Home Equity and Refinancing

Yes, that's usually the minimum savings amount that I recommend to someone who is contemplating to refinance. If you save $100 a month that equals $1,200 a year, which totals to $18,000 in 15 years and $36,000 in 30 years. Weigh that wersus the costs (usually no more than $6000, worse case scenario) and that to me seems like a wise decision. If you need any help with this feel free to call my office (214)607-1445.

it is crushed into sand like powder by hammers.

A home is not discharged in bankruptcy. The mortgage(s) and home equity loans, lines of credit, etc., are discharged, but you have to abandon the real estate in the bankruptcy. That means the mortgagee can go ahead with a foreclosure if there was none before the filing, once the Chapter 7 is closed. Chances are the mortgagee would ask for relief from stay to go ahead with the foreclosure. The trustee may get any excess from the sale, unless it was exempted.

On Monday because is the day of us to get the rest of the rest of

Yes, in about 5 billion years, the sun will enter its red giant phase and its outer layers will expand, likely engulfing the Earth in the process.

Pseudomonas aeruginosa is a common hospital pathogen that can grow abundantly in soap dishes due to its ability to form biofilms and its resistance to disinfectants. Regular cleaning and disinfection of soap dishes can help prevent the growth and spread of this pathogen.

There has been no official announcement regarding the release date of the next season of Doctor Who. The production schedule can vary, so it's best to stay tuned for updates from the BBC.

The sun will eventually exhaust its nuclear fuel and swell into a red giant, engulfing the inner planets, including Earth. It will then shed its outer layers to form a planetary nebula, leaving behind a slowly cooling remnant called a white dwarf.

The rock cycle is a closed system because the total amount of rock material on Earth remains constant; it is continuously recycled and transformed into different rock types through processes like weathering, erosion, melting, and cooling.

By-products of sugar refining include molasses, bagasse (fibrous residue from sugar cane), and filter cake (solid waste from filtering the sugar syrup). These by-products can be used in various industries such as animal feed, biofuel production, and as ingredients in food products.

The acid test is one of the easiest mineral identification tests to perform at home. It involves using household vinegar to see if a mineral fizzes or reacts when in contact with acid, indicating its carbonate content. This test is simple and can help differentiate between different minerals based on their acid reactions.

Metal stamping is a manufacturing process in which sheets of metal are shaped or trimmed using a press tool and a press machine. The metal is placed in the press, and then a tool or die is pressed into the metal to create the desired shape. This process is commonly used to produce components for various industries such as automotive, aerospace, and electronics.

The high viscosity of dish soap is due to the long-chain molecules in the soap, which create resistance to flow. These molecules interact with each other, forming entanglements that make it difficult for the soap to flow freely.

The bulk density of wood chips varies from about 550 Ibs/cu yd for new wood chips to 750 Ibs/cu yd for recycled wood chips.

You can separate the wood chips from the sand and sugar mixture by using a sieve or a mesh screen. The smaller particles such as sand and sugar will pass through, while the larger wood chips will be left behind.

Gain liquid dish soap typically includes ingredients such as water, sodium laureth sulfate, sodium chloride, cocamidopropylamine oxide, and fragrance. It may also contain preservatives, colorants, and other cleaning agents to effectively clean dishes and remove grease and food residue.

No, a tornado cannot be created using liquid dish soap. Tornadoes are a complex meteorological phenomenon that require specific atmospheric conditions, such as warm, moist air colliding with cool, dry air. Liquid dish soap does not have the properties necessary to generate a tornado.

If Earth had no tilt, there would be no seasons as we experience them now. This tilt is what causes variations in temperature and daylight throughout the year, leading to distinct seasons. Without it, much of the planet would have consistent weather patterns and temperatures.

One common method to test the density of wood is to measure the mass and dimensions of the wood sample, then calculate its volume. By dividing the mass of the wood sample by its volume, you can determine the density of the wood in grams per cubic centimeter. Another method is to use a densitometer, a device specifically designed to measure the density of materials like wood.

Ammonia is commonly used in alka-seltzer tablets as a buffering agent to help keep a stable pH in the stomach. In dish soap, ammonia is sometimes included as a cleaning agent to help break down grease and grime on dishes.

Products of SN1 reactions are typically racemic because the leaving group leaves first, forming a planar carbocation intermediate. The approaching nucleophile can attack from either side of the planar carbocation, leading to a mixture of R and S enantiomers in the final product.

Ajax dish soap is not classified as nonionic. It contains surfactants which help to break down grease and grime on dishes.

No, mixing Dawn dish soap with food coloring will not result in a chemical reaction. Dawn dish soap is a surfactant that can help spread and dissolve the food coloring in water but it does not lead to any chemical changes in the substances.

Ajax cleanser (or Ajax brand cleanser with bleach) is a powdered household and industrial cleaner introduced by Colgate-Palmolive in 1947. Its slogan was "Stronger than dirt!", a reference to the mythical character Ajax, one of the strongest characters in Greek Mythology.