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Loans
Money lent to individuals or businesses in return for interest in addition to repayment of principal. Common types of loans include commercial loans, interbank loans, mortgage loans, and consumer loans.
13,117 Questions
If You Have A Clear Title On Them, About Anything You Want. If They Have A Lien On The Titles, It Will Have To Be Removed By Payment Of Loan. Otherwise Contact The Loan Company And Have Them Tell You How To Deal With This In Writing. Be Sure You Get Written Information Before You Do Anything If They Show A Lien.
What does LOS mean relative to vehicle financing?
A loan origination system, or LOS, is the software application used by an auto lender to manage the loan process.
If you file bankruptcy do you have to still pay off student loan?
Govt insured or guaranteed loans are NOT able to be discharged in BK.
The mortgages do not die with him. You are entitled to inherit the house, subject to the mortgages. Open an estate and have the court appoint you as executor. You can then deal with the bank on settling the mortgage, either by selling the property and paying off the mortgage, or setting up a new mortgage with the name of the inheritor. Consult a probate attorney in your state for help in getting it settled.
Do you have to be a relative to cosign?
no.my father cosigned for me,but the bank told me that anybody could cosign..good luck to you.
The tax lien must be paid to remove it from the property. If you foreclose on the mortgage the tax lien would be a junior lien, however, the IRS has a right of redemption. If you plan to foreclose you should consult with an attorney who specializes in foreclosures.
The tax lien must be paid to remove it from the property. If you foreclose on the mortgage the tax lien would be a junior lien, however, the IRS has a right of redemption. If you plan to foreclose you should consult with an attorney who specializes in foreclosures.
The tax lien must be paid to remove it from the property. If you foreclose on the mortgage the tax lien would be a junior lien, however, the IRS has a right of redemption. If you plan to foreclose you should consult with an attorney who specializes in foreclosures.
The tax lien must be paid to remove it from the property. If you foreclose on the mortgage the tax lien would be a junior lien, however, the IRS has a right of redemption. If you plan to foreclose you should consult with an attorney who specializes in foreclosures.
Request monthly statement from bank
Yes. You took the title loan without court approval. That is NOT legal, can be considered fraud, and is in complete conflict with the sworn agreements you made with the court about how you would behave and what you would do - basically do nothing financial without their approval - in order for the court to provide you protection from creditors...and also to try and resolve your financial problems.
What IMF fund was created to provide loans to poor member countries?
The IMF has created various loan facilities such as the Trust Fund to provide loans to its poorest member countries.
Can you have a payday loan in two states?
At a particular time only one payday loan can be availed. You can apply for another one only when you replay the existing loan in full with charges.
Bankrutpcy does not automatically get rid of the lien on your car. When you file for bankruptcy, you have 3 basic choices regarding your vehicle: (1) surrender the vehicle; (2) sign a reaffirmation agreement; and (3) redeem the vehicle. A reaffirmation agreement is an agreement to keep the vehicle, continue to make all payments and not receive a discharge of the car debt. If you signed one of these, you are still on the hook for the car loan. If you owe more than the car is worth, you can "redeem" the vehicle by purchasing it from the lender for the fair market value. The trick is getting the money together. Sometimes you can get new financing and you would be on the hook for the new financing. In some areas of the country, you can keep the vehicle and keep making payments without reaffirmation or redemption and maintain insurance. If you live in one of those jurisdictions such as California, you can turn in the vehicle without repercussion.
If a cosigner's name is not on the title they have no legal claim to the vehicle. They can file a lawsuit against the primary borrower to recover money that they contributed towards the paying of the loan.
What is the purpose of hazcom?
Hazcom or hazard communication is the Occupational safety & Health standard or OSHA' standard that addresses how an employer will communicate to workers what substances they work with that are safety/ health hazards- what it can do to you, fire fighting methods, first aid measures, protective equipment required, who made it, and transport safety classification. A material is hazardous if it can poison you, set you on fire, eat holes in you, cause birth defects, etc. Radioactive materials are not included (they have their own standards). It does not address food, beverages, cosmetics, tobacco, pharmaceuticals or pesticides. The standard also addresses labeling of containers. You may have seen one of the forms used in HAZCOM, the MSDS, or Material Safety Data Sheet which is one of the important training that workers, specially those dealing with hazardous materials must take up as it is one of their only tool to ensuring their own health and safety.
Yes, any fees that were made to repo your car are your responsibility. In fact, as it seems your beginning to learn the responsibility portion of things - lets se if you can take that big leap and understand the costs are real...and are borne by the one creating them : Very simply...any and all expenses another will incur to maintain their rights, get paid, or have you perform as you agreed you would (in the contract/loan agreement) you signed and swore to)....anything they pay because of your failure to act as you were supposed to (including their attorney fees, interest, advertising, etc., etc.) are costs you become obligated to pay.
And of course that is absolutely the right thing....because, who else should pay for YOUR actions (or lack thereof)?
How much did Barack Obama and Michelle borrow in student loans?
Is there any public record of this? Have the Obama's sealed this information? Then if so I say they borrowed nothing.
When someone is a cosigner on the loan of your car does that mean he owns any part of it?
when you cosign on any kind of loan you dont have to pay anything unless the person you cosigned for does not pay the loan, then you are responsible for that the remaining balance on the loan
What if you're behind on your mortgage will bankruptcy help?
Bankruptcy can help in several ways. A Chapter 7 can allow you to avoid being taxed on any debt forgiveness, allowing the foreclosure to go through.
A Chapter 13 can allow you to propose a plan, if you have enough excess income to pay it, that will allow you to get caught up on any arrears. It will also stop any penalties and late fees.
In either a 7 or a 13, your unsecured debt will be discharged, though you may have to pay up to 100% of the unsecured debt in a Chapter 13.
You may be able to negotiate a change in the terms of the mortgage or gain time to resolve your financial issues and pursue a short sale (selling for less than owed on the mortgage) or even be allowed to stay, maybe while paying something in lieu of rent.
a loan pony is a pony that a loaner or leaser uses as their own but is owned by someone else, and they can have the pony back at any time
Question is not worded clearly. Why would the receiver of your payoff amount want the amount returned? Do you mean that the contributor to one of your family member's schemes wants you to pay back the money to them? Re-word and re-submit the question please.
Will bad credit affect getting a car loan?
Yes. You may not be able to obtain an auto loan. If you do get approved you will have a higher interest rate which will result in larger monthly payments.
Is it a criminal offense in Dubai if you cannot pay your loan in the bank?
Yes, in Dubai it is a criminal offense to be in debt, hence why a lot of British expats abandon their cars at the airport (including a Ferrari Enzo) because selling them takes time and they don't want to go to Jail.
The seller can agree to postpone the closing and will likely do so if you at least have a loan commitment. If this is a new house from a builder, though, the builder may add daily cost of construction loan interest to the price.
In real estate, you may negotiate almost any arrangement that all parties would accept.
Legal advice is needed as to whether you have financial recourse against the mortgage broker.
Report them to the Financial Standards Council.
www.FinancialStandardsCouncil.com
Each year thousands of dollars are lost by individuals who are duped into making poor decisions with the finances. It has been a fact, that fast talking, big promising companies and agents have been able to prey regularly upon unsuspecting victims simply for the fact that the victims don't know what they should be looking for. The Financial Standards Council is an effective resource for individuals, families and even business to find out about who they are trusting their finances to.
This service, which is free to consumers, allows research to be conducted on those who you are considering trusting with your money. The Financial Standards Council reports on consumer complaints, legal action taken against specific companies and a wide variety of unresolved concerns in the companies history. Naturally, you can also find many companies that have proven themselves to be pillars in their communities, with a clear and clean slate of ethical excellence.
The database of companies is growing dramatically each month. Currently you can find information on more than 1200 organizations and individual agents across Canada and the United States.
From a focus group conducted by the Financial Standards Council cam the following remarks:
"The thing that I like about the Financial Standards Council is that I can even research an individual financial planner." Stated Mike Wilcrest, a new investor and young entrepreneur. "It used to be that I would just have to take the word of the agent that he had my best interest at heart. Now I can see if he has performed well for others and if he really is getting results for others just like me."
"Some people feel that just because an agent or representative of a company is backed by their big logo, like Investor's Group, Edward Jones, TD bank or whatever, that you are safe to write them a check." Warned Travis Dalton, also a new investor, "But what I have discovered is that you should really research the agent. The company may be great, but the agent may not be their best person for you. They may not have the experience, training, successful history or sometimes even the history of honesty, that their company does. It is always best to do the research."
"I was about to refinance my home. I had met a mortgage broker at a networking event in my city. I was about to go with him for my home. But as I began to ask questions the answers didn't seem right. A friend suggested I look on the Financial Standards Council website, and after reading up a little bit on this broker I found a few things that raised some red flags for me. I decided I needed to go elsewhere." -Eileen Matsumori
"Insurance is such a confusing thing. What do I really need? What do I really get? How much am I really paying? Through the Financial Standards Council I was able to find an insurance agent who I could trust and really explained things to me in a way that made sense." - Karsen Braithwaite
The Financial Standards Council stands as an unbiased reporter of all financial services. They have the consumers best interest at heart and so you can rest assured that you will get a fair comparison between options available to you.
To research a company near you go to: www.FinancialStandardsCouncil.com
If "problems" means would the home be in jeopardy if a creditor sues and wins a judgment, it is possible. How the property is titled and state homestead laws determine what action a judgment creditor can take against a debtor's home not the mortgage agreement. For example, a home that is held jointly by a married couple as Tenancy By The Entirety is not subject to creditor action when only one spouse is the debtor.
