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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

What is considered an illegal repossession?

Repossession laws vary from state to state. States also have different provisions for different types of property. You would need to be more specific about the circumstances, the property and the state where the repossession would take place. Your question should be reformed to ask, "Is a repossession under the following circumstances legal"? Asking what is considered an illegal repossession is much too broad a question.

Did dacath development file for bankruptcy?

Just found out they have been in receivership since October last year. They never said a thing to anyone about this, and full bankruptcy is to follow. They took money from people, me included and misused it to the point of over 12 million dollars in debt. Their sweet talking, and smooth moves finally caught up with them, and now the customers are out of luck. Contact (239)340-6750 to speak to someone about getting your name on a list (probably not getting anything back). I'm disgusted.

What are Missouri wage garnishment laws?

According to Missouri state statutes, a creditor can take the lesser of 25 percent of wages, 10 percent if the debtor is the head of a family and a Missouri resident, or the amount that is above 30 times the federal minimum hourly wage.

Can someone repossess your car if the payment is 3 days late and it is not stated anywhere in the contract and you do have insurance and all other payments are made?

payment late?? then its NOT on time and in DEFAULT. WHAT is not stated in the contract??? No lender is going to repo a car when only one payment is 3 days late. If you have made all the payments on time and you are only 3 days late, and they repossed your car, you need to contact the lender and see what is going on. Something is not right here.

What happens after your creditor has sent your account to an attorney?

The attorney gives you some time to pay, then gets a judgment and uses the other legal options(garnishee wages, attach property, bank accounts).

Are you required to register a shotgun in California?

You are not required to register your shotgun. In fact the California Attorney General says:

"California law does not require persons moving into California report rifles or shotguns. One important thing to be aware of though is that certain rifles and shotguns may be defined as 'assault weapons' in California and are prohibited from entering this state under most normal circumstances. Additionally, machine guns and ammunition feeding devices with the capacity to accept greater that 10 rounds may not be transported into California."

http://ag.ca.gov/firearms/ab991.php --- this link takes you to it. If you do have a handgun you are required to register it within 60 days.

Can you surrender your vehicle after filing chapter 13?

Yes, but I would hang on to your car if you can make the payments because getting a car while you are in bankruptcy is quite a process (you must file a motion to incur additional debt and get permission from your trustee) and you will pay a much higher interest rate. Maybe higher than the one you have now, since you purchased it before bankruptcy. There are also limits on the price of the car you are allowed to buy and a limit on the payments you are allowed to take on. You will also have a repo on your credit, making it difficult to finance a car

Can a auto mechanic press charges for unpaid auto repair?

Better than that, he can keep the vehicle, put what is called a mechanics lean on the vehicle, and if the owner still does not pay on time, the mechanic goes down to DMV, and gets a new title for the car, and sells it to recover his loot. Towing companies do a similar thing with unclaimed impounds.

Are vendors guaranteed payment selling a company in Chapter 11 Bankruptcy?

No, but generally they receive higher preference than unsecured creditors that issued credit prior to the bankruptcy, should the chapter 11 company go to chapter 7.

You went to DMV to get a lost title and found out there was a lien on it and you had the origanal pay off title and there were no mechanical liens?

Request from the DMV the lien holder's name and address. With this you can contact them and request the nature of the lien. This should give you some idea the reason for the lien and help you determine the legality of it.

Can a RV park keep your RV if you are behind on rent?

This is dependent on your local state laws but in most states there are ways for RV Park owners to place a lien on your RV for unpaid rent. It is also illegal in most states to not pay rent "Defrauding an Innkeeper" statute. The process of allows for the sale of the camping unit after following a step-by-step process and a pre-determined amount of time. The RV park can recoup uncollected rent, storage fees and cleanup fees including removal of unit.

Can my house be repossessed if my husband is madebankrupt but is not on the deeds?

Your husband's name is not on the deed, but is he on the loan? If yes, then it cannot be foreclosed and repossessed if the property is listed on his bankruptcy filing, and, as long as his bankruptcy payments are current. If he defaults on bankruptcy payments, then you can lose the property.

If he is not on the loan, then your house can be foreclosed and repossessed.

Do you have to notify the police after you repossess a vehicle in Arizona?

I don't know about AZ law, but it is a VERY GOOD IDEA to do so. I USUALLY DO IT AS I'M PULLING OUT OF THE YARD.

You took out a title loan and your car broke down so you turned it to a junk yard now the company is saying that they want to get a warrant for a felony arrest on you can they?

Possibly. It depends on the state where this took place. Some states consture this as larceny by conversion, or hindering a lender in the recovery of collateral. It can be a felony. Title loans is very strict in how they perceive their contracts. If you you contracted a loan with this company, it is in your best interest to follow the contract exactly. Pay what you owe, and walk away.

What if a vehicle is bought that has a lien on it from first owner but been through a number of other owners can that vehicle be repossed in Ontario?

Now that Ontario has the used car package, you should be aware if any outstanding liens are on this vehicle.

However if you purchased the vehicle with a lien still on it you are liable for that lien and the vehicle can be repo'd.

If the vehicle was bought through a dealer then they are liable for the lien.

Also check the lien to see if it has expired, as this is a case that happens alot. The lien expires but still shows up on the lien search or the original lien has been paid but the lien holder never released it.

Can you put a lien on someone if they do not own a home?

Answer Lein on propertyIf you have a legal judgment against someone, you can put a sheriff's lien on anything they own(home/car/paychecks) etc.

Can a game warden enter private property on hearsay crime?

Game Wardens are sworn law enforcement personnel. That being said - there is not enough information disclosed in the question on which to base an answer. Law enforcement is empowered to enter private property on the BELIEF that there may be a crime occurring at that time. More information would have to be disclosed about the incident being asked about.