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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

How politely refuse gift?

It depends. If someone goes out of their way to buy you something, especially for you, and tries giving it to you, you should take the gift and thank them. If you were to say no to them and tell them to go get their money back, that's kind of humiliating on their part. But if they try giving you something such as money, then yes, it is okay to tell them politely that you do not wish to take their hard earned money.

Are you allowed to retrieve personal property from a repossessed vehicle in North Carolina?

Yes, the business where the vehicle is located must allow the retrieval of personal items from the impounded vehicle, and is required to keep those items secured until they have been returned to the legal owner or the court rules otherwise.

If someone owes you money can you put a lien on their car?

Yes you can! There are certain steps you can take, just make sure to follow the laws and regulations of your state.

1. Locate the signed work order of the customer.

2. The customer has a "reasonable" time to pay. You have to wait for the period to expire before you file your claim.

3. Get the proper form which can be located at your state government's website.

4. Send the customer a certified letter stating that repayment couldn't be arrange.

5. If there's no response file the lien where in the county where the car's located. The county clerk can help you with filing.

If the customer doesn't response to the affidavit the court will set a hearing date. If the customer doesn't respond to the court, a lien will be issued.

Best of luck to you.

A lien can be filed without the necessity of a lawsuit judgment only if it pertains to work done on the debtor's property, such as improvement of a structure or repairs on a vehicle. Such liens are referred to as Mechanic Liens.

The party wishing to partake in such action can file in his or her own county and if the lien is found to be valid it will be attached to the property designated even if that property is not located in the same jurisdiction. Such action is known as a "foreign judgment/lien".

Although court clerks can supply the necessary forms and other general information relating to how to file the complaint they cannot assist the person in any other manner. They cannot offer advice or opinion on the matter in question.

How long to have to register for new plates?

at the end of the month shown on the sticker on your license plates

What does it mean for a bankruptcy to be dismissed?

"Case dismissed" means the same as any other time you hear it. Dismissed means that the case has no merit or means to go forward and that charges (in this case, the charge of bankruptcy) can not be proven or declared. The bankruptcy was not granted.

How much do repossesion agents make?

Based on the ones I know,$45-65 K per year. that will vary by region and other factors.

Its really not that much actually anywhere from $125.00 to $325.00 depending on how much time you have to spend looking for the car.Most of the time its the gas running around trying to find the car and find where its hidden.A lot of upfront cost out of your pocket.

When can you sue for breach of promise?

In most states you can not sue for breach of promise to marry. In the states that breach of promise to marry is covered under tort law and breach of contract, you can sue for financial damages.

Do you still pay rent if you file for bankruptcy?

Yes, you still pay rent, because being bankrupt does not entitle you to free housing.

Does a finance co have the right to repo your vehicle if impounded by police?

Absolutely. Here's the thing of it - as long as they hold a lien on it, it is not YOUR vehicle - the finance company is the sole legitimate owner of it until you pay off that lien.

When a vehicle gets impounded, there's a limited window in which it can be reclaimed before they auction it off - the priority of the state collecting on a debt outweighs those of private institutions, and they can sell the car with the purchaser being free and clear the moment they buy it and effectively break the finance company's lien on the vehicle. The finance company isn't going to be keen to let this happen, and will take steps to ensure that it doesn't, including repossessing a vehicle they fear will be lost in impound.

Can you legally tow a car with your vehicle?

Depends on the state. Hawaii? Yes! Aloha. Answer 2 Varies from state to state. Typically you can tow anything that your license class will allow. Higher license classes allow for more towing capability obviously. Also, you are required to "properly secure" all connections prior to departure and not tow anything that exceeds what your own car can handle. Also, you are not to tow anything so heavy that it can interfere with the handling of the car that is doing the towing.

Can an employer terminate an employee after they file bankruptcy?

In at will employment states, yes. In these state, an employer can fire an employee who has tuna for lunch instead of ham. They need no reason to fire you. In all states, if you are employed in a position where you handle money, accounts, or are required to maintain a certain level of responsibility, then yes. The bankruptcy demonstrates for the employer that you have a certain level of irresponsibility in your life, and can terminate your employment, especially those employers who obtain a credit report on you prior to your initial higher.

What is the law on personal property when an eviction is taking place?

You should be able to remove all of your belongings within a certain time frame. However, it is not very long: maybe a day or so. Usually people have received warning that eviction will occur and they should plan accordingly to remove everything within that time.

When will the bank come and take your car after your bankruptcy is final?

Usually, you get to keep at least one car in a bankruptcy, and in fact it's rare the bankruptcy will ask you to sell any car, unless it's clearly a luxury vehicle not required for work. So your Mustang is safe but your Rolls Royce might be in danger. If you owe money on the car, you can reaffirm the debt, and thus keep the car and the original payment plan. Alternately, it's up to the creditor -- they can repossess immediately if you don't reaffirm.

The right of the government to take away private property for public use is called?

The legal term is "eminent domain". The power is derived from the 5th Amendment of the United States Constitution. ...nor shall private property be taken for public use, without just compensation.

Is it legal to park your commercial truck in your driveway?

It is not illegal to park your commercial truck in your driveway. However, there may be other relevant rules that apply. This includes any homeowners association rules, or rules by the company that employs you.

Will bankruptcy keep you from enlisting in the military?

no it won't, the only way it will make it take longer to join is if you are still in the process of bankruptcy.

Can the repo man take the car with a person in it?

No they cannot but that does not mean repo morons won't try.If you have any doubts call the Police Immediately !!!!

Can your car be repossessed during a chapter 13 bankruptcy?

BK proceedings will stop repo. action temporarily. A car is a secured debt, whether or not the lender will let you reaffirm your loan is entirely their decision. Most will if they feel you are going to be able to honor the contract. Repossesion is ususally more aggravation than profit for the lender. There may be, however certain BK statutes in your state that govern how such actions are governed.

When does the bank give you the deed to your house?

You should get the deed to your property at the closing and it should be recorded immediately. Some land records offices scan it and return it immediately, others take longer to get the information into their systems and will mail it back within a few weeks. Some registered land systems keep the original in their files. You can obtain a copy from wherever the deed was record.

How do you get your car from police seizure?

If the vehicle has been impounded the owner has to go to the impound lot with the proper documents of ownership and pay all charges that are applicable. If the car has been seized under a forfeiture law, the owner will have to wait for the court hearing to determine what action will be taken concerning the vehicle.

How do you put a lien on someones home without going to court?

Your first step should be to contact an attorney. Beware of self-help lien forms that are on the market. These will work fine if you are experienced in your state's real estate laws. If you are not experienced, even a small mistake can be grounds for voiding the lien and an award of attorney's fees in favor of the person who owes you money.

Who signs the contract first the seller or the buyer?

Typically a real estate contract begins with a written offer from the buyer. The offer, to be official is signed by they buyer. From there there seller may make amendments and sign and amended contract, that needs to be approved and the changes are either initialled by the buyer and the seller or a new contract containing agreed upon amendments is resigned by both parties. The signing continues until a final agreement with all agreed changes has been signed by both parties. For further information, see the related link below.