy attorney does. She will direct you as to the best type of bankruptcy to go for in your particular situation and clearly state the advantages and drawbacks.

Depending on which state you live in, you may be required to use a state approved bill of sale form. The state approved bill of sale forms typically require information such as: the seller's and buyer's name and address; the car's vin number, make, model, body type & year; odometer reading; and sale price. Some of these state approved bill of sale forms also require the seller's and buyer's signatures be notarized. Other states have moved this information to the title for you to complete when you sell the car and no longer require a state approved bill of sale form.

Payday loan interest is exhorbitant. If you default on a payday loan the interest will escalate. Payday loan lenders are at the bottom of the heap of unscrupulous lenders. They know you are in need and they know you may not be able to pay your loan on time. Generally, they will not set up a payment program with you and therefore the interest continues to build on the amount you owe until the entire bill is paid.

If you have given them access to your bank account they can cause your bank fees to escalate with Returned Check charges as they continue to send checks against your account.

You should call your state attorney general's office to make certain the lender is licensed in your state. If the lender isn't licensed, the AG's office may be able to provide you with the number of an agency that can help you with this problem.

Yes. As such they are governed and protected as any other federal investigator. EEOC Investigators are NOT armed.

Your a deadbeat. You don't make good on your promises. Would you lend you money?

Having learned from your prior bankruptcy...where you screwed those who trusted you the last time you failed to perform on your promises and such...the answer is: when you can actually afford one.

no Maybe or maybe not. We don't know the circumstances of the cheating, your ages, if this was the only time, or a string of affairs, is he repentent, are you ready to dump him for ever if it happens again? How can we answer a question with so little information? No. You can spend your precious time loving anyone you want. If you love him give it a shot! It's been two years and people MAKE MISTAKES and he may have matured by now and wants to prove to you he has matured. After two dates you'll know if he's changed for the better and if he has you can start a strong relationship and if not then you can walk away. As humans we need to gauge such things as someone cheating once because people do make mistakes. I have often posted there is zero tolerance for cheating and it's a chicken way out ... in other words people who want to date someone else have the option of being mature enough to tell their current girlfriend/boyfriend/husband/wife. Youth is about learning, so, he made a mistake and perhaps he's grown up. If you see everything in black and white then you could lose out on some great events in your life. Meet with him and see what happens. What do you have to lose!

Yes, your disability check can be garnished. The reasons can be child support and taxes even across state lines. This happened to me. Yes I am speaking from experience not some law book or hear say. You have no protected income.

Yes. You CAN retreive personal property (and your tag) from an impounded vehicle. There should be no charge for the storage of the property, however you will need proof of ownership of the vehicle. Repossessions are treated differently and you would most likely incur storage charges for your personal property. (Florida)

4 years on promissary notes. A judgment occurs when a creditor takes you to court and sues you for money you owe them. They must do this before the statute of limitations has expired for the original debt.

The statue of limitations in Ca for a credit card debt is 6 years from the last payment made on the account. I have been working in Collections for 14 years and they legally cant take you to court and get a judgment on you if you have not paid toward the account in 6 years. However it will still stay on your credit report for 7 years. A lot of Card companies will sell your debt to collection agencies. Don't be intimidated by them.... They will try to tell you that the time starts over because they own the note now.... NOT TRUE.. It will always go by when you made the last payment.

Ken

Quentyn, these questions are best asked of your B/K attorney. S/he will give you the legal advice you are PAYING for. Good Luck If your car is repoed and you've already filed for Bankruptcy (Chap 7) will you be able to ask for your car back if you still want to continue paying?

Replevin is a cause of action that has as its goal the "replevy", or taking back, of an item of personal property, usually upon which money is owed. In this case, although it is not stated in the question, it appears that the replevin is based upon a car loan. If that is the case, and a lawsuit has been filed, the court must have both personal and subject-matter jurisdiction over the matter. Subject-matter jurisdiction means that the cause of action is being handled in the right court--for example, in the court of the state that handles actions in an amount into which falls the amount of this debt. Personal jurisdiction means that the court has to obtain jurisdiction over the person or entity being sued. This is usually accomplished by serving (delivering) a summons, complaint, or in the case of replevin, a "writ") upon the person or entity being sued. The law of the state in which the matter is pending will dictate how service can be made. The ideal is to actually deliver it to the person or entity. However, if he, she or it refuses to accept it, the law of the jurisdiction may permit another means of service, such as my posting it or advertising it in a newspaper of general circulation.

I went to the City of Columbia office on main street. Because I lived in Lexington county and not Richland I was not required to purchase a Columbia Business license. My next step will be going to Lexington county.

YOU are responsible for the car to the loan is payed off. The more it sells far after repo, the less you will have to pay later. get the car back, clean it up, and give it to the lender. WHY??? Folks who drive cars that don't cost them anything usually don't take care of them and the car isn't worth much when it gets to the auction. Basically you are GIVING them money that YOU will have to pay back. Its NOT good.

Usually, there are only two ways to charge a Larceny offense - GRAND Larceny and PETIT Larceny. The difference bewtween them is the value of the goods that were stolen and this amount changes from state-to-state.

can the state of maryland garnish my government disability check for back taxes owed the state of maryland ?no they cannot, u.s.gov. disability or social security cannot be garnished, Except for child support and Federal TAXES.

depends on the hitch and how big the vehicle being towed is

Selling or otherwise transferring an asset in anticipation of bankruptcy can cause issues. See a lawyer in your area. Please note that nothing in this posting or in any other posting constitutes legal advice; this is simply my understanding of the facts, which I do not warrant, and I am not suggesting any course of action or inaction to any person.

Yes, your car will be sold and if the price they sell it for is less than the balance left on the loan, plus the repossession fees, you will be responsible for that difference and will have to pay it.

No you can't go to jail for it just make sure you use it in the right context cause like a lot of words it has more than 1 meaning it means a derogatory term toward blacks friend and also ignorant person

Forever Adding: I believe the questioner may actually mean to say - does the lien holder have to wait to sell it. Perhaps he doesn't understand that after repossession, it is then "their", that is the lenders, vehicle.

There can be no specific answer to the question. Creditors/collectors are usually in no hurry to pursue a lawsuit for debt, as the average SOL for filing a suit for unsecured (credit card) debt is 5 years. The average time for a suit to be heard after it has been filed is 18 months; although due to the economic crisis, courts are rapidly becoming backlogged with such matters so the time frame could be much longer. The execution of a judgment writ itself, has specific time limits depending upon how the judgment is to be enforced and/or the laws of the debtor's state. The debtor(s) will always receive a final notice of judgment whether or not he or she appeared at the civil hearing (trial) before the judgment can be enforced. Never, never ignore a lawsuit summons nor a notice of final judgment, it may result in the debtor's forfeiture of his or her right to protect real and personal property from attachment/levy.