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Repossession
Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.
11,694 Questions
Yes. See this same question, many times. The deficiency is collectible and the debt is collectible against anyone on the note who didn't clar it theough some other process like bankruptcy.
If they are on one massive loan yes. If you have 3 separate loans than they can only take the one that is late.
Who do you contact with question s on garnishing of waged student loans?
I am an expert on student loans and can help you get out of garnishment and default. Click on my user name, "Studentloaner", below to obtain my contact information. Here is some useful information about defaulted loans:
There are only 2 ways to get out of default on your Federally Guaranteed student loans.
- Contact your collection company or student loan servicer and request to enter the rehabilitation program. Most people qualify, but I have seen some refused when the default is over 10 years old. In the rehabilitation program, you will need to make 9-12 on-time payments in addition to your garnishment. After the 9-12 on-time payments, they should stop the garnishment, but you will stay in a default status until your Rehabed loans are sold to a new lender. In the past, that was an easy process, but in these turbulent financial times, other lenders are not buying rehabed loans. So, with this option your loans will stay in a Default status for the forseeable future.
- The second way you can get out of default and have your garnishment lifted is to consolidate your loans. These days very few Federal lenders will consolidate defaulted loans and your lender will probably not release the loan for consolidation while in a garnishment stage. The good news is, there are a few companies out there that will help you get a garnishment lifted and find a Federal lender to consolidate the loans.
If you need additional help getting your loans out of default, click on my user name, "studentloaner", below.
Is there a bus that will take you to Snoqualmie Pass from Seattle?
Unfortunately, NO. There is no bus service through Snoqualmie Pass.
What security steps could be adopted by one company to be sure it can avoid from website fraud?
Stealing graphics from an official site is common for phishers, in order to make their emails and sites appear official.
Several things you should do is:
- Protect forms on your site from entries that reveal code. Limit entries to not include commands but to be within the specs needed for users to enter appropriate information.
- Do not practice anything that is common to phishers...as in emailing people asking for personal information, directing them to a site. Once these things are universal and universally known, it will vastly help in stopping phishing. If you need information from a customer, advise them to initiate steps for contact.
- Use security software and keep it updated. Keep operating systems and all software updated.
- It is worth it to have your IT person educated specifically in Security. SANS is a good place to start. New threats constantly arise.
Is there a jet frighter faster than the fastest bullet?
No. The fastest bullets move at supersonic speeds i.e. 1200-1500m/s or ~ Mach 4. No fighter jets move that fast (the fastest only move at ~ Mach 2). However, there are jet aircraft (without weapons) like the X-15, which was designed in the 1960's, that can move faster than the fastest bullet i.e. 2020 m/s or Mach 6.70.
Can you work for the government after filing bankruptcy?
Absolutely! I had a bankruptcy and I enjoy working in a State government. I have colleagues in the FedGov who have had financial problems in their history. The trick is that you show that you're paying your debts on time and explain why you were late in the past. Circumstances happen, and sometimes, people just made bad choices. Either way, the key is time. So, if you've had a bankruptcy just a minute ago, you might have to wait a year or so to show the gov that you are maintaining all your current payments on time and do not live too far above your means.
That would likely depend on the laws in the country they moved to. maybe one should check that BEFORE they move.
AnswerNo, the above poster hasn't a clue about much and even less about international law.It always makes more sense to fight than run.The problem with running to another country is you have to pay someone to represent you here otherwise they can get a default judgment against you.Whether they will enforce is it another issue but just remember the world is getting smaller by the day....How do you know if a gun that you bought from a private person has been stolen?
Go to your local police with the sn. If it's been reported as stolen they can tell you.
If you have appealed and been denied benefits where does the money go?
I flew as Bombardier for 30-missions over Germany in World War 2,
now I have lost my hearing. How do I prove to the VA that my
hearing was lost because of the noise factor as a bombardier??
Not sure where you're from, but in the UK you usually have between 7-14 days 'cooling off' period, during which you can change your mind and receive either a full refund, or a refund less the administration charge.
How do you make promissory note for late payment of school tuition fee?
A promissory note is essentially a formal IOU.
If someone in the records and/or financial office at your school didn't tell you this will work ... it almost certainly won't work and it doesn't matter how well you write the letter. If you'd like to try anyway, you can find templates for promissory notes in general online with a small amount of searching.
If they did tell you it would work, ask them for a template.
Do you have to be bonded to repo cars in Ohio?
bonded .... no.... but you must have the correct insurance... ask any insurance agent for help with this.... i am a repo man and to work for any Bank you must carry a million dollar insurance policy.... yes... i said 1 MILLION DOLLARS
usually when a contract a contract is made it should have time stipulations as to when one can cancel the agreement, if things are not meant in the deal what happens, Another thing to think about, was it disclosed that the title was not clear, example- someone took a loan out on a car and the bank is holding the title as collateral until they are paid. If the person that you made the deal with did not disclose everything about any liens on the car I think that if it went to court the judge would go in your favor. Your best bet if to go to your local judge, state rep., or senator, for help, laws vary from state to state. you must do your research before hand to get all the facts you can.
Who is the legal owner of a vehicle?
The one with the name on the title, if it is free and clear. Otherwise, finance companies that finance vehicles are the official owners until the loan on the vehicle is paid off.
By using the term collateral, it means there is a lien on the property or title..like a car title shows the lender as a lienholder. You cannot sell it and give ownership without habing the lienholder remove the lien. And of course what your talking about happens everyday...if it isn't/wasn't in the name of the one filing BK, it makes no difference..it isn't his. Lots of people sold things today and lots of people filed BK today...they are different people and one doesn't effect the other. And of course, what you would be planning is criminal fraud...and any transaction done for at least 2 years before filing BK will be examined and may be reversed by the court. Do you really think your going to loophole the BK laws? Something that has an entire Court system, thousands of thousands of lawyers practicing it for decades? Gee, no they haven't heard/seen/dealt with whatever you could come up with, and probably much better (since what your suggesting is more than foolish, but plainly shows no understanding of financing and lending), maybe a million times...literally?
How do you apply for a job repossessing cars?
== == Look in the phone book for repo companies, call and ask for a interview with the owner. Individuals cannot, in most states, do repos unless they are licensed and bonded by the state Government. They can only work for a company that is state authorized to recover assets, on behalf of the owner of those assets ,usually a bank or loan company. Most states require an individual to have NO CRIMINAL RECORD, and post a cash bond, before they can be licensed under a company 's name, as their employee. You also have to learn the laws in your state that govern repos and pass a state test on those laws. No pass, no license.
When you file bankruptcy is it dismissed 5 years after you filed or after the confirmation date?
it's 10 years from the confirmation date. who told you 5 years?
If you are making payments on your car can it be seized to pay a judgment?
Yes, if the vehicle is not protected by the state's exemption amount. If the judgment is not by the lender who holds the lien on said vehicle it is unlikely that the judgment debtor would engage in such action especially if there are other means of enforcing the judgment writ, such as garnishment of wages or levy of a bank account. I don't understand what is the exemption amount?
How do you get your personal items legally back from another person?
Call the cops and ask them to assist you. If you are unable then to get your things, atleast you have a police report stating you tried when you take them to court.
It doesn't sound like a bank's typical answer, you are not liable for the vehicle after the discharge of the bankruptcy, however since the bank still holds the title, they will probably write off the debt. You can request that they (the bank) put their intentions in writing, however I doubt that will happen. You may want to research different ways of getting a clear title from the BMV, it the bank truly wants nothing to do with the vehicle, you can go through the proper channels and if its not disputed, you can possibly end up with the title.
Are the police license plate scanners violate the fourth amendment?
No. License plates are already in plain sight, and an officer can run the plates at any time. The scanner just speeds up the process.
