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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

What is the time limit to file an auto lien in MN?

I don't know Mark. Did you ever bowl Walter Ray William Jr? ROTFALOL!!

You don't think anyone can look at your other questions and replies and tell they are you one and the same trying to look like someone you are absolutely not or will ever be. Loser is your birth name. Go back to using it and people will respect you more than they do now.

Deficiency judgment in Illinois?

Lenders don't issue deficiency judgments. Courts do. And if the lender doesn't get the total amount owed, including all the costs of trying to recover (legal, towing, fix up, maintenance, interest, fees, etc), then they would ask the court for this judgment and normally get it.

What are the pros and cons of voluntary repossession of your mobile home?

none. it will still show up as a repo. it will still go againt your credit unless you can refinance it for a lower amount so you can pay each month.if you can put it up for sale and let someone take over the notes, that would be better. but the person has to qualify through the place you bought if from. but there is no pros that i know of. if someone gives you the pay off amount then that may work. some places will work with you under hard ship cases, like a divorce, death, medical injury, temporary disability. but you have to pay somthing until you can get back on your feet. if there is no way out at all, it will be a mark against your credit for 8 years.

Can you be detained by a police officer for driving a car being sought out by a repo rep?

Not in Florida! Each state will probably be different but law enforcement in Florida can only standby to 'keep the peace' in a repo situation. It is a civil matter and we do not take sides in civil matters, only enforce criminal violations. No you cannot be held by the police for driving a car up for repo in any state.It is a civil matter not criminal.The police do not know if a car is up for repo, nor do they care it is between you and the lender.

West Virginia marriage laws?

Your question is too broad to answer in this forum. See link provided below where you can review the laws relating to marriage in West Virginia.

Why does your neighbor's transmitter open your garage door?

Your garage door and your neighbors transmitter are on the same frequency. You will probably need to change one of the frequencies.

What are the sex laws in California?

As far as the age of consent: The age of consent is 18. It is not legal to have sex if you are not at least 18.

You are starting a carpet business and need to know if you need to get bonded and insured?

You would definitely want the protection of insurance if something happened to ruin a large load of carpet that had not been installed or paid for or for some issue of liability. Look at the possibilities in incorporation in your state and the bonding requirements.

In nc can debt collectors call on Sunday?

Yes, the law does not list any days that are not-permitted, just the hours to which the calls can occur, which are 8AM and 9PM your time.

How many days do you have in nc to get your vehicle back after repo?

THis may be cvered under Consumer Law. However, providing that the car has been legally re-possessed it is not a criminal matter. If the lender repossessed the automobile I would contact them ASAP and make some arrangement to become current with your payment. Possibly, they may release the car back to you.

How can you keep your tax return when you file a bankruptcy chapter 7?

I assume you mean "how do you keep your tax REFUND when you file a chapter 7 bankruptcy?" A tax refund is an asset of the estate and, generally, the trustee will take it. There are two ways to avoid this, first way would be to delay filing your bankruptcy petition until after you have gotten your refund and spent the money. The second way is to declare part or all of the refund to be part of your exemption, however exemptions are small and most people have other assets (like computers, wedding rings, paychecks, etc.) they want to protect with their exemptions.

What is a ten day demand letter in repossession?

You have ten days to bring your account current or action to repossess the item will begin.

How do you get a repo license in New Jersey?

Have to go to sectary of the state office and apply for it.

New Jersey Department of State

225 W.State Street

P.O. Box 300

Trenton, NJ 08625

What am I as a holder of someones personal property to do if the sheriff's department refuses to escort a person I have a peace order against onto our property to retrieve belongings?

Unless specifically ordered to return the person's property by the courts or the sheriffs department, you are not legally obligated to accommodate the person who may own the belongings. On the other hand, if you really want to return the property, call him and drop it off somewhere for him to pick up.

Your car was repossessed with your belongings in it Can you consider them stolen and call the police?

You can. They probably won't do anything. Call the loan company to see where you can get your things or they will mail them to you.

Payday lender files false claims in bankruptcy?

Contact your attorney. Depending on the situation, he/she may add it to the bankruptcy (it may be easier to discharge it than fight it), object to the claim, or file an "adversary proceeding" (a lawsuit within the bankruptcy case) to bring it before a judge.

Why is a warrant generally necessary to a lawfully arrest a person who is residing within his or her own home?

(in the US) A warrant is NOT necessarily required. If the person living there is KNOWN to be wanted for a felony offense, law enforcement may arrest them at any time, with or without a warrant. Not unless the person attempts to hide themselves within the house is a search warrant for the premises required. HOWEVER - in the case of a misdemeanor offense, a warrant would be required because of the elapsed time between the offense and the arrest requires one. Also - in the case of felony offenses - occasionally ongoing investigations run over a lengthy periods of time and after gathering sufficient evidence that the wanted person committed the crime, it is better to present the affidavit containing the probable cause to the judge and have a warrant issued which can then be served at anytime thereafter.

My car was not repossessed but the account was charged off what can happen?

Will be repossessed, be patient. You either pay off, or pay off. No longer able to make payments. They will repossess the car and sue for the difference. Sorry.

Does NJ have bench warrant reciprocity with Oklahoma?

A "Bench Warrant" is a warrant for arrest issued directly by a court. All court systems in the US grant receprocity to one another therefore, yes, a NJ bench warrant is good in OK. As a practical matter, if it was issued for a very minor violation they may not hold you or extraidte you because of the time and expense involved, but I would never count on it 100%.

What states can you work in with Texas adjuster licenses?

You can work in multiple states with TX Adjuster License. Since the Texas Adjuster License is recongnized in so many states, it is highly valued in the industry and is considered to be the #1 license in independent claims adjusting.

Few of the states where you can work with the TX Adjuster license:

AL, AK, AR, CT, DE, FL, GA, ID, KY, MN, MS, MT, NH, NM, NC, OK, SC, UT, VT, WA, WV, WI, WY

A finance company has contacted you to say the motorcycle you bought 2 years ago has outstanding finance can they make you pay or could they take your bike?

FIRST OFF,ALWAYS CHECK FOR LEINS OUTSTANDING ON ANY MOTOR VEHICLE.YES THE COMPANY CAN MAKE YOU PAY THE OUTSTANDING LOAN,IF IT IS WITHIN THE STATUE OF LIMITATIONS.THEY CAN ALSO REPO THE BIKE.THEY MUST HAVE THE DOCUMENTATION AND IT MUST HAVE BEEN REGISTERED.THE SOLUTION?PAY SMALL TOKEN PAYMENTS ON THE LOAN.IF A PAYMENT OF SAY,$15.00 IS RECIEVED AND THE COMPANY CANNOT REPO.MAKE SHURE THAT A PAYMENT IS MADE AT LEAST EVERY 90 DAYS.THE FINANCE COMPANY CAN THREATEN YOU WITH EVERYTHING SHORT OF DEATH.DON'T BELEIVE EVERYTHING THEY SAY.JUST MAKE SURE THAT TOKEN PAYMENTS GETS POSTED EVERY 90 DAYS.DO NOT PAY CASH,YOU WANT A RECORD THAT A PAYMENT HAS BEEN MADE.THE FINANCE COMPANY'S WILL HATE ME FOR THIS. ROCKIN ROD.

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