Repossession

Every company is different..collections start the minute a payment goes past due. Usually the repo starts after 3 pmts are due maybe sooner if

there are no communications with the customer or maybe later if someone has managed to stall off the repo.

It's currently selling at all local Vietnamese music & video stores.

no its illegal

If you took out a loan from the bank to buy your car, they have a lien on it. For all intents and purposes, they own the car until you have it paid off.

if your chapter 13 gets dismissed can you buy a car

A lien can only be placed against property after a lawsuit is filed and won. The plaintiff receives a judgment which in some cases can be used to place a lien against real property. Small claims court is the place to pursue legal remedy for smaller monetary only, disputes. A small claims case usually costs $25 or less to file.

well that is simple. he never got it in his name because he didnt want to pay the dmv for registration few. what he did was buy the car and immediately sold it to you without transfering the name to him as he is supposed to do by law.

It may be "flooding" one or more cylinders when it's damp or you may have a sparkplug wire that's arcing when the air is more humid. Try this, wait for a time when it's dark and you're pretty sure the engine will run the way you just described, then have a friend start the engine IN THE DARK while you're watching with the hood open. Look for a blue spark somewhere along the plug wires. If you see plug wire arcing, that's your problem. Replace the plug wires. If the vehicle is older, it could just be a case of low compression in a couple cylinders and it's just taking them a little while to finally catch when they're cold. An engine with low compression will always be more difficult to start. Also check the sparkplugs, but make sure you don't get the plug wires mixed up so only disconnect one plug wire at a time and pull and examine the sparkplug for damage or fouling.

A pawn may pass another pawn if there is some tactical or strategical advantage to do so - this is an option exercised at the discretion of the player(s). It only becomes a passed pawn if it has no more enemy pawns to pass by.

Blaster, they are required by law to HOLD your personal property for at least 30 days, 60 days in some states. State laws vary so check your state codes to be sure on the time limit. Usually, if you dont pick it up, you can find it a GOODWILL. Reposession of the the property you had a loan on is between you and the loan company. Reposession companies only have the right to store the repo'd property until you and the loan company have settled. Reposession companies DO NOT have the right to enter, take or damage the repo'd property and your personal property. If you have sufficient evidence that the Reposession company has done anything to both properties, you need to see a lawyer.

in Britain

A lot

that is true but to elaborate depends entirely on what type of engine, and the price of a new one would very on the condition(new, used etc).

Usually a car you are still driving cannot be included in a chapter 7 unless it is turned back into the finance company because it is considered an asset that, if sold, could help pay off your other debts. If you do not include it in the bankruptcy, you are under the same obligation to make payments and if you don't then the car gets repo'd.

If you file for bankruptcy the first thing I would do is talk to your lawyer about the options open to you if you want to keep your car.

No, it is not bad. it means that you are not fully developed yet- considering you are a girl. If you are a boy, then you shouldn't expect to have breasts at all. Because you are young, your body is still developing; if your breasts still haven't grown when you become an adult, then you may just have small breasts, unfortunately. But don't worry- its not going to harm you at all, and should you choose to have children, you will still be able to produce milk for them. Don't think about it too much or feel that you are unattractive or insignificant. Your body simply needs time to grow and develop.

I don't think a run can be fixed but you can stop it from going farther by applying a little clear nail polish to the run.

That's what my wife used to do.

Volvo

Because you where born.. DOH!

Then the lender can proceed collection efforts, which can lead up to a lawsuit, a judgment, wage garnishment, or lien on your property.

Most are mot big enough and most are around 24x22. A much better size for a 2 car garage is 30x28.

In any state, what you do with the car AFTER the repo is up to you and the lender. Before the repo, yes, sometimes key cutting is the only way to get the car.(blocked in,cant get to it with a truck,ect) Some keys are very expensive, so make sure you really need one before you pay the money.

Not as a rule. If the claim was something that arose after the filing, it will depend on the nature of the claim. If the claim arose prior to filing, you must have disclosed the claim in the bankruptcy documents and the trustee may take over the claim.

Consult a lawyer knowledgeable in bankruptcy.

When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract in any way, your creditor may have the right to repossess your car. Talking with Your Creditor

It is easier to try to prevent a vehicle repossession from taking place than to dispute it afterward. Contact your creditor when you realize you'll be late with a payment. Many creditors will work with you if they believe you'll be able to pay soon, even if slightly late. Sometimes you may be able to negotiate a delay in your payment or a revised schedule of payments. If you reach an agreement to modify your original contract, get it in writing to avoid questions later. Still, your creditor may refuse to accept late payments or make other changes in your contract and may demand that you return the car. By voluntarily agreeing to a repossession, you may reduce your creditor's expenses, which you would be responsible for paying. Remember that even if you return the car voluntarily, you're responsible for paying any deficiency on your credit or lease contract, and your creditor still may report the late payments and/or repossession on your credit report. Seizing the Car

In many states, your creditor has legal authority to seize your vehicle as soon as you default on your loan or lease. Because state laws differ, read your contract to find out what constitutes a "default." In most states, failing to make a payment on time or to meet your other contractual responsibilities are considered defaults. In some states, creditors are allowed on your property to seize your car without letting you know in advance. But creditors aren't usually allowed to "breach the peace" in connection with repossession. In some states, removing your car from a closed garage without your permission may constitute a breach of the peace. Creditors who breach the peace in seizing your car may have to pay you if they harm you or your property. A creditor usually can't keep or sell any personal property found inside. State laws also may require your creditor to use reasonable care to prevent others from removing your property from the repossessed car. If you find that your creditor can't account for articles left in your car, talk to an attorney about whether your state offers a right to compensation. Selling the Car

Once your creditor has repossessed your car, they may decide to sell it in either a public or private sale. In some states, your creditor must let you know what will happen to the car. For example, if a creditor chooses to sell the car at public auction, state law may require that the creditor tells you the date of the sale so that you can attend and participate in the bidding. If the vehicle is to be sold privately, you may have a right to know the date it will be sold. In either of these circumstances, you may be entitled to buy back the vehicle by paying the full amount you owe, plus any expenses connected with its repossession (such as storage and preparation for sale). In some states, the law allows you to reinstate your contract by paying the amount you owe, as well as repossession and related expenses (such as attorney fees). If you reclaim your car, you must make your payments on time and meet the terms of your reinstated or renegotiated contract to avoid another repossession. The creditor must sell a repossessed car in a "commercially reasonable manner" - according to standard custom in a particular business or an established market. The sale price might not be the highest possible price - or even what you may consider a good price. But a sale price far below fair market value may indicate that the sale was not commercially reasonable. Paying the Deficiency

A deficiency is any amount you still owe on your contract after your creditor sells the vehicle and applies the amount received to your unpaid obligation. For example, if you owe $2,500 on the car and your creditor sells the car for $1,500, the deficiency is $1,000 plus any other fees you owe under the contract, such as those related to the repossession and early termination of your lease or early payoff of your financing. In most states, a creditor who has followed the proper procedures for repossession and sale is allowed to sue you for a deficiency judgment to collect the remaining amount owed on your credit or lease contract. Depending on your state's law and other factors, if you are sued for a deficiency judgment, you should be notified of the date of the court hearing. This may be your only opportunity to present any legal defense. If your creditor breached the peace when seizing the vehicle or failed to sell the car in a commercially reasonable manner, you may have a legal defense against a deficiency judgment. An attorney will be able to tell you whether you have grounds to contest a deficiency judgment.

Call your state DMV for advice.