Repossession

If the towing company has no liens or rights to your car, then no they have to give it back to you...they will need to provide a legal document showing you that they do have a lien or right. Nor do you HAVE TO PAY CASH to get it back. Some form of payment will do in the court of law. Call the police if you have an issue to get your car back.

You get a list from your county government of all properties which are coming up for condemnation hearings. Often times if the property is already classified as being uninhabitable you can pick these properties up direct from the local county or state. We look for and come across these types of deals in various parts of the country quite often. GetNationwideHouseDeals.com

It has to be included in a bankruptcy filing. A charge-off is a tax break for the lender. It has nothing to do with whether the debt is still owing.

Im pretty sure even if you did voluntarily hand it back you'd still have to pay the remaining balance. They won't just tanke back a car and call it good.

The Uniform Commercial Code in every state requires only the lender to sell "in a commercially reasonable manner". That's all. There is where the conflict arises on the selling price. A debtor who buys a car for $5000.00 more than it is worth is often heartbroken when s/he still owes $8000.00 after it is sold at auction to a WHOLESALER.

I am trying myself to determine if NJ has different rules from most other states. According to this website http://www.lawdog.com/states/nj/sta1.htm it looks like we can just take our cars provided we don't break any other laws, such as breaking and entering a garage. * Such laws relate to the repossession agent and the lender not the borrower/debtor. Retrieving or attempting to retrieve a repossessed vehicle without using the prescribed legal procedures is a criminal act.

You can put a lien on any property of his you can find anywhere, if local court rules permit it.

Yes, a voluntary repossession does not mean the buyer is not responsible for any of the remaining loan debt according to the original contract terms or for any additional fees.

Depending on the circumstances, you may be able to adjust that amount or file for a chapter 7 if you're eligible.

if the car had a lean on it the lean holder proble told them to an they don't have to tell u

There is no freon in a home sprinkler system.

If you have been filed for a fake bankruptcy, then you can sue the claming party.

not at all somtimes its better too use one as intemedation

You are allowed to set up a time with the tow company that retrieved your vehicle to get any personal items of yours out of it, that does not include installed stereos or custom wheels.

As for the notice, you will need to speak with your finance company, they will usually offer to give you back the vehicle if you can pay what is delinquent.

You "face" the unpaid balance due on the loan. PLUS repo fees, attorney fees, auction fees, fees fees, ect. TRY your best to sell the car even if you have to borrow some money to complete the payoff. It will be MUCH cheaper than any repo.

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You also face the long-term consequences of a voluntary repo showing as an unpaid charge off on your credit report. This can make it difficult, expensive and inconvenient for you to get housing, employment, utilities, insurance and credit.

When you finance a vehicle, you are not "buying a car". You are borrowing money that is "secured" by that car. When the creditor takes the car back, they still want the total sum of the money you borrowed. With any secured debt, there exists the possibly of the security being sold to recoup some of their loss. But if they sell the car for less than you owe, you are still liable for the deficiency balance (the difference between your loan balance and the amount they got for selling the now-used car).

Many Americans can and do live without credit, or with bad credit. But you do not ever truly escape your debts. You end up paying in one way or another.

Unfortunately; yes you ARE responsible the exact same as if you were the PRIMARY person on the lease. Well sorry. k love yayahs

In Massachusetts the legal age is 17 with parent consent and a minor work-permit available through your local courthouse. After that you will still have to go through all the usuall paper work to get permitted to work as a repossesion agent, and of course finding a company at which to apply.

Only if the lender agrees to lower the amount due, remember that the BK discharged the promissory note; there is no legal mechanism to force the lender to lower the amount due (you are in a very weak bargaining position). If you dont make the full payments the lender is entitled to repossess the car.

The following information is general in nature. You should consult with an attorney who specializes in real property law in your jurisdiction if the problem cannot be addressed by the following.

There are several steps you can take and you should act immediately. You should make certain you know the correct location of your property line and that your property line is clearly marked. You should take some photos showing your neighbor's vehicle parked on your property and make certain the property line is visible in the photos. You should send a friendly, polite, businesslike registered letter along with a photo explaining that the car is parked on your property and request that neighbor not use your property for parking their car. Make certain the letter is to the point and friendly since you may need to use it as evidence later.

Request the neighbor stop parking on your property immediately and keep monitoring the situation. If your request is ignored then you should consult with an attorney about taking a stronger position.

the company declaring the bk? Absolutely not...the court can. But for the Co to even suggest it happened...when preferential payments are actually against the law....so it would be admitting it did so...would be more than stupid. And by its' very nature...payments made to all creditors can't be preferential...only payments made to specific creditors (or others) and not all may be.

Yes. It is your personal property. It is taking up space on the property of the repossession agency. They may charge you for using that space.

You can try but i don't think the lender will pay to bring it back.Ask them or ask the repo guy if you can get a ride with him the next time he takes a car to the auction site.

On GOOGLE. Type in Reposession Laws in West Virginia. * http://www.lawdog.com/states/wv/repo.htm