Repossession

An order to repossess. When you finance or lease a vehicle, your creditor holds important rights on the vehicle until you've made the last loan payment or fully paid off your lease obligation. These rights are established by the signed contract and by state law. If your payments are late or you default on your contract in any way, your creditor may have the right to repossess your car. Talking with Your Creditor

It is easier to try to prevent a vehicle repossession from taking place than to dispute it afterward. Contact your creditor when you realize you'll be late with a payment. Many creditors will work with you if they believe you'll be able to pay soon, even if slightly late. Sometimes you may be able to negotiate a delay in your payment or a revised schedule of payments. If you reach an agreement to modify your original contract, get it in writing to avoid questions later. Still, your creditor may refuse to accept late payments or make other changes in your contract and may demand that you return the car. By voluntarily agreeing to a repossession, you may reduce your creditor's expenses, which you would be responsible for paying. Remember that even if you return the car voluntarily, you're responsible for paying any deficiency on your credit or lease contract, and your creditor still may report the late payments and/or repossession on your credit report. Seizing the Car

In many states, your creditor has legal authority to seize your vehicle as soon as you default on your loan or lease. Because state laws differ, read your contract to find out what constitutes a "default." In most states, failing to make a payment on time or to meet your other contractual responsibilities are considered defaults. In some states, creditors are allowed on your property to seize your car without letting you know in advance. But creditors aren't usually allowed to "breach the peace" in connection with repossession. In some states, removing your car from a closed garage without your permission may constitute a breach of the peace. Creditors who breach the peace in seizing your car may have to pay you if they harm you or your property. A creditor usually can't keep or sell any personal property found inside. State laws also may require your creditor to use reasonable care to prevent others from removing your property from the repossessed car. If you find that your creditor can't account for articles left in your car, talk to an attorney about whether your state offers a right to compensation. Selling the Car

Once your creditor has repossessed your car, they may decide to sell it in either a public or private sale. In some states, your creditor must let you know what will happen to the car. For example, if a creditor chooses to sell the car at public auction, state law may require that the creditor tells you the date of the sale so that you can attend and participate in the bidding. If the vehicle is to be sold privately, you may have a right to know the date it will be sold. In either of these circumstances, you may be entitled to buy back the vehicle by paying the full amount you owe, plus any expenses connected with its repossession (such as storage and preparation for sale). In some states, the law allows you to reinstate your contract by paying the amount you owe, as well as repossession and related expenses (such as attorney fees). If you reclaim your car, you must make your payments on time and meet the terms of your reinstated or renegotiated contract to avoid another repossession. The creditor must sell a repossessed car in a "commercially reasonable manner" - according to standard custom in a particular business or an established market. The sale price might not be the highest possible price - or even what you may consider a good price. But a sale price far below fair market value may indicate that the sale was not commercially reasonable. Paying the Deficiency

A deficiency is any amount you still owe on your contract after your creditor sells the vehicle and applies the amount received to your unpaid obligation. For example, if you owe $2,500 on the car and your creditor sells the car for $1,500, the deficiency is $1,000 plus any other fees you owe under the contract, such as those related to the repossession and early termination of your lease or early payoff of your financing. In most states, a creditor who has followed the proper procedures for repossession and sale is allowed to sue you for a deficiency judgment to collect the remaining amount owed on your credit or lease contract. Depending on your state's law and other factors, if you are sued for a deficiency judgment, you should be notified of the date of the court hearing. This may be your only opportunity to present any legal defense. If your creditor breached the peace when seizing the vehicle or failed to sell the car in a commercially reasonable manner, you may have a legal defense against a deficiency judgment. An attorney will be able to tell you whether you have grounds to contest a deficiency judgment.

In most states the fee is the same as a title transfer.

There is no set time. You are gambling that things will fall into place before its too late. How long have you driven the vehicle now without paying? 4 months, 6 months, more???? Usually if a lender has to file a replevin, there is NO "catching up". The lender has lost faith in your ability and/or desire to perform the terms of the contract.

can they send a police to my house to repo my car? can they send a police to my house to repo my car?

If your asking him money for sex then I'd advise you not to, you didn't say 'a man your in a relationship with' you said 'sleeping with.' This man probably has no idea it's 'that' type of relationship and it's not acceptable to ask for money for sex, it's degrading to you and him. There are better ways of getting money. You didn't say why you wanted the money and from your question it leads one to believe that you're acting on the cheap side and not much better than a prostitute. If you're going together and have been for some time and are having financial difficulties then that's one thing, but if you sleep with a guy for 5 - 6 times and know you'll be moving on then you might as well admit what you are and stand on a street corner waiting for the next john. I know some high-class prostitutes that work out of a famous hotel in Vancouver and they told me once that some girlfriends of guys or married women weren't any different than they were and that the prostitutes were just honest about who and what they were.

you have to be 18 to own a car and have your name on the title. but you can sell a car to a person under 18 and have their parents put their name on the title

Looks Ike you got 15 days to get the car back or they sell it. Call CAC and they will tell you where your stuff is.Connecticut

TITLE STATE: Yes.SECURITY INTERESTS: Shown on title held by first lien holder.LICENSE REGISTRATION: Connecticut Department Motor Vehicle, 60 State Street, Wethersfield, Connecticut 06109. Tel: (860)566-4710. Toll Free 1-800-842-8222.RECOVERY REQUIREMENT: Must be peaceful. Ten day notice before taking is permitted but not required. If not given, fifteen day period for redemption must be given. Repossession allowed without committing a breach of the peace.DOCUMENTS REQUIRED FOR LIQUIDATION: Affidavit of Repossession, Certificate of Title, Q-1 form to transfer.PLATES: Remain with debtor.

<a href="http://www.cga.state.ct.uscga.state.ct.us/2003/pub/Title42.htm

Dance

That would be the definition of a slave.

That would be the definition of a slave.

That would be the definition of a slave.

That would be the definition of a slave.

You can file Chapter 13, but you would need to pay all creditors in full because you are not eligible to receive a discharge. If you want file Chapter 13 and receive a discharge, you must wait to file until 6 years have passed since your Chapter 7 case. You would to wait 7 years if you want to file another Chapter 7 case.

When a vehicle is repossessed it is sold at a public auction for the fair market value (or as close to such as is possible). The borrower/debtor is responsible for any deficit in the amount between what the vehicle is sold for and the remaining balance of the loan contract plus additional fees such as cost of the repossession action. So, in that context, the person is responsible for the "full price" of the vehicle.

You go to the enterprise or whatever company you want to lease it from, show them your drivers license, sign papers and get the car.

best time to think of this is BEFORE the car is purchased and before they drive away. Get a lien on the car somehow. get a key made to it after you get the lien on it. Email me if its not to late and they have the car already.

In Virginia, the law states a lender must submit notice in writing at least 10 days before a car is to be repossessed. Therefore, car payments that are late can be subject to repossession at anytime, provided notice has been given.

ford f250 2001 most reliable vehicle i have ever had

Essentially, any time after it leaves your driveway. Many vehicles in Texas are repossessed as the result of defaulted title loans. It is common practice for these companies to direct drop vehicles for immediate sales at auctions around the state. The repossession drivers who are not able to get you to exchange your keys for your personal property left in the car, may first take it to the storage lot of the agency to inventory your stuff. But, assume that once the vehicle is towed off, it is gone.

You could start a courier business, you could offer moving services, you could use it for the needs of an existing company, you could get a Class C CDL and Hazmat endorsement and do hazardous spill cleanup, you could run it as an expediter with a company such as Panther II, Tri-State, FedEx Custom Critical.... but, to be honest, if you have this thing, and really don't know what to do with it, your best option may be simply to sell it.

If you owe money on the motorcycle then the lender has a lien on the vehicle. You cannot sell it without the permission of the lien holder. You need to contact the dealer holding the loan and see if they can help you.

Cars for civilian use weren't produced in 1943 and 1944 because all manufacturing facilities were converted to making military equipment.

A car can still be repossessed if it has scratches or some slight damage. The current value of the car is normally used when netting off the debts.

Most likely, the LENDER got a judgement for the balance due on the car loan about 6 years ago. They have likely sold the judgement to an attorney who will collect on the judgement.

both buyer and co buyer --- Typically, in disputes like this, possession is factored into the legal decision. It is likely whoever has possession at the time of court findings will prevail.

This really depends on "which" contract they are in breach of. The bank contract is tied to the sales contract, different conclusions and responsibilities, but both will have separate and equal rights, seller and customer. Your question is way too vauge to respond with exact conclusions.

This depends on the laws governing bankruptcy in your state. Whether or not you can use both state and federal exemptions and several other factors. Usually a trustee will only allow the home that is the primary residence of the filer to be used as an exemption and/or reaffirmed. This means the home you occupy would be included in your father's assets and would be sold. In order to protect your home it would have to be titled in your and your wife's name. Which may or may not save it, as there is a bankruptcy law called "fradulent conveyance". It is quite complicated, and I would advise you seek the counsel of a good bankruptcy lawyer.

From any dealership really, the last week of the month. You see, the dealerships have quotas they need to reach for each month - if they're seriously behind in sales for the month, they're going to be more willing to work with you for your business. Also, do your homework. If you're shopping around, get quotes in writing. This makes the best offer at another dealership a solid starting block for the next dealership. Often, if you can't negoitate price, negotiate your financing rate, add-ons (6-disc CD changer, navigation, rims etc.) MAKE SURE TO BRING YOUR WRITTEN QUOTES WITH YOU!! Have a blast buying your new car!