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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

Can you default on a car loan when the lender stops your automatic payments?

Assuming they haven't actually repossessed the car yet, you should contact them immediately to find out what's going on and begin making up the missed payments. If they made an error, they should stop repossession proceedings and remove the ding on your credit report (you should probably also contact the credit bureaus in the meantime to dispute the report). If they HAVE repossessed the car...

If the lender stopped processing your automatic payments without notifying you, and you did in fact have the funds available to make the payments had they tried to process the automatic payments, then you might want to consult an attorney; it sounds like you probably have a case against the lender.

If they did notify you that they would no longer be accepting automatic payments, or if they notified you of a failed attempt which you would need to pay manually and you didn't bother to do it, then it's a lot more obviously your fault instead of theirs and there's not going to be much you can do about it.

Can they put you in jail for having a lean on your car?

No, the lender can not have you put in jail because they have a lien on you car. They can press charges against you in many states if your vehicle is up for repossession and you attempt to hide it or hinder the agency hired to secure it from recovering your car. Or, if the lender secures a replevin and you still refuse to turn over the vehicle, you will go to jail then for contempt of court.

If your car is impounded what is the law regarding your possessions in the car Can you get them out without paying the impound and towing fees?

You are allowed to remove any personal possessions from a vehicle that has been impounded without paying. You are not allowed to remove any part of the car like speakers, spare tire, seat covers, etc...

Can you file bankruptcy on a fraud judgment?

If there is a judgment AGAINST you for fraud, then NO, such a judgment WILL NOT be discharged.

How do you get a car repossessed from your ex wife?

Contact a local repo company they will tell you what you need.Good Luck.

What can you do if the repossession company overcharged you for repo fees?

You may want to check your state's statutes. In most states, repo companies can charge a fee and it's completely legal. If, in your state, it's not legal, you can file a grand theft report with the police agency governing the jurisdiction where the company does business. You can also sue them in civil court for the fees plus court costs. However, make sure first that charging the fees was illegal.

In Georgia can a Repossession man enter your garage to take your car?

No.

Entering a building to recover a vehicle is considered a breach of peace whether the garage the door was closed and/or locked or not.

The exception would be if the recovery agent held a replevin order.

Answernot legally,but they will try to make you believe they have the authority.

they will have legal looking papers and talk the talk.they can sound very convincing.also they will have sound like they are doing you a favour by saying,we will hold it for you till you can make up the payments.DO NOT FALL FOR ANY OF THAT.THEY HAVE BEEN KNOWN TO ACTUALLY JUST TAKE THE VEHICLE WHEN YOUR NOT AROUND OR HAVE IT TOWED FROM YOUR PLACE OF EMPLOYMENT.ONCE THEY HAVE IT YOUR ONLY HOPE IS TO PAY IT OFF.TAKE IT FROM AN OLD PRO.

How long does a creditor have to repossess your car after last payment was made.?

Depends on the language on the note you signed. Some have a grace period and some do not. Read the note you signed. My advice is to not let this happen. The creditor does not want to repossess your vehicle any more than you want it repossessed. It will cost him money to sell your car and then try to recoup the balance on the loan between what the car sells for and what you owe, which you will, in the end, pay. Go sit down with the creditor and work something out if at all possible. You know your credit will be ruined for 7 years if you do not fix this problem. I agree about dealing with the creditor; if you are just waiting for them to pick up the car, why not return it now? At least you won't be using something you do not own and/or it can be returned in decent condition. As with most things, the sooner you take care of a problem, the better off you are.

What law is Civil code section 1 section 1714.2?

It is called the Good Samaritan Law and SB 911 in the State of California. It basically encourages citizens to get emergency medical training such as CPR so they can render aid in emergency situations.

What if your car was repossessed due to lack of insurance yet was insured at time of repossession?

Vehicles cannot legally be "repossessed" due to a lack of insurance. Re-possession can occur only when there is a default in the payment contract and the original owner (the lender) recovers their property from the defaulter.

Can the police take your car plates parked in in mass my driveway?

The Plates are not 'your' plates, they belong to the STATE that you have registered your car with. If the STATE wants their plates back for any reason, they could have the POLICE get them from you by a number of ways.

So to answer your question... Yes the POLICE can take the "STATE'S" license plates from your car if they are instructed to do so by the STATE.

What are Richmond Virginia towing laws?

Here is the bottom line on towing laws in Richmond, Virginia. -- If you ask a towing company to tow your vehicle, no regulations apply. -- Property owners may get "trespassing" vehicles towed from their properties. Per City ordinance, there should be a sign telling folks that the parking area is for customers/residents only, and giving a contact phone number to get the car back. If the sign is not there, the parking lot owner can still get trespassing vehicles towed, but there is no fee to the car owner. -- If you park your car using on-street parking, make sure you look signs limiting how long your car can stay, or no parking for street cleaning, etc. But don't leave your car in the same on-street spot for more than ten days, or it might get towed as an abandoned vehicle. -- The City Attorney's Office ((804) 646-7940) can give details.

If your house was raided by the cops and drugs was found but there was no arrest made can the police file charges in the future?

It is impossible to determine from the info given in the question why no arrests were made. In order to answer the question, one would have to know the purpose of the search warrant. Was it simply to seize the illicit drugs or was it done to identify who "possessed" them? The knowledge gained by the authorities during the successful drug seizure CAN be used as a basis for future law enforcement action.

What happened in the book Fake ID by Walter Sorrels?

In the book, Chastity and her mother have been on the run since Chass was a baby, assuming new identities in every town. She doesn't know why they are running, who her father is, or even her real name. On the night of Chass's sixteenth birthday, her mother disappears. Police find her abandoned car, blood matching her DNA, and a purse containing six ID cards. Chass doesn't believe her mother is dead, only that she had to run again. If Chastity doesn't find her mother in six days, she'll be put into foster care.She is chased by people who are trying to kill her while she is look for her mom. Once her mom gave her a key to open a deposit box , she only found an old CD , she played and it was a clu of a murder. On the tape, Kyle Van Epps told Chas's mom that he killed some girl he used to go out with and that he and 2 of his best friends were there on the crime scene. Chas noticed that the people that were chasing her worked for Van Epps Company; Chas's mom send her a text message saying that she was okay and that she will meet her @ midnight on a bar. When she got there , her mom was there with Van Epps and he told her to give him the tape or her mom will die. Chas gave him the tape but he ran away with her mom and the tape(this part is way longer but it is a lil summary so .... ). At the end, Van Epps went to jail, her mom was rescued and she was okay. But she still had the doubt of who her father was if it was Van Epps or not ? or if Van Epps and her mom were married and got divorced?..... but none of those questions are right. Her father was the music producer who recorded the tape but he got killed by Van Epps , Van Epps always know her mom got the tape and that's why they were always on the run. He even told her what her real name was but she changed it to Chassity Pureheart because that know she was known as by everyone else.

What charge is criminal investment?

Not really sure what is being asked. Is the questioner referring to the RICO statutes (Racketerring Influenced Corrupt Organizations)?

How do you repossess a vehicle in one state when you live in another?

The person doing the actual repossession has to be where the car is. Either YOU go to Kansas or hire someone in Kansas to do the dirty job and you go pick it up. Email me if you need more info. BTW, repoing ain't cheap. Expect to pay $500.00 and up PLUS transport if needed.

Who needs to be bonded?

Generally it's required by law, by the bylaws of a corp, an employer, bascially anyone who handles large sums of $$$ that could be stolen

Do police cars have mot's?

Yeah, so police cars just have mot's. It's always been like that and will in all probability always remain be that way, too

What makes a secured creditor a secured creditor?

A secured creditor is one who has a contract with you that says if you fail to pay, the creditor can take a specified item you own to satisfy the debt. Most common are purchase-money loans, such as mortgages or car loans, but it can be any item.

What is difference between payment of wages act and minimum wages act?

The difference between the Payment of Wages Act and the Minimum Wages Act is in what these acts enforce. The Payment of Wages Act ensures when payments should be made, how they should be made, and limits deductions. The Minimum Wages Act ensures that workers in certain industries are paid at least a certain predetermined amount.

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