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Repossession
Seizure of property bought on credit for which loan payments are not being received. Please note that when asking a car repossession question, it is often useful to include the state that you live in. This will enable people to give you better answers.
11,694 Questions
How do i buy a car from a person who doesn't have the title in their name?
Answer
I don't think you should complete the sale, especially since you do not need the car for several months--it just doesn't sound like the guy really owns the car, or that there is something else going on in the background. The thing is, that this is a monetary transaction and not a friendship. You need to separate the two and not be "nicey nice" about the whole thing. By the way, have you had your mechanic inspect the car?
Both of you should visit the DMV together and find out what you need to do. It does sound like you have the story right (below), and it is just one move to get the title. But, you need to find out if this is still a "clear title" if you have bought it from an owner who never registered the car. Does he have a bill of sale (with the VIN and "paid") from the previous owner?? Then, you should also make sure that the car will pass the state's inspection so that if there is something wrong with the car you can avoid completing the sale.
More info on the Question
well from what i have been told (ive been talking with the seller for a few weeks now and he seems legit) the current seller purchased the car a few months ago, but was unable to get the title from the original seller until about a month and a half ago. the orig. seller has filled out the seller side of the title, but the current seller has not. therefore, he hasn't paid taxes on it yet, so the title is still in the orig. owners name. so could i just fill my information in on the buyers side of the title and then pay taxes myself?(i suppose if a date hasn't been filled in) or as long as i have the title, and a bill of sale, would that work? his uncle owns a car lot and said that his uncle would be willing to fill out the bill of sale with me(like his lot was selling the car to me) to kind of avoid any mistakes. I'm trying to figure out a way for this to work, without the seller having to pay the taxes and fees just to turn around and sell it to me. since he was not able to get the car registered his uncle was letting him barrow dealer tags to drive it. other than driving the car back home, i don't plan on driving it for a few months and wouldn't mind absorbing the taxes and whatever other fees i'd have to pay, i just would rather not pay them upfront.
any help/advice would be great!
Can you import a vehicle into Canada that has a lien on it?
A lien only exists when a vehicle is in the possession of the person/company who are owed monies from it, once released legally, there is no holding on it and the right of lien has been lost
If you have a repossession on your credit Can you still apply for a loan to get another car?
It depends on three things...1) How long ago was the repo? 2) What is your credit score like now? 3) Do you pay your bills on time? Dealers work with several lenders who will finance people in your situation although the interest rate on your loan will most likely be higher than someone without a repo on their credit.
Nothing..... it is the responiblty of the lender to arrange someone in your state to repo the bike (or car). Keep your insurance on the bike just in case something happens to it in the meantime.
How do you register an antique car without a title or bill of sale?
In most places there is a something called a salvage title which allows you to establish ownership. Contact your local motor vehicle office to determine what paperwork is required.
Is their a grace period for returning a used car within 24 hours?
Sometimes, in some states it's more BUT many DO NOT have a "cooling off" period. Find out if you state is one BEFORE you buy, otherwise once you sign-it's done.
Can you sell a vehicle in Idaho without a title in hand?
As long as it was not stolen, yes. just put on the bill of sale "AS IS, NO TITLE. I MAKE NO WARRANTIES OF TITLE, MERCHANTABILITY OR USE." this clears you from having a title and they cannot come back to you saying that you were going to get the title for them. also if they break it when they use it, it says that you wont warranty or fix it.
1) Yes.
2) No.
Fuel injected:
Most likely is the hesitation has another cause such as a bad TPS, MAF or MAP that has lead over time to oxygen sensor damage. With a bad oxygen sensor, your ECU has lost it's fuel learn parameters and made the hesitation problem worse.
Carbureted:
More likely is a minor leak inside the carburetor causing the hesitation and this may have also caused damage to the oxygen sensor. Rebuild the carburetor and replace the oxygen sensor at the same time.
yes and no... the purpose of the O2 sensor is to monitor the exhaust gasses to ensure that the exhaust is within tolerance of federal regulations (to make sure you're not polluting). On later model vehicles, the O2 sensor plays a part in controlling your fuel/air ratio, depending on what the O2 sensor sees, it can make the engine run rich, giving you more power in some cases, but trying to flood the engine when you floor the pedal. Which sounds like the problem in your case.
if your 02 sensors are bad your check engine light would be on.
Can you go to jail for driving with no insurance expired tags and altering a license tag?
Possibly ... more likely some stiff fines, though, and/or community service time.
Can a car be traded in for a used less expensive car if the payments are not up to date?
Dang right. They will love you. Get the payments up to date and sell your car. Then buy you something cheaper.
When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract in any way, your creditor may have the right to repossess your car. Talking with Your Creditor
It is easier to try to prevent a vehicle repossession from taking place than to dispute it afterward. Contact your creditor when you realize you'll be late with a payment. Many creditors will work with you if they believe you'll be able to pay soon, even if slightly late. Sometimes you may be able to negotiate a delay in your payment or a revised schedule of payments. If you reach an agreement to modify your original contract, get it in writing to avoid questions later. Still, your creditor may refuse to accept late payments or make other changes in your contract and may demand that you return the car. By voluntarily agreeing to a repossession, you may reduce your creditor's expenses, which you would be responsible for paying. Remember that even if you return the car voluntarily, you're responsible for paying any deficiency on your credit or lease contract, and your creditor still may report the late payments and/or repossession on your credit report. Seizing the Car
In many states, your creditor has legal authority to seize your vehicle as soon as you default on your loan or lease. Because state laws differ, read your contract to find out what constitutes a "default." In most states, failing to make a payment on time or to meet your other contractual responsibilities are considered defaults. In some states, creditors are allowed on your property to seize your car without letting you know in advance. But creditors aren't usually allowed to "breach the peace" in connection with repossession. In some states, removing your car from a closed garage without your permission may constitute a breach of the peace. Creditors who breach the peace in seizing your car may have to pay you if they harm you or your property. A creditor usually can't keep or sell any personal property found inside. State laws also may require your creditor to use reasonable care to prevent others from removing your property from the repossessed car. If you find that your creditor can't account for articles left in your car, talk to an attorney about whether your state offers a right to compensation. Selling the Car
Once your creditor has repossessed your car, they may decide to sell it in either a public or private sale. In some states, your creditor must let you know what will happen to the car. For example, if a creditor chooses to sell the car at public auction, state law may require that the creditor tells you the date of the sale so that you can attend and participate in the bidding. If the vehicle is to be sold privately, you may have a right to know the date it will be sold. In either of these circumstances, you may be entitled to buy back the vehicle by paying the full amount you owe, plus any expenses connected with its repossession (such as storage and preparation for sale). In some states, the law allows you to reinstate your contract by paying the amount you owe, as well as repossession and related expenses (such as attorney fees). If you reclaim your car, you must make your payments on time and meet the terms of your reinstated or renegotiated contract to avoid another repossession. The creditor must sell a repossessed car in a "commercially reasonable manner" - according to standard custom in a particular business or an established market. The sale price might not be the highest possible price - or even what you may consider a good price. But a sale price far below fair market value may indicate that the sale was not commercially reasonable. Paying the Deficiency
A deficiency is any amount you still owe on your contract after your creditor sells the vehicle and applies the amount received to your unpaid obligation. For example, if you owe $2,500 on the car and your creditor sells the car for $1,500, the deficiency is $1,000 plus any other fees you owe under the contract, such as those related to the repossession and early termination of your lease or early payoff of your financing. In most states, a creditor who has followed the proper procedures for repossession and sale is allowed to sue you for a deficiency judgment to collect the remaining amount owed on your credit or lease contract. Depending on your state's law and other factors, if you are sued for a deficiency judgment, you should be notified of the date of the court hearing. This may be your only opportunity to present any legal defense. If your creditor breached the peace when seizing the vehicle or failed to sell the car in a commercially reasonable manner, you may have a legal defense against a deficiency judgment. An attorney will be able to tell you whether you have grounds to contest a deficiency judgment.
negligence and incompetence act. how much did you spend on it? see if you can take it to small claims court. did you have a witness with you concerning the sale of car? if not, it could be your word against thiers. must establish proof.
California law requires you be told that it is a salvaged title and the branded title will have it in writing. They can't sidestep the situation because at some point before they sell it, a insurance deemed it over 75 percent damaged. Run a car fax on the vin and you have your proof.
What do you do when your car gets repossessed?
This is a very broad question. There are many possible answers. Here are a few possibles. 1. Buy another car. 2. Get current and get the repo back. 3. Join a carpool. 4. Buy a bicycle.
It is known as the federal "cooling off period" law. However it does not apply to vehicles. All states have specific laws governing vehicle sales and when (if) the buyer can be released from the contract. Consult the consumer laws regarding vehicle purchase for your state of residency.
Call the police.They will sort it out for you.Your son cannot be arrested it is a civil not a crimminal matter.
Absolutely call the police -- at the very least, the repoman is trespassing (assuming that it's YOUR home and not owned or rented by your son) on your property. Also, in many states, the repo agent MUST leave if asked to. To linger after being told to leave is trespassing and a "breach of the peace."
Check with your local/state statutes on repossession laws!
Whencan you drive with od off?
most times you drive with od turned off if you are towing in extreme conditions and od is going in and out, also in extreme slippery conditions one might turn od off.
AnswerOn a tractor-trailer you get better fuel mileage with your overdrive off--the truck is most efficient in "direct drive," where the engine is connected directly to the differentials. Every gear pair your power goes through costs you power due to heating.If it is a non license mechanic can they file for a lean on a car title?
To the best of my knowledge "NO" they can not
How long do you keep your car on after a boost?
20-30 minutes. Long enough to bring the batt back up to charge so it can turn the starter once you stop. After a boost, your best bet is not to stop it until you get home just in case alternator is out. If it is not charging, or battery is dead and can't be charged, it won't start again when you turn it off. Check alt for charge and consider a new batt if you need jumped and alt is ok.
The short answer is yes. Sellers are generally required to disclose the salvage status of a car. Since you initially reached your purchase decision without the benefit of the required disclosure, you may be entitled to sue the seller for fraud/misrepresentation.
Does a bank have to refinance a car to transfer payments to someone else?
Yes. Or the bank can "add" you to the loan and retain the originator too making the loan a "joint" or "co-signed" loan.
What can you do to stop car repo overseas?
There are a number of things that you can do to stop a car repo oversees. One of the best options is to ensure that you pay up the entire car loan and any other relevant charges.
Do you get all your stuff back when recovering your gamer tag?
I think that you only get the achievements that you got on your xbox and if you got them on somone elses xbox you wont get them. also (im not sure about this but) maybe if you got achievements offline you wont get them either even if there on you xbox.
I cant, you might can IF you pay current. The lender wants their money, on time, blah blah blah. SOS different day, LOL
Yes, they have to give your car back if you pay the reinstatement ammount, in other words all the payments and fees you owe to make the loan current... the only exception will be if they have a reason to believe that you hide your vehicle to avoid repossession....in that case they have the right to refuse the monthly payments, and they will ask for the full payoff amount to give your car back, if they have not sold it yet...
