Loans

Often, a mortgage rate depends on the person's credit. If the credit rating is good, then they usually get a lower interest rate. But if their credit is not good or if they have not yet established a credit history, then they often pay a higher rate.

Interest remains the same over life of loan

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No, most banks will not give a person a school loan if they have bad credit. The person may qualify for other programs if turned down.

No, you will not be able to get a payday loan on a child's social security disability check with or without a debit card.

A buisness plan.

Usually, Insurance Companies gives its insurers an extra of 10-15 days to if they neglect to pay the premium before the due date. Further, if you even delay it further, then you may loose your insurance. You can resurrect it by paying a large amount to the insurance companies.

To cosign a loan is to guarantee payment if the borrower fails to pay.

Payback time refers to the period required for an investment to generate enough cash flow to recover its initial cost. It is a key metric used in financial analysis to assess the risk and profitability of an investment. A shorter payback time is generally preferred, as it indicates a quicker return on investment. This concept is commonly used in business and personal finance to evaluate projects or purchases.

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Until the car is paid for, the company that made the loan still has a financial interest in that car for the amount that is still owed. If that amount is not paid, the holder of the loan has the right to repossess and sell the car. If that does not generate sufficent funds to pay the loan balance, they may make a claim against the estate of the debtor.

A borrowers slip form can be used for many things. It's a form showing that you are borrowing something. It can be used in equipment checkouts, for monetary means, etc.

If a husband and wife buy a house together and the wife's name is not put on the deed until the second mortgage, yes, the deed is still shared after the second mortgage is paid off.

Yes, the husband can rent the house if he has the Mortgage in his name but the Deed of Trust is shared.

You can. You just have to meet the requirements. If you don't have a regular income, plus sufficient proof of integrity and intent and ability to repay, plus collateral, plus whatever else the bank requires, then you're not meeting their terms, and they (usually) won't want the risk.

The symbol for THL Credit Senior Loan Fund in the NYSE is: TSLF.

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Metro bank offers Metro bank Housing Loan at a low 6.00% p.a. interest rate of plenty lock-in period options. In case of early settlement within three years, a penalty (up to 5%) will be charged on your unpaid loan amount.

To calculate the monthly payment for a loan of $118,000 at an interest rate of 9.25% over 30 years, you can use the interest rate factor. Multiplying the loan amount by the interest rate factor gives: $118,000 * 0.00823 = approximately $970.14. Thus, the approximate monthly principal and interest payment would be around $970.14.

Unfortunately, 578 is a really low credit score and will make it very difficult to qualify for a loan. Most places also require that you have held a job for at least three months in order for you to borrow. If you have the title to your car you may be able to get a loan that way. However, be careful as you will have an inflated interest rate and may be required to pay weekly on the loan.

Your best bet may be to try to find employment first and then going into your bank requesting a secure credit card or loan. This will typically require money upfront (varies by institution but is typically no less than $100) which they will hold for a given amount of time until you have established a solid payment history.

In Ohio, signing a quick claim deed to land and a house when your name is on the loan will still make you legally responsible for the loan.

In Ohio, if you sign a quick claim deed to land and a house when your name is still on the mortgage loan, you will still be responsible to the bank.

Defaulting on a payday loan does not, in and of itself, constitute check fraud.