Repossession

Yes. Repossessors have been dealing with these things for a long time, and they know how to deal with them.

If you fail to pay the mechanic for services then they can put a lien on your car and this has nothing to do with you making the monthly payments on time.

They can charge a fee if they have processed your stuff ..that is bagged logged etc..If what you have posted is supposed to be $45.00 that is not unreasonable.....$450.00 that is.

They can't make you leave it there, but if you cannot pay the bill to get the car released, they indeed do not have to release it back to your possession. In that case, yes, they will keep it impounded, and you will be charged a storage fee (usually accumulating daily interest) which must be paid before your car is returned to you.

NJ has mandated disability coverage for people who work in the state. It covers all workers, regardless of medical history.

Please rephrase your question, I can't understand what obtain appointment of license is referring to.

Who or what do you mean by "the repo man?" If it is the lender you are referring to, yes, they can. If they are attempting to repossess the vehicle because of your non-payment on the installment contract, AND you are concealing, or keeping them from recovering their property, they could charge you with Grand Larceny for intentionally depriving them of their property. On the other hand, if by "repo man" you mean the agent who is actually driving the tow truck, no, they could not - UNLESS that person also happens to be the lender/owner of the vehicle.

A number of states have a provision where you can go to your department of motor vehicles and file the vehicle as abandoned on your property. They will notify the lienholder/owner and if they don't respond they will transfer the title to you

So Am I they took our order on a debit card before Xmas havent delivered and now we cant get hold of anyone Sounds as though they have closed down Mike I have not yet researched bitsandpiecesuk.com's Company details but am in exactly the same situation with them, i.e. ordered over £170.00 -worth of goods in early December 2007 and did not receive ANY goods, nor ANY email offering any explanation, nor ANY telephone communication- NO contact at all from them. I waited patiently to see to see if there was any sign of the goods arriving after Christmas (having been possibly caught up in the Christmas postal rush), nothing arrived. Started sending emails via their online Customer Services form, also via their cservices@bitsandpiecesuk.com address, and have still received no reply. Exasperated, I reluctantly phoned their 0871 989 7962 Customer Services line at MY expense and their PROFIT, the call was answered by a man who explained that their "Despatch Company" (not named) had gone into liquidation and that all customers who had placed orders would be receiving a full refund. He then asked for my name and address details and telephone number, which I supplied, but which they obvously already had when the order was initially placed. To date I have not received the refund and am becoming increasingly suspicious as to what is going on. An internet search revealed that their parent company in the USA has an extremely poor Customer service history. I will post again with any new developments or contact information as i come across it. 23/04/2008. U.K. Company operations suspended by U.S. parent company. Probably not much hope now but expensive lesson learned- only but from well-know brand names when purchasing on the internet.

If you have met all the requirements of the lease, the answer is no. If however you have failed to meet your obligations under the lease, they for sure can cancel the lease. Leasing a vehicle is a very poor decision on your part. Buy a used car that you can actually afford. Leasing is a poor choice.

I don't know, But when you made the deal with the finance company to buy a car they would/should be holding the title to the car until the loan is paid off. One way to figure this out is do you currently have the title in your passion? (make sure) If you do have the title that would mean that you probably took out a personal loan. If the finance company does go to put a lien on your home they have to take it to court, YOU MUST GO TO DEFEND YOURSELF, So when you are in court you can tell the judge your side of the story, (if you don't want the car, and you do have the title ) offer the title up as payment to satisfy the loan. Another thing, When you applied for the loan you talked to a loan officer, and you told them you wanted a car loan. Tell this to the judge, and then ask the judge why would the loan company not hold the car title for collateral? (think about it) Also when you go to court, you might want to think about getting a lawyer ! good luck

You need to contact your husbands CO and/or base JAG for better advice. There ARE solutions for the problem and they can help you utilize them more effectivly than I. Do that BEFORE you do anything else.

Your house is included in a chapter 13; you had no choice. You can't not include it even if you, for some reason, think you did. If you actually made the payments as you assert, you should go into court on the return date for the motion with the proof of payment. The bank obviously thinks you didn't make the payment and that is why they are bringing the motion. Of course such a motion is legal. Thye judge will then decide who is right. In my experience, banks are typically right when they say they didn't receive payment. I would contact the attorney representing the bank (see the motion papers for phone number) and ask for your payment history and see if that matches what you think you paid. You should also file answering papers to the motion. Go to the court and see if they can help you file a brief response stating that you are opposing the motion due to having made payments. Include your proof of payment as an exhibit. Again, I tend to side with the bank. If they got the payments they would not bring the motion. The bank wants payment. You needed to make payments for every month after you filed bankruptcy. Did you do this? Read the motion and see what payments they assert you missed. Typically, it takes three or more payments being missed (lateness would not really cause a bank to bring a lift stay motion, though late fees are added in to what you owe) for a bank to bring a motion. Call the attorney and ask for proof and show them your proof of payment. The attorney and/or the bank is not trying to steal your property. Make sure that you are in court on the return date to oppose the motion. When the case is called you go before the judge and explain that you made the payments. If you don't show up, the judge will grant the motion and sign a lift stay order and then the bank can proceed with foreclosure even if you are still in bankruptcy. Hope this helped. = ans = The above is an exquisite answer...and to be sure you understand one other point, as you are indignant and questioning the legality of the banks action: If you did omit the house/loan from your filing, even though those forms are very explicit in saying you must provide information on everything (not just things you want)...and you then swear and sign to the court that you did: Not doing so is illegal and considered criminal fraud ON YOUR PART. And courts really don't take well to being lied to and defrauded.

Although I can't blame the person for this, no, you can't and it's called attempted murder or murder! Hopefully you have a dog(s) as they are the best protectors of your property. Set a trap for this looter and tie the sucker up and dump him off at the police station. Either that or get a shot gun and fill it full of rock salt and let him have a butt full of that. It won't kill him, but that rock salt burns and takes a long time to stop burning.

Technically, it still belongs to whomever holds the paper.

If it has not been towed, you should IMMEDIATELY go to court and ask the judge for an injunction to give you time to get your head together.

If you are lucky, you just received the same letter that the finance company's computer churns out to latepayers every month so the likelihood of a tow-truck showing up is not high. Still, you don't want to take any chances.

Get an injunction and tell the finance company you have it (and call the local tow companies too, because it will be one of them that will come to get it, not someone from Chicago or Florida or Canada) and you want to talk about the balance.

Either pay off the lien and then sell the vehicle, or sell the vehicle and use the money to pay off the lien.

I believe this is a urban legend. Can you cite the actual law that states this?

I don't know Mark. Did you ever bowl Walter Ray William Jr? ROTFALOL!!

You don't think anyone can look at your other questions and replies and tell they are you one and the same trying to look like someone you are absolutely not or will ever be. Loser is your birth name. Go back to using it and people will respect you more than they do now.

Lenders don't issue deficiency judgments. Courts do. And if the lender doesn't get the total amount owed, including all the costs of trying to recover (legal, towing, fix up, maintenance, interest, fees, etc), then they would ask the court for this judgment and normally get it.

none. it will still show up as a repo. it will still go againt your credit unless you can refinance it for a lower amount so you can pay each month.if you can put it up for sale and let someone take over the notes, that would be better. but the person has to qualify through the place you bought if from. but there is no pros that i know of. if someone gives you the pay off amount then that may work. some places will work with you under hard ship cases, like a divorce, death, medical injury, temporary disability. but you have to pay somthing until you can get back on your feet. if there is no way out at all, it will be a mark against your credit for 8 years.

Not in Florida! Each state will probably be different but law enforcement in Florida can only standby to 'keep the peace' in a repo situation. It is a civil matter and we do not take sides in civil matters, only enforce criminal violations. No you cannot be held by the police for driving a car up for repo in any state.It is a civil matter not criminal.The police do not know if a car is up for repo, nor do they care it is between you and the lender.

Your question is too broad to answer in this forum. See link provided below where you can review the laws relating to marriage in West Virginia.

Your garage door and your neighbors transmitter are on the same frequency. You will probably need to change one of the frequencies.

That would be called ,theft.