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Repossession
Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.
11,694 Questions
Who does the sheriff answer to?
In most states, a County Sherriff is a directly-elected position responsible to the voters of his/her County. Without money, however, the office can do little so budgets passed by the county's Board, Commission or however-named local taxing body provide a FUNCTIONAL responsibility to that body. In short, your County Commission probably "fie" the Sherriff, but they can make his orher job MUCH harder (or easier) depending on relationships.
How do you retrieve an impounded car?
It is unlikely that you can.
If you can't prove it's yours, why would they let you have it, and if it's not insured, why would they let you drive it illegally?
Where can you find a pro bono attorney to help you with a family law case in Wisconsin?
A few private lawyers may take a case pro bono if they are interested in the subject matter, but they are very rare and they don't advertise free services. Finding one to take a divorce case will be much more difficult; you will need to ask around. It's much easier to find free legal help from an agency that is set up for that purpose. If you can show that you can't afford to hire a private lawyer, you may be able to get help from a legal aid office.
The related link below has a list of legal aid providers in Wisconsin, with links to their websites, arranged by county. The "Statewide" category at the top of the list has links to directories of legal aid providers, where you can search for providers by location and type of case. You will find that many legal aid and volunteer lawyer agencies do not handle divorce cases - but others do. Agency websites may have information about the types of cases they handle, but you may have to contact the agency and ask.
If you don't qualify for legal aid because you make too much money, you may still be able to find a lawyer who will do some work for a reduced fee; try the "Lawyer Referral and Information Services" link in the Statewide category.
Why is there a lien on your car?
Typically because you owe money on it. When you take out a loan, the lender will use the car as collateral. This way if you default (fail to make payment) the lender can reposes (also known as recovery) the car to attempt to recover their loss. Once you have satisfied your debt the lien will be lifted. You can then go to the SOS or DMV with your title and prof of lien holders satisfaction and have the lien removed from the vehicles title. Some financiers do this last step for you.
Liens can however be more complicated. The lien is partial ownership of the said collateral, meaning you cannot sell a vehicle without the consent of the lien holder. Lenders can get away with it because upon your failure to make payments, you void the contract and forfeit your portion of ownership.
How soon can you get a car inspected in PA?
It is important to have a car inspected. Once a person signs the papers to a car, and ownership is given to them, they can have the car inspected immediately.
Who makes the most money in a year?
Buisiness maybe a doctor surgeon lawyer or something go on goolge and type that in u will find an answer
Sales people..
Can police help in repossession?
If you get a Writ of Replevin from the court, which is expensive, then they will force whoever it is to surrender the car (I'm assuming you're talking about a car). If you are just repoing on a defaulted contract, then the police can be called to "keep the peace," but the debtor may tell you to leave and if you refuse, or "breach the peace," you can be arrested.
Can the Title Loan company repo your car when you have a title that says there is no lien holder?
depending on the motor vehicle laws of your state but in the state of Arizona where i am from if you have the title in your name with no lien holder you are the rightful owner of the vehicle and nobody has authority to take it away unless you have signed a power of attorney and a title and registration application adding the finance company to your title.
http://www.1stopautotitleloans.com
What are essentials of valid contracts under the Indian Contract Act?
Essential features of a valid contract Contracts come in all shapes and sizes. Some are verbal, some are written. Some are formal, some informal. The use of the internet and electronic technology is also becoming increasingly common in the context of forming contractual relationships.
It is, therefore, important to understand the essential features which make a contract valid, binding, and enforceable. What is a contract? A contract is an agreement between two or more parties that is intended to be enforcable. A contract may be created: * Orally; * In writing (including by electronic means or through a website); * By inference or conduct; or * By a combination of all or any of the above. Essential elements?For a binding contract to be formed there must be: * An offer which is accepted and for which valid consideration is given; * An intention to create a legal relationship; and * Certainty of terms. Special rules and principles may apply to contracts that concern specific subject matter, such as employment contracts, the sale of land, and the sale of goods. The offer * Must be communicated. * Can be revoked at any time prior to acceptance. * Must be distinguished from an invitation to treat which is where a party communicates that it is prepared to enter negotiations with a view to forming a contract. The acceptance * The acceptance: * Must be communicated. * Must be of the offer made, otherwise it could be a ëcounter-offerí. * If posted, occurs on the date posted, if by phone, fax, or email, it occurs when received. Consideration * Must be ëvaluableí. Something must be supplied in return for the promise made by the offeror, eg money. * Must not be unlawful or gratuitous. * Must not be something already done or suffered (past consideration). Intention * The parties must intend to be bound by the contract. However, performance of the contract may be conditional on other matters occuring. Certainty * There must be certainty as to the parties, subject matter, and price. However, a contract that leaves terms to be determined by a third party will not be invalid for uncertainty. * Many contracts require parties to agree to standard terms and conditions. Make sure you read the fine print so that you understand what you are signing up to. Proving a contract It may be necessary at some point to prove the existence of the contract or explain or defend its actions before a court or some other forum. An oral contract may be difficult to prove, for example, if the parties to the contract disagree on its terms or whether it was ever formed. A paper trail is important to proving a written or electronic contract. Care should be taken not to destroy relevant written evidence of a contract. Enforceability Although a contract may have all of the essential elements, it may not be enforceable because of some other issue, such as: * Lack of capacity of one of the parties (eg one of the parties is a child). * Where a mistake is made about the nature of the contract. Relief may be granted under the Contractual Mistakes Act 1977 where the mistake results in a substantially unequal exchange of values. * Where there has been misrepresentation of a particular fact or facts inducing a person to enter into the contract. Under the common law and the Contractual Remedies Act 1979 there may be a right to cancel the contract and/or claim damages. * Where a contract is illegal or immoral or is effected by duress or undue influence of one party over another. * Where a contract unduly restrains a person in their trade. Remedies for breach Remedies for wrongful failure by a party to perform their obligations under a contract may include: * Damages; * Cancellation of contract; or * Specific performance. Damages Generally, damages will be awarded if the loss suffered: * Was caused by the breach; and * Is not too remote, ie the loss was reasonably forseeable. The amount recoverable is usually the amount necessary to put the party not in breach in the same position as if the contract had been performed. Cancellation In addition to damages, common law and the Contractual Remedies Act 1979 may allow a party to cancel or affirm a contract where the breach is due to a misrepresentation. Specific performance This is usually granted for breach of contracts for the sale of land or unique personal property. It is not usually granted if damages are considered an adequate remedy; if they are against or for an infant; or to enforce a contract for personal services. Statute of limitations The limitation period for all simple contracts is 6 years from the time the cause of action, eg breach, arises. Finally Never sign a contract unless you are sure you understand it. Generally, you will not be able to get out of it later. If there are any terms you are unsure about get legal advice.
Do you have to have a city business license if you have a West Virginia state license?
Business licenses are permits issued by government agencies that allow individuals or companies to conduct business within the government's geographical jurisdiction. It is the authorization to start a business issued by the local government. A single jurisdiction often requires multiple licenses that are issued by multiple government departments and agencies. Business licenses vary between countries, states, and local municipalities. There are often many licenses, registrations and certifications required to conduct a business in a single location.
Source: Wikipedia
What property is exempt from a judgment creditor in West Virginia?
PA. is one of the very few states that does not allow wage garnishment for creditor debt. It does however allow bank account levies, although married couples holding joint accounts may be protected by TBE laws. Homestead exemption for a primary residence is $8,725 if married and only the debt(s) are single TBE laws apply; $2,775 vehicle exemption, $1,750 in trade tools, $9,650 for any other personal property that the debtor chooses to protect. Unsecured creditors do not try to attach or liquidate such things as furnishings, it is too complicated and hardly if ever profitable. If the debt pertains to a married couple and it is not a joint debt, then TBE laws will more than likely apply and there is very little a creditor can do to execute a judgment unless the debtor owns property in their name only. Federal non-bankruptcy exemptions can be used in conjuction with state exemptions when it applies to a lawsuit, these exemptions include all SS benefits, private disability benefits, pension exemptions, and so forth.
Can your car be repossessed if your wages are already being garnished?
What happens is this, the vehicle gets repo'd. You still owe the deficiency after the vehicle is remarketed. The bank will take you to court for the deficiency. If you do not pay the deficiency if you are ruled against, they may garnish wages by court order. It takes legal action for wages to be garnished.
How do you collect monies owed to a business by a contractor for work you performed on a property?
Place a lien on the property,house,etc. You will have to go to the courthouse where the property is and file a lien against the person(s) who owes the money. If it's a house,building,etc. the property cannot be sold until the lien is solved. It varies by state so check with your local courthouse.
No! that is a civil matter and the police can not enforce civil law, you must settle it in a court. The police, however, can stand by to keep the peace if the other party is willing to let you remove the property.
Can a motorcycle that has been taken apart be repossessed?
The company who repossessed the car now has the collateral to make up for the amount of the balance of the loan owed to them. If there is more owed on the loan than the car is worth, it is possible to be sued for the deficiency. If a judgment is entered after this occurs, and that amount is not paid or settled voluntarily, the lender could seek to garnish a bank account or a person's wages or file a lien against real property. If the motorcycle has a loan on it, it is already encumbered and not subject to a separate lien.
Who is at fault if a bus takes off your car door right after you enter your vehicle?
This depends on the law of contributory negligence in your state. If you live in a contributory negligence state, you are at fault for leaving the door in the path of the bus. If not in a contributory negligence state, fault is apportioned at trial. I am a retired attorney. I would suggest you contact your insurance company for the necessary information.
Can you carry a concealed weapon in Tennessee with a SC concealed weapons permit?
Yes. The state of Tennessee recognizes handgun permits from any state.
In pa if you drive truck with gvw of 26000 pounds with air brakes do you need cdl license?
26,000 lbs. is what the manufacturer rates it at. So long as you do not let that vehicle get over a gross weight of 26,000 lbs, you do not need a CDL to operate it.
The only times you are required to have a CDL for a vehicle under 26,000 lbs. is when it's carrying a sufficient quantity of hazardous materials that placards must be displayed, or if it's designed to carry more than 15 persons (including the driver).
If you're attaching a trailer to this 26,000 lb. truck, then you are creating a combination which is rated at over 26,000 lbs. GVWR, and will need a CDL with air brake allowance - Class B is the trailer or vehicle in tow is rated under 10,000 lbs, Class A if the trailer or vehicle in tow is rated over 10,000 lbs.
Does new york allow garnishment of wages?
The law allows only one garnishment procedure at a time, they are taken in priority; for example a wage garnishment for child support would supercede a garnishment for credit card debt. The maximum for creditor debt in N.Y. is 10% of gross income (income before any deductions). The maximum for child support is 25% of disposable income (income left after state and federal taxes, social security, medicare, pension, etc.) When pertaining to garnishment by creditor lawsuits the law allows the state percentage to be used if it is lower than the federal amount. Pursuant to federal law, the first $154.50 of weekly income is exempt from garnishment.
How do i surrender my house after filing chapter 7?
In general that is dependent on the lender and the provisions of state statutes. It may also be affected by whether the filing was a federal or state BK. In some instances the consumer has up to a year before having to vacate the premises, in others it can be sixty to ninety days.
It is 2014. There is no such thing as not being found by the repo man. We spend $5k to $8k a year to find people who can't seem to do the right thing, like giving back something that does not belong to them. I have seen an R.O. run for over 7 years but the old repo saying goes you can run but not hide. In that amount of time if you can't pay for your car you're going to get kicked out of your house, which we can check though your county court office; this is checked on all runners at least two times a week. This is just the smallest thing that takes place in a recovery company's office. Just remember the car you call your own never is yours until the company signs the title over to you and until that happens your car is being looked for. People in the old days took back items that they could not afford; today people just steal it and think it's all good cause they paid a little down.
Does California require 2 license plates on a vehicle?
I only received one plate in the mail and have been driving that way (in Los Angeles) for 4 years. However a policeman stopped me yesterday and said I must have both front and back plates.
How do you find owner of a car?
You can't easily. Although the DMV files are public records, you must be able to correlate a license plate number or some other identifiable piece of information about the vehicle in question in order to get any information in return.
If your house is being foreclosed on, you need to file a chapter 13, with a plan for paying the secured debt arrears, including the mortgage(s) and have the income left over every month to pay the plan (and the trustee's percentage).
Does repo man leave a note saying they took it your vehicle?
nope they dont, but dont worry, in at least a year the bank will send you a letter telling you they sold your car at auction and you still owe them alot of money
