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Repossession
Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.
11,694 Questions
Does the finance company need to notify you if they plan to repo your car in Georgia?
NO, they DO NOT have to notify you. They notified you in the contract you signed. It said anytime you are in DEFAULT, they can repo the car. IF you havent been repoed, why do you need the "direct" #?? If you have been repoed, and still cant get your PP, call an attorney. Let the attorney contact FMC. That might speed things up a bit. Good Luck
Georgia TITLE STATE: Yes SECURITY INTERESTS: Shown on title held by lien holder. LICENSE REGISTRATION: Georgia Motor Vehicle Division, 270 Washington Street, Atlanta, Georgia 30334. Tel: (404)362-6500. RECOVERY REQUIREMENT: As per UCC, repossession allowed without committing a breach of the peace. PLATES: Remain with the vehicle.
http://www.legis.state.ga.us/legis/GaCode/index.htm
How do you know if your car has been reported stolen by the lender?
ask a cop to run the license plate on their computer If it is still in your possession, it has not been stolen and anyone who files a police report saying it has been is commiting a crime. However, if it has already been repossessed and disappears from the storage lot, it HAS been stolen and the lender or repo agent will report it.
How does a debtor in a Chapter 7 voluntarily dismiss his own case?
File a "Motion To Dismiss". Contact the clerk or court administrator where the bankruptcy was filed for information on the forms and procedure required in accordance with the state laws. If the BK was federal, then contact the clerk of the federal court where the action was filed. If the person was being represented by legal counsel then the attorney needs to be notified that the client is going to have the BK dismissed pro se or the situation can get very complicated.
it doesn't matter if the pope takes over your vehicle payments. if he stops making them, your credit is damaged and the vehicle is repossessed.
How long does a pawnbroker have to wait before selling a pawned vehicle?
It varies from state to state. Here in Virginia, you have 30 days then an additional 15 day grace period before any pawned item can be sold.
How can you obtain an exterminators license in NY state?
For an individual to be eligible for commercial pesticide technician certification, the individual must:
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be at least 17 years of age at the time of application; and.
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have successfully completed a comprehensive 30-hour training course, approved by the department; or.
What is the verbiage for a blanket ucc filing?
All of the following property that is now or hereafter at any time used in connection with (without regard to the duration of the period of such use), or now or at any time relates to or arises as a result of, the operation of the business known as Heritage Hills Memory Gardens:
(i) all of the Debtor's inventory, including all goods, merchandise, raw materials, supplies and other tangible personal property, now owned or hereafter acquired, and all documents now and at any times covering or representing any of said property;
(ii) all of Debtor's accounts, accounts receivable, contract receivables, contract rights, notes, drafts, acceptances, instruments, chattel paper and general intangibles, and all guarantees and suretyship agreements relating thereto and all security for payment thereof, now and hereafter existing orarising; and
(iii) all of Debtor's equipment, including all furniture, furnishings, machinery, fixtures, storage shelves and other goods used in the conduct of Debtor's business, including, but not limited to, all motor vehicles and rolling stock, now owned or hereafter acquired;
together with (a) all increases, parts, fittings, accessories, equipment, special tools and accessions now or hereafter attached thereto or used in connection therewith, and any and all replacements of all or any part thereof; (b) any profits now or hereafter acquired from or through any of theforegoing; (c) any products now or hereafter acquired from or through any of the foregoing; (c) any products now or hereafter manufactured, processed, assembled or commingled from any of the foregoing; and (d) any and all proceeds received should any of the foregoing be sold, exchanged, collected or otherwise disposed of (all of which is hereafter called the "Collateral").
Can you sell your home after you use it as collateral?
No, you cannot. The moment you declare your home as collateral, the bank would take control of the home documents. Until you finish repaying the loan fully, the bank would not release the documents.
During this period, trying to sell your home is a criminal offense and the bank can have you jailed for this
Capital one auto finance lien holder address phone number?
PO Box 255605
Sacramento, CA 93865
The actual zip code is 95865, not 93865
== == NO
If the lender refuses to pick up the car and still wants you to pay the balance what do you do?
K, you can deliver the car to the lender OR you can look at it. There is a reason WHY they wont pick it up. Does it run? Is it wrecked? Is it worth P/U? I suspect it is NOT. Whatever happens , you WILL pay the balance. Your best option is to make some kind of payment arrangements with the lender. Large or small, send something on a regular basis. Good Luck
Likely it is, but without knowing what state you are in, who can tell?? Simply tell them you want verification of the debt. IF they provide it, you will have to pay. IF NOT, forget it.
Try the related link below, it looks to have have many answers for NY .
What do you need to start a repo company in New Jersey as far as licensing and such?
You have to pay for that information. The repo biz is a private and sercet biz.
Can your financial institution have your vehicle reposessed if they don't have your current address?
Only if you are behind on the payments........ Finding your current address is about as hard as posting this question on this board. It only takes about $100.00 to get your new address from an old friend.
California Code of Civil Procedure, Section 512.010.
512.010. (a) Upon the filing of the complaint or at any time
thereafter, the plaintiff may apply pursuant to this chapter for a
writ of possession by filing a written application for the writ with
the court in which the action is brought.
(b) The application shall be executed under oath and shall include
all of the following:
(1) A showing of the basis of the plaintiff's claim and that the
plaintiff is entitled to possession of the property claimed. If the
basis of the plaintiff's claim is a written instrument, a copy of the
instrument shall be attached.
(2) A showing that the property is wrongfully detained by the
defendant, of the manner in which the defendant came into possession
of the property, and, according to the best knowledge, information,
and belief of the plaintiff, of the reason for the detention.
(3) A particular description of the property and a statement of
its value.
(4) A statement, according to the best knowledge, information, and
belief of the plaintiff, of the location of the property and, if the
property, or some part of it, is within a private place which may
have to be entered to take possession, a showing that there is
probable cause to believe that such property is located there.
(5) A statement that the property has not been taken for a tax,
assessment, or fine, pursuant to a statute; or seized under an
execution against the property of the plaintiff; or, if so seized,
that it is by statute exempt from such seizure.
(c) The requirements of subdivision (b) may be satisfied by one or
more affidavits filed with the application.
What kind of insurance provides replacement value for personal possessions?
Renter's insurance Renter's insurance
Can a mechanic repossess a vehicle from private property with no signed work order for non-payment?
Ill answer this in parts. Mechanic repo? YES Private property? YES No signed work order? ORAL contracts are legal too Non- payment? why else would he be "repoing"?? You need to make a deal of some sort, namely PAYMENT
Is a negotiable promissory note owed to a friend a priority claim when filing for bankruptcy?
No, it would be a nonpriority, unsecured debt.
Is it illegal for the spokes on swangas to Poke out on your vehicle?
Nope, unless the spoke can hit another vehicles tires and pop their tire, your fine.
Repos are covered by a number of different laws: contract,civil and depending on the actions of those involved crimminal law.Its best to ask a specific question and perhaps someone can point you in the rightdirection.
You can start unraveling this situation by reading your governing documents. The lien may be an automatic lien against your title, which the association chose to file with the court.
If your governing documents offer a hearing option once you've received notice of a violation -- in this case, apparently not paying your assessments -- pursue that option.
As a 17-year owner, if you are reliable in paying your assessments, you should be able to point to your on-time payment history.
The legal fees charged to the association in this case will be paid by you one way or the other: either you pay them in full as part of releasing the lien, or you will pay them with your assessment dollars.
Do you need a police escort to retrieve personal belongings from spouses home?
If you haven't consulted with an attorney, it would be a good idea to do so. The short answer to your question is "It Depends?" Is the house is in both your names and you have both been living togather at the residence it belongs to both of you until a judge tells you otherwise. However arranging for law enforcement to keep the peace would be a good idea.This can also vary state to state. Domestic issues can escalate and turn violent quickly. If you don't have an attorney to ask you can call your local police department and ask them what their procedure is. Some will call the spouse and set a time and avoid a unecessary confrontaqtion.(use the non emergency phone number to call.) If the house is only in the spouses name then they don't have to allow you on the property. That also varies state to state.Keep in mind law enforcement can only supervise and assure the safety of both parties. They can not determine what can or cant be taken from the home. They are also not professional movers so don't expect them to caryy and lift your belongings. They are there to keep the peace. Its not a good idea to just show up with other family members or children. If at all possible try and arrange a time and specify what you want to remove ahead of time. Docuument everything that you remove and leave a copy with your spouse. Even the most reasonable rational people can turn ugly when faced with domestic issues.
