Repossession

wake up at 6.00am and march and fight and die if you don't fight well

The party involved can try to negotiate a settlement, but it's unlikely if a judgment has been awarded. Once a judgment is in place the creditor has several options for executing it for payment of funds owed. If the debtor is gainfully employed the creditor will probably enforce the judgment as a wage garnishment and collect the entire balance of the debt.

Someone will only treat you the way you allow them to. Only he knows the truth as to why he may be doing this but as I can only speculate there could be a few reasons such as: he may not know what he wants and is just confused, he may want to keep you around as to not be alone but is always looking for someone else, or he may just not want to hurt you and really does not want to be with you and trying to give you false hope. It would be in your best interest to let this one go and find someone more stable and that wants to be with you as there is no guarantee with this particular individual for any type of future and you shouldn't waste your time waiting around for what chances are is just not going to happen.

You don't have to talk to the repossession agent. The only thing you don't want to do is claim to not know where the vehicle is - at that point, it can be assumed to be stolen, and there is a possibility of it becoming reported as a stolen vehicle. Repossessors have no law enforcement authority - they cannot make arrests, they cannot obtain warrants.

There are always ways things can be done. Its reasonable to say if you pay your debts off the BK will be withdrawn. Maybe, if there is only one or a few parties really forcing the involuntary portion, making an arrangement they agree to and holding to it, say a payment plan, or just paying them off, will essentially stop the process. Of course, how willing they are to do this really depends on how much and how fast it seems they would get in the BK process (reasonable to say they won't take less, and reasonable to expect they now consider the debt increased by the costs of trying to collect). But, basically, the reason invol. BK exists, along with liens and attachment/seizure of property, etc, is to allow creditors to recover at least some of what they are owed from someone who isn't paying....and it isn't a process the creditors want to do either...but it is difficult if not impossible to stop it without paying what you owe.

I have found many cars for 6000 and less. Hell, I am selling 3 for under 4000. You just have to look around. www.ebay.com , www.craigslist.com , and others. Dont forget to check your local newspaper.

If you are asking about voluntary repossession, surrender, then yes, if the lender will take the vehicle; but, you may still owe against the contract.

If you are asking about the three day grace period on major purchases that some states permit, then as long as the graceperiod has not expired, then perhaps.

Either way, you might be better off trying to sell the vehicle and apply the money you receive from the sale toward the loan.

Licensing restrictions are determined by your state legislature. You need to read the drivers manual for your state. People who answer the questions here are from all around the world and many of the laws which govern our states are not applicable to yours.

Writing off debt is an accounting entry to acknowlege that the asset they have (the loan) is not performing and that investors/readers of the financials, should not consider it valuable. Again, it is a required accounting entry - it does not effect your debt to them, discharge it or reduce it in any way. You still owe. And they will...in fact must (to satisfy those same investors and regulators that read those financials), try and collect it or get some value for it.

My son (dependent child) was owed around that amount. They have given him 2 installments of around $1800 spaced six months apart and I was told that the remaining balance would be paid as the third installment..

The car company you're likely referring to is spelled "Audi." Audi is a German automotive manufacturer known for its luxury vehicles and advanced engineering. If you meant a different company, please provide more context.

What does 30 days have to do with you signing a contract to pay X number of $$$ per month for XXX months?? Is there something in the contract about "30 days"?

Debt collectors (not the original creditor) is governed by this very nifty federal law: Federal Debt Collections and Practices Act (FDCPA).

Sample of FDCPA and Sates see below in the link

Doubtful. Once someone has gone through a repo, they are now 'at risk' as the agreed upon payments were not met as set forth in the agreement that both the lender and buyer signed in good faith.

There are exceptions I presume ... perhaps a leasing agency may grant a new lease, but will require a higher monthly payment. The trick is to pay the lease on time no matter what ... just a couple months of late payments can and will affect your credit history for many many years.

Well??? DO you owe a late charge from the month before? IF NOT, call a local attorney ASAP for state/case specific advice. Very Simple. Tote-a-note car dealers make GOOD money by repoing cars ASAP when late.

Yes, as long as it does not constitute a breach of peace, such as attempting to remove a vehicle from a locked or unlocked garage. Unless the property is legally posted.

I really cant answer that, but in my opinion it would be smart to go back and see if you can get some kkind of proof of ownership

If there is no court order and the parents are married, then both parents share custody 50/50. They should come up with a parenting plan while legal custody is being determined. If one parent feels they should have custody for whatever reason, then go to the courthouse and file for temporary custody. The parent who does this is most likely to keep the kids in the settlement. Losing the kids temporarily doesn't look good and it is an uphill battle to get them back.

Get the lenders name removed from the ownership.

**actually the lenders name will not be on the ownership papers as anything other than "seller", once your loan is paid out, you have no worries, the car is yours.

The bill of sale, ownership and finance papers should show you the term of your finance, monthly payment, interest rate, number of payment, etc... when the terms have been carried out, you will be the only legal owner of the vehicle

Yes

If they signed the promissory note, then it is legal, and binding.

The general answer to your question is, yes. You can trade in a new car. If you mean can you take a new car back to the dealer because you decided you don't want it, that answer depends on where you are. In most U.S. states, you cannot simply return a car to the dealer and turn in back in. There are a few states that have a cooling off period, usually about 3 days, but most states don't.

No state had a cooling off period on the purchase of a new car. Once you buy it and drive away it becomes a used car worth far less than it was when you bought it.

You really shouldn't write your homework questions on answers.com, talk to me in class.

You find out where the car is at- then call them tell them your the owner (you will have to show proof of ownership and have a drivers license)

Then they will tell you how much money it will cost you to get it out- ( they charge like twenty dollars a day for storage) so then you take your money to them and drive it away!! Good Luck - I am getting ready to go get my husbands car out of impound - that's how I know- I have to take them 90.00 - fifty for the tow- and 20 dollars a day for 2 days - Oh well