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Repossession
Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.
11,694 Questions
How delinquent do your payments have to be before your vehicle will be repossessed?
A GUY I KNOW PERSONALLY AND VERY WELL, WHO OWNS A CAR DEALERSHIP ANSWERED THAT VERY QUESTION FOR ME WHEN I ASK. HE RESPONDED SAYING 96+% OF DEALERS WILL WAIT AFTER 3 MONTHS NO PAY BEFORE REPOSSESION OF A VECHILE However it is strictly up to the lender. If financing is through the autommbile company (Chrysler, etc) it is their call over the dealer's. If you are dealing with a "Buy-Here-Pay-Here" lot, it can be as short as 3 days! Caveat Emptor (Buyer Beware)
Can you drop the charges against someone who you had arrested for trespassing after warning?
It is a common misconception that people can in fact "drop charges." However, once the authorities have become involved, it is no longer up to the individual to decide how to proceed with charges. The authorities, in conjunction with the attorney's office, decide whether enough evidence is present to proceed with a case, or if charges are indeed warranted and subsequently filed.
What are the chances of cure of Persistent Vegetative State?
the person is unconscious and unaware
The chances are very very slim. If you were to come out of the vegetative state there is a huge chance of not functioning normally and having brain damage.
The chances are very very slim. If you were to come out of the vegetative state there is a huge chance of not functioning normally and having brain damage.
Why are police cars called cruiser?
Police cars are called cruisers because that is what they do. They cruise about town, looking for trouble, and responding to those requiring assistance.
The only option she may have is to contact the lender and attempt to reaffirm the contract, which would include making up all missed payments and penalties in a specified time limit. Action concerning such an issue depends upon what the lender decides is in their best interest not the borrower's.
What is an plates come together.?
When tectonic plates come together, they interact at convergent boundaries, leading to various geological phenomena. This collision can cause one plate to be forced beneath another in a process called subduction, resulting in the formation of deep ocean trenches and volcanic arcs. Alternatively, when two continental plates collide, they can create mountain ranges. These interactions are fundamental to the Earth's geology and can also trigger earthquakes.
Go to Office Max or Office Depot and buy the paperwork commonly called a "mechanic's lien". This is a general lien contract and can be modified for your purposes.
The same as you would with any person or lender with whom a promissory note has been signed. If you didn't get your original note back stamped pd in full, then you need to work something out with them. If you feel that you have reason to believe that everything is "done & paid for" by returning the car but you have nothing in writing from the car lot, then you need to get the help of an attorney. Possibly he/she can work out a compromise if nothing else. You might!!! being a big "might" be able to get help thru your State Attorney's office if you think you have been treated unfairly--due to the price, condition of the vehicle or interest, etc. Here is a link to all the state's since I don't know which is yours. http://www.naag.org/ag/full_ag_table.php Good Luck!
How do you get a court order in Florida to get a title the seller wont give you?
Certificate of Dishonor effectively used for Declaratory Judgement to perfect the involuntary transfer of a motor vehicle title
I was battling a quiet title controversy over a Dodge truck.
Facts:
Out of state truck contracted / sold to me by an un-notarized contract.
The owner failed to deliver the title and the truck is here in Florida from Arkansas.
The Florida DMV will/would not entertain any transfer of title given there is no bill of sale and no title. The un-notarized contract was understandably insufficient.
The truck was registered, expired, in another State other than Florida; and when I contacted the DMV in the other State, they would not provide any information or services unless I went to the out-of-state DMV in person.
The due diligence affidavit, that accompanied the civil action, was suggested to have me hire a PI, somehow get the sellers utility company to give out information on the seller, and a whole host of other impossible things requiring travel out-of-state, travel expenses, time, money, lodging, risk; all given the fact that the seller resides out-of-state
The only evidence I produced was the Certificate of Dishonor which took 20-days and the cost of a notary (no PI, or interstate travel, etc).
I think I have stressed the fact that the controversy was interstate ....
Resolution:
1. I created the Letter Rogatory supported by an Affidavit in Negative Averment.
2. I petitioned a notary by affidavit to begin a protest.
3. The notary sent the Notice of Dishonor (with presentment attached) via certified return receipt;
4. Then the notary sent the Notice of Protest 1-page notice via delivery confirmation;
5. Then awarded the stipulations in the Letter Rogatory to me with copies sent to the seller.
6. I opened a civil case with 2 attachments attached; one being an Affidavit of Due Diligence with the evidence of due diligence being the Certificate of Dishonor and the second being an Affidavit for Title.
7. One week later the court delivered the Declaratory Judgment.
8. The truck is now titled and registered to me.
For the mailings of notices, I had the notary use a US Postal product.
It is always helpful to have someone witness all documentation sent, so there are 2 persons' signatures (other than your own) on the record - a la "out of the mouth of 2 or 3 comes the truth", with the sender / notary writing a certificate of content/service describing the contents of the envelope(s).
What is the right mileage range for a used motorcycle?
You can refer to the KBB or NADA guides for the average mileage on the bike you're looking at. Here's a hint from Mark Olson reprinted in Timberwoof's Motorcycle FAQ: "Don't go for the really low mileage bikes either. They'll probably need work too, from sitting and rotting."
How is a car repossesed without keys to it?
I'm a repo man, so, I'll tell you what I know.
The dealer keeps a spare set of keys, that pair of keys they send people in the mail after they're done paying for the car is the 'repo set'.
That is not always the case, there are actually several ways to repo a car, they can pop the linkage on the vehicle without keys and this basically puts the car in neutral or they can use tire dollies if the vehicle is all wheel drive or left in 4 wheel drive. If the repo agent wants the vehicle they will get the vehicle regardless... best just not to tote the note because they will find the car, believe me my husband has been in the industry for years. Also most reposession companies will cut their own keys with a code from the finance company, only mom and pop dealerships usually keep a spare set.
general rule ,YES. Some states require them to and regulate how much they charge.
How do you get rid of a car once you have signed the contract and your apr is really high?
Sell it to someone else, and pay the difference in what you sell it for and the balance on the loan. Or you could try to refinance the car with another lender at a lower interest rate.
Sell it to someone else, and pay the difference in what you sell it for and the balance on the loan. Or you could try to refinance the car with another lender at a lower interest rate.
Can Any breach allows the breaching party to sue for damages?
No. Most contracts have some kind of remedy for breaches built into them, but, if yours does not, you still have to show how the breach caused you a financial loss (damages). Without a remedy in the contract itself, your chance at receiving damages is pretty small.
What is the best online source for finding used cars from private sellers?
ebay
Craigslist.org is a great resource for local car buying
Can they repo in the middle of the night?
Yes, they can repo at anytime day or night as long as there is no breach of the peace.
What is the aim of a payment of damages for breach of contract?
The measure of damages in a claim for breach of contract is that sum that would place the Plaintiff (the aggrieved party) in the same position as he/she/it would have been had the contract been performed by the breaching party. This is most frequently meaured in terms of money, but under certain circumstances, the remedy for breach may be "specific performance"--in other words, getting the court to order the breaching party to actually do that which he/she/it promised to do.
If your ti is an automatic you need to tow it with the rear wheels off the ground.
It is best to tow these cars on a Flatbed or a trailer. A conventional tow truck or a towbar can cause body damage.
or just stick it in nuatral with the car running to keep the rear axel lubricating.
that is with any rear wheel vehicle. but it is still dangerous.
Technically they can sue you, but they would have a lot of trouble winning since there was no damage. Don\'t worry about it.
