Repossession

You have the right to possess the car if your name is on the title as a co-owner.

Generally speaking, yes, but if you want to have it loaded and accessible, it depends on which state you are in. Each state sets its own laws regarding permits and carrying handguns. Check the related link for more specific information.

That will depend on the contract and shipping instructions. You can specify whether title transfer upon shipping or on receipt.

Generally ten years, but there are several things that can extend this. Anytime the IRS cannot collect the debt, the statute of limitations is tolled, or stopped. This includes filing bankruptcy, filing certain appeals, filing an Offer in Compromise, or if you leave the country.

Yes, you can keep you car in chapter 7 bankruptcy. In Chapter 7 bankruptcy there are some rules. You can only file Chapter 7 if your income is below your state's median or is not enough to pay off your current debt.

before your car is repo'd you can do whatever you want, take your personal belongings, take out any accesories you may have put in if you dont plan on getting the car back. This MAY be illegal in some states I suggest you ask an attorney to make sure

Yes, you can. Before reporting it stolen I suggest you record (with her permission and knowledge of recording) that you want car otherwise it will be reported stolen. If she refuses to give you the car then you can report it stolen. I would check with local police or county police as some will not care and do nothing but get your car back without arresting spouse. It depends upon the state you reside in and the circumstances under which the vehicle came into her possession. Simply because the vehicle is in one spouse's name does not translate into the other spouse being liable for grand theft auto or any criminal act.

Yes. The borrower is responsible for the entire loan amount. The car is considered collateral for the loan. This does not imply that the loan value cannot exceed the collateral value. In fact this happens on almost every car loan, especially with new cars. The lender can repossess the car and sell it. They are required to apply the proceeds from the sale to the loan principal, but any remaining balance is the borrower's responsibility.

If the debt is included in the bankruptcy, the only option is to petition for the stay to be lifted. This is seldom granted unless it is secured property, or there are mitigating circumstances.

Bankruptcy lawyers take care of the massive amounts of paperwork and communication with the court. But perhaps the most important thing that an attorney can do is the consulting aspect. The law article below discusses what a bankruptcy attorney does. She will direct you as to the best type of bankruptcy to go for in your particular situation and clearly state the advantages and drawbacks.

Depending on which state you live in, you may be required to use a state approved bill of sale form. The state approved bill of sale forms typically require information such as: the seller's and buyer's name and address; the car's vin number, make, model, body type & year; odometer reading; and sale price. Some of these state approved bill of sale forms also require the seller's and buyer's signatures be notarized. Other states have moved this information to the title for you to complete when you sell the car and no longer require a state approved bill of sale form.

Payday loan interest is exhorbitant. If you default on a payday loan the interest will escalate. Payday loan lenders are at the bottom of the heap of unscrupulous lenders. They know you are in need and they know you may not be able to pay your loan on time. Generally, they will not set up a payment program with you and therefore the interest continues to build on the amount you owe until the entire bill is paid.

If you have given them access to your bank account they can cause your bank fees to escalate with Returned Check charges as they continue to send checks against your account.

You should call your state attorney general's office to make certain the lender is licensed in your state. If the lender isn't licensed, the AG's office may be able to provide you with the number of an agency that can help you with this problem.

Yes. As such they are governed and protected as any other federal investigator. EEOC Investigators are NOT armed.

Your a deadbeat. You don't make good on your promises. Would you lend you money?

Having learned from your prior bankruptcy...where you screwed those who trusted you the last time you failed to perform on your promises and such...the answer is: when you can actually afford one.

no Maybe or maybe not. We don't know the circumstances of the cheating, your ages, if this was the only time, or a string of affairs, is he repentent, are you ready to dump him for ever if it happens again? How can we answer a question with so little information? No. You can spend your precious time loving anyone you want. If you love him give it a shot! It's been two years and people MAKE MISTAKES and he may have matured by now and wants to prove to you he has matured. After two dates you'll know if he's changed for the better and if he has you can start a strong relationship and if not then you can walk away. As humans we need to gauge such things as someone cheating once because people do make mistakes. I have often posted there is zero tolerance for cheating and it's a chicken way out ... in other words people who want to date someone else have the option of being mature enough to tell their current girlfriend/boyfriend/husband/wife. Youth is about learning, so, he made a mistake and perhaps he's grown up. If you see everything in black and white then you could lose out on some great events in your life. Meet with him and see what happens. What do you have to lose!

Yes, your disability check can be garnished. The reasons can be child support and taxes even across state lines. This happened to me. Yes I am speaking from experience not some law book or hear say. You have no protected income.

Yes. You CAN retreive personal property (and your tag) from an impounded vehicle. There should be no charge for the storage of the property, however you will need proof of ownership of the vehicle. Repossessions are treated differently and you would most likely incur storage charges for your personal property. (Florida)

4 years on promissary notes. A judgment occurs when a creditor takes you to court and sues you for money you owe them. They must do this before the statute of limitations has expired for the original debt.

The statue of limitations in Ca for a credit card debt is 6 years from the last payment made on the account. I have been working in Collections for 14 years and they legally cant take you to court and get a judgment on you if you have not paid toward the account in 6 years. However it will still stay on your credit report for 7 years. A lot of Card companies will sell your debt to collection agencies. Don't be intimidated by them.... They will try to tell you that the time starts over because they own the note now.... NOT TRUE.. It will always go by when you made the last payment.

Ken