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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

What is the minimum legal age at which you can become a repossession agent in Massachusetts?

In Massachusetts the legal age is 17 with parent consent and a minor work-permit available through your local courthouse. After that you will still have to go through all the usuall paper work to get permitted to work as a repossesion agent, and of course finding a company at which to apply.

How can you lower a car loan payment after chapter 7 discharge in California?

Only if the lender agrees to lower the amount due, remember that the BK discharged the promissory note; there is no legal mechanism to force the lender to lower the amount due (you are in a very weak bargaining position). If you dont make the full payments the lender is entitled to repossess the car.

How can you stop your neighbor from parking on your property in California?

The following information is general in nature. You should consult with an attorney who specializes in real property law in your jurisdiction if the problem cannot be addressed by the following.

There are several steps you can take and you should act immediately. You should make certain you know the correct location of your property line and that your property line is clearly marked. You should take some photos showing your neighbor's vehicle parked on your property and make certain the property line is visible in the photos. You should send a friendly, polite, businesslike registered letter along with a photo explaining that the car is parked on your property and request that neighbor not use your property for parking their car. Make certain the letter is to the point and friendly since you may need to use it as evidence later.

Request the neighbor stop parking on your property immediately and keep monitoring the situation. If your request is ignored then you should consult with an attorney about taking a stronger position.

What are the Georgia laws for theft by taking?

Theft by Taking

Taking or appropriating the property of another with the intention of depriving the owner of the property.

$500 or less is misdemeanor offense

Over $500 is felony offense

Does a company declaring bankruptcy have the right to demand return or reimbursement of all payments made to creditors 90 days prior as preferential payment?

the company declaring the bk? Absolutely not...the court can. But for the Co to even suggest it happened...when preferential payments are actually against the law....so it would be admitting it did so...would be more than stupid. And by its' very nature...payments made to all creditors can't be preferential...only payments made to specific creditors (or others) and not all may be.

Is it legal in the state of New York to be charged a fee to collect your personal belongings from a repossessed vehicle you don't plan to get back?

Yes. It is your personal property. It is taking up space on the property of the repossession agency. They may charge you for using that space.

If your vehicle was towed to an out of state auction and you had it reinstated and released for pick up but can't afford to go to the location out of state is the finance co obligated to tow it back?

You can try but i don't think the lender will pay to bring it back.Ask them or ask the repo guy if you can get a ride with him the next time he takes a car to the auction site.

What are the repossession laws in West Virginia?

On GOOGLE. Type in Reposession Laws in West Virginia. * http://www.lawdog.com/states/wv/repo.htm

If you have a judgment against you in Pennsylvania can you lose your house?

The forced sale of a primary residence is possible by a judgment creditor. However, this seldom happens as the procedure is lengthy and costly, generally the judgment creditor will place a lien on the property thereby encumbering it so that it cannot be refinanced, have the title transferred or sold until the lien is satisfied. Whether or not a valid lien is possible and/or a forced sale of the property is viable depends largely on how the property is titled.

How do I get paid now that I won the judgment?

how do I get paid now that I won the judgement in a civil court case and the business will not paid

Can you sue for malicious prosecution after beating the charges of receiving stolen property for stolen property found in the trunk of someone else's vehicle pertaining to lack of probable cause?

I would say yes because what if the person who received the property did not know it was stolen? Would you want to be able to contest something against you if you knew it wasn't true? I know I would, so just think about it. If you got wrongfully charged with receiving stolen property and you didn't know the property was stolen when you received it, wouldn't you want to be able to contest the charge??

Can you file the college network on bankruptcy?

In most cases, you can not include an educational loan in a chapter 7 bankruptcy.

This Person is wrong! The college network sells study materials. It is not an "Educational Loan" It is a private company. Yes you can discharge them like any other debt!

How do you get a legal order to repossess a vehicle in Oregon?

Present proof of your ownership and the lien contract to court and get a repossession order.

In New York State can an automobile be repossessed if it is in a carport and the repossessing agent does not notify you of his presence?

Yes. New York follows UCC laws when it pertains to the repossession of a vehicle. The borrower does not need to be notified of the action and the vehicle can be taken if it is not in an enclosed garage or locked property and there is not a breach of peace.

In California would the debtor who just filed bankruptcy be arrested for concealing the car on which he stopped making payments?

I don't know about California, but if you filed bankruptcy, you do have to answer to a Judge as to your actions, the non-payment, and/or concealment. The loan was secured by the car so if the Judge sees that the car is worth what is owed--you either reafirm and make payments or you give the car back.

How far from the highway is public property or at what point does the private property begin?

AnswerThe subject area of your question is a very broad area of property law. A property must be researched in the land records to determine where the actual property lines are in relation to the abutting highway. In Massachusetts when a lot or parcel is sold it extends in theory to the center of the abutting street. I will give you one example of public rights in private property in my area.

Let's say I own a 50 X 100 foot lot with 50 frontage on a side street. The paved portion of the street is 28 feet wide from curb to curb. In my area the early developers granted a 50 foot wide easement of public way to the city. That 50 foot way can be used by the public for all purposes of a public way. Please note that the actual street is only 28 feet wide. That leaves an 11 foot wide strip along each side of the road upon which the public can pass on foot. Note also that the 11 foot strip is on my land. Although I own that strip in fee I cannot prevent the public from using it for a walkway. I purchased the lot SUBJECT TO the easement of way.

In the case of highways or streets, there should be surveys of highway layouts in the land records that would show the actual property lines. Those surveys can be reviewed by a professional title examiner who can ascertain the location of the property lines. A comprehensive title examination will reveal if the property is subject to easements of way that benefit the public.

What are the affirmative defenses for debt collection?

Examples include Statute of Limitations, Doctrine of Laches, Lack of Standing, Plaintiff not licensed by Department of Consumer Affairs as a debt collector, Lack of Personal Jurisdiction. There may be other affirmative defenses, these are just a few and not all of them may be relevant to your specific situation.

If you fail to raise an affirmative defense, then you may lose the defense by waiver. So, it is vital to raise all affirmative defenses in your answer to a complaint.

What are the vehicle repossession laws in Indiana if I voluntarily let them repo my car?

For state Title and License Information, refer to:

Indiana Bureau of Motor Vehicles

100 N. Senate Ave., #401

Indianapolis, Indiana 46204

Telephone: (317) 232-2798

Security Interest is shown on title held by lienholder.

Per the Uniform Commercial Code (UCC) adopted in July, 1964: with County Recorder of county where mortgagor resides: if non-resident, where goods are located.

As per the UCC, repossession is allowed and permitted as long as it is peaceful.

Redemption Requirements is that prior to foreclosure for chattel mortgages and within 21 days of retaking for conditional sales contracts.

Deficiency are Allowed.

Documents Required to Transfer Ownership of Motor Vehicle:

Title in owner's name showing lien (if possible to obtain). Certified true copy of contract. Certificate of Repossession and application for title in lienholder's name. Lienholder must obtain title in their name to dispose of vehicle.

Documents Required for Liquidation:

Certified copy of Contract (Form 1 Certificate of Repossession from California, Tennessee, Texas). All other states must have a repossession title in the client's name.

Plates remain with the owner / debtor.

Does the dmv give you the same written test?

No, there are several versions of the written test so that you don't have the possibility of getting the same test that you may have already previously failed.

What is the name of the bar on Rush Street in Chicago where 'Looking For Mr Goodbar' was filmed?

The entire movie was filmed on soundstages. If you want a... good bar... on Rush Street go to The Whiskey. Hi Adam, Thanks for responding. I'm surprised! I've heard so many people talk about a bar that preceded Gibsons (disco bar in the early 80's called "Faces"). They claim that it was filmed there. Must be a myth. Your recommendation is good, but Viagra Row is still a little too "South Beach" for my taste these days. : ) As I read the question, "Faces" came immediately to mind.

Your vehicle was repossessed and the finance company charged you ''storage'' fee on the invoice to get your vehicle back can the repo agent still charge for storage?

no because the storage fee that the finance company charged you was what the repo company charged on the invoice. the finance company had no other reason to charge storage fee's they did not store it

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