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Repossession

Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.

11,694 Questions

Are you entitled to pay for a car if it is a lemon and the dealership does not have the title?

I would not buy or pay for a car form anyone who did not have title to the car. The car may have been stolen.

How do you buy a car without money?

you can't! unless you win the lottery.chance: 1 out of 56 million

What should you do if your car is a lemon?

Lemon VehiclesStates with lemon laws allow the owner a refund or replacement when a new vehicle has a substantial problem that is not fixed within a reasonable number of attempts. Many specify a refund or replacement when a substantial problem is not fixed in four repair attempts or the car has been out of service for 30 days within the first 12,000 miles/12 months. If you believe that your car is a lemon:
  • Contact your state or local consumer protection office for information on the laws in your state and the steps you must take to resolve the situation;
  • Give the dealer a list of symptoms every time you bring it in for repairs; keep copies for your records;
  • Get copies of the repair orders showing the reported problems, the repairs performed and the dates that the car was in the shop; and
  • Contact the manufacturer, as well as the dealer, to report the problem. Some state laws require that you do so to give the manufacturer a chance to fix the problem. Your owner's manual will list an address for the manufacturer.

Here are more answers and opinions from other FAQ Farmers:

  • This term is generally not understood by the public. Example: A bad tire, then the AC goes out followed by a piece of moulding coming loose. While frustrating, these different problems do not fall under the "Lemon Law". It has strict guidelines to protect dealers from spurious claims. Not an easy process as the paperwork is tedious and specific. Once the vehicle has been deemed a lemon, a complicated formula is used to pro-rate another vehicle sale.

The most important part of recouping money for your claim is documentation.

If you give back a car on credit does this end the agreement?

IT DEPENDS ON THE BALANCE OWING ON THE CAR,THE RULES OF YOUR CONTRACT AND THE CONDITION OF THE CAR RETURNED. MOST FINANCIAL INSTITUTIONS WILL AUCTION THE VECHILE AND PLACE ANY MONIES RECEIVED FROM THE SALE TOWARDS THE BALANCE OWING. IF THER IS STILL AN AMOUNT OWING, YOU ARE STILL LIABLE TO PAY THAT AMOUNT.

Can a 14 year old buy a car?

Legally, sure. But, there must be someone present to transport the vehicle and or drive it. Then the car would have to sit until able to be registered, that is unless your state has a law against unregistered vehicles like mine does. I would just wait until you are of age to drive and have a license before worrying about purchasing a vehicle.

What car brand is the most sold in the world?

Toyota.

The biggest car COMPANY in the world is GM, but they only have about fifty brands of cars, including Chevrolet, Buick, Pontiac, Holden, Opel...it's kinda hard to be the "most sold brand" when your company's brands are regional. Every country sells Toyota cars. the most sold car in the history of cars is the Toyota corrola!!!!!

What does it mean to buy a belt?

belt for you car. Timeing belt for power steering, fan clutch, ect...

Can you sell a car that is not paid in full?

In some cases you can it depends how much you owe but it is not the best choice because maybe that person can owe more money to you.

What could be damaged when a car is 'bottomed out'?

If you have a late model Audi A4 or A6 or a VW Passat, it is possible to crack the engine oil pan and/or the transmission housing/case. If you have an older Chrysler FWD sedan, it is easy to put a hole in the engine oil pan.

On many RWD and 4WD vehicles, the rear differential and the transmission are in danger if you high-center.

On almost any vehicle, you can do damage to suspension, tires, rims, wheel bearings, exhaust system and in a severe situation, the frame or body. == == Kinda hard to say, one theory is a exhaust tube opened up and that could explain the hissing and exhaust smell, if the o2 sensor was damaged it may also explain the hesitation. You need to have someone look at it, your symptoms that you explain can be interpreted in more than one way. My guess is it will cost $207.92 to fix, post what it does end up costing. bottomed out is when the shock absorbers are completely compressed and the car cant go down anymore, it usually happens when putting large amounts of weight in the car or "landing" hard. usually it wont have any effect on anything but it sure wont feel good or if the car is low or dropped down for effect..you could hit your transmission, oil pan...both very bad..transmission (major $$$) oil pan- all oil leaks out, impossible to drive, crankshaft damage and maybe fatal engine damage too.. frame damage, drivesghaft.. well tranmission and if its rear wheel drive hit ur driveshaft. i had a 2000 ford windstar and i went airbourne and landed hard and broke the transmission and the whole equast system tore out it cost 4,598 dollors to repair

89 trans am gta pace car with air inducted ls1 running hot 225 what is the average temp?

another great way to tell is to ask your parts counter person what the temp setting is on your thermo stat that way you get the right one for your computer

AnswerOKAY I UNDERSTAND YOUR QUESTION, I HAVE ONE AS WELL, ALL TRANS AM'S RUN A LITTLE HOTER THEN MOST CARS, 220'F 225'F IS ABOUT RIGHT FOR IT TO RUN THAT HOT, NOW YOUR ELECTRIC FANS SHOULD KICK ON AT 225'F. I HOPE THAT HELPS.

that really helps olot

If you co sign on a car the signer can't make the payments the down is not fully paid it was bought at a dealership the actually has the title in their office can you give the car back?

The way I would "get myself out" of that deal is to call the bank who financed the car, tell them you don't have the down payment money and don't want the car. The dealer will probably let you out of the contract. Banks don't want repo's and it reflects badly on their business partner, the dealer.

How do you find and clean a solenoid on a 1994 Blazer S10 4X4 so the 4 wheel drive will work properly?

there should be an actuator on the transfer case and on the front diff

Answerthere should be an actuator on the transfer case and on the front diff

the encoder motor(solenoid) is on (I think) the passenger side of transfercase

Vacuum Switch with vac.lines is on the drivers side kinda of at the top of transfercase, there is a relay behind glovebox(for the push button) and there is a Vacuum Actuator under the battery box with a vacuum line on one end and a cable on the other that runs to the front diff. When you push your button you can actually hear the encoder motor and also the relay behind the glove box. I personally have had problems with the vacuum switch and the vacuum actuator. O.K. not sure if you can clean the encoder motor. They can actually seize up from not being used. I personally use my 4X4 all year (down gravel road, driveway or across yard) to make sure the encoder motors stays functional (these are very expensive)

How cars are made?

Cars are an assembly of parts most often from suppliers scattered across the country and often the world. The parts for the cars are made at supplier factories then shipped to the car company's assembly plant where they are assembled into the car you drive.

One supplier might make the seats or other interior parts, another makes the wheels, another the tires and so on. Generally the assembly starts with a car's frame, to which the engine, suspension, steering, brakes, transmission and other frame parts are attached as the frame moves down the assembly line. At each stop on the line other parts are added.

The body also moves down an assembly line where first it is rustproofed then painted and next all the windows, body panels, handles, interior and other body or interior parts are added.

As the frame and body near completion they flow to a station where they are joined and all the electrical and fluid connections are made and the car finally rolls off the assembly line as a full vehicle which is then shipped to your local dealer.
Cars take a lot of time and engineering on many different areas involved in vehicles. It probably takes 2 to 4 years to design, test, and begin the production on an assembly line. Once designs, safety, and financing is approved for a car is built and then it is sold at a dealership. The manufacturing process is almost as much of a project as designing the car. It has to be engineered just like anything else and advancement in robotic technology helps almost completely automate the process. Then cars are shipped off to dealers after being completely and sold to customers.

Can finance co still repo your car after a charge-off and still do not have possession of the vehicle?

WHEN A FINANCE COMPANY CHARGES OFF THE ACCOUNT, YOUR VEHICLE IS STILL OUT FOR REPO, THEY JUST TOOK THE FIRST STEP IN THE PROCESS OF GETTING A COURT ORDER TO GET THEIR PROPERTY BACK AND BY THE WAY.... YOU PAY ALL THE LAWYER FEES AND COURT COSTS.... LIKE IT OR NOT. IF YOUR OUT FOR REPO GIVE IT UP, IT'LL BE CHEAPER FOR YOU. NEXT QUESTIONS BANKRUPTCY? AFTER A JUDGEMENT IT DOES YOU NO GOOD

ANSWER

They can try, a "charged off" account is just written off the books and an uncollectable debt, it does not mean you own the car, it just mean that the finance company or bank no longer considers it an asset. If there is not a body attachment, which are rarely given, and you need the car, try and work something out with the finance company. You can put a charged off debt or judgment in a bankruptcy.

Can you insure your car in your sisters name?

Yes. But it is going to depend on what company you are with. Not all companies allow you to insure a vehicle if it's not in your name. The company that I previously worked at did allow it.

You had to add an "Owned By Endorsement" to your policy. They will run the driving record of you and the owner, in this case your sister. They might possibly rate for your sister also, if she is not rated on another vehicle policy or if she lives in your household.

So I would definitely look into it.

If you sell a car to someone and they sign a noterized paper stating that they will turn over vehicle if no money has been paid in 90 days can the person who sold the vehicle go and repo it back?

Depending on which state you are in only a licensed repossesor can go and physically take possesion of the vehicle. You will more than likely have to take the buyer to court and once judgment has been made in your favor a baliff of the court can take the vehicle and turn it over to you.

How to sell your financed car?

If your car isn't paid off at the time you wish to sell it, things are a little more complex. You need to close the loan with your lender by paying off the balance with the proceeds of the sale so that you can present a clear title to the buyer. If however, you have to sell the car for less than you owe on it, you will need to pay the balance of the loan out of your own pocket to the lender.

What if you have an unpaid speeding ticket from California that has gone unpaid for 5 years?

It doesn't just go away. From your question I assume you live in another state. Some states are better than others at sharing driver records. You might find sometime in the future your local DMV will require a clearance letter from CA before renewing your license.

If you purchase a car from a private dealer how will you get it home with out tags or even to get temp tags?

Sorry..you put "private dealer". Is he a dealer or a Private Party? For the future it would help to know what state you are in. Not all states offer temp tags. The dealer made a sale. Ask him to drive it home for you with his dealer plates on. Better yet, you should insure and register it.

When driving the throttle seems to get sucked wide open no throttle respones at allhave to turn car off to stop motor from over reving.got the car notrunning.92with 3.1-5spdhas bad exhaust leak help?

If your reference to 3.1 is the engine displacement, it sounds like it might be a Grand Am or some other Ponticac/GM car. We'll give it a shot though. If it's a fuel injection engine, I'd pull the cover off the assembly that the throttle cable goes to. In my '96 Sunfire, there is a rotating "wheel" which is what feeds fuel to the injector system. It's operated by the cable. That wheel, or whatever it moves, might be sticking due to age, wear or dirt. It's shoot it real well with good old WD-40 and try it again. Check the gas pedal and associated linkage too. It sure sounds like something is sticking or binding and you'll have to determine where. (If, indeed, this is the case) If that doesn't work, let us know and well try go give you some other bogus advice! ;) FriPilot

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