Repossession

In the US, the Dept of Ed. does not reposes anything on the repayment of Federally Guaranteed Student Loans. They will only garnish wages, garnish social security, and keep tax returns.

If you need help getting out of Default on your student loans, click on the link at the bottom of this text box.

Of course...in fact it is the best way to go about it.

Notify the LENDER by cert mail that they have 10 days to remove the car or you will have it towed by a wrecker company. IF they dont p/u the car, call a wrecker co. to come get it.

Be hired by them as a licensed, bonded and insured recovery agency.

If the gate is unlocked for any reason, the car can be repossessed. So, if we are talking about a gated apartment/community -- yes, as anyone can follow another car into the apartments or community. If we are talking about a locked garage, that is never opened...the car is not being driven at all...at any time... then no. But you are going to have to have proof that someone broke in. Your word against a lender will not get it back. Remember, the repossession is being done, as payment has not been made--the car technically belongs to the lender until it is paid off.

During a bankruptcy filing, the lending institution still holds interest to the vehicle if there is a pending loan. Some banks will allow you to continue to pay for the note and others will take the vehicle back, but in either case the option is theirs.

I don't think so. They are supposed to have a police escort if their car is in storage on your property. If police have to have a warrant to come on to your property, what makes the repo man think they have more territorial rights than the police? I just had to answer because that repo man is wrong and thinks he's above the law! I hope you documented everything and have witnesses because you might have a lawsuit against them. Julie

He does not pay who, since his wages are garnished? see link

Repossession laws vary from state to state. States also have different provisions for different types of property. You would need to be more specific about the circumstances, the property and the state where the repossession would take place. Your question should be reformed to ask, "Is a repossession under the following circumstances legal"? Asking what is considered an illegal repossession is much too broad a question.

Just found out they have been in receivership since October last year. They never said a thing to anyone about this, and full bankruptcy is to follow. They took money from people, me included and misused it to the point of over 12 million dollars in debt. Their sweet talking, and smooth moves finally caught up with them, and now the customers are out of luck. Contact (239)340-6750 to speak to someone about getting your name on a list (probably not getting anything back). I'm disgusted.

Sounds like grand theft auto to me .

According to Missouri state statutes, a creditor can take the lesser of 25 percent of wages, 10 percent if the debtor is the head of a family and a Missouri resident, or the amount that is above 30 times the federal minimum hourly wage.

payment late?? then its NOT on time and in DEFAULT. WHAT is not stated in the contract??? No lender is going to repo a car when only one payment is 3 days late. If you have made all the payments on time and you are only 3 days late, and they repossed your car, you need to contact the lender and see what is going on. Something is not right here.

The attorney gives you some time to pay, then gets a judgment and uses the other legal options(garnishee wages, attach property, bank accounts).

You are not required to register your shotgun. In fact the California Attorney General says:

"California law does not require persons moving into California report rifles or shotguns. One important thing to be aware of though is that certain rifles and shotguns may be defined as 'assault weapons' in California and are prohibited from entering this state under most normal circumstances. Additionally, machine guns and ammunition feeding devices with the capacity to accept greater that 10 rounds may not be transported into California."

http://ag.ca.gov/firearms/ab991.php --- this link takes you to it. If you do have a handgun you are required to register it within 60 days.

Yes, but I would hang on to your car if you can make the payments because getting a car while you are in bankruptcy is quite a process (you must file a motion to incur additional debt and get permission from your trustee) and you will pay a much higher interest rate. Maybe higher than the one you have now, since you purchased it before bankruptcy. There are also limits on the price of the car you are allowed to buy and a limit on the payments you are allowed to take on. You will also have a repo on your credit, making it difficult to finance a car

No, but generally they receive higher preference than unsecured creditors that issued credit prior to the bankruptcy, should the chapter 11 company go to chapter 7.

This is dependent on your local state laws but in most states there are ways for RV Park owners to place a lien on your RV for unpaid rent. It is also illegal in most states to not pay rent "Defrauding an Innkeeper" statute. The process of allows for the sale of the camping unit after following a step-by-step process and a pre-determined amount of time. The RV park can recoup uncollected rent, storage fees and cleanup fees including removal of unit.

Better than that, he can keep the vehicle, put what is called a mechanics lean on the vehicle, and if the owner still does not pay on time, the mechanic goes down to DMV, and gets a new title for the car, and sells it to recover his loot. Towing companies do a similar thing with unclaimed impounds.

Request from the DMV the lien holder's name and address. With this you can contact them and request the nature of the lien. This should give you some idea the reason for the lien and help you determine the legality of it.

Your husband's name is not on the deed, but is he on the loan? If yes, then it cannot be foreclosed and repossessed if the property is listed on his bankruptcy filing, and, as long as his bankruptcy payments are current. If he defaults on bankruptcy payments, then you can lose the property.

If he is not on the loan, then your house can be foreclosed and repossessed.

I don't know about AZ law, but it is a VERY GOOD IDEA to do so. I USUALLY DO IT AS I'M PULLING OUT OF THE YARD.

yes they can do this they just put another lean holder on the car same thing with a house

Either pay off the car loan in full or sell it.

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