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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

If you have a judgment against you in Pennsylvania can you lose your house?

The forced sale of a primary residence is possible by a judgment creditor. However, this seldom happens as the procedure is lengthy and costly, generally the judgment creditor will place a lien on the property thereby encumbering it so that it cannot be refinanced, have the title transferred or sold until the lien is satisfied. Whether or not a valid lien is possible and/or a forced sale of the property is viable depends largely on how the property is titled.

How do I get paid now that I won the judgment?

how do I get paid now that I won the judgement in a civil court case and the business will not paid

Can you sue for malicious prosecution after beating the charges of receiving stolen property for stolen property found in the trunk of someone else's vehicle pertaining to lack of probable cause?

I would say yes because what if the person who received the property did not know it was stolen? Would you want to be able to contest something against you if you knew it wasn't true? I know I would, so just think about it. If you got wrongfully charged with receiving stolen property and you didn't know the property was stolen when you received it, wouldn't you want to be able to contest the charge??

Can you file the college network on bankruptcy?

In most cases, you can not include an educational loan in a chapter 7 bankruptcy.

This Person is wrong! The college network sells study materials. It is not an "Educational Loan" It is a private company. Yes you can discharge them like any other debt!

How do you get a legal order to repossess a vehicle in Oregon?

Present proof of your ownership and the lien contract to court and get a repossession order.

In New York State can an automobile be repossessed if it is in a carport and the repossessing agent does not notify you of his presence?

Yes. New York follows UCC laws when it pertains to the repossession of a vehicle. The borrower does not need to be notified of the action and the vehicle can be taken if it is not in an enclosed garage or locked property and there is not a breach of peace.

In California would the debtor who just filed bankruptcy be arrested for concealing the car on which he stopped making payments?

I don't know about California, but if you filed bankruptcy, you do have to answer to a Judge as to your actions, the non-payment, and/or concealment. The loan was secured by the car so if the Judge sees that the car is worth what is owed--you either reafirm and make payments or you give the car back.

How far from the highway is public property or at what point does the private property begin?

AnswerThe subject area of your question is a very broad area of property law. A property must be researched in the land records to determine where the actual property lines are in relation to the abutting highway. In Massachusetts when a lot or parcel is sold it extends in theory to the center of the abutting street. I will give you one example of public rights in private property in my area.

Let's say I own a 50 X 100 foot lot with 50 frontage on a side street. The paved portion of the street is 28 feet wide from curb to curb. In my area the early developers granted a 50 foot wide easement of public way to the city. That 50 foot way can be used by the public for all purposes of a public way. Please note that the actual street is only 28 feet wide. That leaves an 11 foot wide strip along each side of the road upon which the public can pass on foot. Note also that the 11 foot strip is on my land. Although I own that strip in fee I cannot prevent the public from using it for a walkway. I purchased the lot SUBJECT TO the easement of way.

In the case of highways or streets, there should be surveys of highway layouts in the land records that would show the actual property lines. Those surveys can be reviewed by a professional title examiner who can ascertain the location of the property lines. A comprehensive title examination will reveal if the property is subject to easements of way that benefit the public.

What are the affirmative defenses for debt collection?

Examples include Statute of Limitations, Doctrine of Laches, Lack of Standing, Plaintiff not licensed by Department of Consumer Affairs as a debt collector, Lack of Personal Jurisdiction. There may be other affirmative defenses, these are just a few and not all of them may be relevant to your specific situation.

If you fail to raise an affirmative defense, then you may lose the defense by waiver. So, it is vital to raise all affirmative defenses in your answer to a complaint.

What are the vehicle repossession laws in Indiana if I voluntarily let them repo my car?

For state Title and License Information, refer to:

Indiana Bureau of Motor Vehicles

100 N. Senate Ave., #401

Indianapolis, Indiana 46204

Telephone: (317) 232-2798

Security Interest is shown on title held by lienholder.

Per the Uniform Commercial Code (UCC) adopted in July, 1964: with County Recorder of county where mortgagor resides: if non-resident, where goods are located.

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements is that prior to foreclosure for chattel mortgages and within 21 days of retaking for conditional sales contracts.

Deficiency are Allowed.

Documents Required to Transfer Ownership of Motor Vehicle:

Title in owner's name showing lien (if possible to obtain). Certified true copy of contract. Certificate of Repossession and application for title in lienholder's name. Lienholder must obtain title in their name to dispose of vehicle.

Documents Required for Liquidation:

Certified copy of Contract (Form 1 Certificate of Repossession from California, Tennessee, Texas). All other states must have a repossession title in the client's name.

Plates remain with the owner / debtor.

Does the dmv give you the same written test?

No, there are several versions of the written test so that you don't have the possibility of getting the same test that you may have already previously failed.

What is the name of the bar on Rush Street in Chicago where 'Looking For Mr Goodbar' was filmed?

The entire movie was filmed on soundstages. If you want a... good bar... on Rush Street go to The Whiskey. Hi Adam, Thanks for responding. I'm surprised! I've heard so many people talk about a bar that preceded Gibsons (disco bar in the early 80's called "Faces"). They claim that it was filmed there. Must be a myth. Your recommendation is good, but Viagra Row is still a little too "South Beach" for my taste these days. : ) As I read the question, "Faces" came immediately to mind.

Your vehicle was repossessed and the finance company charged you ''storage'' fee on the invoice to get your vehicle back can the repo agent still charge for storage?

no because the storage fee that the finance company charged you was what the repo company charged on the invoice. the finance company had no other reason to charge storage fee's they did not store it

What does UNSTFD loans mean?

UNSTFD stands for unsubsidized Stafford loan. These types of student loans typically charge 2 - 3 percent more interest than subsidized Stafford loans.

What are the consequences of not making car payments?

If you do not make car payments you will default on your loan or lease. It will ruin your credit and end up with a repossession.

What is the height above sea level for Sudbury Ontario?

The City of Greater Sudbury, Ontario, Canada is located 347 meters or 1138.45 feet above level.

How soon after a car is repossessed can it be sold to someone else without your consent?

when your car is repossed they will send you a letter in the mail stating how much you back owe I believe that it also states how much the car currently is worth. The letter gives you a chance to re-buy the car however I can't remember if it gives you the amount of time you have to re-buy it. The letter is also to inform you what they can sell the car for alot of times if they sell the car for less than what it is worth they can come after you for the remainder. This could also differ according to the state you live in and according to the agreement you have with the loan company. My car was repossed and I ended up having to pay the back charges. Sometimes they will cut you a deal for that. For me they took half off what I owed and I payed the remainder so that it would no longer be on my credit report. But I waited for them to find me. Pretty much right away .

How can they repossess a car if I have moved?

Companies use different types of software and databases to locate someone. It's called skip tracing. They use credit reports, telephone listings, refrences (that you have likely listed on the application), and find family members using the software. It is highly likely that they will locate you (maybe not the car). If they are unable to find the car, they have the option of swearing a warrant for concealment of property for security interest. This is dangerous because you would still have tobe arrested to relase the warrant even if they retrieve the car and plan to drop the charges.

Is your concealed weapons permit valid if you were convicted of a DUI in Texas?

It depends, but the basic answer is, the permit is valid unless it has been revoked by the state that issued it. In some states such as Tennessee, you can still keep a permit if you have a DUI, as long as it wasn't a felony DUI.

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