Repossession

It sort of depends...if you mean for exempting it for BK purposes....frankly the legal limit is so low (something like $750) that if they really stuck by it, no one would have a usable car after bankruptcy. More a smell test...age, type, model all reasonable, not extravagent, not so much that it would really be able to help your financial situation well...and needed...exempt it. As to the value of a car that is security, very simply...it is the amount it gets sold for...if it doesn't sell for enough to pay the loan/lien...you owe the extra...doesn't matter what the book is, how great the paint...whatever...the amount it is sold for.

Most of your descriptive terms are variable and could mean different things to different people. Did you see him do it??? Why do I ask?? IF you didnt see it happen, you dont know if he used "force" or not. Merry Christmas

yes. The person who the vehicle is titled to is the owner of the vehicle.

Once you are late by a single day you are in violation of your loan agreement which means you can be repoed.Until you bring your loan completely current....late fees and all you are in danger of being repoed.Read your loan agreement.

This question regards patient privacy rights. The American State of Wisconsin has multiple laws concerning patient rights and medical records. Furthermore Wisconsin patients are protected by federal law from the Health Insurance Portability Accountability Act (HIPPA).

Yes, Texas requires a plate front and rear.

You could try refinancing for an extention, for example; if you have 12 months left to pay, get a loan for 24 months. You will end up paying more interest in the end, but your payments will be lower. Another option, sell the car for what it is worth then get a loan to pay off the rest of the car in order to get the title and sign it over to the new buyer. The difference ($4000) you had to take a loan out for can be paid off a bit easier than the whole amount. Another option, get a second job to afford the car.

All state bar associations and American Bar Association offer a free attorney referral service. American Bar Association, http://www.abanet.org

In Georgia, Has an "endangerment of security" if at any time the finance company fells that there security is in danger they can repo you car. A finance company can repo you car at any time even if you are current if they fell that there security is endanger. Example of Endangerment I have repo for: 1. Past Due Payments 2. You move and don't notify Finance Company 3. Cancelled insurance 4. Threats of destroying the Auto 5. Divorces 6. Threats of Filing Bankruptcy 7. Failed to make a payment on another vehicle that is financed with the same company

You start filing for bankruptcy by working with the court to determine if that is the best decision for you. Firstly, the court will do a "means test" in which they will calculate your income versus your debt and also compare your financial situation to other people in your area. Additionally, you have to undergo credit counseling before you are eligibile to file. When these steps are completed you can file.

ANSWER:

You would want to file bankruptcy if you are overwhelmed by

debt and harassed by creditors. If you are unable to pay

your bills you may be eligible for relief under Chapter 7,

Chapter 13, or Chapter 11 bankruptcy. A Minneapolis

bankruptcy attorney will answer your questions. As soon as

you file for bankruptcy:

* Harassing phone calls stop!
* Mortgage foreclosure stops!
* Repossession of your car or furniture stops!
* An attempt to garnish your wages stops!
* You keep your personal property.
* You keep the tools you need to make a living.

Car Fax will tell you where the car was last registered and it will tell you witch dealers have had your car in their inventory and where they got it from.

Car Fax will not give you the names of private individuals who have owned your car and with out the previous plates it would be difficult to find out who had owner ship of it.

You could see if the title history is kept from owner to owner through the dmv.

You need to contact your State Board of Private Investigators to obtain a licence. Be prepared...they need a Valid Drivers Licence, Passport Photo (or one similar) A Criminal Record check from the local Clerk of Courts office in any counties you have resided in in the last 2 years, Fingerprint card- you can get this at the local Sherrif's Office where you live, and $155.00 for a SBI Criminal Backround Check, and license fee.

When you fall behind on your payments from any place, the lienholder has a legal right to repossess the collateral, mainly the car or truck. They can be nice and warn you, or not. The only papers they may serve is the order to repossess. Most recovery agents (repo people) prefer not to tangle with a debtor and take the collateral when the debter doesn't show up. As long as they call it into the police to protect themselves and they have an order to repossess the goods from the bank, that's it.

with bolts or screws

Robert, read the contract where it mentions DEFAULT. Default is not JUST making payments on time. It usually covers having the required ins., NOT using the car in an illegal manner. Whenever you are in default, the lender can repo. YES, it can be repoed from the impound. On an involuntary tow, the impound is required to notify the LEINHOLDER and the owner.

As a matter of fact I dearly love to impound cars - then find out there is repossession order out of them because then I ALWAYS get paid by the lienholder.

It looks borderline MEAN, but if you were late, you were in DEFAULT and the lender has the right to repo when you're in default. Some lenders (BHPH lots) are MORE aggressive in their repo policies that others.

You can't. The lender wants what is owed on the car not what it is worth. This is being upside down on the loan.

You cannot return a vehicle you purchased after 30 days. It will be considered used and a possible trade in for this vehicle will be considered.

dismantle certificate of title to scrap, dismantle or destroy the vehicle

The buyer's remorse law does not apply to the purchase of an automobile. If you have no actually paid for the car you may get out of the deal and you may not. Ask very nicely to be let out of this deal.

Write down the VIN # located on the driver's side, on dash, next to windshield. Call the DMV with the VIN.

gary, you will have to consult with a local attorney on WI law. I do hope you are listed as the LEINHOLDER on the title. Wisconsin

TITLE STATE: Yes SECURITY INTERESTS: Shown on title held by debtor. LICENSE REGISTRATION: Wisconsin Division of Motor Vehicles, 4802 Sheboygan Avenue, Madison, Wisconsin 53705. Tel.:(608)266-1466. RECOVERY REQUIREMENT: A replevin judgment must be obtained granting the right to recovery, unless the debtor signs a voluntary surrender of collateral. DOCUMENTS REQUIRED FOR LIQUIDATION: Title, Repossession Affidavit, and Copy of Contract. PLATES: Remain with debtor. Good Luck

you need to take a dmv class, you need a 50,000 surety bong, you need to have a lot, and several other little requirements but these are the biggest ones.

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If if it a 1995 or older then it came with R12 installed. 1996 can be R12 or R134. 1997 up, it has R134/R134a. If you suspect it had R12 look for a label somewhere on the A/C unit signifying it has been converted. If you find it has R12 and is leaking and needs repairing, after the leak is repaired, convert it to R134a. R12 is far too expensive to use.